WEBSITE BSE:500111 NSE: REL.CAP. Inc. Year: 1986 Industry: Finance - NBFC
Last updated: 00:00
Reliance Capital Ltd is an India-based non-banking financial offerings enterprise. The Company is commonly engaged in the finance and investment activities. Its segments comprises Finance and Investments, General Insurance, Life Insurance, Commercial Finance and Others. The Finance and Investments section includes the corporate lending and funding activities. The General Insurance section includes the overall and health insurance business. The Life Insurance segment includes the life coverage commercial enterprise. The Commercial Finance sectio...Read More
Reliance Capital Ltd is an India-based non-banking financial offerings enterprise. The Company is commonly engaged in the finance and investment activities. Its segments comprises Finance and Investments, General Insurance, Life Insurance, Commercial Finance and Others. The Finance and Investments section includes the corporate lending and funding activities. The General Insurance section includes the overall and health insurance business. The Life Insurance segment includes the life coverage commercial enterprise. The Commercial Finance section consists of the industrial finance business. Others section consists of different economic and allied services. Its insurance enterprise includes life insurance, general coverage and medical insurance. Its commercial and domestic finance business consists of affordable housing, mortgages, loans in opposition to assets, small and medium-sized organisations (SME) loans and loans for motors, amongst others. It also has business in dealer and distribution, and asset reconstruction. ...Read Less
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Market Cap ₹298 Cr.
Stock P/E -0.1
P/B -0
Current Price ₹11.8
Book Value ₹ -467.2
Face Value 10
52W High ₹0
Dividend Yield 0%
52W Low ₹ 0
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 3596 | 5796 | 5218 | 4427 | 5957 | 6393 | 6098 | 5800 | 6517 | 7343 |
| Other Income | 8 | 251 | 9 | 9 | 44 | 26 | 19 | 108 | 14 | 12 |
| Total Income | 3604 | 6047 | 5226 | 4436 | 6001 | 6419 | 6116 | 5908 | 6531 | 7355 |
| Total Expenditure | 3766 | 5711 | 5167 | 5914 | 5535 | 6644 | 5879 | 5756 | 6167 | 6923 |
| Operating Profit | -162 | 336 | 60 | -1478 | 466 | -225 | 237 | 152 | 364 | 432 |
| Interest Expense | 271 | 15 | 6 | 8 | -1 | 8 | 22 | 9 | 13 | 13 |
| Depreciation | 30 | 31 | 28 | 27 | 26 | 27 | 29 | 32 | 30 | 30 |
| Profit Before Tax | -463 | 290 | 26 | -1513 | 441 | -260 | 185 | 111 | 322 | 388 |
| Provision for Tax | 34 | 75 | 11 | -14 | 10 | -17 | 106 | -54 | 50 | 84 |
| Profit After Tax | -497 | 216 | 15 | -1499 | 431 | -243 | 79 | 165 | 272 | 304 |
| Adjustments | 35 | -29 | -16 | -3 | -37 | -20 | -40 | -103 | -61 | -76 |
| Profit After Adjustments | -462 | 186 | -1 | -1503 | 394 | -263 | 39 | 62 | 211 | 228 |
| Adjusted Earnings Per Share | -18.2 | 7.4 | -0 | -59.3 | 15.6 | -10.4 | 1.6 | 2.4 | 8.3 | 9 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 8879 | 9974 | 17507 | 18718 | 20447 | 18323 | 19251 | 19272 | 19037 | 24247 | 22763 | 25758 |
| Other Income | 145 | 131 | 271 | 62 | 908 | 6341 | 58 | 44 | 276 | 196 | 71 | 153 |
