WEBSITE BSE:538943 NSE: SONAL Inc. Year: 1985 Industry: Finance - NBFC My Bucket: Add Stock
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Sonal Mercantile Limited is an Indian company that is a non-banking finance company registered with the Reserve Bank of India. They are engaged in the business of providing secured and unsecured loans and advances, and investing in securities, both quoted and unquoted. It was incorporated in 1985 and is headquartered in New Delhi, India. The promoters of Sonal Mercantile Ltd are Mr. Vikram Goyal and Mr. Rajan Goyal, who hold 58.9% of the shareholding of the company. They are the second-generation technocrat industrialists who have over 25 years...Read More
Sonal Mercantile Limited is an Indian company that is a non-banking finance company registered with the Reserve Bank of India. They are engaged in the business of providing secured and unsecured loans and advances, and investing in securities, both quoted and unquoted. It was incorporated in 1985 and is headquartered in New Delhi, India. The promoters of Sonal Mercantile Ltd are Mr. Vikram Goyal and Mr. Rajan Goyal, who hold 58.9% of the shareholding of the company. They are the second-generation technocrat industrialists who have over 25 years of experience in the financial services sector. The company is registered as a non-banking financial company (NBFC) and provides inter-corporate loans, personal loans, trade financing, bills discounting, project appraisal, and loans against guarantee and properties. The company is also engaged in trading in shares and securities and arbitrage business in stock and commodity market. ...Read Less
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Market Cap ₹146 Cr.
Stock P/E 14
P/B 0.4
Current Price ₹99
Book Value ₹ 256.3
Face Value 10
52W High ₹153.3
Dividend Yield 0%
52W Low ₹ 78
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 10 | 10 | 9 | 10 | 9 | 9 | 8 | 9 | 9 | 10 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -0 | 0 | 0 |
| Total Income | 10 | 10 | 9 | 10 | 9 | 9 | 8 | 8 | 9 | 10 |
| Total Expenditure | 0 | 0 | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Profit | 10 | 10 | 9 | 10 | 9 | 9 | 8 | 8 | 9 | 9 |
| Interest Expense | 6 | 6 | 6 | 5 | 6 | 5 | 5 | 5 | 6 | 6 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 3 | 4 | 4 | 5 | 4 | 4 | 3 | 4 | 3 | 3 |
| Provision for Tax | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Profit After Tax | 3 | 3 | 3 | 4 | 3 | 3 | 2 | 3 | 2 | 2 |
| Adjustments | 2 | 3 | 4 | 3 | 5 | 5 | 5 | 7 | 6 | 5 |
| Profit After Adjustments | 5 | 5 | 7 | 7 | 8 | 8 | 7 | 9 | 8 | 8 |
| Adjusted Earnings Per Share | 3.4 | 3.6 | 4.5 | 5 | 5.2 | 5.3 | 5 | 6.4 | 5.7 | 5.2 |
| #(Fig in Cr.) | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 4 | 13 | 19 | 21 | 26 | 39 | 35 | 36 |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Income | 4 | 13 | 19 | 21 | 26 | 40 | 35 | 35 |
| Total Expenditure | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| Operating Profit | 3 | 12 | 18 | 20 | 26 | 39 | 35 | 34 |
| Interest Expense | 2 | 9 | 11 | 12 | 15 | 23 | 21 | 22 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 1 | 3 | 6 | 8 | 11 | 16 | 14 | 13 |
| Provision for Tax | 0 | 1 | 2 | 2 | 3 | 4 | 4 | 4 |
| Profit After Tax | 1 | 2 | 5 | 6 | 8 | 12 | 10 | 9 |
| Adjustments | 4 | 5 | 10 | 11 | 10 | 12 | 22 | 23 |
| Profit After Adjustments | 5 | 7 | 14 | 17 | 18 | 24 | 32 | 32 |
| Adjusted Earnings Per Share | 3.2 | 4.4 | 9.7 | 11.6 | 12.2 | 16.4 | 21.9 | 22.3 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | -10% | 19% | 22% | 0% |
