TCFC Finance

₹63.9 -0.6 | 0.9%

WEBSITE BSE:532284 NSE : TCFC FINANCE 18 May, 12:50

Market Cap ₹64 Cr.

Stock P/E 5.4

P/B 0.6

Current Price ₹63.9

Book Value ₹ 109.7

Face Value 10

52W High ₹72.4

Dividend Yield 2.82%

52W Low ₹ 28.2

Edit Ratio

TCFC Finance Research see more...

Overview Inc. Year: 1990Industry: Finance - NBFC

TCFC Finance Share Price

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Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

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Peer Comparison

TCFC Finance Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Operating Revenue	0	1	-3	3	2	-0	5	4	4	4
Other Income	0	1	0	0	0	0	0	0	0	0
Total Income	1	2	-2	3	2	-0	5	4	4	4
Total Expenditure	0	0	0	0	0	0	0	0	0	1
Operating Profit	0	1	-3	2	2	-0	5	4	4	3
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	1	-3	2	2	-0	5	4	4	3
Provision for Tax	0	0	-1	1	0	0	1	1	1	1
Profit After Tax	0	1	-1	1	1	-1	4	3	3	2
Adjustments	0	0	0	0	0	0	0	0	-0	0
Profit After Adjustments	0	1	-1	1	1	-1	4	3	3	2
Adjusted Earnings Per Share	0.3	1	-1.2	1.1	1.2	-0.6	3.7	2.7	3	2.3

TCFC Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	221	191	119	196	87	70	6	1	12	7	2	17
Other Income	0	0	0	0	0	0	0	0	0	2	0	0
Total Income	221	191	119	197	87	70	6	1	12	9	2	17
Total Expenditure	221	185	112	192	82	65	1	2	1	1	1	1
Operating Profit	-0	6	7	4	5	5	5	-0	11	8	1	16
Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	-0	6	7	4	-6	5	5	-0	11	8	1	16
Provision for Tax	0	1	1	1	1	1	1	-1	2	2	0	4
Profit After Tax	-0	5	5	3	-7	4	4	0	10	6	1	12
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	-0	5	5	3	-7	4	4	0	10	6	1	12
Adjusted Earnings Per Share	-0.4	4.8	5.2	3.3	-6.8	3.7	3.7	0.1	9.1	5.9	0.6	11.7

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-71%	26%	-51%	-38%
Operating Profit CAGR	-88%	0%	-28%	0%
PAT CAGR	-83%	0%	-24%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	117%	31%	18%	13%
ROE Average	1%	6%	5%	3%
ROCE Average	1%	7%	5%	4%

TCFC Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	77	80	84	85	78	80	86	84	93	98	97
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	0	2	2	2	0	2	0	0	0	0	2
Other Liabilities & Provisions	0	0	0	0	0	0	2	1	3	4	3
Total Liabilities	77	82	86	88	79	83	88	85	96	103	102
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	6	10	10	10	10	10	9	9	9	8	19
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0
Other Loans	0	11	11	11	0	1	1	1	1	1	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	71	60	64	65	68	71	78	76	86	93	83
Total Assets	77	82	86	88	79	83	88	85	96	103	102

TCFC Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	11	0	0	0	0	0	0	0	0	0
Cash Flow from Operating Activities	-3	-8	-2	0	0	0	1	1	-1	0	-0
Cash Flow from Investing Activities	13	-2	2	-0	-0	-0	1	1	1	1	1
Cash Flow from Financing Activities	0	0	0	0	0	0	-2	-2	0	-2	-1
Net Cash Inflow / Outflow	10	-11	0	0	0	0	-0	0	0	-0	-0
Closing Cash & Cash Equivalent	11	0	0	0	0	0	0	0	0	0	0

TCFC Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	-0.38	4.85	5.22	3.27	-6.77	3.7	3.67	0.08	9.1	5.89	0.57
CEPS(Rs)	-0.35	4.88	5.25	3.31	-6.74	3.73	3.7	0.11	9.13	5.92	0.58
DPS(Rs)	0	1.5	1.5	1.5	0	1.5	1.5	0	1.5	1.2	0
Book NAV/Share(Rs)	73.44	76.53	79.92	81.38	74.62	76.51	81.74	80.01	89.11	93.53	92.92
Net Profit Margin	-0.18	2.66	4.61	1.74	-8.19	5.58	64.24	7.13	81.93	84.11	32.25
Operating Margin	-0.18	3.26	5.59	2.08	-7.3	7.17	84.48	-34.27	94.82	107.27	50.49
PBT Margin	-0.18	3.25	5.58	2.08	-7.3	7.17	84.48	-34.27	94.82	107.27	50.49
ROA(%)	-0.52	6.36	6.49	3.94	-8.53	4.81	4.52	0.1	10.49	6.2	0.59
ROE(%)	-0.52	6.47	6.67	4.05	-8.68	4.9	4.63	0.1	10.76	6.45	0.61
ROCE(%)	-0.51	7.92	8.08	4.83	-7.74	6.3	6.09	-0.5	12.46	8.23	0.96
Price/Earnings(x)	0	4.54	6.14	8.72	0	8.92	8.03	218.97	2.75	6.23	52.03
Price/Book(x)	0.25	0.29	0.4	0.35	0.46	0.43	0.36	0.23	0.28	0.39	0.32
Dividend Yield(%)	0	6.82	4.69	5.26	0	4.55	5.09	0	5.99	3.27	0
EV/Net Sales(x)	0.04	0.12	0.28	0.15	0.41	0.49	5.1	11.05	2.11	5.11	16.59
EV/Core EBITDA(x)	-23.77	3.65	4.99	7.17	7.64	6.81	6	-34.62	2.22	4.74	32.43
Interest Earned Growth(%)	-21.29	-13.48	-37.92	65.73	-55.88	-19.76	-91.4	-79.42	845.82	-36.95	-74.64
Net Profit Growth	-138.27	1366.22	7.58	-37.35	-307.09	154.69	-0.92	-97.71	0	-35.28	-90.28
EPS Growth(%)	-138.27	1366.21	7.58	-37.35	-307.09	154.69	-0.92	-97.71	0	-35.27	-90.28
Interest Coverage(x) %	-3497.74	248.14	775.03	834.48	0	0	0	0	0	0	0

TCFC Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	68.05	68.05	68.05	68.05	68.05	68.05	68.05	68.05	68.05	68.05
FII	0	0	0	0	0	0	0	0	0	0
DII	3.72	3.72	3.72	3.72	3.72	3.72	3.72	3.72	3.71	3.71
Public	28.23	28.23	28.23	28.23	28.23	28.23	28.23	28.23	28.24	28.24
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.71	0.71	0.71	0.71	0.71	0.71	0.71	0.71	0.71	0.71
FII	0	0	0	0	0	0	0	0	0	0
DII	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Public	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3
Others	0	0	0	0	0	0	0	0	0	0
Total	1.05	1.05	1.05	1.05	1.05	1.05	1.05	1.05	1.05	1.05

Pros

Stock is trading at 0.6 times its book value
Company is almost debt free.

Cons

Company has a low return on equity of 6% over the last 3 years.
The company has delivered a poor profit growth of -24% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.