Key Financials Snapshot

TTM · Consolidated · ₹ in Cr
Market Cap
₹67 Cr.
Stock P/E
-7.7
P/B
—
Current Price
₹18.8
Book Value
₹ 0
Face Value
10
52W High
₹20.5
52W Low
₹ 12.5
Dividend Yield
0%

Mantra Capital Overview

Business

Mantra Capital Ltd. operates as a Non-Banking Financial Company (NBFC) in India. Its core business model involves providing various financial services, primarily lending. Unlike traditional banks, NBFCs do not hold demand deposits but typically engage in activities such as asset financing, extending loans (personal, business, vehicle, mortgage-backed), investment activities, and other financial products. The company makes money by borrowing funds from banks or debt markets at a certain interest rate and then lending these funds out at a higher interest rate, thereby earning a net interest margin. They may also generate fee-based income from processing loans or providing other advisory services.

Revenue Mix

Specific revenue mix and detailed segment contributions for Mantra Capital Ltd. are not publicly available in detail without access to their financial reports. However, typical NBFC segments in India can include:

Asset-Backed Lending: Such as vehicle finance, construction equipment finance, or housing finance (mortgages).

Unsecured Lending: Personal loans, business loans to SMEs (Small and Medium Enterprises), or microfinance.

Investment & Advisory Services: Potentially offering wealth management or corporate finance advisory.

Given its name, "Capital," it might have a focus on lending to businesses or capital market-related activities, though this is speculative without specific disclosures.

Industry

The NBFC sector in India is diverse, highly competitive, and plays a crucial role in complementing the banking system by catering to segments often underserved by traditional banks. The industry includes large, diversified players, niche specialists, and smaller regional entities. Positioning for Mantra Capital Ltd. would depend on its target clientele (retail, SME, corporate), geographical focus, asset classes it specializes in, and its risk appetite. It likely competes with a vast number of other NBFCs, small private banks, and fintech lenders. The industry is subject to significant regulatory oversight by the Reserve Bank of India (RBI).

MOAT

Without specific details about Mantra Capital Ltd.'s operations, assessing a durable competitive advantage (moat) is challenging. For an NBFC, potential moats, if present, could include:

Niche Expertise: Specialization in a particular asset class or customer segment with efficient underwriting.

Strong Distribution Network: Especially in underserved rural or semi-urban areas.

Efficient Technology Platform: For faster loan origination, underwriting, and collection.

Cost of Funds: Ability to raise capital at a competitive rate.

Brand Reputation/Promoter Strength: Trust built over time with customers and lenders.

Smaller NBFCs often face challenges in establishing strong moats against larger, more diversified players.

Growth Drivers

Credit Demand: Sustained economic growth in India, urbanization, and rising disposable incomes drive demand for credit across retail, SME, and corporate segments.

Financial Inclusion: NBFCs play a vital role in extending credit to segments that are often overlooked by large banks, such as small businesses and individuals without formal credit histories.

Digitalization: Adoption of digital lending platforms and analytics can improve efficiency, reach, and risk assessment.

Infrastructure Spending: Government focus on infrastructure development often creates demand for asset financing.

Flexible Offerings: NBFCs typically offer more flexible and customized products compared to traditional banks.

Risks

Asset Quality / Credit Risk: The primary risk for any lender is the deterioration of its loan book, leading to Non-Performing Assets (NPAs) and credit losses.

Funding & Liquidity Risk: Reliance on wholesale funding sources can expose NBFCs to interest rate fluctuations and challenges in raising funds during tight liquidity periods.

Interest Rate Risk: Mismatches between asset and liability durations or unexpected interest rate movements can impact profitability.

Regulatory Changes: The NBFC sector is heavily regulated by the RBI. Any adverse changes in capital adequacy norms, asset classification, or provisioning requirements can impact operations and profitability.

Competition: Intense competition from banks, other NBFCs, and emerging fintech lenders can pressure margins and market share.

Economic Slowdown: A general slowdown in the Indian economy can lead to reduced credit demand and higher defaults.

Management & Ownership

Most Indian NBFCs, especially smaller ones, tend to be promoter-driven. This means a founding family or individual group holds a significant stake and plays a key role in management and strategic direction. The quality of management is critical, encompassing their experience, governance standards, risk management practices, and track record in navigating economic cycles. Without specific public disclosures for Mantra Capital Ltd., details regarding its specific promoters, key managerial personnel, and precise ownership structure are not available.

