Visagar Finl.Service

₹0.8 0 | 3.9%

WEBSITE BSE:531025 NSE : VISAGAR FIN 18 May, 12:50

Market Cap ₹47 Cr.

Stock P/E 6.5

P/B 0.7

Current Price ₹0.8

Book Value ₹ 1.1

Face Value 1

52W High ₹1.4

Dividend Yield 0%

52W Low ₹ 0.7

Edit Ratio

Visagar Finl.Service Research see more...

Overview Inc. Year: 1994Industry: Finance - NBFC

Visagar Finl.Service Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Visagar Finl.Service Quarterly Results

#(Fig in Cr.)	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	5	47	7	2	21	8	17	59	65	70
Other Income	0	0	0	0	0	0	4	0	0	0
Total Income	5	47	7	2	21	8	20	59	65	70
Total Expenditure	5	46	8	2	24	8	16	59	62	70
Operating Profit	0	0	-0	-0	-3	0	5	0	3	-0
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	0	-0	-0	-3	0	5	0	3	-1
Provision for Tax	0	0	0	0	0	0	0	0	0	0
Profit After Tax	0	0	-0	-0	-3	0	5	0	3	-1
Adjustments	0	0	0	-0	0	0	0	0	0	0
Profit After Adjustments	0	0	-0	-0	-3	0	5	0	3	-1
Adjusted Earnings Per Share	0	0	-0	-0	-0.2	0	0.1	0	0	-0

Visagar Finl.Service Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	0	1	1	4	11	6	1	2	67	17	52	211
Other Income	1	0	0	0	0	0	0	0	0	0	0	4
Total Income	1	1	1	4	11	6	1	2	67	17	52	214
Total Expenditure	0	1	0	4	10	6	1	2	67	17	50	207
Operating Profit	0	-1	0	0	0	0	0	-0	-0	0	2	8
Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	-1	0	0	-0	0	0	-0	-0	0	2	7
Provision for Tax	0	0	0	0	0	0	0	0	0	0	1	0
Profit After Tax	0	-1	0	0	-0	0	0	-0	-0	0	1	7
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	-1	0	0	-0	0	0	-0	-0	0	1	7
Adjusted Earnings Per Share	0	-0	0	0	-0	0	0	-0	-0	0	0	0.1

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	206%	196%	54%	0%
Operating Profit CAGR	0%	0%	0%	0%
PAT CAGR	0%	0%	0%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	-18%	76%	66%	12%
ROE Average	4%	1%	0%	-0%
ROCE Average	4%	1%	0%	0%

Visagar Finl.Service Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	13	12	12	12	12	12	12	12	12	12	62
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	1	5	5	1	5	5	4	1	2	2	16
Other Liabilities & Provisions	0	0	0	0	0	0	0	0	0	0	0
Total Liabilities	14	17	18	13	17	17	16	14	14	14	78
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	8	7	7	4	9	7	5	5	5	5	11
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0
Other Loans	6	10	11	8	5	8	9	6	7	6	47
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	1
Current Assets	0	0	0	1	3	2	2	2	2	3	18
Total Assets	14	17	18	13	17	17	16	14	14	14	78

Visagar Finl.Service Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	0	-0	0	0	0	0	0
Cash Flow from Operating Activities	-1	-4	-0	-3	5	0	-0	-0	-0	-54
Cash Flow from Investing Activities	4	1	0	3	-5	-0	0	0	0	-0
Cash Flow from Financing Activities	-3	3	-0	0	0	0	0	0	0	55
Net Cash Inflow / Outflow	-0	0	-0	-0	0	0	-0	-0	0	1
Closing Cash & Cash Equivalent	0	0	0	-0	0	0	0	0	0	1

Visagar Finl.Service Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.01	-0.04	0	0	-0	0	0	-0.01	-0.02	0.01	0.02
CEPS(Rs)	0.01	-0.04	0	0	-0	0	0	-0.01	-0.02	0.01	0.02
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	0.67	0.63	0.64	0.64	0.63	0.64	0.64	0.62	0.6	0.62	1.05
Net Profit Margin	0	-124.01	9.98	0.68	-0.56	0.46	4.24	-18.7	-0.52	1.42	2.47
Operating Margin	0	-124.01	50.89	1	1.07	0.56	5.77	-18.67	-0.52	1.47	3.77
PBT Margin	0	-124.01	13.42	0.99	-0.56	0.56	5.75	-18.7	-0.52	1.42	3.5
ROA(%)	0.72	-4.84	0.44	0.18	-0.39	0.16	0.27	-1.92	-2.51	1.72	2.8
ROE(%)	0.89	-6.01	0.62	0.23	-0.48	0.23	0.36	-2.33	-2.92	2.01	3.5
ROCE(%)	1.03	-4.88	2.26	0.27	0.75	0.2	0.37	-1.93	-2.53	1.8	4.36
Price/Earnings(x)	71.75	0	81.34	155.18	0	83.97	23.36	0	0	102.4	33.79
Price/Book(x)	0.64	0.36	0.5	0.35	0.12	0.19	0.08	0.11	0.2	2.04	0.71
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	0	14.42	15.03	1.22	0.59	1.17	4.42	1.71	0.07	1.54	1.1
EV/Core EBITDA(x)	56.86	-11.68	29.24	117.4	53.03	186.6	74.6	-9.16	-13.19	104.43	29.1
Interest Earned Growth(%)	-100	0	24.73	439.74	156.71	-42.48	-82.57	43.81	4277.34	-74.73	207.92
Net Profit Growth	89.59	-757.55	110.03	-63.31	-311.33	147.73	59.59	-734.28	-22.06	168.63	436.59
EPS Growth(%)	89.59	-757.55	110.03	-63.31	-311.33	146.03	64.29	-738.87	-21.82	168.72	78.05
Interest Coverage(x) %	0	0	1.36	510.51	0.66	723.54	483.94	-623.14	0	25.57	13.81

Visagar Finl.Service Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	5.34	5.34	5.34	5.34	5.34	5.44	5.44	5.95	5.95	5.95
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	94.66	94.66	94.66	94.66	94.66	94.56	94.56	94.05	94.05	94.05
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.17	0.52	0.52	0.52	0.52	3.18	3.18	3.48	3.48	3.48
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	3.08	9.23	9.23	9.23	9.23	55.21	55.21	54.91	54.91	54.91
Others	0	0	0	0	0	0	0	0	0	0
Total	3.25	9.75	9.75	9.75	9.75	58.39	58.39	58.39	58.39	58.39

Pros

Stock is trading at 0.7 times its book value
Company is almost debt free.

Cons

Promoter holding is low: 5.95%.
Company has a low return on equity of 1% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.