Sainik Finance & Ind

₹40.7 2.8 | 7.5%

WEBSITE BSE:530265 NSE : SAINIK FIN. 16 May, 09:53

Market Cap ₹44 Cr.

Stock P/E 13.8

P/B 1.2

Current Price ₹40.7

Book Value ₹ 33.9

Face Value 10

52W High ₹59

Dividend Yield 0%

52W Low ₹ 20.6

Edit Ratio

Sainik Finance & Ind Research see more...

Overview Inc. Year: 1991Industry: Finance - NBFC

Sainik Finance & Ind Share Price

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Peer Comparison

Sainik Finance & Ind Quarterly Results

#(Fig in Cr.)	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	6	6	-1	4	5	5	4	4	4	4
Other Income	0	0	0	0	0	0	0	0	0	0
Total Income	6	6	-1	4	5	5	4	4	4	4
Total Expenditure	1	1	5	1	1	0	-1	0	0	2
Operating Profit	5	5	-6	4	4	4	6	3	4	2
Interest Expense	5	4	4	5	3	3	4	2	2	2
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	-0	0	-10	-1	1	1	2	1	2	-1
Provision for Tax	0	0	-1	2	0	0	0	0	0	-0
Profit After Tax	-0	0	-9	-4	1	1	2	1	1	-0
Adjustments	-0	0	0	-0	0	0	0	-0	0	-0
Profit After Adjustments	-0	0	-9	-4	1	1	2	1	1	-0
Adjusted Earnings Per Share	-0	0.2	-8.2	-3.4	1	0.7	1.6	0.7	1.1	-0.4

Sainik Finance & Ind Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	7	6	9	9	10	26	30	34	21	16	18	16
Other Income	0	0	0	0	0	0	0	0	4	0	8	0
Total Income	7	6	10	9	10	26	30	34	25	16	26	16
Total Expenditure	4	3	1	2	2	1	2	3	9	7	9	1
Operating Profit	3	3	8	8	8	25	28	31	15	8	17	15
Interest Expense	3	2	5	5	5	18	21	25	17	18	15	10
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	-0	1	3	3	3	7	7	6	-2	-9	2	4
Provision for Tax	0	0	1	1	1	2	2	2	-1	-1	2	0
Profit After Tax	-1	0	2	2	1	5	5	4	-1	-8	-0	4
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	-1	0	2	2	1	5	5	4	-1	-8	-0	4
Adjusted Earnings Per Share	-0.6	0.2	1.8	1.4	1.1	4.5	4.6	3.7	-0.9	-7.5	-0.1	3

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	13%	-19%	-7%	10%
Operating Profit CAGR	113%	-18%	-7%	19%
PAT CAGR	0%	-100%	-100%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	82%	25%	21%	19%
ROE Average	-0%	-8%	-0%	3%
ROCE Average	9%	7%	9%	10%

Sainik Finance & Ind Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	24	26	28	30	32	37	40	44	43	36	35
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	18	20	46	30	157	189	230	212	191	225	116
Other Liabilities & Provisions	3	1	2	3	2	2	-1	-1	-2	-3	-1
Total Liabilities	45	47	76	62	191	227	269	255	231	258	151
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	0	0	0	0	0	0	0	0	0	0	0
Fixed Assets	4	1	1	1	1	1	0	0	0	0	0
Other Loans	2	3	3	3	1	1	2	2	2	4	3
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	39	43	72	59	189	225	267	253	229	253	147
Total Assets	45	47	76	62	191	227	269	255	231	258	151

Sainik Finance & Ind Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	1	1	1	1	1	1	0	0	0	0	0
Cash Flow from Operating Activities	7	-1	-24	16	-127	-30	-28	31	12	-46	113
Cash Flow from Investing Activities	1	1	0	0	0	-0	-0	0	4	0	0
Cash Flow from Financing Activities	-9	-1	24	-16	127	30	29	-31	-16	46	-112
Net Cash Inflow / Outflow	-0	-0	0	-0	0	-1	0	-0	0	-0	2
Closing Cash & Cash Equivalent	1	1	1	1	1	0	0	0	0	0	2

Sainik Finance & Ind Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	-0.64	0.16	1.8	1.38	1.14	4.55	4.65	3.73	-0.88	-7.47	-0.08
CEPS(Rs)	-0.23	0.22	1.82	1.39	1.15	4.56	4.65	3.74	-0.87	-7.47	-0.08
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	22.24	23.59	25.59	27.57	29.5	34.05	36.94	40.6	39.74	32.68	32.54
Net Profit Margin	-10.22	2.77	20.8	16.34	12.45	19.3	17.08	11.94	-4.6	-52.02	-0.49
Operating Margin	38.49	45.22	88.82	82.11	77.05	96.85	94.31	90.96	73.75	54.12	95.98
PBT Margin	-7.14	9	33.99	29.24	26.36	25.81	23.19	18.43	-7.55	-59.02	12.97
ROA(%)	-1.43	0.37	3.19	2.17	0.98	2.37	2.04	1.55	-0.39	-3.32	-0.04
ROE(%)	-2.91	0.68	7.34	5.19	4	14.31	13.09	9.63	-2.19	-20.62	-0.25
ROCE(%)	5.91	6.71	15.39	12.49	6.52	12.41	11.95	13.11	7.16	3.76	9.18
Price/Earnings(x)	0	49.16	5.51	21.01	24.96	7.22	3.24	6.7	0	0	0
Price/Book(x)	0	0.32	0.39	1.05	0.97	0.96	0.41	0.62	0.5	0.83	0.73
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	3.89	3.85	5.26	5.91	18.1	8.43	7.61	6.04	8.84	15.25	6.72
EV/Core EBITDA(x)	8.62	8.3	5.91	7.19	23.31	8.7	8.06	6.63	11.99	28.18	7.01
Interest Earned Growth(%)	-32.72	-11.38	55.12	-2.63	8.61	156.87	15.44	14.92	-38.9	-24.85	15.39
Net Profit Growth	50.38	124.04	1064.29	-23.5	-17.28	298.34	2.15	-19.64	-123.51	-750.62	98.92
EPS Growth(%)	50.38	124.03	1064.26	-23.5	-17.28	298.34	2.15	-19.64	-123.51	-750.65	98.92
Interest Coverage(x) %	0.84	1.25	1.62	1.55	1.52	1.36	1.33	1.25	0.91	0.48	1.16

Sainik Finance & Ind Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	70.24	70.24	70.24	70.24	70.24	70.24	70.24	70.24	70.24	70.24
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	29.76	29.76	29.76	29.76	29.76	29.76	29.76	29.76	29.76	29.76
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76	0.76
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.32	0.32	0.32	0.32	0.32	0.32	0.32	0.32	0.32	0.32
Others	0	0	0	0	0	0	0	0	0	0
Total	1.09	1.09	1.09	1.09	1.09	1.09	1.09	1.09	1.09	1.09

Pros

Cons

Company has a low return on equity of -8% over the last 3 years.
Earnings include an other income of Rs. 8 Cr.
The company has delivered a poor profit growth of -100% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.