| Total Income | 9024 | 10105 | 17778 | 18780 | 21355 | 24664 | 19309 | 19316 | 19313 | 24444 | 22833 | 25910 |
| Total Expenditure | 5077 | 5475 | 13039 | 18879 | 18191 | 21775 | 24786 | 24565 | 20523 | 23764 | 25490 | 24725 |
| Operating Profit | 3947 | 4630 | 4739 | -99 | 3164 | 2889 | -5477 | -5249 | -1210 | 680 | -2657 | 1185 |
| Interest Expense | 2648 | 2828 | 3084 | 4112 | 4541 | 3994 | 2768 | 2218 | 334 | 88 | 1823 | 57 |
| Depreciation | 68 | 70 | 116 | 94 | 123 | 123 | 105 | 112 | 116 | 114 | 138 | 121 |
| Profit Before Tax | 1231 | 1732 | 1539 | -4305 | -1500 | -1228 | -9114 | -7908 | -1654 | 487 | -4623 | 1006 |
| Provision for Tax | 224 | 379 | 293 | 382 | 122 | -24 | 173 | 147 | 105 | 45 | 32 | 186 |
| Profit After Tax | 1007 | 1353 | 1246 | -4687 | -1622 | -1204 | -9287 | -8055 | -1759 | 442 | -4656 | 820 |
| Adjustments | -6 | -252 | -160 | 53 | 116 | 129 | -117 | -61 | -19 | -209 | -173 | -280 |
| Profit After Adjustments | 1001 | 1101 | 1086 | -4634 | -1506 | -1075 | -9403 | -8116 | -1779 | 233 | -4829 | 540 |
| Adjusted Earnings Per Share | 39.7 | 43.7 | 43.1 | -183.9 | -59.8 | -42.7 | -372.1 | -321.1 | -70.4 | 9.2 | -19.3 | 21.3 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | -6% | 6% | 4% | 10% |
| Operating Profit CAGR | -491% | 0% | NAN% | NAN% |
| PAT CAGR | -1153% | 0% | 0% | NAN% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 0% | 7% | 1% | -29% |
| ROE Average | 0% | 0% | 0% | -870% |
| ROCE Average | -40% | -17% | -27% | -8% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 13324 | 14143 | 15334 | 1013 | -949 | -2294 | -11538 | -19820 | -12065 | -11127 | 3126 |
| Minority's Interest | 669 | 1448 | 1631 | 1627 | 1697 | 621 | 737 | 796 | 836 | 1196 | 952 |
| Borrowings | 16697 | 18057 | 26906 | 43269 | 38457 | 24138 | 24190 | 24151 | 17080 | 17034 | 4437 |
| Current Liability | 16555 | 18154 | 21475 | 37270 | 44768 | 42312 | 51488 | 58563 | 60490 | 67884 | 29596 |
| Other Liabilities & Provisions | 160 | 15271 | 17053 | -395 | -317 | -179 | -89 | -35 | -175 | -176 | -9 |
| Total Liabilities | 47405 | 67073 | 82399 | 82784 | 83656 | 64598 | 64787 | 63654 | 66166 | 74810 | 38102 |
| Loans | 720 | 726 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 498 |
| Investments | 13413 | 20736 | 30010 | 33478 | 32802 | 34673 | 39755 | 44014 | 48524 | 56688 | 22529 |
| Fixed Assets | 530 | 5512 | 5745 | 5548 | 5569 | 5467 | 5500 | 5505 | 5188 | 5240 | 262 |
| Other Loans | 15869 | 22060 | 24886 | 549 | 563 | 511 | 354 | 351 | 262 | 261 | 660 |
| Other Non Current Assets | 1470 | 1027 | 789 | 34 | 18 | 19 | 20 | 15 | 16 | 24 | 116 |
| Current Assets | 15403 | 17012 | 20969 | 43175 | 44704 | 23928 | 19081 | 13692 | 12101 | 12523 | 13951 |
| Total Assets | 47405 | 67073 | 82399 | 82784 | 83656 | 64598 | 64787 | 63654 | 66166 | 74810 | 38102 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 2094 | 1225 | 2746 | 3574 | 4290 | 688 | 479 | 566 | 1188 | 695 | 788 |
| Cash Flow from Operating Activities | -1002 | -225 | -3623 | -6123 | -8352 | 15886 | 4057 | 4020 | 5249 | 5817 | -32908 |
| Cash Flow from Investing Activities | 2144 | 2642 | -6059 | -580 | 5127 | 3156 | -3948 | -3350 | -4899 | -5678 | 33220 |
