Money MastersLeasing

₹165 5.8 | 3.6%

WEBSITE BSE:535910 NSE : MMLF 18 May, 12:50

Market Cap ₹166 Cr.

Stock P/E 200.5

P/B 13.4

Current Price ₹165

Book Value ₹ 12.3

Face Value 10

52W High ₹190

Dividend Yield 0%

52W Low ₹ 25.4

Edit Ratio

Money MastersLeasing Research see more...

Overview Inc. Year: 1994Industry: Finance - NBFC

Money Masters Leasing & Finance Limited, incorporated on October 26, 1994, is a public company listed on the BSE, operating in the non-banking financial sector. Company specializes in asset financing and leasing, providing financial assistance for machinery and other business needs. The company’s promoters hold a significant stake, with a consistent shareholding of 34.65% as of December 20232. The company’s financial performance has shown strong momentum, with its price above short, medium, and long-term moving averages. Money Masters Leasing & Finance Limitedoperates with a commitment to support entrepreneurs and businesses, aiding them in their ventures through custom financial solutions tailored to their requirements. Money Masters Leasing & Finance Limitedstands as a reliable financial partner in the industry, backed by strong promoter support and a focus on providing valuable financing services to its customers.

Money MastersLeasing Share Price

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Peer Comparison

Money MastersLeasing Quarterly Results

#(Fig in Cr.)	Mar 2014	Mar 2015	Dec 2022
Net Sales	2	2	0
Other Income	0	0	0
Total Income	2	2	0
Total Expenditure	1	1	0
Operating Profit	1	2	0
Interest	1	1	0
Depreciation	0	0	0
Exceptional Income / Expenses	0	0	0
Profit Before Tax	0	0	0
Provision for Tax	0	0	0
Profit After Tax	0	0	0
Adjustments	-0	-0	0
Profit After Adjustments	0	0	0
Adjusted Earnings Per Share	0.2	0.4	0.2

Money MastersLeasing Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Net Sales	1	2	2	2	2	2	3	2	2	2	2	4
Other Income	0	0	0	0	0	0	0	0	0	0	0	0
Total Income	2	2	2	2	2	2	3	3	2	2	2	4
Total Expenditure	0	1	1	1	1	1	1	1	1	1	1	2
Operating Profit	1	1	2	2	1	1	2	2	1	1	2	3
Interest	1	1	1	1	1	1	1	1	1	1	1	2
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Exceptional Income / Expenses	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	0	0	0	0	0	0	1	1	1	1	0
Provision for Tax	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Tax	0	0	0	0	0	0	0	0	0	0	0	0
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Adjusted Earnings Per Share	0.1	-0.1	0.1	0.2	0.2	0	0.2	0.4	0.3	0.4	0.4	0.8

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	0%	0%	0%	7%
Operating Profit CAGR	100%	0%	15%	7%
PAT CAGR	0%	0%	0%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	377%	223%	99%	38%
ROE Average	4%	4%	4%	4%
ROCE Average	6%	6%	6%	7%

Money MastersLeasing Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	7	9	9	11	11	13	13	13	13	14	14
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	5	5	5	4	9	10	9	9	10	12	11
Other Non-Current Liabilities	1	0	0	0	0	0	0	0	0	0	0
Total Current Liabilities	2	4	5	5	0	0	0	0	0	1	1
Total Liabilities	13	18	20	20	21	24	22	23	24	26	27
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0
Other Non-Current Assets	10	16	19	18	19	21	22	22	24	26	27
Total Current Assets	4	2	2	1	2	2	0	0	0	0	0
Total Assets	13	18	20	20	21	24	22	23	24	26	27

Money MastersLeasing Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	1	0	1	1	1	1	1	0	0	0	0
Cash Flow from Operating Activities	1	0	2	0	-5	0	1	1	1	1	1
Cash Flow from Investing Activities	1	-3	-3	0	-0	-3	0	-1	-2	-2	-0
Cash Flow from Financing Activities	-2	4	1	-1	5	3	-2	0	1	1	-1
Net Cash Inflow / Outflow	-0	1	-0	-0	0	0	-1	-0	0	-0	0
Closing Cash & Cash Equivalent	0	1	1	1	1	1	0	0	0	0	0

