Viji Finance

₹3.3 0.1 | 1.9%

WEBSITE BSE:537820 NSE : VIJIFIN 18 May, 12:50

Market Cap ₹47 Cr.

Stock P/E 246.3

P/B 2.2

Current Price ₹3.3

Book Value ₹ 1.5

Face Value 1

52W High ₹3.3

Dividend Yield 0%

52W Low ₹ 1

Edit Ratio

Viji Finance Research see more...

Overview Inc. Year: 1994Industry: Finance - NBFC

Viji Finance Share Price

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Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Viji Finance Quarterly Results

#(Fig in Cr.)	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Sep 2023	Dec 2023
Operating Revenue	1	1	0	0	0	1
Other Income	0	0	0	0	0	0
Total Income	1	1	0	0	0	1
Total Expenditure	0	0	0	1	0	0
Operating Profit	0	1	0	-0	0	0
Interest Expense	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0
Profit Before Tax	0	0	-0	-0	0	0
Provision for Tax	0	0	-0	-0	0	0
Profit After Tax	0	0	-0	-0	0	0
Adjustments	-0	0	-0	0	-0	-0
Profit After Adjustments	0	0	-0	-0	0	0
Adjusted Earnings Per Share	0	0	-0	-0	0	0

Viji Finance Profit & Loss

#(Fig in Cr.)	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	1	2	2	2	1	1	1	2	1
Other Income	0	0	0	0	0	0	0	0	0
Total Income	1	2	2	2	1	1	1	2	1
Total Expenditure	1	1	0	1	1	0	1	1	1
Operating Profit	1	1	2	1	0	1	1	1	0
Interest Expense	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0
Profit Before Tax	1	1	2	1	0	1	0	1	0
Provision for Tax	0	0	1	0	0	0	0	0	0
Profit After Tax	0	1	1	0	0	0	0	0	0
Adjustments	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	1	1	0	0	0	0	0	0
Adjusted Earnings Per Share	0	0.1	0.1	0	0	0	0	0	0

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	100%	26%	0%	0%
Operating Profit CAGR	0%	0%	-13%	0%
PAT CAGR	0%	0%	-100%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	123%	67%	43%	3%
ROE Average	4%	4%	3%	5%
ROCE Average	4%	4%	4%	6%

Viji Finance Balance Sheet

#(Fig in Cr.)	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	8	9	10	10	11	11	12	12
Minority's Interest	0	0	0	0	0	0	0	0
Borrowings	0	1	1	1	0	0	0	1
Current Liability	2	3	3	4	5	5	5	9
Other Liabilities & Provisions	0	0	-0	-0	-0	-0	-0	0
Total Liabilities	10	12	14	15	16	16	17	23
Loans	0	0	0	0	0	0	0	0
Investments	0	0	0	0	0	0	0	0
Fixed Assets	0	0	0	0	0	0	1	2
Other Loans	9	11	13	14	15	15	16	20
Other Non Current Assets	0	0	0	0	0	0	0	0
Current Assets	1	1	1	1	0	1	0	0
Total Assets	10	12	14	15	16	16	17	23

Viji Finance Cash Flow

#(Fig in Cr.)	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	1	1	1	0	0	1	0
Cash Flow from Operating Activities	0	-1	-0	-1	-0	1	-1	-2
Cash Flow from Investing Activities	-0	0	-0	-0	0	-0	-1	-2
Cash Flow from Financing Activities	0	1	0	1	0	-0	1	5
Net Cash Inflow / Outflow	0	0	-0	-0	0	0	-1	0
Closing Cash & Cash Equivalent	0	1	1	0	0	1	0	0

Viji Finance Ratios

#	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.03	0.06	0.12	0.03	0.01	0.04	0.04	0.04
CEPS(Rs)	0.04	0.06	0.13	0.03	0.02	0.04	0.05	0.07
DPS(Rs)	0.02	0.01	0.01	0	0	0	0	0
Book NAV/Share(Rs)	0.75	0.78	0.91	0.93	0.94	0.99	1.03	1.07
Net Profit Margin	25.88	36.09	60.45	18.84	13.46	48.52	36.08	20.78
Operating Margin	47.8	58.75	84.12	41.08	22.75	68.68	45.64	38.15
PBT Margin	43.08	54.47	82.46	38.32	19.45	64.37	40.6	28.79
ROA(%)	3.44	5.54	10.55	2.26	0.85	2.82	2.65	2.16
ROE(%)	4.07	7.19	14.71	3.22	1.27	4.11	3.87	3.66
ROCE(%)	6.69	9.45	15.42	5.21	1.53	4.27	3.59	4.24
Price/Earnings(x)	0	84.55	29.65	23.36	14.88	12.75	72.7	40
Price/Book(x)	0	5.96	4.06	0.74	0.19	0.51	2.76	1.44
Dividend Yield(%)	0	0.14	0.2	0	0	0	0	0
EV/Net Sales(x)	6.05	31.78	19.05	6.55	6.1	9.39	29.99	12.64
EV/Core EBITDA(x)	11.72	51.65	22.15	14.92	21.82	12.69	57.62	22.97
Interest Earned Growth(%)	0	29.14	34.49	-23.73	-43.87	-6.94	32.58	70.79
Net Profit Growth	0	80.1	125.27	-76.23	-59.9	235.53	-1.41	-1.66
EPS Growth(%)	0	80.1	125.27	-76.23	-59.9	235.53	-1.41	-1.63
Interest Coverage(x) %	10.12	13.73	50.63	14.91	6.9	15.96	9.04	4.08

Viji Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	52.23	52.23	52.23	51.07	51.47	51.39	45.97	44.97	39.83	49.63
FII	0	0	0	0	0.01	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	47.77	47.77	47.77	48.92	48.52	48.61	54.03	55.03	60.17	50.37
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	4.31	4.31	4.31	4.21	4.25	4.24	3.79	3.71	3.29	4.09
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	3.94	3.94	3.94	4.04	4	4.01	4.46	4.54	4.96	4.16
Others	0	0	0	0	0	0	0	0	0	0
Total	8.25	8.25	8.25	8.25	8.25	8.25	8.25	8.25	8.25	8.25

Pros

Cons

Promoter holding is low: 49.63%.
Company has a low return on equity of 4% over the last 3 years.
The company has delivered a poor profit growth of -100% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.