Optimus Finance

₹115 2.6 | 2.3%

WEBSITE BSE:531254 NSE : OPTIFIN 18 May, 10:00

Market Cap ₹86 Cr.

Stock P/E 19.4

P/B 2.3

Current Price ₹115

Book Value ₹ 49.2

Face Value 10

52W High ₹144

Dividend Yield 0%

52W Low ₹ 67.5

Edit Ratio

Optimus Finance Research see more...

Overview Inc. Year: 1991Industry: Finance - NBFC

Optimus Finance Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

Show Value Show %

Peer Comparison

Optimus Finance Quarterly Results

#(Fig in Cr.)	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	16	16	19	22	29	24	25	21	25	26
Other Income	-0	0	1	2	0	1	-2	0	0	0
Total Income	16	16	20	24	29	25	24	22	25	26
Total Expenditure	14	14	18	21	26	22	21	20	23	22
Operating Profit	2	2	2	3	3	3	2	2	2	4
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	1	1	2	2	2	2	2	1	1	3
Provision for Tax	0	0	0	0	0	-0	0	0	0	0
Profit After Tax	1	1	1	2	2	2	1	1	1	3
Adjustments	-1	-0	-1	-1	-1	-1	-0	-1	-0	-1
Profit After Adjustments	1	1	1	1	1	1	1	1	1	2
Adjusted Earnings Per Share	1.2	1	1.5	2	2.3	2	1.3	1.3	1	2.3

Optimus Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	1	15	7	2	15	36	60	32	53	70	100	97
Other Income	0	0	0	0	0	0	1	1	1	1	2	-2
Total Income	1	15	7	2	15	36	61	33	54	71	102	97
Total Expenditure	0	14	7	3	13	34	56	28	47	64	91	86
Operating Profit	0	0	0	-0	1	3	5	5	7	8	11	10
Interest Expense	0	1	0	0	0	1	1	1	1	1	2	0
Depreciation	0	0	0	0	0	0	0	0	1	1	1	0
Profit Before Tax	0	-1	-1	-0	1	2	4	3	4	5	8	7
Provision for Tax	0	-0	0	0	0	0	0	0	0	0	1	0
Profit After Tax	0	-0	-1	-0	1	2	4	3	4	5	7	6
Adjustments	0	0	0	-0	-0	-1	-2	-1	-2	-2	-3	-2
Profit After Adjustments	0	-0	-1	-0	1	1	2	2	2	3	5	5
Adjusted Earnings Per Share	0	-1.1	-3.1	-1	1.4	1.8	2.9	2.9	3.6	4.7	6.1	5.9

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	43%	46%	23%	58%
Operating Profit CAGR	38%	30%	30%	0%
PAT CAGR	40%	33%	28%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	34%	75%	46%	35%
ROE Average	29%	26%	25%	8%
ROCE Average	30%	26%	24%	13%

Optimus Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	4	4	3	2	9	11	13	15	16	20	31
Minority's Interest	0	0	0	0	3	6	6	15	16	18	21
Borrowings	1	2	0	0	2	3	8	8	2	2	1
Current Liability	0	7	1	1	4	6	5	10	16	19	31
Other Liabilities & Provisions	0	-1	0	-0	-0	-0	0	0	0	0	1
Total Liabilities	5	12	4	3	18	26	32	48	51	58	84
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	2	1	0	0	0	2	3	4	1	0	0
Fixed Assets	1	6	0	0	0	3	2	10	10	9	9
Other Loans	0	0	0	0	2	8	0	0	0	0	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	1	1
Current Assets	2	4	4	3	15	13	26	33	37	48	74
Total Assets	5	12	4	3	18	26	32	48	51	58	84

Optimus Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	2	0	4	1	1	1	1	1
Cash Flow from Operating Activities	-1	2	-6	-1	-7	-4	2	-5	3	-0	-1
Cash Flow from Investing Activities	-0	-4	7	-1	-1	-3	-3	-2	-2	2	-2
Cash Flow from Financing Activities	1	2	-0	1	12	4	1	7	-1	-2	4
Net Cash Inflow / Outflow	-0	0	1	-1	4	-3	0	-0	0	-0	1
Closing Cash & Cash Equivalent	-0	0	2	0	4	1	1	1	1	1	2

Optimus Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.01	-1.12	-3.15	-1.02	1.38	1.76	2.93	2.87	3.6	4.74	6.06
CEPS(Rs)	0.14	-0.52	-2.58	-1.02	1.44	3.03	6.64	5.74	8.65	10.53	11.59
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	11.1	10.11	7.97	6.95	16.6	20.6	23.91	27.25	29.49	35.01	41.43
Net Profit Margin	0.83	-3.16	-15.98	-15.26	5.28	4.41	5.88	8.5	6.66	6.61	7.37
Operating Margin	28.46	0.74	-6.61	-8.52	8.9	6.81	8.13	13.1	9.92	9.27	9.6
PBT Margin	0.83	-3.43	-12.96	-12.92	6.42	4.88	6.62	9.74	7.47	7.29	7.99
ROA(%)	0.1	-5.53	-14.39	-10.11	7.45	7.31	12.36	6.81	7.17	8.46	10.35
ROE(%)	0.13	-12.26	-34.82	-13.67	13.17	15.31	28.58	19.06	22.51	25.75	29.29
ROCE(%)	3.41	1.53	-7.17	-5.83	15.96	16.01	25.54	18.99	22.11	24.94	30.11
Price/Earnings(x)	682.52	0	0	0	20.09	8.86	4.81	6.75	6.44	6.65	9.7
Price/Book(x)	0.88	0.71	1.8	4.12	1.67	0.76	0.59	0.71	0.79	0.9	1.42
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	7.42	0.53	0.66	4.09	1.06	0.37	0.23	0.55	0.38	0.35	0.47
EV/Core EBITDA(x)	20.65	20.21	154.66	-47.99	11.61	5.19	2.74	3.79	3.06	3.18	4.36
Interest Earned Growth(%)	0	2285.86	-52.2	-66.07	512.68	146.14	67.4	-46.95	67.13	31.07	43.21
Net Profit Growth	0	-9206.16	-142.03	67.61	312.06	105.48	123.33	-23.33	30.95	30.04	59.73
EPS Growth(%)	0	-7923.67	-181.34	67.6	235.22	27.74	66.6	-2.12	25.43	31.65	27.71
Interest Coverage(x) %	1.03	0.18	-1.04	-1.94	3.59	3.53	5.39	3.91	4.05	4.68	5.94

Optimus Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	72.27	72.27	72.27	72.27	72.27	53.89	53.89	53.89	53.89	53.89
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	27.73	27.73	27.73	27.73	27.73	46.11	46.11	46.11	46.11	46.11
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.4	0.4
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.15	0.15	0.15	0.15	0.15	0.34	0.34	0.34	0.34	0.34
Others	0	0	0	0	0	0	0	0	0	0
Total	0.56	0.56	0.56	0.56	0.56	0.75	0.75	0.75	0.75	0.75

Pros

Company has delivered good profit growth of 28% CAGR over last 5 years
Company has a good return on equity (ROE) track record: 3 Years ROE 26%
Company has reduced debt.
Company is almost debt free.

Cons

Debtor days have increased from 53.16 to 71.19days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.