WEBSITE BSE:530579 NSE: UYFINCORP Inc. Year: 1993 Industry: Finance - NBFC My Bucket: Add Stock
Last updated: 15:45
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UY Fincorp Ltd is a dynamic financial services company specializing in providing comprehensive solutions for individuals and businesses. With a strong focus on innovation and customer-centricity, UY Fincorp offers a wide range of financial products and services designed to meet the diverse needs of its clients. The company prides itself on its expertise in areas such as wealth management, investment advisory, insurance, and lending. It strives to deliver personalized financial strategies and solutions that align with the unique goals and aspir...Read More
UY Fincorp Ltd is a dynamic financial services company specializing in providing comprehensive solutions for individuals and businesses. With a strong focus on innovation and customer-centricity, UY Fincorp offers a wide range of financial products and services designed to meet the diverse needs of its clients. The company prides itself on its expertise in areas such as wealth management, investment advisory, insurance, and lending. It strives to deliver personalized financial strategies and solutions that align with the unique goals and aspirations of its clients. UY Fincorp boasts a team of seasoned professionals who possess deep industry knowledge and a commitment to excellence. Their expertise, coupled with advanced technology-driven platforms, enables the company to deliver efficient and reliable services, ensuring optimal financial outcomes for its clients. Committed to transparency and ethical practices, UY Fincorp adheres to rigorous compliance standards, fostering trust and confidence among its stakeholders. With a track record of success and a forward-thinking approach, UY Fincorp is poised to continue its growth and make a positive impact in the financial services sector. ...Read Less
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Market Cap ₹275 Cr.
Stock P/E 23.4
P/B 0.8
Current Price ₹14.4
Book Value ₹ 18.9
Face Value 5
52W High ₹23.4
Dividend Yield 0%
52W Low ₹ 11.3
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 29 | 33 | 39 | 36 | 45 | 15 | 15 | 22 | 27 | 42 |
| Other Income | 74 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Total Income | 103 | 34 | 40 | 36 | 46 | 16 | 16 | 22 | 28 | 43 |
| Total Expenditure | 34 | 27 | 36 | 29 | 39 | 13 | 13 | 14 | 16 | 20 |
| Operating Profit | 69 | 6 | 4 | 7 | 7 | 3 | 3 | 9 | 12 | 23 |
| Interest Expense | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 69 | 6 | 4 | 7 | 6 | 3 | 2 | 8 | 11 | 22 |
| Provision for Tax | 18 | 2 | -1 | 1 | 2 | 0 | 1 | 2 | 3 | 6 |
| Profit After Tax | 51 | 5 | 5 | 5 | 3 | 2 | 1 | 6 | 8 | 17 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | 0 | 0 |
| Profit After Adjustments | 51 | 5 | 5 | 5 | 3 | 2 | 1 | 6 | 8 | 17 |
| Adjusted Earnings Per Share | 2.7 | 0.2 | 0.2 | 0.3 | 0.2 | 0.1 | 0.1 | 0.3 | 0.4 | 0.9 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 181 | 25 | 26 | 24 | 20 | 17 | 14 | 84 | 56 | 122 | 111 | 106 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 99 | 2 | 0 |
| Total Income | 181 | 25 | 26 | 24 | 20 | 18 | 15 | 85 | 57 | 221 | 113 | 109 |
| Total Expenditure | 170 | 9 | 8 | 7 | 3 | 13 | 2 | 79 | 45 | 137 | 94 | 63 |
| Operating Profit | 11 | 16 | 18 | 17 | 17 | 5 | 13 | 6 | 12 | 85 | 19 | 47 |
| Interest Expense | 3 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 |
| Profit Before Tax | 9 | 13 | 18 | 16 | 6 | 5 | 13 | 4 | 11 | 84 | 17 | 43 |
| Provision for Tax | 3 | 6 | 7 | 5 | 2 | 2 | 3 | 1 | 3 | 19 | 5 | 12 |
| Profit After Tax | 6 | 7 | 11 | 12 | 4 | 3 | 9 | 3 | 8 | 65 | 12 | 32 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit After Adjustments | 6 | 7 | 11 | 12 | 4 | 3 | 9 | 3 | 8 | 65 | 12 | 32 |
| Adjusted Earnings Per Share | 0.3 | 0.4 | 0.6 | 0.6 | 0.2 | 0.1 | 0.5 | 0.2 | 0.4 | 3.4 | 0.6 | 1.7 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | -9% | 10% | 46% | -5% |
| Operating Profit CAGR | -78% | 47% | 31% | 6% |
| PAT CAGR | -82% | 59% | 32% | 7% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | -16% | -6% | 33% | 14% |
| ROE Average | 4% | 10% | 7% | 5% |
