Debt Index Funds Low to Moderate Risk Fund Manager: Ranjana Gupta
Debt Index Funds Low to Moderate Risk
The investment objective of the scheme is to provide returns that closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.35% | 1.2% | 2.48% | 3.73% | 5.79% | 7.58% | 7.25% | 0% | 0% | 0% | 7.38% |
| Category returns | 0.55% | 1% | 2.13% | 3.28% | 5.07% | 7.37% | 7.06% | 6.77% | 5.92% | 0% | N/A |
| Absolute returns | 0.35% | 1.2% | 2.48% | 3.73% | 5.79% | 15.74% | 23.43% | 0% | 0% | 0% | 28.97% |
| Rank within category | 91 | 45 | 41 | 48 | 40 | 15 | 9 | 18 | 3 | 1 | N/A |
| Total Schemes in Category | 104 | 101 | 100 | 97 | 94 | 76 | 74 | 17 | 2 | 0 | N/A |
| Index Funds | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|
| Yearly returns | N/A | 7.02% | 8.15% | 7.95% | 1.57% |
| Q1 returns | N/A | 2.07% | 1.91% | 2.11% | 1.24% |
| Q2 returns | N/A | 1.9% | 2.17% | 2.87% | 0.33% |
| Q3 Returns | N/A | 1.11% | 2.43% | 1.2% | N/A |
| Q4 Returns | N/A | 1.77% | 1.4% | 1.56% | N/A |
Expense ratio: 0.38%
Inclusive of GST
Exit load
0.15% on or before 30D, Nil after 30D
| Alpha | 0.0532674 |
| Beta | 0.3244 |
| Sharpe Ratio | 0.197598 |
| Sortino Ratio | 0.264778 |
| R-Squared | 0.6242 |
| Tracking Error | 0.5314 |
| Downside Risk | 0.7091 |
| Std. Deviation (Annualised) | 1.0472 |
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Axis CRISIL IBX SDL May 2027 Index Fund - Regular Plan - Growth | 0.45% | 1.32% | 2.69% | 4.06% | 6.08% | 7.31% | 0% | 0% | 6.22% | 1,993.37 | 0.29 | 0.24 | Low to Moderate |
| Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund - Regular Plan - Growth | 0.49% | 1.42% | 2.89% | 4.25% | 6.25% | 7.3% | 0% | 0% | 6.22% | 6,825.46 | 0.35 | 0.26 | Low to Moderate |
| Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund - Regular Plan - Growth | 0.64% | 0.5% | 1.6% | 3.1% | 4.89% | 7.29% | 0% | 0% | 7.88% | 612.43 | 0.38 | 0.17 | Low to Moderate |
| HDFC NIFTY G-Sec Apr 2029 Index Fund - Regular Plan - Growth | 0.63% | 0.53% | 1.63% | 3.15% | 4.94% | 7.29% | 0% | 0% | 7.86% | 166.03 | 0.36 | 0.17 | Low to Moderate |
| ICICI Prudential Nifty SDL Sep 2027 Index Fund - Regular Plan - Growth | 0.33% | 1.18% | 2.46% | 3.72% | 5.79% | 7.28% | 0% | 0% | 6.39% | 1,475.17 | 0.29 | 0.20 | Low to Moderate |
| Mirae Asset Nifty SDL Jun 2027 Index Fund - Regular Plan - Growth | 0.45% | 1.31% | 2.64% | 3.98% | 5.99% | 7.28% | 0% | 0% | 6.39% | 483.29 | 0.35 | 0.23 | Low to Moderate |
| HDFC Nifty G-Sec Jul 2031 Index Fund - Regular Plan - Growth | 1.15% | 0.5% | 1.07% | 1.88% | 3.11% | 7.27% | 0% | 0% | 7.64% | 638.47 | 0.33 | 0.13 | Moderate |
| ICICI Prudential Nifty SDL Dec 2028 Index Fund - Regular Plan - Growth | -0.04% | 0.54% | 1.7% | 2.35% | 4.45% | 7.26% | 0% | 0% | 7.68% | 835.50 | 0.37 | 0.14 | Low to Moderate |
| SBI CRISIL IBX SDL Index - September 2027 Fund - Regular Plan - Growth Current | 0.35% | 1.2% | 2.48% | 3.73% | 5.79% | 7.25% | 0% | 0% | 7.38% | 1,518.40 | 0.38 | 0.20 | Low to Moderate |
| Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund - Regular Plan - Growth | 0.27% | 0.54% | 1.7% | 2.7% | 4.64% | 7.24% | 0% | 0% | 7.52% | 316.79 | 0.39 | 0.15 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 79.02% |
| Cash & Cash Equivalents and Net Assets | 20.98% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.18% State Government of Tamil Nadu 2027 | Government Securities | 22.30% | |
| TREPS | Cash & Cash Equivalents and Net Assets | 21.33% | |
| 7.20% State Government of Maharashtra 2027 | Government Securities | 17.32% | |
| 7.38% CGL 2027 | Government Securities | 9.72% | |
| 7.33% State Government of Maharashtra 2027 | Government Securities | 6.55% | |
| 7.45% State Government of Rajasthan 2027 | Government Securities | 5.35% | |
| 7.25% State Government of Gujarat 2027 | Government Securities | 4.33% | |
| 7.17% State Government of Gujarat 2027 | Government Securities | 3.63% | |
| 7.46% State Government of Madhya Pradesh 2027 | Government Securities | 2.68% | |
| 7.47% State Government of Chhattisgarh 2027 | Government Securities | 2.34% | |
| 7.26% State Government of Haryana 2027 | Government Securities | 1.33% | |
| 7.29% State Government of Haryana 2027 | Government Securities | 1.00% | |
| 7.41% State Government of Haryana 2027 | Government Securities | 0.80% | |
| 7.25% State Government of Kerala 2027 | Government Securities | 0.67% | |
| 7.19% State Government of Uttar Pradesh 2027 | Government Securities | 0.67% | |
| 7.24% State Government of Tamil Nadu 2027 | Government Securities | 0.32% | |
| 7.23% State Government of Tamil Nadu 2027 | Government Securities | 0.02% | |
| Net Receivable / Payable | Cash & Cash Equivalents and Net Assets | -0.35% | |
| Total | 100.00% |
Ranjana Gupta Joined SBIFMOL in 2008 as Fixed Income Dealer and has over 21 years of Experience in capital market. Prior to joining SBIFMPL, Ranjana was heading the broking activities at Twentyfirst Century Shares and Securities Ltd from May 1995 to February 2008. She started har career as a dealer in 1995 with OTCEI (Over the Counter Exchange of India). Ranjana is a commerce graduate from Mumbai University.
RETURNS
It is an Open ended scheme that primarily invests in Index Funds.
The investment objective of the scheme is to provide returns that closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.
The scheme benchmark is the CRISIL IBX SDL Index - September 2027
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.79%
3-year: 7.26%
5-year: 0%
Top holdings include names such as:
The NAV is around ₹12.90 (approx.) for the SBI CRISIL IBX SDL Index - September 2027 Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹1,518 Cr.
The expense ratio for the Regular Plan is 0.38.
0.15% on or before 30D, Nil after 30D.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Ranjana Gupta
This fund is suitable for investors with a Low to Moderate risk tolerance.
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