Shalibhadra Finance

₹625.3 29.8 | 5%

WEBSITE BSE:511754 NSE : SHALIB.FINAN 18 May, 12:50

Market Cap ₹438 Cr.

Stock P/E 37.3

P/B 4.7

Current Price ₹625.3

Book Value ₹ 133.6

Face Value 10

52W High ₹647.9

Dividend Yield 0.16%

52W Low ₹ 124.5

Edit Ratio

Shalibhadra Finance Research see more...

Overview Inc. Year: 1992Industry: Finance - NBFC

Shalibhadra Finance Ltd is a reputable financial services company that offers a diverse range of comprehensive solutions to meet the evolving needs of its clients. With a strong foundation of expertise and integrity, the company specializes in providing tailored financial advisory services, investment strategies, and wealth management solutions. Shalibhadra Finance Ltd prides itself on its customer-centric approach, leveraging advanced technology to deliver innovative and personalized financial solutions. The company's team of experienced professionals ensures that clients receive expert guidance and support to navigate the complexities of the financial landscape. Committed to fostering financial growth and security, Shalibhadra Finance Ltd stands as a trusted partner for individuals and businesses seeking reliable and effective financial solutions.

Shalibhadra Finance Share Price

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Peer Comparison

Shalibhadra Finance Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	5	5	6	6	6	7	7	7	8	8
Other Income	0	0	0	0	0	0	0	0	0	0
Total Income	5	5	6	6	6	7	7	7	8	8
Total Expenditure	2	2	2	2	2	2	2	2	2	2
Operating Profit	3	4	4	5	4	5	5	5	5	6
Interest Expense	2	2	2	2	2	2	2	2	1	2
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	1	2	2	3	2	3	3	3	4	4
Provision for Tax	0	0	1	1	1	1	1	1	1	1
Profit After Tax	1	1	2	2	2	2	2	2	3	3
Adjustments	0	0	0	-0	0	0	0	0	0	0
Profit After Adjustments	1	1	2	2	2	2	2	2	3	3
Adjusted Earnings Per Share	2.2	2.8	3.1	4	3.4	4.2	4	4	4.3	4.5

Shalibhadra Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	10	11	12	13	16	19	22	24	21	22	27	30
Other Income	0	0	0	0	0	0	0	0	1	0	0	0
Total Income	10	11	13	13	16	19	22	24	21	22	28	30
Total Expenditure	3	3	3	4	5	5	5	7	8	7	9	8
Operating Profit	7	8	9	9	11	15	17	17	14	15	19	21
Interest Expense	3	3	3	4	5	7	8	9	9	7	7	7
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	4	5	6	5	6	8	9	8	5	8	11	14
Provision for Tax	2	2	2	2	2	2	3	2	1	2	3	4
Profit After Tax	3	3	4	3	4	6	6	6	4	6	8	10
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	3	3	4	3	4	6	6	6	4	6	8	10
Adjusted Earnings Per Share	5.6	6	7.6	6.9	8.6	11.3	12.8	11.6	7	12	13.4	16.8

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	23%	4%	7%	10%
Operating Profit CAGR	27%	4%	5%	11%
PAT CAGR	33%	10%	6%	10%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	338%	129%	48%	41%
ROE Average	13%	11%	14%	17%
ROCE Average	15%	14%	15%	18%

Shalibhadra Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	13	15	19	21	25	31	37	42	45	58	78
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	19	21	25	29	43	59	71	55	58	42	45
Current Liability	4	5	5	4	5	4	5	26	9	17	13
Other Liabilities & Provisions	1	1	1	1	2	2	2	0	0	0	0
Total Liabilities	37	41	50	56	75	96	115	123	112	117	137
Loans	0	0	0	0	0	0	108	111	106	111	124
Investments	0	0	0	0	1	1	1	2	0	0	0
Fixed Assets	1	1	1	1	2	2	2	2	2	2	3
Other Loans	0	0	0	1	2	1	0	3	2	1	2
Other Non Current Assets	23	13	16	17	23	29	0	0	0	0	0
Current Assets	12	27	33	36	47	63	3	5	1	3	7
Total Assets	37	41	50	56	75	96	115	123	112	117	137

