Key Financials Snapshot

TTM · Standalone · ₹ in Cr
Market Cap
₹27 Cr.
Stock P/E
18.8
P/B
0.4
Current Price
₹0.5
Book Value
₹ 1.3
Face Value
1
52W High
₹0.9
52W Low
₹ 0.5
Dividend Yield
0%

Yamini Investments Overview

Business

Yamini Investments Ltd. is an India-based Non-Banking Financial Company (NBFC) primarily engaged in investment activities. Its core business involves investing in a diverse portfolio of shares, stocks, securities, bonds, debentures, and other financial instruments across various sectors. The company also provides financial services, which may include inter-corporate deposits and lending activities. It generates revenue primarily through capital gains on the sale of investments, dividend income from its equity holdings, and interest income from its lending and deposit-taking operations.

Revenue Mix

The company's primary operations are consolidated under its investment activities and financial services. For a company of this nature and size, a granular breakdown into distinct revenue segments is typically not provided in public disclosures. The majority of its income is derived from investment operations (e.g., capital gains, dividends) and interest income from financial activities (e.g., lending, deposits).

Industry

Yamini Investments operates within the highly competitive and fragmented Indian financial sector, specifically in the NBFC and investment company segment. This industry comprises a wide range of players, from large diversified NBFCs and mutual funds to smaller, specialized investment houses. Yamini Investments is a relatively small player within this landscape, competing on investment acumen and potentially niche financial services rather than broad scale or market presence. Its positioning is that of a direct market participant, highly sensitive to overall market movements and economic conditions.

MOAT

Yamini Investments Ltd. appears to have a limited or no significant sustainable competitive advantage (moat). It operates in a commoditized financial services and investment space. The company does not exhibit unique brand recognition, proprietary technology, vast economies of scale, strong network effects, or significant switching costs that typically characterize companies with durable moats. Its success largely depends on the investment decisions and financial acumen of its management, which is not a structural or durable advantage.

Growth Drivers

Positive Market Sentiment: A buoyant equity market and overall economic growth in India can lead to appreciation in its investment portfolio, resulting in higher capital gains.

Strategic Investment Decisions: Successful identification and investment in high-growth securities or sectors can significantly enhance portfolio performance.

Expansion of Lending Activities: Growth in its financial services segment, particularly in lending, could increase interest income, provided credit risk is managed effectively.

Dividend Income Growth: An increase in dividends from its investee companies, driven by their underlying performance, would contribute to revenue.

Risks

Market Volatility: As an investment company, its performance is highly susceptible to fluctuations in equity and debt markets. Economic downturns or market corrections can significantly impact portfolio value and profitability.

Concentration Risk: If its investment portfolio is concentrated in a few securities, industries, or sectors, adverse events in those areas could severely impact the company's financial health.

Credit Risk: If involved in lending, there is a risk of default by borrowers, leading to non-performing assets and potential losses.

Liquidity Risk: Difficulty in converting certain investments into cash quickly without significant loss in value, especially in illiquid markets or during periods of market stress.

Regulatory Changes: Changes in regulations from SEBI (Securities and Exchange Board of India) or RBI (Reserve Bank of India) concerning NBFCs or investment companies could impact its operations and profitability.

Competition: Intense competition from other NBFCs, investment funds, and financial institutions can put pressure on opportunities and returns.

Management & Ownership

Yamini Investments Ltd. is typically a promoter-driven company. Promoters usually hold a significant equity stake, which aligns their interests with the company's long-term performance. The quality of management is often closely tied to the investment expertise and financial acumen of the promoter group, who are key decision-makers regarding investment strategies and financial operations.

Outlook

Yamini Investments presents an outlook closely tied to the broader economic and market conditions in India. The company has the potential to generate returns during periods of market strength and economic growth, benefiting from capital appreciation and dividend income from its investment portfolio. Its involvement in financial services also offers avenues for interest income. However, as a small player in a competitive and highly regulated sector, it faces substantial risks, primarily from market volatility, potential credit risks from lending activities, and regulatory changes. Its performance will largely depend on the management's ability to make astute investment decisions and effectively manage market and credit risks. Without strong differentiation or significant scale, its trajectory will likely mirror the performance of its underlying investments and the general financial market trends.

