NPR Finance

₹18.5 0.9 | 5.4%

WEBSITE BSE:530127 NSE : NPR FINANCE 17 May, 10:05

Market Cap ₹11 Cr.

Stock P/E -8.2

P/B 0.2

Current Price ₹18.5

Book Value ₹ 84.8

Face Value 10

52W High ₹25.6

Dividend Yield 0%

52W Low ₹ 12.2

Edit Ratio

NPR Finance Research see more...

Overview Inc. Year: 1989Industry: Finance - NBFC

NPR Finance Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

NPR Finance Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	2	1	2	3	2	3	4	3	3	2
Other Income	0	0	0	0	0	0	0	0	1	0
Total Income	2	1	2	3	3	3	4	3	4	2
Total Expenditure	2	1	2	2	3	3	6	2	3	1
Operating Profit	0	0	-0	1	-0	-0	-2	0	1	0
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	-0	-0	-0	1	-0	-1	-2	0	1	0
Provision for Tax	0	0	-0	1	0	-1	-0	0	0	0
Profit After Tax	-0	-0	-0	0	-0	0	-2	0	1	-0
Adjustments	0	0	-0	-0	0	0	-0	0	0	0
Profit After Adjustments	-0	-0	-0	0	-0	0	-2	0	1	-0
Adjusted Earnings Per Share	-0.3	-0.2	-0.1	0.5	-0.4	0.3	-3.8	0.1	1.5	-0

NPR Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	51	49	48	44	41	36	37	28	6	8	13	12
Other Income	0	0	0	0	0	0	0	0	0	0	0	1
Total Income	51	49	48	44	41	36	37	28	6	8	13	13
Total Expenditure	48	46	43	42	36	33	32	25	6	6	15	12
Operating Profit	3	3	4	2	5	2	4	3	-0	1	-2	-1
Interest Expense	1	0	1	0	1	1	1	0	0	0	0	0
Depreciation	1	1	1	1	1	1	1	1	1	1	0	0
Profit Before Tax	1	2	3	1	4	1	3	2	-1	0	-3	-1
Provision for Tax	0	1	1	1	1	-0	1	0	-0	0	-1	0
Profit After Tax	1	1	2	0	3	1	3	2	-1	-0	-2	-1
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	1	1	2	0	3	1	3	2	-1	-0	-2	-1
Adjusted Earnings Per Share	1.3	2.5	3.8	0.7	4.9	2.5	4.2	2.8	-1.8	-0.1	-4	-2.2

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	63%	-23%	-18%	-13%
Operating Profit CAGR	-300%	NAN%	NAN%	NAN%
PAT CAGR	0%	NAN%	NAN%	NAN%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	22%	16%	0%	5%
ROE Average	-5%	-2%	0%	3%
ROCE Average	-6%	-2%	1%	4%

NPR Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	32	34	36	36	39	41	50	54	54	54	50
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	1	0	0	0	0	0	0	0	0	0	0
Current Liability	4	6	3	4	6	4	4	3	3	2	5
Other Liabilities & Provisions	3	3	2	2	2	2	3	3	3	3	2
Total Liabilities	39	42	41	43	47	48	58	61	61	58	57
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	0	1	2	0	0	0	8	11	12	12	10
Fixed Assets	9	8	8	7	7	7	6	5	5	4	1
Other Loans	1	1	1	3	3	1	1	1	1	0	0
Other Non Current Assets	3	3	2	2	1	2	0	0	0	0	0
Current Assets	27	29	30	31	37	38	43	44	43	38	42
Total Assets	39	42	41	43	47	48	58	61	61	58	57

NPR Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	1	1	0	0	0	0	1	1	1	0	1
Cash Flow from Operating Activities	8	-1	3	-1	-3	2	1	-0	0	3	-4
Cash Flow from Investing Activities	0	-1	-1	-0	1	-1	0	0	-0	-0	3
Cash Flow from Financing Activities	-9	1	-2	1	2	-1	-0	-1	-1	-2	2
Net Cash Inflow / Outflow	-0	-0	-0	-0	0	0	1	-0	-1	0	2
Closing Cash & Cash Equivalent	1	0	0	0	0	1	1	1	0	1	2

NPR Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	1.26	2.47	3.81	0.69	4.91	2.49	4.22	2.77	-1.77	-0.09	-4.04
CEPS(Rs)	2.58	3.74	4.84	1.73	6	3.57	5.33	3.9	-0.62	1.33	-3.27
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	53.93	56.37	59.89	60.61	65.42	69.16	84.28	90.04	89.99	89.41	83.18
Net Profit Margin	1.49	3.03	4.78	0.94	7.15	4.17	6.91	5.97	-18.37	-0.69	-18.97
Operating Margin	4.11	5.33	8.04	3.3	10.62	5.1	10.12	7.83	-16.99	4.51	-24.29
PBT Margin	2.22	4.47	6.95	2.86	8.64	3.25	8.44	6.39	-23.53	2.73	-26.05
ROA(%)	1.7	3.62	5.47	0.99	6.52	3.12	4.78	2.79	-1.75	-0.09	-4.18
ROE(%)	2.37	4.48	6.56	1.14	7.79	3.7	5.5	3.18	-1.97	-0.1	-4.68
ROCE(%)	5.32	7.11	10.13	3.77	10.41	4.04	7.4	3.89	-1.73	0.62	-5.81
Price/Earnings(x)	6.45	4.38	2.91	18.78	3.6	12.57	5.02	4.7	0	0	0
Price/Book(x)	0.15	0.19	0.19	0.21	0.27	0.45	0.25	0.14	0.14	0.14	0.15
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	0.13	0.21	0.17	0.23	0.37	0.62	0.42	0.36	1.73	0.95	0.63
EV/Core EBITDA(x)	2.25	3.04	1.77	4.91	3.07	8.91	3.5	3.52	-34.68	6.05	-3.57
Interest Earned Growth(%)	-15.64	-3.74	-2.32	-7.85	-6.65	-13.03	2.44	-24.08	-79.19	31.86	67.12
Net Profit Growth	-4.25	95.46	54.35	-81.92	611.32	-49.25	69.56	-34.43	-164.07	95.08	-4521.03
EPS Growth(%)	-4.26	95.47	54.35	-81.92	611.37	-49.24	69.56	-34.43	-164.07	95.08	-4521.99
Interest Coverage(x) %	2.17	6.23	7.35	7.61	5.37	2.75	6.03	5.43	-2.6	2.53	-13.83

NPR Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	67.87	67.87	67.87	67.87	67.87	68.02	68.02	68.02	68.02	68.02
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	32.13	32.13	32.13	32.13	32.13	31.98	31.98	31.98	31.98	31.98
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.41	0.41	0.41	0.41	0.41	0.41	0.41	0.41	0.41	0.41
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19	0.19
Others	0	0	0	0	0	0	0	0	0	0
Total	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6

Pros

Stock is trading at 0.2 times its book value
Debtor days have improved from 5.78 to 0.99days.
Company is almost debt free.

Cons

Company has a low return on equity of -2% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.