Mansi Finance (Chen)

₹57.3 -1.2 | 2%

WEBSITE BSE:511758 NSE : MANSI FINANC 18 May, 10:00

Market Cap ₹20 Cr.

Stock P/E 6.8

P/B 0.6

Current Price ₹57.3

Book Value ₹ 97.7

Face Value 10

52W High ₹68

Dividend Yield 0%

52W Low ₹ 34.8

Edit Ratio

Mansi Finance (Chen) Research see more...

Overview Inc. Year: 1994Industry: Finance - NBFC

Mansi Finance (Chen) Share Price

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Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Mansi Finance (Chen) Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	1	2	1	1	2	2	2	2	2	2
Other Income	0	0	0	0	0	0	0	0	0	0
Total Income	1	2	1	2	2	2	2	2	2	2
Total Expenditure	0	0	0	1	0	0	0	0	0	0
Operating Profit	1	1	1	1	1	1	2	2	2	2
Interest Expense	1	1	1	1	1	1	1	1	1	1
Depreciation	0	0	0	-0	0	0	0	0	0	0
Profit Before Tax	0	1	0	0	1	1	1	1	1	1
Provision for Tax	0	0	0	0	0	0	0	0	0	0
Profit After Tax	0	0	0	-0	1	1	1	1	1	1
Adjustments	0	0	0	0	0	-0	0	0	0	0
Profit After Adjustments	0	0	0	-0	1	1	1	1	1	1
Adjusted Earnings Per Share	0.1	1.4	0.9	-0.4	1.5	1.8	2.7	1.7	1.8	2.3

Mansi Finance (Chen) Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	3	4	4	5	8	7	11	8	7	5	7	8
Other Income	1	2	1	1	1	1	2	1	1	0	0	0
Total Income	4	5	5	6	9	8	13	9	8	6	7	8
Total Expenditure	1	1	1	1	2	3	4	2	2	2	1	0
Operating Profit	3	4	4	5	7	5	9	7	6	4	6	8
Interest Expense	1	1	2	2	4	2	3	4	3	3	3	4
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	2	3	2	2	3	3	5	3	2	1	3	4
Provision for Tax	0	1	1	1	1	1	1	1	1	0	1	0
Profit After Tax	1	2	2	2	2	2	4	2	2	1	2	4
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	1	2	2	2	2	2	4	2	2	1	2	4
Adjusted Earnings Per Share	3.3	6.5	4.4	4.6	6.1	5.4	12	5.8	4.9	1.8	5.7	8.5

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	40%	-4%	0%	9%
Operating Profit CAGR	50%	-5%	4%	7%
PAT CAGR	100%	0%	0%	7%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	30%	23%	12%	18%
ROE Average	6%	5%	8%	10%
ROCE Average	8%	8%	10%	12%

Mansi Finance (Chen) Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	12	15	16	18	20	22	26	28	30	31	33
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	12	11	17	25	31	20	36	40	33	33	34
Current Liability	2	2	3	6	5	6	5	4	2	1	2
Other Liabilities & Provisions	0	0	0	-0	0	0	-0	-0	-0	-0	-0
Total Liabilities	27	28	36	48	56	48	67	72	65	64	69
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	1	1	1	2	1	1	10	10	0	0	0
Fixed Assets	4	4	5	5	5	8	0	1	0	0	0
Other Loans	0	0	0	0	0	0	1	1	1	1	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	22	22	30	42	50	39	56	60	54	55	59
Total Assets	27	28	36	48	56	48	67	72	65	64	69

Mansi Finance (Chen) Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	1	1	2	2	2	3	0	0	0	0	4
Cash Flow from Operating Activities	-5	1	-6	-10	-4	12	-15	-3	8	4	-3
Cash Flow from Investing Activities	0	1	-0	0	1	-3	-1	0	0	1	0
Cash Flow from Financing Activities	4	-1	7	10	4	-9	16	3	-9	-0	2
Net Cash Inflow / Outflow	-0	1	-0	0	1	-0	-0	0	-0	4	-1
Closing Cash & Cash Equivalent	1	2	2	2	3	2	0	0	0	4	3

Mansi Finance (Chen) Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	3.33	6.5	4.37	4.63	6.13	5.42	11.98	5.82	4.95	1.84	5.65
CEPS(Rs)	3.51	6.8	4.85	4.94	6.37	5.72	12.42	6.19	5.55	2.24	5.93
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	34.76	41.26	45.59	50.22	56.35	61.77	73.75	79.57	84.52	86.36	92.01
Net Profit Margin	37.85	58.57	36.54	31.23	28.32	25.82	39.38	25.42	25.02	11.94	30.49
Operating Margin	98.11	108.4	94.69	90.47	85.12	68.25	79.95	84.11	80.43	74.55	83.01
PBT Margin	52.12	72.13	49.12	44.04	36.18	34.58	48.65	33.92	33.89	19.52	40.82
ROA(%)	4.88	8.41	4.85	3.88	4.18	3.7	7.35	2.96	2.55	1	3
ROE(%)	10.07	17.09	10.07	9.66	11.49	9.18	17.68	7.6	6.03	2.15	6.34
ROCE(%)	13.18	16.16	13.02	11.72	13.26	10.45	15.68	10.11	8.45	6.41	8.34
Price/Earnings(x)	0	0	2.86	5.41	4.9	6.58	2.93	3.03	6.16	13.27	8.3
Price/Book(x)	0	0	0.27	0.5	0.53	0.58	0.48	0.22	0.36	0.28	0.51
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	5.17	3.52	5.04	6.74	5.24	4.49	4.56	5.59	5.92	6.39	7.33
EV/Core EBITDA(x)	5.17	3.17	5.1	7.29	6.07	6.44	5.6	6.53	7.1	8.27	8.67
Interest Earned Growth(%)	52.78	25.95	7.85	23.88	45.96	-2.98	44.94	-24.69	-13.68	-22.14	20.39
Net Profit Growth	90.93	94.89	-32.71	5.87	32.33	-11.53	121.06	-51.39	-15.03	-62.83	207.37
EPS Growth(%)	90.93	94.89	-32.71	5.87	32.33	-11.53	121.06	-51.39	-15.03	-62.83	207.37
Interest Coverage(x) %	2.13	2.99	2.08	1.95	1.74	2.03	2.55	1.68	1.73	1.35	1.97

Mansi Finance (Chen) Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	69.08	69.08	69.24	69.24	69.24	69.2	69.24	69.24	69.24	69.24
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	30.92	30.92	30.76	30.76	30.76	30.8	30.76	30.76	30.76	30.76
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11	0.11
Others	0	0	0	0	0	0	0	0	0	0
Total	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35

Pros

Stock is trading at 0.6 times its book value

Cons

Company has a low return on equity of 5% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.