Lakshmi Finance&Indl

₹194 0 | 0%

WEBSITE BSE:0 NSE : 17 May, 00:00

Market Cap ₹58 Cr.

Stock P/E 6.2

P/B 1.1

Current Price ₹194

Book Value ₹ 183.8

Face Value 10

52W High ₹248.6

Dividend Yield 1.03%

52W Low ₹ 118.4

Edit Ratio

Lakshmi Finance&Indl Research see more...

Overview Inc. Year: 1923Industry: Finance - NBFC

Lakshmi Finance&Indl Share Price

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Price: NSE50 DMA200 DMAVolume

Quarterly Price

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Peer Comparison

Lakshmi Finance&Indl Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	4	4	1	-1	1	4	2	4	3	5
Other Income	0	0	0	0	0	0	0	0	0	0
Total Income	4	4	1	-1	1	4	2	4	3	5
Total Expenditure	0	0	0	0	4	0	0	0	0	0
Operating Profit	4	4	0	-2	-4	3	1	4	3	5
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	4	4	0	-2	-4	3	1	4	3	5
Provision for Tax	1	1	-0	-1	-1	1	0	1	1	1
Profit After Tax	3	3	0	-1	-3	3	1	3	2	4
Adjustments	0	-0	0	0	0	0	0	0	0	0
Profit After Adjustments	3	3	0	-1	-3	3	1	3	2	4
Adjusted Earnings Per Share	9.9	10.4	1	-2.2	-9.1	8.8	3.3	8.9	7	12.4

Lakshmi Finance&Indl Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	2	5	7	5	4	6	3	3	15	8	4	14
Other Income	2	0	0	0	0	1	1	1	0	0	0	0
Total Income	4	5	7	5	4	7	3	3	15	8	4	14
Total Expenditure	4	3	1	1	1	2	3	12	1	2	3	0
Operating Profit	1	1	6	4	3	5	0	-9	14	6	0	13
Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	1	6	4	3	5	-0	-9	14	6	0	13
Provision for Tax	-0	0	1	0	0	0	-1	-3	5	1	-0	3
Profit After Tax	0	1	5	4	3	5	1	-7	9	6	1	10
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	1	5	4	3	5	1	-7	9	6	1	10
Adjusted Earnings Per Share	1.5	4.5	16.7	12.1	10.5	15.4	2.1	-22	30.5	19	1.8	31.6

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-50%	10%	-8%	7%
Operating Profit CAGR	-100%	0%	-100%	-100%
PAT CAGR	-83%	0%	-28%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	58%	35%	22%	21%
ROE Average	1%	13%	4%	7%
ROCE Average	0%	17%	5%	8%

Lakshmi Finance&Indl Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	29	29	33	36	39	42	41	34	42	47	47
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	1	1	2	2	1	1	1	1	1	1	1
Other Liabilities & Provisions	0	0	0	0	0	1	-0	-3	1	2	1
Total Liabilities	30	31	36	38	40	44	42	32	45	50	49
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	26	26	30	32	37	34	35	27	38	40	46
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0
Other Loans	0	0	0	0	0	0	0	0	0	0	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	3	5	5	5	3	9	7	5	6	9	2
Total Assets	30	31	36	38	40	44	42	32	45	50	49

Lakshmi Finance&Indl Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	2	2	5	5	4	2	1	2	2	1	5
Cash Flow from Operating Activities	-2	-0	-1	-3	-1	-4	2	1	-3	-0	1
Cash Flow from Investing Activities	3	3	2	3	0	9	0	-0	3	6	-4
Cash Flow from Financing Activities	-0	-0	-1	-1	-1	-1	-1	-1	-1	-1	-1
Net Cash Inflow / Outflow	1	3	0	-1	-2	4	1	-0	-1	5	-4
Closing Cash & Cash Equivalent	2	5	5	4	2	6	2	2	1	5	1

Lakshmi Finance&Indl Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	1.54	4.5	16.67	12.1	10.49	15.39	2.07	-21.95	30.51	19.02	1.84
CEPS(Rs)	1.85	4.77	16.91	12.33	10.68	15.56	2.54	-21.51	30.94	19.52	2.31
DPS(Rs)	1.2	1.8	3	3.5	3.5	4	2.5	2	3	3	2
Book NAV/Share(Rs)	95.42	97.81	110.76	118.65	129.14	140.32	137.72	112.39	140.78	156.83	155.6
Net Profit Margin	25.04	29.85	76.66	79.96	76.33	75.46	21.11	-240.72	60.91	71.73	15.34
Operating Margin	25.01	29.85	87.56	82.77	77.32	77.45	0.63	-335.62	93.21	79.07	5.66
PBT Margin	25.01	29.85	86.91	82.77	77.32	77.45	-0.51	-336.48	93.13	78.62	4.94
ROA(%)	1.53	4.44	15.01	9.87	8.11	11.09	1.45	-17.7	23.83	12.09	1.12
ROE(%)	1.61	4.65	15.98	10.55	8.46	11.42	1.49	-17.56	24.1	12.78	1.17
ROCE(%)	1.61	4.65	18.25	10.92	8.57	11.73	0.04	-24.48	36.88	14.09	0.43
Price/Earnings(x)	15.3	4.65	0	2.87	5.91	5.88	36.51	0	2.76	5.15	64.03
Price/Book(x)	0.25	0.21	0	0.29	0.48	0.64	0.55	0.36	0.6	0.62	0.76
Dividend Yield(%)	5.11	8.61	0	10.07	5.65	4.42	3.31	5.01	3.57	3.06	1.7
EV/Net Sales(x)	2.64	0.33	-0.34	1.37	3.95	3.45	5.38	2.65	1.37	2.59	9.26
EV/Core EBITDA(x)	8.76	1.03	-0.39	1.62	5.01	4.41	99.82	-0.8	1.45	3.2	96.17
Interest Earned Growth(%)	9102.95	145.5	44.33	-30.39	-9.21	48.47	-51.91	-7.02	449.2	-47.05	-54.91
Net Profit Growth	300.79	192.62	270.7	-27.39	-13.33	46.77	-86.55	-1160.14	238.98	-37.65	-90.35
EPS Growth(%)	300.79	192.62	270.7	-27.39	-13.34	46.77	-86.55	-1160.14	238.98	-37.65	-90.35
Interest Coverage(x) %	0	0	133.4	0	0	0	0.55	-388.55	1060.9	174.75	7.85

Lakshmi Finance&Indl Shareholding Pattern

#	Sep 2021	Dec 2021	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	47	47	47	47	47	47	47	47	47	47
FII	0	0	0	0	0	0	0	0	0	0
DII	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Public	52.97	52.97	52.97	52.97	52.96	52.97	52.97	52.97	52.97	52.97
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Sep 2021	Dec 2021	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.16	0.16	0.16	0.16	0.16	0.16	0.16	0.16	0.16	0.16
Others	0	0	0	0	0	0	0	0	0	0
Total	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3

Pros

Company is almost debt free.

Cons

Promoter holding is low: 47%.
Company has a low return on equity of 13% over the last 3 years.
The company has delivered a poor profit growth of -27% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.