Lead Financial Serv

₹16.5 -0.8 | 4.8%

WEBSITE BSE:531288 NSE : LEAD FINANC 18 May, 12:50

Market Cap ₹5 Cr.

Stock P/E 15.8

P/B 0.9

Current Price ₹16.5

Book Value ₹ 17.7

Face Value 10

52W High ₹25.2

Dividend Yield 0%

52W Low ₹ 9.9

Edit Ratio

Lead Financial Serv Research see more...

Overview Inc. Year: 1993Industry: Finance - NBFC

Lead Financial Serv Share Price

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Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Lead Financial Serv Quarterly Results

#(Fig in Cr.)	Jun 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	0	0	4	0	0	0	0	0	0
Other Income	0	0	-0	0	0	0	0	0	0
Total Income	0	0	4	0	0	0	0	0	0
Total Expenditure	0	0	4	0	0	0	0	0	0
Operating Profit	-0	-0	0	-0	-0	0	0	0	0
Interest Expense	0	0	0	0	0	0	0	0	-0
Depreciation	0	0	0	0	0	0	0	0	0
Profit Before Tax	-0	-0	0	-0	-0	0	0	0	0
Provision for Tax	-0	-0	0	-0	-0	0	0	0	0
Profit After Tax	-0	-0	0	-0	-0	0	0	0	0
Adjustments	0	0	0	0	-0	-0	-0	0	0
Profit After Adjustments	-0	-0	0	-0	-0	0	0	0	0
Adjusted Earnings Per Share	-0.1	-0	0.4	-0.1	-0.1	0.5	0.1	0.2	0.2

Lead Financial Serv Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	0	0	1	1	4	1	0	0	0	4	0	0
Other Income	0	0	0	0	0	0	0	0	0	0	0	0
Total Income	0	0	1	1	4	1	0	0	0	4	0	0
Total Expenditure	0	0	0	1	4	0	0	0	0	4	0	0
Operating Profit	0	0	1	0	1	1	-0	-0	-0	0	0	0
Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	0	0	0	1	1	-0	-0	-0	0	0	0
Provision for Tax	0	0	0	0	0	0	-0	-0	-0	0	0	0
Profit After Tax	0	0	0	0	0	1	-0	-0	-0	0	0	0
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	0	0	0	0	1	-0	-0	-0	0	0	0
Adjusted Earnings Per Share	0.2	0.4	0.6	0.2	1.3	1.9	-0.1	-0.2	-0.3	0.3	0.4	1

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-100%	0%	-100%	0%
Operating Profit CAGR	0%	0%	-100%	0%
PAT CAGR	0%	0%	-100%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	8%	58%	26%	8%
ROE Average	3%	1%	0%	3%
ROCE Average	3%	1%	-0%	4%

Lead Financial Serv Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	4	4	4	5	5	6	6	6	5	6	6
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	5	6	6	6	5	5	5	5	5	5	5
Other Liabilities & Provisions	-0	0	0	0	-0	-0	-0	-0	-0	-0	-0
Total Liabilities	10	10	10	11	10	10	10	10	10	10	10
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	4	4	4	3	6	2	2	2	0	0	0
Fixed Assets	2	2	2	2	0	0	0	0	0	0	0
Other Loans	0	0	0	0	0	0	0	0	0	0	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	3	3	4	5	4	8	8	8	8	8	8
Total Assets	10	10	10	11	10	10	10	10	10	10	10

Lead Financial Serv Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	0	0	1	0	0	0	0	0
Cash Flow from Operating Activities	1	-0	-0	-1	2	-4	-0	-0	-0	0	2
Cash Flow from Investing Activities	0	0	0	1	-0	4	0	0	0	0	0
Cash Flow from Financing Activities	-1	0	0	-0	-1	0	0	-0	0	-0	0
Net Cash Inflow / Outflow	0	-0	0	-0	1	-1	-0	-0	-0	0	2
Closing Cash & Cash Equivalent	0	0	0	0	1	0	0	0	0	0	2

Lead Financial Serv Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.2	0.43	0.6	0.21	1.3	1.88	-0.14	-0.24	-0.32	0.31	0.43
CEPS(Rs)	0.24	0.53	1.17	0.49	1.31	1.89	-0.14	-0.24	-0.32	0.31	0.43
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	12.45	12.88	13.48	13.68	14.98	16.87	16.8	16.71	16.41	16.73	17.16
Net Profit Margin	13.18	34.13	28.69	7.36	10.53	53.63	-76.81	-132.18	-176.57	2.4	45.2
Operating Margin	44.8	57.62	46.27	11.25	13.11	66.01	-83.06	-246.53	-224.26	2.7	59.23
PBT Margin	19.26	49.38	41.92	7.98	12.34	65.98	-101.64	-294.22	-238.61	2.55	56.54
ROA(%)	0.66	1.47	1.99	0.66	4.27	6.22	-0.45	-0.79	-1.08	1.04	1.42
ROE(%)	1.61	3.41	4.58	1.51	9.07	11.81	-0.84	-1.45	-1.96	1.89	2.56
ROCE(%)	4.21	4.7	5.96	1.92	10.35	14.09	-0.87	-2.65	-2.46	2.1	3.32
Price/Earnings(x)	44.88	0	0	26.11	5.2	4.31	0	0	0	55.09	50.2
Price/Book(x)	0.72	0	0	0.39	0.45	0.48	0.3	0.35	0.26	1.03	1.27
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	7.32	10.24	6.12	2.67	0.41	2.34	30.41	30.97	24.97	1.33	17.37
EV/Core EBITDA(x)	15.39	15.6	8.38	13.78	3.14	3.52	-37.43	-12.56	-11.14	49.18	29.34
Interest Earned Growth(%)	7.13	-15.94	66.37	32.47	343	-71.6	-94.75	-0.33	0	7004.13	-92.65
Net Profit Growth	-33.68	117.69	39.84	-66	533.55	44.63	-107.52	-71.52	-33.58	196.64	38.3
EPS Growth(%)	-33.69	117.75	39.83	-66	533.55	44.63	-107.52	-71.52	-33.58	196.64	38.3
Interest Coverage(x) %	1.75	6.99	10.64	3.44	17.03	2693.06	-4.47	-5.17	-15.62	17.37	22.05

Lead Financial Serv Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	28.23	28.23	28.23	28.23	28.23	28.23	28.23	28.23	28.23	28.23
FII	0	0	0	0	0	0	0	0	0	0
DII	0.55	0.55	0.55	0.55	0.55	0.55	0.55	0.55	0.55	0.55
Public	71.23	71.23	71.23	71.23	71.23	71.23	71.23	71.23	71.23	71.23
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09	0.09
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24	0.24
Others	0	0	0	0	0	0	0	0	0	0
Total	0.33	0.33	0.33	0.33	0.33	0.33	0.33	0.33	0.33	0.33

Pros

Stock is trading at 0.9 times its book value
Company is almost debt free.

Cons

Promoter holding is low: 28.23%.
Company has a low return on equity of 1% over the last 3 years.
The company has delivered a poor profit growth of -100% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.