| Operating Profit CAGR | -10% | 21% | 24% | 0% |
| PAT CAGR | -17% | 19% | 38% | 0% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | -1% | 2% | 46% | 31% |
| ROE Average | 3% | 3% | 3% | 2% |
| ROCE Average | 6% | 6% | 6% | 5% |
| #(Fig in Cr.) | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 176 | 184 | 217 | 248 | 290 | 314 | 358 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 67 | 134 | 138 | 159 | 304 | 291 | 257 |
| Current Liability | 0 | 8 | 26 | 17 | 15 | 20 | 20 |
| Other Liabilities & Provisions | 0 | 0 | -0 | -0 | -0 | -0 | 0 |
| Total Liabilities | 243 | 327 | 381 | 423 | 608 | 625 | 635 |
| Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 153 | 164 | 195 | 220 | 253 | 259 | 293 |
| Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Loans | 81 | 160 | 183 | 201 | 354 | 353 | 329 |
| Other Non Current Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Assets | 9 | 3 | 2 | 1 | 2 | 5 | 6 |
| Total Assets | 243 | 327 | 381 | 423 | 608 | 625 | 635 |
| #(Fig in Cr.) | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 0 | 6 | 0 | 0 | 0 | 0 | 0 |
| Cash Flow from Operating Activities | -59 | -59 | 0 | -21 | -1 | 0 | 1 |
| Cash Flow from Investing Activities | 0 | -4 | -4 | -0 | 1 | -0 | -0 |
| Cash Flow from Financing Activities | 65 | 58 | 3 | 21 | 0 | 0 | 0 |
| Net Cash Inflow / Outflow | 6 | -6 | -0 | 0 | 0 | 0 | 1 |
| Closing Cash & Cash Equivalent | 6 | 0 | 0 | 0 | 0 | 0 | 1 |
| # | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 3.15 | 4.41 | 9.66 | 11.55 | 12.21 | 16.42 | 21.93 |
| CEPS(Rs) | 0.48 | 1.35 | 3.14 | 4.13 | 5.35 | 7.98 | 7.09 |
| DPS(Rs) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | 119.41 | 125.08 | 132.58 | 168.13 | 196.54 | 212.95 | 242.86 |
| Net Profit Margin | 16.87 | 15.18 | 24.98 | 29.22 | 29.74 | 29.78 | 29.49 |
| Operating Margin | 76.8 | 91.74 | 95.43 | 97.13 | 96.82 | 99.04 | 98.39 |
| PBT Margin | 22.79 | 20.29 | 33.49 | 39.27 | 39.85 | 39.79 | 39.55 |
| ROA(%) | 0.29 | 0.7 | 1.31 | 1.52 | 1.52 | 1.9 | 1.65 |
| ROE(%) | 0.4 | 1.1 | 2.43 | 2.75 | 2.92 | 3.88 | 3.1 |
| ROCE(%) | 1.31 | 4.27 | 5.25 | 5.32 | 5.11 | 6.5 | 5.69 |
| Price/Earnings(x) | 2.55 | 3.89 | 1.66 | 3.35 | 5.93 | 5.67 | 4.47 |
| Price/Book(x) | 0.07 | 0.14 | 0.12 | 0.23 | 0.37 | 0.44 | 0.4 |
| Dividend Yield(%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | 17.73 | 12.18 | 8.71 | 10.34 | 15.55 | 10.88 | 11.36 |
| EV/Core EBITDA(x) | 22.97 | 13.27 | 9.12 | 10.65 | 16.03 | 10.97 | 11.53 |
| Interest Earned Growth(%) | 0 | 216.69 | 41.43 | 12.64 | 26.59 | 48.99 | -10.23 |
| Net Profit Growth | 0 | 184.92 | 132.76 | 31.75 | 28.85 | 49.16 | -11.1 |
| EPS Growth(%) | 0 | 40 | 118.95 | 19.6 | 5.71 | 34.46 | 33.57 |
| Interest Coverage(x) % | 1.42 | 1.28 | 1.54 | 1.68 | 1.7 | 1.67 | 1.67 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 | 24.92 |
| FII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| DII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Public | 75.08 | 75.08 | 75.08 | 75.08 | 75.08 | 75.08 | 75.08 | 75.08 | 75.08 | 75.08 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 |
| FII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| DII | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Public | 1.11 | 1.11 | 1.11 | 1.11 | 1.11 | 1.11 | 1.11 | 1.11 | 1.11 | 1.11 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 1.47 | 1.47 | 1.47 | 1.47 | 1.47 | 1.47 | 1.47 | 1.47 | 1.47 | 1.47 |
* The pros and cons are machine generated.
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