Outlook

Mantra Capital Ltd., as an NBFC in India, operates in a sector with significant long-term growth potential, driven by India's economic expansion, rising credit penetration, and the need for diverse financial services beyond traditional banking. The ability to cater to underserved segments and innovate with financial products could offer growth avenues. However, the outlook is also tempered by inherent risks. The company will need to effectively manage its asset quality amidst economic uncertainties, ensure robust funding and liquidity, navigate a competitive landscape, and adapt to evolving regulatory requirements. Its success will largely depend on its ability to execute a focused strategy, maintain efficient operations, and manage its balance sheet prudently.

Mantra Capital Share Price

Live · BSE · Inception: 1983
₹ | |
Volume
Price

Key Financials — Profit & Loss

₹ in Cr · Consolidated · annual

Mantra Capital Quarterly Results

#(Fig in Cr.)
Net Sales
Other Income
Total Income
Total Expenditure
Operating Profit
Interest
Depreciation
Exceptional Income / Expenses
Profit Before Tax
Provision for Tax
Profit After Tax
Adjustments
Profit After Adjustments
Adjusted Earnings Per Share

Mantra Capital Profit & Loss

#(Fig in Cr.) Mar 2023 Mar 2024 TTM
Net Sales 0 0
Other Income 0 0
Total Income 0 0
Total Expenditure 0 2
Operating Profit -0 -2
Interest 0 0
Depreciation 0 0
Exceptional Income / Expenses 0 0
Profit Before Tax -0 -2
Provision for Tax 0 -0
Profit After Tax -0 -2
Adjustments 0 0
Profit After Adjustments -0 -2
Adjusted Earnings Per Share -0.2 -4.3

Mantra Capital Balance Sheet

#(Fig in Cr.) Mar 2023 Mar 2024
Shareholder's Funds 2 0
Minority's Interest 0 0
Borrowings 0 0
Other Non-Current Liabilities 0 -0
Total Current Liabilities 0 3
Total Liabilities 2 3
Fixed Assets 0 0
Other Non-Current Assets 0 0
Total Current Assets 2 3
Total Assets 2 3

Mantra Capital Cash Flow

#(Fig in Cr.) Mar 2023 Mar 2024
Opening Cash & Cash Equivalents 0 0
Cash Flow from Operating Activities -0 -2
Cash Flow from Investing Activities 0 0
Cash Flow from Financing Activities 0 2
Net Cash Inflow / Outflow 0 0
Closing Cash & Cash Equivalent 0 0

Mantra Capital Ratios

# Mar 2023 Mar 2024
Earnings Per Share (Rs) 0 0
CEPS(Rs) 0 0
DPS(Rs) 0 0
Book NAV/Share(Rs) 0 0
Core EBITDA Margin(%) 0 0
EBIT Margin(%) 0 0
Pre Tax Margin(%) 0 0
PAT Margin (%) 0 0
Cash Profit Margin (%) 0 0
ROA(%) 0 0
ROE(%) 0 0
ROCE(%) 0 0
Receivable days 0 0
Inventory Days 0 0
Payable days 0 0
PER(x) 0 0
Price/Book(x) 0 0
Dividend Yield(%) 0 0
EV/Net Sales(x) 0 0
EV/Core EBITDA(x) 0 0
Net Sales Growth(%) 0 0
EBIT Growth(%) 0 0
PAT Growth(%) 0 0
EPS Growth(%) 0 0
Debt/Equity(x) 0 0
Current Ratio(x) 0 0
Quick Ratio(x) 0 0
Interest Cover(x) 0 0
Total Debt/Mcap(x) 0 0

Growth Rates

Compounded annual
# 1 Year 3 Year 5 Year 10 Year
Sales CAGR — — — —
Operating Profit CAGR — — — —
PAT CAGR — — — —
Share Price CAGR +4% +5% +9% +12%
ROE Average — — — —
ROCE Average — — — —

Mantra Capital Shareholding Pattern

Latest · Jun 2026
100% held
Promoters 67.08 %
FII 0 %
DII (MF + Insurance) 0 %
Public (retail) 32.92 %
# Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Promoter 57.18757575757575757567.08
FII 0000000000
DII 0.01000000000
Public 42.81252525252525252532.92
Others 0000000000
Total 100100100100100100100100100100

Mantra Capital Peer Comparison

Finance - NBFC Edit Columns

Mantra Capital Quarterly Price

10-year quarterly close · BSE
Show Value Show %

News & Updates

See more…

Mantra Capital Pros & Cons

Pros

  • Company is almost debt free.

Cons

  • Company has a low return on equity of 0% over the last 3 years.
Want to Start Investing in Top Unlisted Stocks?

Our experts help you choose the right stocks based on performance, risk, and growth potential.

whatsapp