Yamini Investments Share Price

Live · BSE · Inception: 1983
₹ | |
Volume
Price

Key Financials — Profit & Loss

₹ in Cr · Standalone · annual

Yamini Investments Quarterly Results

#(Fig in Cr.) Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Net Sales 4 2 30 38 1 3 2 0 1 0
Other Income 1 0 0 0 0 0 0 0 0 0
Total Income 5 2 30 38 1 3 2 0 1 0
Total Expenditure 5 1 27 35 4 3 1 0 2 0
Operating Profit 0 2 3 2 -3 0 0 0 -0 0
Interest 0 0 0 0 1 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0
Exceptional Income / Expenses 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 0 2 3 2 -4 0 0 0 -0 0
Provision for Tax 0 0 1 1 -1 0 0 0 -0 0
Profit After Tax 0 1 2 2 -3 0 0 0 -0 0
Adjustments 0 0 0 0 0 -0 0 0 0 0
Profit After Adjustments 0 1 2 2 -3 0 0 0 -0 0
Adjusted Earnings Per Share 0 0 0 0 -0.1 0 0 0 -0 0

Yamini Investments Profit & Loss

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Net Sales 12 13 7 2 0 3 2 5 6 10 47 3
Other Income 1 4 3 2 2 2 2 0 0 0 0 0
Total Income 13 17 10 5 2 4 4 5 6 10 47 3
Total Expenditure 12 16 10 4 2 4 4 5 6 10 44 3
Operating Profit 1 1 0 0 0 0 0 0 0 0 3 0
Interest 0 0 0 0 0 0 0 0 0 0 1 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Exceptional Income / Expenses 0 0 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 0 1 0 0 0 0 0 0 0 0 2 0
Provision for Tax 0 0 0 0 0 0 0 0 0 0 1 0
Profit After Tax 0 1 0 0 0 0 0 0 0 0 1 0
Adjustments 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 0 1 0 0 0 0 0 0 0 0 1 0
Adjusted Earnings Per Share 0 0 0 0 0 0 0 0 0 0 0 0

Yamini Investments Balance Sheet

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 66 66 66 67 67 67 67 67 67 68 69
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Borrowings 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 -0 -0 -0 -0 -0 -0 -0 -0
Total Current Liabilities 0 5 0 1 2 1 1 1 3 2 22
Total Liabilities 66 72 67 67 68 68 69 68 70 70 91
Fixed Assets 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Assets 20 20 26 30 32 32 28 24 24 32 38
Total Current Assets 45 51 41 37 36 36 41 44 46 37 54
Total Assets 66 72 67 67 68 68 69 68 70 70 91

Yamini Investments Cash Flow

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 0 1 1 0 0 0 0 0 0 0 0
Cash Flow from Operating Activities -44 -0 5 4 2 -0 -4 -4 -0 8 7
Cash Flow from Investing Activities -21 -0 -6 -5 -2 0 5 4 0 -8 -6
Cash Flow from Financing Activities 65 0 0 0 0 0 0 0 0 0 0
Net Cash Inflow / Outflow 1 -0 -0 -0 0 -0 0 -0 -0 0 2
Closing Cash & Cash Equivalent 1 1 0 0 0 0 0 0 0 0 2