| Cash Flow from Financing Activities | -2011 | -1246 | 10535 | 7419 | -377 | -19251 | -23 | -48 | -844 | -46 | -879 |
| Net Cash Inflow / Outflow | -869 | 1171 | 853 | 716 | -3602 | -209 | 87 | 622 | -493 | 93 | -567 |
| Closing Cash & Cash Equivalent | 1225 | 2746 | 3599 | 4290 | 688 | 479 | 566 | 1188 | 695 | 788 | 221 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 39.72 | 43.69 | 43.1 | -183.89 | -59.76 | -42.66 | -372.1 | -321.14 | -70.38 | 9.2 | -19.31 |
| CEPS(Rs) | 42.66 | 56.47 | 54.05 | -182.26 | -59.48 | -42.9 | -363.34 | -314.29 | -65.03 | 22 | -18.07 |
| DPS(Rs) | 9 | 10 | 10.5 | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | 522.06 | 555.04 | 599.76 | 39.56 | -38.21 | -91.47 | -456.86 | -784.6 | -477.74 | -440.34 | 12.5 |
| Net Profit Margin | 11.34 | 13.57 | 7.12 | -25.04 | -7.93 | -6.57 | -48.24 | -41.8 | -9.24 | 1.82 | -20.45 |
| Operating Margin | 43.69 | 45.72 | 26.41 | -1.03 | 14.87 | 15.1 | -32.96 | -29.52 | -6.94 | 2.37 | -12.31 |
| PBT Margin | 13.86 | 17.37 | 8.79 | -23 | -7.34 | -6.7 | -47.34 | -41.03 | -8.69 | 2.01 | -20.31 |
| ROA(%) | 2.17 | 2.36 | 1.67 | -5.67 | -1.95 | -1.62 | -14.35 | -12.54 | -2.71 | 0.63 | -8.25 |
| ROE(%) | 7.93 | 9.97 | 8.56 | -58.18 | -9541.18 | 0 | 0 | 0 | 0 | 0 | 0 |
| ROCE(%) | 10.06 | 11.22 | 9.59 | -0.38 | 6.57 | 7.92 | -31.76 | -50.89 | -20.97 | 9.55 | -39.72 |
| Price/Earnings(x) | 10.69 | 8.43 | 14.28 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Price/Book(x) | 0.81 | 0.66 | 1.03 | 10.7 | -5.34 | -0.05 | -0.02 | -0.02 | -0.02 | 0 | 0 |
| Dividend Yield(%) | 2.12 | 2.72 | 1.71 | 2.6 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | 3.97 | 3.41 | 2.8 | 2.78 | 2.41 | 1.42 | 1.36 | 1.33 | 0.9 | 0.7 | 0.29 |
| EV/Core EBITDA(x) | 8.92 | 7.34 | 10.35 | -525.4 | 15.58 | 9.03 | -4.77 | -4.89 | -14.08 | 24.89 | -2.51 |
| Interest Earned Growth(%) | 18.89 | 12.33 | 75.53 | 6.92 | 9.24 | -10.39 | 5.06 | 0.11 | -1.22 | 27.37 | -6.12 |
| Net Profit Growth | 47.44 | 34.36 | -7.91 | -476.16 | 65.39 | 25.77 | -671.31 | 13.26 | 78.16 | 125.1 | -1154.18 |
| EPS Growth(%) | 29.22 | 9.99 | -1.36 | -526.7 | 67.5 | 28.62 | -772.28 | 13.69 | 78.08 | 113.08 | -309.86 |
| Interest Coverage(x) % | 1.46 | 1.61 | 1.5 | -0.05 | 0.67 | 0.69 | -2.29 | -2.56 | -3.95 | 6.53 | -1.54 |
| # | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 |
| FII | 0.71 | 0.4 | 0.14 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| DII | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 | 3.02 | 3.01 | 3.01 | 3.01 | 3.01 |
| Public | 94.9 | 95.21 | 95.47 | 96.04 | 96.04 | 96.1 | 96.11 | 96.1 | 96.1 | 96.1 |
| Others | 0.43 | 0.43 | 0.43 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 |
| FII | 0.18 | 0.1 | 0.04 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| DII | 0.78 | 0.78 | 0.78 | 0.78 | 0.78 | 0.76 | 0.76 | 0.76 | 0.76 | 0.76 |
| Public | 23.98 | 24.06 | 24.13 | 24.27 | 24.27 | 24.29 | 24.29 | 24.29 | 24.29 | 24.29 |
| Others | 0.11 | 0.11 | 0.11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 25.27 | 25.27 | 25.27 | 25.27 | 25.27 | 25.27 | 25.27 | 25.27 | 25.27 | 25.27 |
* The pros and cons are machine generated.
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