TCI Finance

₹6.5 0 | 0%

WEBSITE BSE:501242 NSE : TCI FINANCE 13 May, 00:00

Market Cap ₹8 Cr.

Stock P/E -17.5

P/B -0.1

Current Price ₹6.5

Book Value ₹ -50.2

Face Value 10

52W High ₹6.6

Dividend Yield 0%

52W Low ₹ 2.7

Edit Ratio

TCI Finance Research see more...

Overview Inc. Year: 1973Industry: Finance - NBFC

TCI Finance Share Price

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Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

TCI Finance Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Dec 2023	Mar 2024
Operating Revenue	0	3	0	0	0	0	0	0	0
Other Income	0	0	0	0	0	0	0	1	0
Total Income	0	3	0	0	0	0	0	1	0
Total Expenditure	0	35	0	0	0	0	0	0	0
Operating Profit	-0	-32	-0	-0	-0	-0	-0	0	-0
Interest Expense	0	0	0	0	1	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0
Profit Before Tax	-1	-32	-1	-1	-1	-0	-0	0	-0
Provision for Tax	-0	0	0	0	0	0	0	0	0
Profit After Tax	-0	-32	-1	-1	-1	-0	-0	0	-0
Adjustments	0	0	0	0	0	0	0	0	-0
Profit After Adjustments	-0	-32	-1	-1	-1	-0	-0	0	-0
Adjusted Earnings Per Share	-0.3	-25	-0.4	-0.5	-0.7	-0.3	-0.2	0.2	-0.4

TCI Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	9	16	13	11	12	12	10	4	4	5	0	0
Other Income	1	2	1	0	2	0	1	0	0	46	0	1
Total Income	10	18	14	11	14	12	12	4	4	51	0	1
Total Expenditure	1	3	1	1	1	1	2	53	10	82	1	0
Operating Profit	9	15	13	10	13	11	10	-48	-5	-31	-1	0
Interest Expense	8	8	5	8	9	9	6	4	2	2	2	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	1	7	8	2	4	2	3	-52	-8	-32	-3	0
Provision for Tax	-0	1	1	0	1	0	1	0	0	1	0	0
Profit After Tax	1	6	7	2	4	2	2	-52	-8	-33	-3	0
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	1	6	7	2	4	2	2	-52	-8	-33	-3	0
Adjusted Earnings Per Share	0.5	4.3	5.3	1.5	2.8	1.3	1.9	-40.6	-6	-25.6	-2	-0.4

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-100%	-100%	-100%	-100%
Operating Profit CAGR	0%	0%	NAN%	NAN%
PAT CAGR	0%	0%	NAN%	NAN%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	140%	6%	-14%	-10%
ROE Average	0%	0%	1%	6%
ROCE Average	0%	0%	-32%	-7%

TCI Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	28	33	40	42	46	47	38	-43	-30	-47	-63
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	22	22	21	20	16	30	23	22	20	8
Current Liability	54	4	33	39	36	36	73	90	88	87	99
Other Liabilities & Provisions	1	0	0	2	3	3	4	4	3	3	2
Total Liabilities	83	60	95	104	104	103	143	73	83	63	46
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	29	49	50	49	50	49	102	24	47	43	26
Fixed Assets	2	1	1	1	1	1	0	0	0	0	0
Other Loans	2	3	0	3	4	4	5	5	2	0	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	50	7	45	51	51	49	36	44	33	19	19
Total Assets	83	60	95	104	104	103	143	73	83	63	46

TCI Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	4	0	0	0	0	0	0	0
Cash Flow from Operating Activities	1	38	-28	-13	3	3	14	-23	2	-23	10
Cash Flow from Investing Activities	1	-9	4	2	2	1	3	25	0	25	2
Cash Flow from Financing Activities	-3	-29	28	7	-5	-4	-18	-3	-2	-3	-11
Net Cash Inflow / Outflow	-0	0	4	-4	0	-0	-0	0	-0	0	-0
Closing Cash & Cash Equivalent	0	0	4	0	0	0	0	0	0	0	0

TCI Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.5	4.34	5.27	1.54	2.8	1.31	1.92	-40.64	-6.03	-25.61	-1.95
CEPS(Rs)	0.51	4.35	5.28	1.56	2.82	1.33	1.93	-40.63	-6.01	-25.6	-1.94
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	20.52	24.86	30.12	31.66	34.46	35.77	28.12	-34.49	-24.23	-37.34	-49.86
Net Profit Margin	6.75	35.89	51.22	17.61	29.48	14.35	23.97	-1243.29	-182.57	-728.22	0
Operating Margin	96.5	95.74	99.06	91.76	104.9	90.75	92.98	-1149.59	-129.84	-680.09	0
PBT Margin	6.57	45.07	61.77	20.33	34.91	17.54	34	-1242.67	-182.57	-713.99	0
ROA(%)	0.76	7.83	8.77	1.99	3.46	1.62	2	-48.31	-9.91	-45.04	-4.6
ROE(%)	2.45	19.14	19.16	4.98	8.47	3.73	6	0	0	0	0
ROCE(%)	11.12	21.52	17.51	10.69	12.77	10.83	11.32	-172.19	0	0	0
Price/Earnings(x)	54.05	4.09	6.31	12.64	8.93	18.93	7.83	0	0	0	0
Price/Book(x)	1.31	0.71	1.1	0.61	0.73	0.69	0.53	-0.17	-0.2	-0.16	-0.07
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	9.28	3.01	6.84	7.46	7.04	6.95	5.2	8.25	7.39	6.67	0
EV/Core EBITDA(x)	9.6	3.14	6.9	8.11	6.69	7.64	5.58	-0.72	-5.72	-0.98	-16.64
Interest Earned Growth(%)	-4.28	64.77	-15	-14.97	8.61	-3.9	-12.42	-59.1	1.1	6.4	-99.98
Net Profit Growth	62.6	775.67	21.3	-70.77	81.89	-53.22	46.26	-2221.52	85.15	-324.41	92.39
EPS Growth(%)	62.61	775.74	21.3	-70.77	81.89	-53.21	46.26	-2221.51	85.15	-324.41	92.39
Interest Coverage(x) %	1.07	1.89	2.66	1.28	1.5	1.24	1.58	-12.35	-2.46	-20.06	-0.64

TCI Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	24.3	24.72	24.72	24.72	24.72	24.72	24.72	24.72	24.72	24.72
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	75.7	75.28	75.28	75.28	75.28	75.28	75.28	75.28	75.28	75.28
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.31	0.32	0.32	0.32	0.32	0.32	0.32	0.32	0.32	0.32
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.97	0.97	0.97	0.97	0.97	0.97	0.97	0.97	0.97	0.97
Others	0	0	0	0	0	0	0	0	0	0
Total	1.29	1.29	1.29	1.29	1.29	1.29	1.29	1.29	1.29	1.29

Pros

Stock is trading at -0.1 times its book value
Company has reduced debt.
Company is almost debt free.

Cons

Promoter holding is low: 24.72%.
Company has a low return on equity of 0% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.