Shalibhadra Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	1	1	1	1	3	3	5	1	3
Cash Flow from Operating Activities	-1	-2	-4	-3	-12	-15	-12	0	7	2	-5
Cash Flow from Investing Activities	0	0	-0	-0	-2	-0	-1	-2	2	-1	-2
Cash Flow from Financing Activities	1	1	5	3	14	17	12	4	-14	1	11
Net Cash Inflow / Outflow	0	0	0	-0	1	2	-1	3	-4	2	4
Closing Cash & Cash Equivalent	0	1	1	1	1	3	3	5	1	3	7

Shalibhadra Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	5.65	6.01	7.58	6.91	8.6	11.33	12.79	11.61	7.03	12.04	13.37
CEPS(Rs)	5.77	6.13	7.69	6.99	8.69	11.45	12.94	11.73	7.13	12.14	13.46
DPS(Rs)	0.9	1	1	1	1	1.2	1.2	0	0.5	0.8	1
Book NAV/Share(Rs)	26.03	30.87	37.18	42.88	50.28	61.61	73.26	83.42	90.44	102.04	120.89
Net Profit Margin	28.18	28.48	30.64	26.79	27.58	29.35	28.85	24.54	17.05	27.3	30.58
Operating Margin	73.01	71.98	72.83	71.36	70.82	76.24	76.76	73.42	65.54	68.71	68.39
PBT Margin	44.66	45.38	47.37	42.33	41.61	41.07	40.28	33.98	24.21	36.96	41.24
ROA(%)	8.09	7.67	8.29	6.53	6.58	6.62	6.05	4.88	3	5.25	6.6
ROE(%)	23.71	21.12	22.29	17.27	18.46	20.25	18.97	14.81	8.08	12.51	13.22
ROCE(%)	23.82	22.27	22.53	19.53	18.68	18.6	17.16	15.39	11.99	13.65	15.14
Price/Earnings(x)	8.02	3.33	3.76	7.02	8.61	11.39	7.12	4.36	7.83	15.37	9.73
Price/Book(x)	1.74	0.65	0.77	1.13	1.47	2.09	1.24	0.61	0.61	1.81	1.08
Dividend Yield(%)	1.99	5	3.51	2.06	1.35	0.93	1.32	0	0.91	0.43	0.77
EV/Net Sales(x)	4.12	2.85	3.14	4.07	5.04	6.26	5.15	4.05	4.3	6.62	4.72
EV/Core EBITDA(x)	5.6	3.93	4.28	5.68	7.09	8.17	6.69	5.5	6.53	9.61	6.88
Interest Earned Growth(%)	22.59	5.26	17.32	4.25	20.81	23.8	14.88	6.68	-12.89	6.97	24.26
Net Profit Growth	31.08	6.39	26.19	-8.82	24.38	31.75	12.9	-9.26	-39.46	71.28	39.2
EPS Growth(%)	31.08	6.39	26.19	-8.82	24.38	31.75	12.9	-9.26	-39.46	71.38	11.01
Interest Coverage(x) %	2.58	2.71	2.86	2.46	2.42	2.17	2.1	1.86	1.59	2.16	2.52

Shalibhadra Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	51.39	51.39	51.39	51.39	50.41	55.35	55.35	55.35	60	60
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	48.61	48.61	48.61	48.61	49.59	44.65	44.65	44.65	40	40
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.26	0.26	0.26	0.26	0.28	0.35	0.35	0.35	0.42	0.42
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.24	0.24	0.24	0.24	0.28	0.28	0.28	0.28	0.28	0.28
Others	0	0	0	0	0	0	0	0	0	0
Total	0.5	0.5	0.5	0.5	0.56	0.63	0.63	0.63	0.7	0.7

Pros

Cons

Company has a low return on equity of 11% over the last 3 years.
Stock is trading at 4.7 times its book value.
The company has delivered a poor profit growth of 5% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.