WEBSITE BSE:511766 NSE: MUTHOOTCAP Inc. Year: 1994 Industry: Finance - NBFC My Bucket: Add Stock
Last updated: 15:43
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Muthoot Capital Services Ltd is a deposit taking NBFC. The Company is commonly engaged within the business of financing. The Company provide fund and non-fund based monetary services to retail, company and institutional customers thru numerous dealerships across the country and through huge community of branches of Muthoot Fincorp Ltd. The Company’s portfolio includes retail finance merchandise which include Two-Wheeler Loans, Used Car Loans at the side of enterprise loans to corporates and Investment Products in the form of Fixed Deposi...Read More
Muthoot Capital Services Ltd is a deposit taking NBFC. The Company is commonly engaged within the business of financing. The Company provide fund and non-fund based monetary services to retail, company and institutional customers thru numerous dealerships across the country and through huge community of branches of Muthoot Fincorp Ltd. The Company’s portfolio includes retail finance merchandise which include Two-Wheeler Loans, Used Car Loans at the side of enterprise loans to corporates and Investment Products in the form of Fixed Deposits and subordinated debts. The Company is promoted through the Muthoot Pappachan Group (MPG). The Company is planning to cross-sell gold loans to its customers. The Company has presence inside the non-banking financial zone in rural and semi-urban areas. ...Read Less
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Market Cap ₹340 Cr.
Stock P/E 7.4
P/B 0.5
Current Price ₹206.6
Book Value ₹ 404.1
Face Value 10
52W High ₹366.7
Dividend Yield 0%
52W Low ₹ 176.4
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 96 | 98 | 100 | 109 | 126 | 137 | 145 | 154 | 155 | 167 |
| Other Income | 1 | 0 | 0 | 1 | 0 | 3 | 2 | 2 | 6 | 2 |
| Total Income | 97 | 98 | 100 | 110 | 126 | 140 | 147 | 155 | 161 | 169 |
| Total Expenditure | 43 | 41 | 41 | 37 | 46 | 64 | 77 | 69 | 68 | 78 |
| Operating Profit | 53 | 57 | 59 | 73 | 80 | 77 | 70 | 86 | 93 | 91 |
| Interest Expense | 40 | 42 | 44 | 51 | 62 | 68 | 75 | 81 | 81 | 78 |
| Depreciation | 0 | 0 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 4 |
| Profit Before Tax | 13 | 15 | 15 | 22 | 17 | 7 | -6 | 4 | 10 | 8 |
| Provision for Tax | 3 | 3 | 4 | 6 | 5 | 1 | -1 | 1 | 3 | 2 |
| Profit After Tax | 10 | 12 | 11 | 16 | 13 | 6 | -5 | 3 | 8 | 5 |
| Adjustments | -0 | 0 | 0 | 0 | -0 | 0 | 0 | -0 | 0 | -0 |
| Profit After Adjustments | 10 | 12 | 11 | 16 | 13 | 6 | -5 | 3 | 8 | 5 |
| Adjusted Earnings Per Share | 6.1 | 7.1 | 6.6 | 9.7 | 7.6 | 3.9 | -2.8 | 1.7 | 4.7 | 3.3 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 190 | 228 | 284 | 398 | 518 | 586 | 504 | 411 | 443 | 398 | 472 | 621 |
| Other Income | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 111 | 21 | 12 |