Money MastersLeasing Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0	-0.13	0.12	0.19	0.21	0.04	0.18	0.36	0.26	0.38	0.44
CEPS(Rs)	0.59	0.26	0.53	0.64	0.66	0.62	0.4	0.5	0.43	0.43	0.5
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	0	10.68	11.01	11.14	11.33	11.26	10.87	11.16	11.42	11.8	12.24
Core EBITDA Margin(%)	65.56	41.78	63.47	69.17	65.61	60.7	58.54	59.17	59.5	58.02	64.69
EBIT Margin(%)	67.28	51.2	66.15	69.75	67.09	61.92	58.04	64.29	63.32	63.38	67.13
Pre Tax Margin(%)	20.63	14.19	15.24	18.57	20.95	19.7	18.77	27.34	27.2	26.26	29.95
PAT Margin (%)	12.15	5.55	10.89	13.03	15.5	14.36	14.02	19.72	19.32	18.48	21.57
Cash Profit Margin (%)	16.53	7.91	13.27	15.7	17.84	16.04	15.13	20.59	20.19	19.23	22.13
ROA(%)	1.31	0.65	1.29	1.55	1.65	1.47	1.61	2.14	1.77	1.64	1.83
ROE(%)	4.49	2.06	4.05	4.89	5.07	4.94	4.22	4.34	3.68	3.57	4.05
ROCE(%)	7.84	6.34	8.14	8.57	7.38	6.54	6.83	7.11	5.96	5.81	5.97
Receivable days	0	0	0	0	0	0	0	0	0	0	0
Inventory Days	0	0	0	0	0	0	0	0	0	0	0
Payable days	0	0	0	0	0	0	0	0	0	0	0
PER(x)	0	0	49.12	28.16	0	0	28.11	0	0	19.03	45.78
Price/Book(x)	0	0.82	0.55	0.48	0	0	0.46	0	0	0.61	1.65
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	8.08	7.89	6.89	6.03	7.96	8.5	5.94	8.63	10.19	9.29	14.73
EV/Core EBITDA(x)	11.28	14.73	10.06	8.32	11.46	13.36	10.05	13.24	15.88	14.48	21.76
Net Sales Growth(%)	10.34	28.83	23.92	5.07	-9.76	5.72	15.93	-7.61	-11.27	4.36	0.71
EBIT Growth(%)	17.82	-1.96	60.1	10.78	-13.2	-2.42	8.65	2.34	-12.61	4.46	6.67
PAT Growth(%)	55.67	-41.16	143.15	25.79	7.31	-2.04	13.16	29.99	-13.09	-0.17	17.53
EPS Growth(%)	0	0	193.8	51.57	14.09	-82.9	383.65	101.41	-28.37	48.54	15.98
Debt/Equity(x)	0.85	1.02	1.11	0.84	0.82	0.82	0.69	0.7	0.78	0.87	0.8
Current Ratio(x)	2.24	0.46	0.3	0.24	6.71	5.65	7.95	1.66	1.19	0.41	0.24
Quick Ratio(x)	2.24	0.46	0.3	0.24	6.71	5.65	7.95	1.66	1.19	0.41	0.24
Interest Cover(x)	1.44	1.38	1.3	1.36	1.45	1.47	1.48	1.74	1.75	1.71	1.81
Total Debt/Mcap(x)	0	1.73	2.99	2.73	0	0	1.77	0	0	1.63	0.56

Money MastersLeasing Shareholding Pattern

#	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	34.65	34.65	34.65	34.65	34.65	34.65	34.65	34.65	34.65	34.65
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	65.35	65.35	65.35	65.35	65.35	65.35	65.35	65.35	65.35	65.35
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.66	0.66	0.66	0.66	0.66	0.66	0.66	0.66	0.66	0.66
Others	0	0	0	0	0	0	0	0	0	0
Total	1	1	1	1	1	1	1	1	1	1

Pros

Company has reduced debt.

Cons

Promoter holding is low: 34.65%.
Company has a low return on equity of 4% over the last 3 years.
Stock is trading at 13.4 times its book value.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.