Debt Credit Risk Fund Moderate Risk
To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Credit Risk Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 1.84% | 2.18% | 3.4% | 4.47% | 5.98% | 8.38% | 8.13% | 8.11% | 6.93% | 5.66% | 6.26% |
| Category returns | 1.5% | 2.14% | 3.88% | 5.58% | 7.61% | 9.39% | 8.71% | 7.95% | 9.21% | 6.41% | N/A |
| Absolute returns | 0.34% | 2.06% | 3% | 4.74% | 5.35% | 17.04% | 26.24% | 38.14% | 39.91% | 73.42% | 103.98% |
| Rank within category | 3 | 3 | 4 | 7 | 11 | 6 | 5 | 5 | 9 | 11 | N/A |
| Total Schemes in Category | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 13 | N/A |
| Credit Risk Fund | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 10.92% | 7.09% | 4.09% | -4.53% | 7.98% | 2.79% | 2.23% | 11.62% | 7.29% | 9.19% | 3.11% |
| Q1 returns | 2.4% | 1.91% | 1.8% | -5.2% | 1.51% | 0.01% | 0.54% | 5.15% | 1.94% | 4.16% | 0.6% |
| Q2 returns | 2.38% | 2.06% | 0.64% | -2.95% | 3.39% | 1% | -0.69% | 1.59% | 1.57% | 2.29% | 2.49% |
| Q3 Returns | 3.49% | 2% | -0.77% | 2.13% | 1.31% | 1.22% | 0.94% | 1.31% | 2.28% | 0.95% | N/A |
| Q4 Returns | 2.24% | 0.94% | 2.39% | 1.6% | 1.55% | 0.53% | 1.44% | 3.15% | 1.31% | 1.52% | N/A |
Expense ratio: 1.24%
Inclusive of GST
Exit load
1% on or before 1Y, NIL after 1Y
| Alpha | 0.130019 |
| Beta | 0.3641 |
| Sharpe Ratio | 0.224754 |
| Sortino Ratio | 0.466563 |
| R-Squared | 0.2519 |
| Tracking Error | 0.6437 |
| Downside Risk | 0.7862 |
| Std. Deviation (Annualised) | 1.8099 |
| Credit Risk Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan - Growth | 5.87% | 5.07% | 5.98% | 7.1% | 9.53% | 15.51% | 11.95% | 8.02% | 7.56% | 222.83 | 1.23 | 0.28 | Moderately High |
| Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth | 0.94% | 2.04% | 6.69% | 8.99% | 11.83% | 11.81% | 9.74% | 8.43% | 8.49% | 1,178.19 | 1.66 | 0.49 | High |
| HSBC Credit Risk Fund - Regular Plan - Growth | 0.52% | 1.24% | 2.26% | 3.58% | 5.25% | 10.78% | 8.45% | 7.03% | 7.6% | 475.54 | 1.64 | 0.18 | Moderate |
| Bank of India Credit Risk Fund - Regular Plan - Growth | 5.87% | 6.98% | 13.42% | 15.37% | 16.91% | 9.56% | 27.66% | 2.44% | 3.14% | 100.26 | 1.38 | 0.12 | Moderately High |
| Invesco India Credit Risk Fund - Regular Plan - Growth Current | 1.84% | 2.18% | 3.4% | 4.47% | 5.98% | 8.13% | 6.93% | 5.66% | 6.26% | 159.38 | 1.45 | 0.23 | Moderate |
| ICICI Prudential Credit Risk Fund - Growth | 0.87% | 1.24% | 2.95% | 5.18% | 7.61% | 8.04% | 7.26% | 7.78% | 8.21% | 5,833.83 | 1.38 | 0.45 | High |
| Nippon India Credit Risk Fund - Growth | 0.71% | 1.65% | 2.84% | 4.59% | 7.15% | 8.02% | 8.33% | 5.92% | 6.45% | 1,057.55 | 1.48 | 0.54 | High |
| Axis Credit Risk Fund - Regular Plan - Growth | 0.71% | 1.58% | 2.87% | 4.94% | 7.01% | 7.61% | 6.63% | 6.68% | 7.17% | 351.04 | 1.57 | 0.38 | High |
| Baroda BNP Paribas Credit Risk Fund - Regular Plan - Growth | 0.52% | 1.43% | 2.49% | 4.28% | 6.34% | 7.54% | 8.32% | 7.46% | 7.8% | 174.61 | 1.61 | 0.39 | Moderately High |
| SBI Credit Risk Fund - Regular Plan - Growth | 0.57% | 1.69% | 2.79% | 4.34% | 6.26% | 7.39% | 6.81% | 7.14% | 7.45% | 2,138.91 | 1.55 | 0.30 | High |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Government Securities | 30.72% |
| Corporate Debt | 59.94% | |
| Cash & Cash Equivalents and Net Assets | 8.51% | |
| REITs & InvITs | 0.49% | |
| Alternative Investment Fund | 0.28% | |
| Domestic Equities | 0.06% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 99.94% | |
| Textiles & Apparels | 0.06% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.18% Government of India 2033 | Government Securities | 12.58% | |
| 6.68% Government of India 2040 | Government Securities | 8.82% | |
| 7.51% Tata Housing Development Company Limited 2028 ** | Corporate Debt | 8.56% | |
| 8% Adani Power Limited 2028 ** | Corporate Debt | 8.49% | |
| 8.65% Aadhar Housing Finance Limited 2027 ** | Corporate Debt | 8.11% | |
| 9.10% Manappuram Finance Limited 2026 ** | Corporate Debt | 7.48% | |
| 8.29% ONGC Petro Additions Limited 2027 ** | Corporate Debt | 7.47% | |
| 7.87% Lodha Developers Limited 2029 ** | Corporate Debt | 7.41% | |
| 8.75% 360 One Prime Limited 2027 ** | Corporate Debt | 6.20% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 5.85% | |
| 7.32% Government of India 2030 | Government Securities | 3.19% | |
| 7.1% Government of India 2034 | Government Securities | 3.13% | |
| 9.85% IndoStar Capital Finance Limited 2026 ** | Corporate Debt | 3.12% | |
| 8.35% Aditya Birla Real Estate Limited 2027 ** | Corporate Debt | 3.10% | |
| 6.48% Government of India 2035 | Government Securities | 3.00% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 2.66% | |
| Roadstar Infra Investment Trust | REITs & InvITs | 0.49% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.28% | |
| Sintex Industries Ltd. | Textiles & Apparels | Domestic Equities | 0.06% |
| Total | 100.00% |
Krishna has over 15 years experience in the Fixed Income market. In his last assignment, Krishna was associated with Reliance General Insurance as Chief Investment Officer for around 2 years. He has also worked with ICAP India Pvt. Ltd. for almost 8 years as a fixed income dealer. Krishna is a BE from Andhra University, PGDBA from ICFAI business school & CFA from ICFAI.
RETURNS
It is an Open ended scheme that primarily invests in Credit Risk Fund.
To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
The scheme benchmark is the NIFTY Credit Risk Bond Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.53%
3-year: 8.14%
5-year: 6.99%
Top holdings include names such as:
The NAV is around ₹2,044.33 (approx.) for the Invesco India Credit Risk Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹160 Cr.
The expense ratio for the Regular Plan is 1.24.
1% on or before 1Y, NIL after 1Y.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Vikas Garg, Krishna Cheemalapati
This fund is suitable for investors with a Moderate risk tolerance.
Get personalized Portfolio Management Services designed to grow and protect your wealth.
ChatGPT
Claude
Perplexity