Yamini Investments Ratios

# Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.01 0.01 0 0 0 0 0 0 0 0 0.03
CEPS(Rs) 0.01 0.01 0 0 0 0 0 0 0 0 0.03
DPS(Rs) 0 0 0 0 0 0 0 0 0 0 0
Book NAV/Share(Rs) 1.25 1.26 1.26 1.27 1.27 1.27 1.28 1.28 1.28 1.29 1.32
Core EBITDA Margin(%) -0.84 -23.37 -35.31 -86.19 -433.05 -56.66 -64.74 6.14 4.43 3.42 6.15
EBIT Margin(%) 4.17 5.88 2.15 7.96 63.67 9.43 10.64 5.52 4.46 3.45 6.16
Pre Tax Margin(%) 4.13 5.85 2.13 7.93 63.56 9.43 10.64 5.51 4.45 3.43 4.19
PAT Margin (%) 2.75 4.05 1.62 6.51 51.84 7.25 7.87 4.08 3.3 2.54 3.1
Cash Profit Margin (%) 2.91 6.06 2.88 10.57 66.09 9.17 9.17 4.71 3.3 2.54 3.1
ROA(%) 0.99 0.76 0.18 0.22 0.28 0.28 0.28 0.31 0.31 0.36 1.8
ROE(%) 1 0.79 0.18 0.23 0.28 0.29 0.29 0.31 0.31 0.37 2.12
ROCE(%) 1.51 1.15 0.24 0.28 0.34 0.38 0.39 0.42 0.42 0.51 3.7
Receivable days 2.46 10.95 96.7 495.78 2916.54 337.43 160.31 108.12 309.24 148.28 42.7
Inventory Days 23.29 54.93 69.26 68.07 603.27 59.95 53.96 17.5 19.48 60.75 104.82
Payable days 6.33 64.11 107.69 41.88 239.91 130.83 123.03 70.14 107.5 92.1 18.7
PER(x) 9522.13 2384.52 0 1945.89 81.55 51.35 132.43 461.39 142.28 175 64.13
Price/Book(x) 47.7 18.76 26.65 4.39 0.23 0.15 0.38 1.44 0.44 0.65 1.35
Dividend Yield(%) 0 0 0 0 0 0 0 0 0 0 0
EV/Net Sales(x) 261.31 96.6 236.71 126.56 41.46 3.73 10.33 18.81 4.68 4.43 2.36
EV/Core EBITDA(x) 6028.17 1225.87 6957.08 1052.78 53.21 32.86 86.51 306.24 105.01 128.43 38.31
Net Sales Growth(%) 1247.3 7.48 -41.91 -69.16 -84.35 640.45 -7.59 108.24 24.39 54.97 372.84
EBIT Growth(%) 885.51 51.59 -78.76 14.2 25.19 9.68 4.2 8.04 0.45 19.93 744.19
PAT Growth(%) 866.27 58.73 -76.75 23.66 24.68 3.48 0.37 7.96 0.46 19.5 476.64
EPS Growth(%) -95.59 58.73 -76.75 23.66 24.68 4.04 0 7.78 0.46 19.82 475
Debt/Equity(x) 0 0 0 0 0 0 0 0 0 0 0.28
Current Ratio(x) 281.41 9.74 114.86 52.04 21.94 25.09 27.49 76.03 15.92 19.12 2.4
Quick Ratio(x) 273.86 9.24 114.35 51.08 21.63 24.83 27.25 75.81 15.73 17.72 1.32
Interest Cover(x) 104.79 248.18 144.74 300.17 581.42 0 0 1492.16 1498.95 235.24 3.13
Total Debt/Mcap(x) 0 0 0 0 0 0 0 0 0 0 0.21

Growth Rates

Compounded annual
# 1 Year 3 Year 5 Year 10 Year
Sales CAGR +370% +111% +73% +15%
Operating Profit CAGR — — — +12%
PAT CAGR — — — —
Share Price CAGR -41% -7% 0% -33%
ROE Average +2% +1% +1% +1%
ROCE Average +4% +2% +1% +1%

Yamini Investments Shareholding Pattern

Latest · Sep 2026
100% held
Promoters 1.78 %
FII 0 %
DII (MF + Insurance) 0.04 %
Public (retail) 98.19 %
# Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026
Promoter 1.781.781.781.781.781.781.781.781.781.78
FII 0000000000
DII 0.040.040.040.040.040.040.040.040.040.04
Public 98.1998.1998.1998.1998.1998.1998.1998.1998.1998.19
Others 0000000000
Total 100100100100100100100100100100

Yamini Investments Peer Comparison

Finance - Investment Edit Columns

Yamini Investments Quarterly Price

10-year quarterly close · BSE
Show Value Show %

News & Updates

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Yamini Investments Pros & Cons

Pros

  • Stock is trading at 0.4 times its book value
  • Debtor days have improved from 92.1 to 18.7days.
  • Company is almost debt free.

Cons

  • Promoter holding is low: 1.78%.
  • Company has a low return on equity of 1% over the last 3 years.
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