| Total Income | 191 | 228 | 284 | 398 | 519 | 587 | 505 | 411 | 443 | 509 | 493 | 632 |
| Total Expenditure | 79 | 105 | 133 | 192 | 206 | 264 | 247 | 476 | 185 | 272 | 204 | 292 |
| Operating Profit | 112 | 123 | 151 | 206 | 313 | 323 | 258 | -65 | 258 | 237 | 289 | 340 |
| Interest Expense | 77 | 87 | 104 | 123 | 179 | 228 | 187 | 150 | 148 | 168 | 224 | 315 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 5 | 7 |
| Profit Before Tax | 34 | 35 | 46 | 82 | 133 | 93 | 70 | -216 | 109 | 164 | 60 | 16 |
| Provision for Tax | 12 | 13 | 16 | 29 | 47 | 33 | 18 | -54 | 30 | 42 | 15 | 5 |
| Profit After Tax | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 11 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit After Adjustments | 22 | 23 | 30 | 54 | 86 | 60 | 51 | -162 | 79 | 123 | 46 | 11 |
| Adjusted Earnings Per Share | 16.2 | 16.7 | 21.9 | 32.6 | 52.3 | 36.8 | 31.3 | -98.4 | 47.8 | 74.6 | 27.8 | 6.9 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 19% | 5% | -4% | 10% |
| Operating Profit CAGR | 22% | 0% | -2% | 10% |
| PAT CAGR | -63% | 0% | -5% | 8% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | -26% | -13% | -11% | 3% |
| ROE Average | 7% | 16% | 5% | 12% |
| ROCE Average | 10% | 12% | 8% | 11% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 133 | 148 | 178 | 394 | 447 | 507 | 560 | 411 | 489 | 612 | 658 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 13 | 29 | 114 | 96 | 966 | 1107 | 934 | 720 | 1011 | 369 | 1074 |
| Current Liability | 729 | 895 | 976 | 1481 | 1226 | 1298 | 1064 | 966 | 934 | 1333 | 1850 |
| Other Liabilities & Provisions | -2 | -4 | 4 | -5 | -32 | -26 | -20 | -98 | -91 | -55 | -38 |
| Total Liabilities | 873 | 1067 | 1272 | 1966 | 2608 | 2886 | 2538 | 1999 | 2343 | 2259 | 3545 |
| Loans | 0 | 0 | 492 | 828 | 2476 | 2428 | 1872 | 1597 | 1681 | 1855 | 2980 |
| Investments | 13 | 14 | 15 | 18 | 11 | 11 | 16 | 27 | 45 | 107 | 112 |
| Fixed Assets | 2 | 2 | 2 | 2 | 2 | 4 | 3 | 2 | 2 | 6 | 10 |
| Other Loans | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 |
| Other Non Current Assets | 1 | 0 | 6 | 0 | 10 | 4 | 3 | 2 | 1 | 8 | 57 |
| Current Assets | 856 | 1050 | 755 | 1117 | 107 | 438 | 643 | 369 | 612 | 280 | 384 |
| Total Assets | 873 | 1067 | 1272 | 1966 | 2608 | 2886 | 2538 | 1999 | 2343 | 2259 | 3545 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 8 | 3 | 8 | 14 | 3 | 31 | 286 | 541 | 293 | 502 | 181 |
| Cash Flow from Operating Activities | -129 | -166 | -99 | -614 | -501 | 24 | 670 | 73 | -46 | -7 | -1097 |
| Cash Flow from Investing Activities | -6 | 0 | -2 | -3 | 0 | 2 | 1 | -9 | -17 | -63 | -8 |
| Cash Flow from Financing Activities | 130 | 165 | 107 | 619 | 529 | 229 | -416 | -311 | 272 | -251 | 1220 |
| Net Cash Inflow / Outflow | -5 | -0 | 6 | 2 | 29 | 255 | 255 | -248 | 209 | -321 | 116 |
