Sharescart Research Club logo

Mudra Financial Overview

Mudra Financial Services Ltd is an Indian non-banking financial company (NBFC) primarily focused on providing financial assistance to micro, small, and medium enterprises (MSMEs). The company offers a range of loan products and credit facilities aimed at supporting entrepreneurial activities and promoting economic development at the grassroots level. Mudra Financial Services operates with an emphasis on financial inclusion, targeting underserved and unbanked segments of the population to facilitate access to formal credit. As a registered NBFC,...Read More

Want to Start Investing in Top Unlisted Stocks?

Our experts help you choose the right stocks based on performance, risk, and growth potential.

Mudra Financial Key Financials

Market Cap ₹2 Cr.

Stock P/E 8.4

P/B 0.2

Current Price ₹4.3

Book Value ₹ 21.3

Face Value 10

52W High ₹4.3

Dividend Yield 0%

52W Low ₹ 4.3

Mudra Financial Share Price

₹ | |

Volume
Price

Mudra Financial Quarterly Price

Show Value Show %

Mudra Financial Peer Comparison

Mudra Financial Quarterly Results

#(Fig in Cr.) Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
Operating Revenue 0 0 0 0 0 0 0 0 0 0
Other Income 0 0 0 0 0 0 0 0 0 0
Total Income 0 0 0 0 0 0 0 0 0 0
Total Expenditure 0 0 0 0 0 0 0 0 0 0
Operating Profit 0 0 -0 0 0 0 -0 0 0 -0
Interest Expense 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 0 0 -0 0 0 0 -0 0 0 -0
Provision for Tax 0 0 -0 0 0 0 -0 0 0 0
Profit After Tax 0 0 0 0 0 0 -0 0 0 -0
Adjustments -0 0 0 -0 -0 0 0 0 0 -0
Profit After Adjustments 0 0 0 0 0 0 -0 0 0 -0
Adjusted Earnings Per Share 0 0.3 0 0.2 0.3 0.3 -0.3 0.2 0 -0

Mudra Financial Profit & Loss

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Operating Revenue 0 0 0 1 1 1 2 1 1 1 1 0
Other Income 0 1 1 0 0 0 0 0 0 0 0 0
Total Income 1 1 1 1 1 1 2 1 1 1 1 0
Total Expenditure 0 1 0 0 1 1 0 0 0 1 1 0
Operating Profit 0 0 0 0 0 1 1 0 0 0 0 0
Interest Expense 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 0 0 0 0 0 1 1 0 0 0 0 0
Provision for Tax 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Tax 0 0 0 0 0 0 1 0 0 0 0 0
Adjustments 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 0 0 0 0 0 0 1 0 0 0 0 0
Adjusted Earnings Per Share 0.4 0.4 0.4 0.6 0.3 1 2 0.6 0.2 0.6 0.5 -0.1

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 0% 0% 0% 0%
Operating Profit CAGR 0% 0% -100% 0%
PAT CAGR 0% 0% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 5% 2% 2% NA%
ROE Average 2% 2% 4% 4%
ROCE Average 3% 3% 5% 5%

Mudra Financial Balance Sheet

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 7 7 7 8 8 9 10 10 10 10 11
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Borrowings 0 0 0 0 0 0 0 0 0 0 0
Current Liability 0 0 0 0 0 0 0 0 0 0 0
Other Liabilities & Provisions 0 0 0 0 0 0 0 0 0 0 0
Total Liabilities 7 7 7 8 8 9 10 10 10 11 11
Loans 0 0 0 0 0 0 0 0 0 8 9
Investments 0 0 0 0 0 0 1 0 0 0 0
Fixed Assets 0 0 0 0 0 0 0 0 0 0 0
Other Loans 6 6 6 7 6 7 8 8 8 0 0
Other Non Current Assets 0 0 0 0 0 0 0 0 0 0 0
Current Assets 1 1 1 1 2 2 2 2 2 2 2
Total Assets 7 7 7 8 8 9 10 10 10 11 11

Mudra Financial Cash Flow

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 0 0 0 0 0 0 0 0 0 0 0
Cash Flow from Operating Activities -0 -0 -0 -0 1 0 -0 0 0 -0 -0
Cash Flow from Investing Activities 0 0 1 0 -1 -0 0 0 0 0 1
Cash Flow from Financing Activities 0 0 0 0 0 0 0 0 0 0 0
Net Cash Inflow / Outflow -0 0 0 -0 -0 0 -0 0 0 -0 0
Closing Cash & Cash Equivalent 0 0 0 0 0 0 0 0 0 0 0

Mudra Financial Ratios

# Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.4 0.4 0.37 0.61 0.3 0.95 2.05 0.61 0.2 0.6 0.51
CEPS(Rs) 0.4 0.4 0.37 0.61 0.3 0.95 2.05 0.61 0.2 0.6 0.51
DPS(Rs) 0 0 0 0 0 0 0 0 0 0 0
Book NAV/Share(Rs) 13.9 14.3 14.67 15.28 16.17 17.13 19.18 19.79 19.99 20.58 21.1
Net Profit Margin 115.58 67.12 241.92 39.66 18.64 33.14 62.93 39.4 16.68 31.9 27.93
Operating Margin 167.87 99.77 482.03 53.45 29.11 43.87 78.49 55.93 29.76 42.02 35.35
PBT Margin 167.87 99.55 481.63 53.45 28.99 43.87 78.49 55.93 29.76 42.01 35.35
ROA(%) 2.89 2.8 2.54 4.07 1.85 5.53 10.92 3.05 0.99 2.87 2.4
ROE(%) 2.89 2.81 2.55 4.09 1.88 5.71 11.29 3.14 1.01 2.94 2.46
ROCE(%) 4.2 4.18 5.08 5.51 2.94 7.56 14.08 4.46 1.8 3.87 3.11
Price/Earnings(x) 0 0 0 0 12.39 0 0 0 0 0 0
Price/Book(x) 0 0 0 0 0.23 0 0 0 0 0 0
Dividend Yield(%) 0 0 0 0 0 0 0 0 0 0 0
EV/Net Sales(x) 28.72 16.42 61.42 6.34 2.25 3.45 3.05 6.32 7.61 5.23 4.91
EV/Core EBITDA(x) 17.1 16.44 12.74 11.87 7.74 7.86 3.88 11.31 25.57 12.43 13.9
Interest Earned Growth(%) 112.35 72.07 -74.14 910.83 2.85 80.57 13.58 -52.31 -22.46 55.17 -1.8
Net Profit Growth 16.75 -0.06 -6.79 65.72 -51.66 220.94 115.7 -70.14 -67.17 196.74 -14.03
EPS Growth(%) 16.75 -0.06 -6.79 65.72 -51.66 220.94 115.7 -70.14 -67.16 196.67 -14.02
Interest Coverage(x) % 0 448.69 1185.54 0 248.09 0 0 0 0 3452.08 0

Mudra Financial Shareholding Pattern

# Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Promoter 43.79 43.79 43.79 43.79 43.79 48.77 48.77 53.74 53.74 53.74
FII 0 0 0 0 0 0 0 0 0 0
DII 0 0 0 0 0 0 0 0 0 0
Public 56.21 56.21 56.21 56.21 56.21 51.23 51.23 46.26 46.26 46.26
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

Mudra Financial News

Mudra Financial Pros & Cons

Pros

  • Stock is trading at 0.2 times its book value
  • Company is almost debt free.

Cons

  • Company has a low return on equity of 2% over the last 3 years.
whatsapp