Transwarranty Fin.

₹19 0.9 | 5%

WEBSITE BSE:532812 NSE : TRANSWARRANT 18 May, 12:50

Market Cap ₹93 Cr.

Stock P/E 117.5

P/B 3.1

Current Price ₹19

Book Value ₹ 6.2

Face Value 10

52W High ₹19

Dividend Yield 0%

52W Low ₹ 7.6

Edit Ratio

Transwarranty Fin. Research see more...

Overview Inc. Year: 1994Industry: Finance - NBFC

Transwarranty Fin. Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Transwarranty Fin. Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Operating Revenue	3	7	3	3	4	2	3	3	3	5
Other Income	0	0	1	0	-0	0	0	1	1	1
Total Income	3	8	3	3	3	2	3	4	4	6
Total Expenditure	2	6	3	3	3	7	3	3	3	2
Operating Profit	1	1	1	0	1	-5	0	1	1	4
Interest Expense	1	1	2	1	1	1	1	1	1	1
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	-1	-0	-1	-1	-1	-6	-1	-1	-0	3
Provision for Tax	0	0	0	0	0	-0	0	0	0	-0
Profit After Tax	-1	-0	-1	-1	-1	-6	-1	-1	-0	3
Adjustments	0	-0	0	0	0	0	0	0	0	0
Profit After Adjustments	-1	-0	-1	-1	-1	-6	-1	-1	-0	3
Adjusted Earnings Per Share	-0.2	-0	-0.4	-0.4	-0.3	-1.2	-0.2	-0.1	-0.1	0.6

Transwarranty Fin. Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	21	14	13	15	18	16	17	7	14	15	11	14
Other Income	4	1	1	1	2	2	2	2	2	2	1	3
Total Income	25	15	14	16	20	18	19	8	16	17	12	17
Total Expenditure	25	15	14	16	17	15	15	13	15	13	15	11
Operating Profit	-1	-0	0	1	2	3	3	-5	1	3	-3	6
Interest Expense	1	1	0	1	1	1	2	3	3	5	6	4
Depreciation	1	1	1	0	0	1	0	1	1	1	0	0
Profit Before Tax	-2	-1	-0	-0	1	1	0	-9	-3	-2	-9	1
Provision for Tax	0	-0	0	-0	0	0	0	-0	-0	0	-0	0
Profit After Tax	-3	-1	-0	-0	1	1	0	-9	-3	-2	-9	1
Adjustments	2	1	0	0	-0	-0	-0	2	-0	-0	0	0
Profit After Adjustments	-1	-1	-0	-0	1	0	0	-7	-3	-2	-9	1
Adjusted Earnings Per Share	-0.3	-0.2	-0	-0.1	0.4	0.2	0.1	-2.5	-1.2	-0.9	-1.9	0.2

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-27%	16%	-7%	-6%
Operating Profit CAGR	-200%	0%	NAN%	0%
PAT CAGR	0%	0%	NAN%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	112%	90%	20%	14%
ROE Average	-43%	-24%	-22%	-10%
ROCE Average	-6%	-0%	-2%	-0%

Transwarranty Fin. Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	56	55	55	55	56	31	26	20	16	14	29
Minority's Interest	6	5	6	5	6	6	6	4	4	5	4
Borrowings	3	3	2	1	6	12	9	11	32	30	31
Current Liability	14	11	11	13	16	18	26	27	42	54	41
Other Liabilities & Provisions	0	1	1	1	1	1	-2	-2	-2	-2	-2
Total Liabilities	79	76	76	75	85	69	66	60	92	101	104
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	2	29	23	23	20	1	1	1	0	0	0
Fixed Assets	9	8	7	7	7	17	16	17	16	16	15
Other Loans	37	23	22	21	21	14	8	8	11	8	10
Other Non Current Assets	0	0	0	0	0	4	10	9	11	12	9
Current Assets	32	16	23	24	37	34	31	25	53	65	70
Total Assets	79	76	76	75	85	69	66	60	92	101	104

