Sharescart Research Club logo
Products
Research
Tools
About
  • Home
  • /
  • Shriram City Union
ChatGPT Claude Perplexity
Summarize with
ChatGPT Claude Perplexity
Join Channel

Shriram City Union

WEBSITE BSE:532498 NSE: SHRMCITYUN Inc. Year: 1986 Industry: Finance - NBFC My Bucket: Add Stock

₹1923.6 0 | 0%

Last updated: 00:00

Consolidated Standalone

Last updated: 00:00

My Notes

No Notes Added Yet

Shriram City Union Overview

Shriram City Union Finance Ltd is an primarily India based NBFC. The Company is specialized on presenting retail financing solutions, which include micro small and medium organisation (MSME) loans. It gives various number of options for financing the purchase of two wheeler motors throughout producers and brands. It offers mortgage against jewellery. It offers loans to finance the acquisition of new and pre-owned passenger and commercial vehicles, which incorporates 3 wheelers, 4 wheelers, pre-owned and new cars. It provides home loans, throug...Read More

Want to Start Investing in Top Unlisted Stocks?

Our experts help you choose the right stocks based on performance, risk, and growth potential.

Shriram City Union Key Financials

Market Cap ₹12895 Cr.

Stock P/E 11.1

P/B 1.3

Current Price ₹1923.6

Book Value ₹ 1509.2

Face Value 10

52W High ₹0

Dividend Yield 1.92%

52W Low ₹ 0

Edit Ratio

Shriram City Union Share Price

₹ | |

Volume
Price

Shriram City Union Quarterly Price

Quarterly Monthly
Show Value Show %

Shriram City Union Peer Comparison

Shriram City Union Quarterly Results

#(Fig in Cr.) Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
Operating Revenue 1483 1508 1568 1595 1610 1708 1850 1900 2002 2155
Other Income 4 4 3 2 1 1 3 1 1 1
Total Income 1487 1511 1570 1597 1611 1709 1853 1901 2003 2156
Total Expenditure 619 532 554 555 650 598 693 665 753 794
Operating Profit 868 980 1016 1042 961 1111 1160 1236 1250 1363
Interest Expense 581 568 575 617 644 686 719 764 756 828
Depreciation 22 22 22 21 21 22 22 21 21 22
Profit Before Tax 265 389 420 404 295 403 420 451 473 513
Provision for Tax 66 114 114 106 75 101 105 123 119 128
Profit After Tax 198 275 306 298 220 302 315 327 354 385
Adjustments -1 -4 -6 -3 -2 -4 -4 -3 -5 -5
Profit After Adjustments 197 271 300 295 218 298 311 324 350 379
Adjusted Earnings Per Share 29.9 41.1 45.5 44.7 33.1 45.2 46.9 48.7 52.4 56.7

Shriram City Union Profit & Loss

#(Fig in Cr.) Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 TTM
Operating Revenue 2038 3081 3226 3562 3998 4704 5437 6048 6234 6151 7073 7907
Other Income 19 19 54 51 21 5 2 3 6 11 7 6
Total Income 2057 3100 3280 3613 4020 4709 5439 6051 6240 6162 7080 7913
Total Expenditure 595 998 1102 1360 1688 2119 2466 2347 2423 2239 2595 2905
Operating Profit 1462 2102 2178 2253 2332 2590 2973 3704 3817 3923 4485 5009
Interest Expense 929 1411 1352 1343 1445 1657 1791 2125 2321 2358 2830 3067
Depreciation 14 25 30 44 38 36 35 34 90 87 86 86
Profit Before Tax 519 666 796 867 849 897 1146 1545 1406 1478 1569 1857
Provision for Tax 181 216 260 291 291 312 397 540 373 400 404 475
Profit After Tax 338 449 535 575 559 585 749 1006 1033 1078 1165 1381
Adjustments 0 0 -3 -4 -7 -6 -9 -4 -11 -14 -13 -17
Profit After Adjustments 338 449 532 571 552 578 741 1002 1023 1064 1152 1364
Adjusted Earnings Per Share 64.6 81.1 89.8 86.7 83.7 87.7 112.3 151.8 154.9 161.1 172.9 204.7

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 15% 5% 8% 13%
Operating Profit CAGR 14% 7% 12% 12%
PAT CAGR 8% 5% 15% 13%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 0% 23% 3% 2%
ROE Average 13% 14% 14% 16%
ROCE Average 11% 11% 11% 13%

