Prism Finance

₹41.6 0 | 0%

WEBSITE BSE:531735 NSE : PRISM FINANC 09 Apr, 00:00

Market Cap ₹27 Cr.

Stock P/E 3.0

P/B 1

Current Price ₹41.6

Book Value ₹ 39.8

Face Value 10

52W High ₹43.8

Dividend Yield 0%

52W Low ₹ 17.2

Edit Ratio

Prism Finance Research see more...

Overview Inc. Year: 1994Industry: Finance - NBFC

Prism Finance Ltd, a NBFC, provides financial offerings in India. The agency gives loans and advances, as well as bill discounting, leasing, rent buy, and different financing services. It additionally invests, trades, and deals in stocks and securities. The agency was incorporated in 1994 and is based in Ahmedabad, India.

Prism Finance Share Price

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Peer Comparison

Prism Finance Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	3	4	8	-1	-3	3	1	2	3	3
Other Income	0	0	0	0	0	0	0	0	0	0
Total Income	3	4	8	-1	-3	3	1	2	3	3
Total Expenditure	0	0	0	1	0	0	0	0	0	0
Operating Profit	3	4	8	-2	-4	2	1	2	3	3
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	2	4	8	-2	-4	2	1	2	3	3
Provision for Tax	0	0	0	1	0	0	0	0	0	0
Profit After Tax	2	4	8	-3	-4	2	1	2	3	3
Adjustments	0	0	0	0	0	0	0	-0	0	-0
Profit After Adjustments	2	4	8	-3	-4	2	1	2	3	3
Adjusted Earnings Per Share	3.8	5.4	12	-4.7	-5.6	3.8	1.8	3.5	4.7	3.9

Prism Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	0	1	1	1	3	2	0	0	5	13	1	9
Other Income	0	0	0	0	0	0	0	0	0	0	0	0
Total Income	0	1	1	1	3	2	0	0	5	13	1	9
Total Expenditure	0	0	1	1	2	0	1	2	1	1	5	0
Operating Profit	0	0	-0	0	1	1	-0	-1	4	13	-4	9
Interest Expense	0	0	0	0	0	0	0	0	0	1	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	0	-0	0	1	1	-1	-2	3	12	-4	9
Provision for Tax	0	0	-0	0	0	0	0	-0	0	1	0	0
Profit After Tax	0	0	-0	0	1	1	-1	-2	3	11	-4	9
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	0	-0	0	1	1	-1	-2	3	11	-4	9
Adjusted Earnings Per Share	0.1	0.3	-0.3	0	1.4	1.6	-0.8	-2.4	5.1	16.5	-6.2	13.9

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-92%	0%	-13%	0%
Operating Profit CAGR	-131%	0%	NAN%	0%
PAT CAGR	-136%	0%	NAN%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	108%	28%	16%	NA%
ROE Average	-20%	26%	11%	7%
ROCE Average	-19%	29%	14%	9%

Prism Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	8	9	8	8	9	10	9	8	11	22	18
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	7	6	1	0	2	1	3	3	2	1	0
Other Liabilities & Provisions	0	0	0	0	0	0	0	0	0	0	0
Total Liabilities	15	15	9	9	11	11	13	10	14	23	18
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	12	12	5	5	5	7	9	5	10	20	17
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0
Other Loans	0	0	1	1	2	1	0	0	0	0	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	2	2	3	2	4	3	4	5	4	3	1
Total Assets	15	15	9	9	11	11	13	10	14	23	18

Prism Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	1	0	0	0	0	0	0	0
Cash Flow from Operating Activities	-0	1	-6	-1	-2	2	-0	-3	5	13	-4
Cash Flow from Investing Activities	-0	-0	7	-0	1	-1	-3	4	-5	-11	3
Cash Flow from Financing Activities	0	-1	0	-0	0	-0	3	-1	-0	-2	0
Net Cash Inflow / Outflow	-0	-0	1	-1	-0	0	-0	-0	0	0	-0
Closing Cash & Cash Equivalent	0	0	1	0	0	0	0	0	0	0	0

Prism Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.1	0.31	-0.34	0.03	1.42	1.58	-0.81	-2.36	5.15	16.47	-6.16
CEPS(Rs)	0.2	0.42	-0.23	0.14	1.47	1.59	-0.81	-2.36	5.15	16.47	-6.14
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	12.82	13.13	12.8	12.83	14.24	15.83	14.57	12.2	17.35	33.82	27.66
Net Profit Margin	48.93	34.47	-25.72	3.18	31.65	60.95	-174.84	-565.67	74.21	79.72	-277.5
Operating Margin	48.93	42.8	-26.38	3.18	41.79	77.22	-109.13	-496.01	86	93.21	-267.67
PBT Margin	48.93	42.8	-26.38	3.18	41.79	77.22	-174.84	-568.06	77.01	87.61	-275.54
ROA(%)	0.43	1.37	-1.81	0.21	9.11	9.2	-4.41	-13.13	27.85	58.04	-19.2
ROE(%)	0.77	2.41	-2.59	0.23	10.46	10.54	-5.35	-17.66	34.85	64.36	-20.02
ROCE(%)	0.72	2.87	-2.63	0.23	13.48	12.95	-2.85	-11.93	33.73	71.39	-19.15
Price/Earnings(x)	0	0	0	0	0	0	0	0	0	2.3	0
Price/Book(x)	0	0	1.55	0	0	0	0	0	0	1.12	0
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	54.16	10.98	14.03	10.3	2.33	3.87	31.85	31.3	1.82	1.82	4.69
EV/Core EBITDA(x)	53.61	20.29	-75.87	71.44	5.42	5	-29.33	-6.32	2.11	1.95	-1.76
Interest Earned Growth(%)	-64.36	350.64	43.88	-28.12	376.24	-41.88	-82.13	-10.1	1560.89	197.66	-89.26
Net Profit Growth	-20.01	217.48	-207.35	108.88	4643.44	11.91	-151.27	-190.86	317.9	219.77	-137.38
EPS Growth(%)	-20.01	217.48	-207.34	108.9	4636.79	11.9	-151.26	-190.87	317.89	219.77	-137.38
Interest Coverage(x) %	0	0	0	0	0	0	-1.66	-6.88	9.57	16.65	-34

Prism Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	45.9	45.9	45.9	45.9	45.9	45.9	45.9	45.9	45.9	45.9
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	54.1	54.1	54.1	54.1	54.1	54.1	54.1	54.1	54.1	54.1
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35
Others	0	0	0	0	0	0	0	0	0	0
Total	0.65	0.65	0.65	0.65	0.65	0.65	0.65	0.65	0.65	0.65

Pros

Company has a good return on equity (ROE) track record: 3 Years ROE 26%
Company is almost debt free.

Cons

Promoter holding is low: 45.9%.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.