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Utssav CZ Gold Jewel Overview

Utssav CZ Gold Jewels Limited was established in 2007 by Mr. Pankaj Jagawat, who serves as the Managing Director. Company specializes in creating exquisite CZ studded 18K yellow and rose gold jewelry with contemporary designs that cater to the tastes of discerning connoisseurs. Utssav CZ Gold Jewels Limited's strength lies in unique designs which are a perfect blend of traditional, classic, and modern aesthetics. Each piece of jewelry is artistically designed and tells a story of its own reflecting the company’s focus on design and innov...Read More

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Utssav CZ Gold Jewel Key Financials

Market Cap ₹512 Cr.

Stock P/E 20.4

P/B 3.9

Current Price ₹214.8

Book Value ₹ 55.5

Face Value 10

52W High ₹281

Dividend Yield 0%

52W Low ₹ 160.1

Utssav CZ Gold Jewel Share Price

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Volume
Price

Utssav CZ Gold Jewel Quarterly Price

Show Value Show %

Utssav CZ Gold Jewel Peer Comparison

Utssav CZ Gold Jewel Quarterly Results

#(Fig in Cr.)
Net Sales
Other Income
Total Income
Total Expenditure
Operating Profit
Interest
Depreciation
Exceptional Income / Expenses
Profit Before Tax
Provision for Tax
Profit After Tax
Adjustments
Profit After Adjustments
Adjusted Earnings Per Share

Utssav CZ Gold Jewel Profit & Loss

#(Fig in Cr.) Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Net Sales 120 123 238 340 646
Other Income 0 0 2 2 1
Total Income 120 123 240 342 648
Total Expenditure 117 117 226 319 607
Operating Profit 4 7 14 23 40
Interest 1 2 4 5 6
Depreciation 0 0 1 1 1
Exceptional Income / Expenses 0 0 0 0 0
Profit Before Tax 2 4 10 17 33
Provision for Tax 1 1 2 4 8
Profit After Tax 2 3 7 13 25
Adjustments 0 0 0 0 0
Profit After Adjustments 2 3 7 13 25
Adjusted Earnings Per Share 1 2 4.3 7.6 10.5

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 90% 74% 0% 0%
Operating Profit CAGR 74% 79% 0% 0%
PAT CAGR 92% 103% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR -3% NA% NA% NA%
ROE Average 31% 38% 30% 30%
ROCE Average 21% 23% 18% 18%

Utssav CZ Gold Jewel Balance Sheet

#(Fig in Cr.) Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 12 15 22 35 127
Minority's Interest 0 0 0 0 0
Borrowings 16 12 10 5 10
Other Non-Current Liabilities 0 0 -0 0 0
Total Current Liabilities 17 29 50 81 132
Total Liabilities 44 56 82 121 269
Fixed Assets 9 10 10 12 8
Other Non-Current Assets 0 1 1 1 1
Total Current Assets 35 45 72 109 261
Total Assets 44 56 82 121 269

Utssav CZ Gold Jewel Cash Flow

#(Fig in Cr.) Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 0 0 0 0 25
Cash Flow from Operating Activities -14 -2 -12 7 -89
Cash Flow from Investing Activities 0 -2 1 -1 3
Cash Flow from Financing Activities 14 4 10 19 118
Net Cash Inflow / Outflow -0 0 0 24 32
Closing Cash & Cash Equivalent 0 0 0 25 56

Utssav CZ Gold Jewel Ratios

# Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.96 1.99 4.26 7.65 10.52
CEPS(Rs) 1.15 2.25 4.59 8 10.99
DPS(Rs) 0 0 0 0 0
Book NAV/Share(Rs) 7 8.98 13.32 20.96 53.23
Core EBITDA Margin(%) 2.94 5.27 5.19 6.25 6.03
EBIT Margin(%) 2.74 5.02 5.6 6.56 6.07
Pre Tax Margin(%) 1.83 3.41 4.03 5.05 5.11
PAT Margin (%) 1.35 2.71 3 3.78 3.88
Cash Profit Margin (%) 1.61 3.06 3.23 3.95 4.05
ROA(%) 3.67 6.67 10.37 12.66 12.83
ROE(%) 13.77 24.88 38.17 44.62 30.94
ROCE(%) 7.87 13.31 21.65 24.77 21.48
Receivable days 65.22 65.4 41.57 47.41 46.88
Inventory Days 30.83 43.57 33.2 24.55 29.88
Payable days 1.01 0.89 0.39 0.21 0.66
PER(x) 0 0 0 0 19.01
Price/Book(x) 0 0 0 0 3.76
Dividend Yield(%) 0 0 0 0 0
EV/Net Sales(x) 0.29 0.33 0.23 0.19 0.85
EV/Core EBITDA(x) 9.49 6.06 3.86 2.84 13.65
Net Sales Growth(%) 0 2.55 93.18 42.83 89.98
EBIT Growth(%) 0 87.62 115.34 67.35 75.78
PAT Growth(%) 0 106.31 114.09 79.7 95.05
EPS Growth(%) 0 106.31 114.09 79.7 37.58
Debt/Equity(x) 2.57 2.39 2.22 2.07 1.03
Current Ratio(x) 2.09 1.58 1.44 1.35 1.97
Quick Ratio(x) 1.48 0.91 0.96 1.08 1.33
Interest Cover(x) 3 3.12 3.58 4.34 6.33
Total Debt/Mcap(x) 0 0 0 0 0.27

Utssav CZ Gold Jewel Shareholding Pattern

# Sep 2024 Mar 2025 Sep 2025
Promoter 70.52 70.54 69.57
FII 2.98 1.34 0.64
DII 0.41 0 0
Public 26.1 28.12 29.79
Others 0 0 0
Total 100 100 100

Utssav CZ Gold Jewel News

Utssav CZ Gold Jewel Pros & Cons

Pros

  • Company has a good return on equity (ROE) track record: 3 Years ROE 38%

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend.
  • Debtor days have increased from 0.21 to 0.66days.
  • Stock is trading at 3.9 times its book value.
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