| ROCE Average | 5% | 13% | 9% | 7% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 214 | 222 | 233 | 245 | 245 | 233 | 242 | 245 | 253 | 318 | 330 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 9 | 14 | 14 | 0 | 0 | 5 |
| Current Liability | 5 | 10 | 11 | 13 | 0 | 2 | 2 | 5 | 2 | 3 | 3 |
| Other Liabilities & Provisions | 1 | 1 | 1 | 3 | 11 | 20 | 20 | 30 | 30 | 5 | 7 |
| Total Liabilities | 220 | 233 | 245 | 260 | 256 | 263 | 278 | 294 | 285 | 326 | 344 |
| Loans | 10 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 42 | 39 | 37 | 34 | 36 | 46 | 47 | 49 | 35 | 19 | 21 |
| Fixed Assets | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 5 |
| Other Loans | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Assets | 165 | 192 | 206 | 225 | 219 | 215 | 230 | 245 | 250 | 306 | 317 |
| Total Assets | 220 | 233 | 245 | 260 | 256 | 263 | 278 | 294 | 285 | 326 | 344 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 3 | 0 | 7 | 10 | 3 | 2 | 1 | 10 | 4 | 0 | 0 |
| Cash Flow from Operating Activities | -56 | 3 | 1 | -9 | 3 | 15 | 5 | -5 | -3 | -18 | 7 |
| Cash Flow from Investing Activities | -4 | 4 | 2 | 2 | -3 | -24 | 0 | -0 | 0 | 19 | 6 |
| Cash Flow from Financing Activities | 58 | -0 | -0 | 0 | -1 | 8 | 5 | -1 | -0 | -0 | -5 |
| Net Cash Inflow / Outflow | -3 | 7 | 3 | -7 | -1 | -2 | 9 | -6 | -4 | 0 | 7 |
| Closing Cash & Cash Equivalent | 0 | 7 | 10 | 3 | 2 | 1 | 10 | 4 | 0 | 0 | 8 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 0.3 | 0.38 | 0.6 | 0.61 | 0.21 | 0.14 | 0.5 | 0.17 | 0.41 | 3.41 | 0.62 |
| CEPS(Rs) | 0.31 | 0.39 | 0.6 | 0.61 | 0.22 | 0.15 | 0.5 | 0.18 | 0.42 | 3.42 | 0.67 |
| DPS(Rs) | 0 | 0 | 0 | 0.05 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | 11.27 | 11.65 | 12.25 | 12.86 | 12.86 | 12.22 | 12.72 | 12.89 | 13.3 | 16.72 | 17.33 |
| Net Profit Margin | 3.18 | 29.87 | 43.85 | 48.84 | 20.11 | 15.97 | 67.86 | 3.84 | 13.94 | 53.28 | 10.56 |
| Operating Margin | 6.19 | 52.72 | 69.85 | 69.86 | 30.04 | 30.73 | 95.15 | 6.42 | 20.57 | 69.31 | 16.07 |
| PBT Margin | 4.74 | 52.72 | 69.85 | 69.86 | 30.04 | 26.59 | 89.63 | 5.08 | 19.99 | 69.24 | 15.25 |
| ROA(%) | 3.06 | 3.23 | 4.76 | 4.56 | 1.56 | 1.06 | 3.51 | 1.12 | 2.67 | 21.22 | 3.5 |
| ROE(%) | 3.67 | 3.36 | 5 | 4.82 | 1.64 | 1.15 | 4 | 1.32 | 3.11 | 22.74 | 3.62 |
| ROCE(%) | 6.16 | 5.92 | 7.97 | 6.9 | 2.46 | 2.18 | 5.35 | 2.09 | 4.45 | 29.48 | 5.46 |
| Price/Earnings(x) | 13.63 | 10.37 | 10.54 | 11.7 | 18.86 | 10.87 | 6.36 | 85.08 | 31.93 | 7.09 | 26.96 |
| Price/Book(x) | 0.37 | 0.34 | 0.51 | 0.55 | 0.31 | 0.13 | 0.25 | 1.11 | 0.98 | 1.45 | 0.96 |
| Dividend Yield(%) | 0 | 0 | 0 | 0.71 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | 0.41 | 2.8 | 4.23 | 5.58 | 3.69 | 2.19 | 4.61 | 3.39 | 4.47 | 3.78 | 2.83 |
| EV/Core EBITDA(x) | 6.53 | 4.35 | 6.02 | 7.91 | 4.42 | 6.96 | 4.8 | 51.23 | 21.33 | 5.44 | 16.61 |
| Interest Earned Growth(%) | 1270.51 | -86.46 | 5.87 | -9.12 | -15.14 | -13.98 | -18.75 | 498.24 | -33.58 | 119.27 | -8.87 |
| Net Profit Growth | 687.97 | 26.95 | 55.41 | 1.23 | -65.05 | -31.68 | 245.18 | -66.14 | 141.05 | 738.2 | -81.94 |
| EPS Growth(%) | 185.82 | 26.95 | 55.4 | 1.23 | -65.05 | -31.69 | 245.19 | -66.14 | 141.03 | 738.3 | -81.94 |
| Interest Coverage(x) % | 4.27 | 0 | 0 | 0 | 0 | 7.42 | 17.22 | 4.8 | 35.32 | 1029.98 | 19.71 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 71.38 | 71.38 | 71.38 | 71.38 | 71.38 | 71.38 | 71.38 | 71.38 | 71.38 | 71.38 |
| FII | 0 | 0 | 0 | 0 | 0.01 | 0.05 | 0.05 | 0.72 | 0.68 | 0.06 |
| DII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Public | 28.62 | 28.62 | 28.62 | 28.62 | 28.61 | 28.57 | 28.57 | 27.91 | 27.94 | 28.57 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 13.58 | 13.58 | 13.58 | 13.58 | 13.58 | 13.58 | 13.58 | 13.58 | 13.58 | 13.58 |
| FII | 0 | 0 | 0 | 0 | 0 | 0.01 | 0.01 | 0.14 | 0.13 | 0.01 |
| DII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Public | 5.45 | 5.45 | 5.45 | 5.45 | 5.44 | 5.44 | 5.44 | 5.31 | 5.32 | 5.43 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 19.02 | 19.02 | 19.02 | 19.02 | 19.02 | 19.02 | 19.02 | 19.02 | 19.02 | 19.02 |
* The pros and cons are machine generated.
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