| Closing Cash & Cash Equivalent | 3 | 2 | 14 | 17 | 31 | 286 | 541 | 293 | 502 | 181 | 297 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 16.25 | 16.66 | 21.93 | 32.64 | 52.34 | 36.77 | 31.28 | -98.44 | 47.84 | 74.58 | 27.81 |
| CEPS(Rs) | 17.26 | 17.41 | 22.65 | 33.23 | 52.97 | 37.76 | 32.07 | -97.86 | 48.23 | 75.1 | 30.71 |
| DPS(Rs) | 4.55 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | 97.16 | 107.8 | 129.73 | 239.51 | 271.85 | 308.44 | 340.16 | 250.05 | 297.46 | 371.94 | 400.1 |
| Net Profit Margin | 11.7 | 10.03 | 10.59 | 13.5 | 16.61 | 10.31 | 10.21 | -39.42 | 17.78 | 30.79 | 9.7 |
| Operating Margin | 58.24 | 53.75 | 52.86 | 51.62 | 60.19 | 54.77 | 50.89 | -16.01 | 58.05 | 83.31 | 60.2 |
| PBT Margin | 17.94 | 15.56 | 16.26 | 20.73 | 25.63 | 15.94 | 13.79 | -52.5 | 24.58 | 41.25 | 12.81 |
| ROA(%) | 2.81 | 2.36 | 2.57 | 3.32 | 3.76 | 2.2 | 1.9 | -7.14 | 3.62 | 5.33 | 1.58 |
| ROE(%) | 17.7 | 16.25 | 18.47 | 18.77 | 20.47 | 12.67 | 9.65 | -33.36 | 17.47 | 22.28 | 7.21 |
| ROCE(%) | 14.57 | 13.17 | 13.71 | 13.69 | 14.16 | 11.83 | 9.57 | -2.9 | 11.64 | 14.27 | 9.82 |
| Price/Earnings(x) | 11.31 | 8.02 | 11.32 | 22.6 | 17.14 | 6.8 | 11.74 | 0 | 5.36 | 3.6 | 8.87 |
| Price/Book(x) | 1.89 | 1.24 | 1.91 | 3.08 | 3.3 | 0.81 | 1.08 | 1.04 | 0.86 | 0.72 | 0.62 |
| Dividend Yield(%) | 2.47 | 3.74 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | 4.96 | 4.62 | 4.62 | 6.63 | 6.78 | 4.03 | 3.85 | 4.18 | 3.93 | 4.67 | 6.18 |
| EV/Core EBITDA(x) | 8.42 | 8.53 | 8.69 | 12.79 | 11.23 | 7.32 | 7.52 | -26.51 | 6.75 | 7.86 | 10.1 |
| Interest Earned Growth(%) | 20.11 | 19.6 | 24.68 | 40.02 | 30.36 | 13.12 | -14.04 | -18.51 | 7.73 | -9.99 | 18.39 |
| Net Profit Growth | 0.39 | 2.52 | 31.67 | 78.38 | 60.4 | -29.76 | -14.91 | -414.69 | 148.59 | 55.9 | -62.7 |
| EPS Growth(%) | 0.39 | 2.52 | 31.67 | 48.8 | 60.38 | -29.76 | -14.91 | -414.69 | 148.59 | 55.9 | -62.7 |
| Interest Coverage(x) % | 1.45 | 1.41 | 1.44 | 1.67 | 1.74 | 1.41 | 1.37 | -0.44 | 1.73 | 1.98 | 1.27 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 62.62 | 62.62 | 62.62 | 62.62 | 62.62 | 62.62 | 62.62 | 63.33 | 63.33 | 63.33 |
| FII | 1.35 | 1.36 | 1.32 | 1.3 | 1.46 | 1.39 | 2.5 | 1.99 | 1.38 | 1.3 |
| DII | 0.68 | 0.68 | 0.84 | 1.22 | 1.27 | 1.36 | 1.46 | 1.43 | 1.43 | 1.01 |
| Public | 35.35 | 35.33 | 35.22 | 34.87 | 34.65 | 34.63 | 33.42 | 33.25 | 33.85 | 34.36 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 1.03 | 1.03 | 1.03 | 1.03 | 1.03 | 1.03 | 1.03 | 1.04 | 1.04 | 1.04 |
| FII | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.03 | 0.02 | 0.02 |
| DII | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Public | 0.58 | 0.58 | 0.58 | 0.57 | 0.57 | 0.57 | 0.55 | 0.55 | 0.56 | 0.57 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 1.64 | 1.64 | 1.64 | 1.64 | 1.64 | 1.64 | 1.64 | 1.64 | 1.64 | 1.64 |
* The pros and cons are machine generated.
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