Transwarranty Fin. Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	8	5	3	3	2	3	2	2	4	6	9
Cash Flow from Operating Activities	-12	-0	2	-0	1	0	-1	1	-10	16	-12
Cash Flow from Investing Activities	16	-0	-0	-1	1	-0	-0	0	-5	-8	2
Cash Flow from Financing Activities	-7	-1	-1	0	-1	2	2	0	17	-5	16
Net Cash Inflow / Outflow	-3	-2	0	-1	1	2	1	1	2	3	6
Closing Cash & Cash Equivalent	5	3	3	2	3	5	2	4	6	9	15

Transwarranty Fin. Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	-0.3	-0.21	-0.02	-0.06	0.37	0.18	0.11	-2.47	-1.17	-0.85	-1.86
CEPS(Rs)	-0.78	-0.3	0.11	-0.02	0.59	0.63	0.34	-2.97	-0.83	-0.59	-1.82
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	21	20.79	20.67	20.61	20.97	11.75	9.85	7.37	6.18	5.33	6.03
Net Profit Margin	-12.81	-9.51	-1.78	-3.04	6.79	5.06	2.65	-130.07	-19.64	-14.53	-85.79
Operating Margin	-6.48	-5.74	1.67	1.64	11.62	11.09	16.51	-90.63	3.55	17.39	-34.12
PBT Margin	-10.63	-9.52	-1.3	-3.06	7.57	5.34	2.92	-132.11	-20.02	-14.53	-85.86
ROA(%)	-2.99	-1.68	-0.3	-0.62	1.53	1.07	0.67	-13.67	-3.69	-2.23	-9.08
ROE(%)	-4.83	-2.34	-0.4	-0.84	2.2	1.89	1.56	-37.38	-15.55	-14	-42.78
ROCE(%)	-2.15	-1.29	0.35	0.43	3.41	3.24	6.01	-13.62	1	4.42	-5.84
Price/Earnings(x)	0	0	0	0	24.34	44.51	36.45	0	0	0	0
Price/Book(x)	0.28	0.2	0.28	0.31	0.43	0.67	0.42	0.3	0.34	1.36	1.54
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	0.77	0.98	1.29	1.15	1.62	1.99	1.45	3.35	2.38	2.49	5.16
EV/Core EBITDA(x)	-27.94	-38.35	34.45	28.51	11.99	11.23	7.59	-4.15	31.02	11.68	-17.43
Interest Earned Growth(%)	-22.08	-35.64	-8.27	21.76	17.61	-9.34	3.96	-61.06	116.66	3.45	-26.78
Net Profit Growth	-153.98	52.18	82.81	-107.4	362.91	-32.43	-45.55	-2011.65	67.28	23.48	-332.39
EPS Growth(%)	-112.21	30.48	90.39	-206.03	694.86	-51.7	-36.33	-2280.48	52.55	27.07	-117.28
Interest Coverage(x) %	-1.56	-1.52	0.56	0.35	2.87	1.93	1.21	-2.19	0.15	0.54	-0.66

Transwarranty Fin. Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	53.62	53.62	53.62	53.62	61.8	61.8	61.8	61.8	61.79	61.85
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	46.38	46.38	46.38	46.38	38.19	38.2	38.2	38.2	38.21	38.15
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	1.31	1.31	1.31	1.31	3.02	3.02	3.02	3.02	3.02	3.02
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	1.13	1.13	1.13	1.13	1.87	1.87	1.87	1.87	1.87	1.86
Others	0	0	0	0	0	0	0	0	0	0
Total	2.45	2.45	2.45	2.45	4.89	4.89	4.89	4.89	4.89	4.89

Pros

Debtor days have improved from 2620.5 to 0days.

Cons

Company has a low return on equity of -24% over the last 3 years.
Stock is trading at 3.1 times its book value.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.