Shriram City Union Balance Sheet

#(Fig in Cr.) Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Shareholder's Funds 1731 2289 3000 4216 4649 5188 5734 6584 7424 8388 9278
Minority's Interest 0 34 79 83 89 96 102 106 116 131 173
Borrowings 6314 8276 8930 8090 10013 10937 17876 19870 22815 26563 31814
Current Liability 4144 5409 4127 5821 6631 8541 5350 7733 6162 6466 7380
Other Liabilities & Provisions 443 422 414 416 653 1489 2351 -22 -12 -75 -90
Total Liabilities 12631 16431 16549 18625 22034 26251 31413 34271 36504 41472 48555
Loans 2483 3443 4503 6010 7381 11579 27534 28811 28601 30798 35546
Investments 3 3 12 102 367 378 304 377 331 259 939
Fixed Assets 53 90 103 83 87 83 88 91 251 240 251
Other Loans 19 57 51 45 29 22 2483 23 24 42 39
Other Non Current Assets 369 240 109 137 35 45 98 96 81 79 88
Current Assets 9704 12599 11771 12248 14134 14143 907 4873 7216 10054 11691
Total Assets 12631 16431 16549 18625 22034 26251 31413 34271 36504 41472 48555

Shriram City Union Cash Flow

#(Fig in Cr.) Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Opening Cash & Cash Equivalents 2013 960 1769 1175 391 423 438 339 996 2241 3916
Cash Flow from Operating Activities -2832 -1469 -147 -1242 -1587 -3697 -3373 -236 446 -1951 -3861
Cash Flow from Investing Activities -236 -184 -82 -208 -108 -63 -17 -352 259 72 -134
Cash Flow from Financing Activities 2014 2463 -365 666 1726 3775 3292 1245 540 3555 5348
Net Cash Inflow / Outflow -1053 809 -594 -783 32 15 -98 657 1245 1676 1353
Closing Cash & Cash Equivalent 960 1769 1175 391 423 437 340 996 2241 3916 5269

Shriram City Union Ratios

# Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022
Earnings Per Share (Rs) 64.56 81.1 89.76 86.7 83.74 87.66 112.27 151.8 154.94 161.13 172.87
CEPS(Rs) 67.19 85.59 95.41 93.92 90.44 94.06 118.92 157.45 170.11 176.48 187.75
DPS(Rs) 6.5 8.5 10 15 15 15 18 22 6 33 37
Book NAV/Share(Rs) 311.09 402.74 502.9 639.32 704.37 786.42 868.29 997.02 1124.6 1267.7 1379.6
Net Profit Margin 16.59 14.59 16.6 16.15 13.97 12.43 13.78 16.63 16.57 17.52 16.47
Operating Margin 71.05 67.41 66.59 62.04 57.38 54.3 54.03 60.69 59.79 62.37 62.19
PBT Margin 25.48 21.61 24.66 24.34 21.24 19.07 21.09 25.55 22.56 24.03 22.18
ROA(%) 3.03 3.09 3.25 3.27 2.75 2.42 2.6 3.06 2.92 2.76 2.59
ROE(%) 23.96 23.28 20.54 15.99 12.61 11.89 13.73 16.34 14.76 13.65 13.27
ROCE(%) 14.56 15.76 14.3 13.8 12.44 11.74 11.25 12.34 11.76 11.02 10.87
Price/Earnings(x) 9.84 13.2 12.27 22.69 17.91 26.3 19.07 12.25 4.78 8.46 9.4
Price/Book(x) 2.04 2.66 2.19 3.08 2.13 2.93 2.47 1.87 0.66 1.07 1.18
Dividend Yield(%) 1.02 0.79 0.91 0.76 1 0.65 0.84 1.18 0.81 2.42 2.28
EV/Net Sales(x) 5.78 5.35 4.99 7 6.13 7.01 6.71 5.83 4.29 5.26 5.45
EV/Core EBITDA(x) 8.06 7.84 7.39 11.06 10.51 12.74 12.26 9.52 7.01 8.25 8.59
Interest Earned Growth(%) 54.32 51.2 4.69 10.42 12.26 17.64 15.59 11.24 3.08 -1.33 14.99
Net Profit Growth 40.52 32.92 19.14 7.46 -2.91 4.65 28.18 34.2 2.75 4.31 8.08
EPS Growth(%) 32.93 25.62 10.68 -3.41 -3.42 4.69 28.06 35.21 2.07 4 7.29
Interest Coverage(x) % 1.56 1.47 1.59 1.65 1.59 1.54 1.64 1.73 1.61 1.63 1.55

Shriram City Union Shareholding Pattern

# Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022
Promoter 33.92 34.56 34.63 34.63 34.63 34.6 34.46 34.61 36.95 36.86
FII 26.79 27.05 27.96 28.47 28.29 28.76 28.18 28.16 25.04 26.93
DII 5.64 35.88 3.88 3.53 3.78 3.84 4.08 4.01 4.56 6.07
Public 33.64 2.5 33.53 33.36 33.29 32.8 33.28 33.22 33.45 30.13
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

Shriram City Union News

Shriram City Union Pros & Cons

Pros

Cons

  • Promoter holding is low: 36.86%.
  • Company has a low return on equity of 14% over the last 3 years.

* The pros and cons are machine generated.

You May Also Know About

Unlisted Shares Pre-IPO Shares ESOP Shares Delisted Shares
whatsapp

Please Login!

Click to Login
OR
Get free Account

Error!