Ladderup Finance

₹32.5 1.5 | 4.8%

WEBSITE BSE:530577 NSE : LADDERUP FIN 18 May, 12:50

Market Cap ₹42 Cr.

Stock P/E 67.9

P/B 0.5

Current Price ₹32.5

Book Value ₹ 60.1

Face Value 10

52W High ₹38.3

Dividend Yield 0%

52W Low ₹ 17.1

Edit Ratio

Ladderup Finance Research see more...

Overview Inc. Year: 1993Industry: Finance - NBFC

Ladderup Finance Share Price

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Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

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Peer Comparison

Ladderup Finance Quarterly Results

#(Fig in Cr.)	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	3	3	2	2	3	2	3	2	3	3
Other Income	0	0	0	0	0	1	0	0	0	0
Total Income	3	3	3	3	3	2	3	3	3	3
Total Expenditure	2	2	2	3	3	2	3	2	2	2
Operating Profit	1	1	0	0	-1	0	1	0	1	1
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	1	1	0	0	-1	-0	0	0	1	1
Provision for Tax	0	0	0	0	-0	0	0	0	0	-0
Profit After Tax	1	1	-0	-0	-1	-0	0	-0	0	1
Adjustments	0	-0	0	0	-0	-0	-0	0	-1	-0
Profit After Adjustments	1	1	-0	0	-1	-1	0	-0	-0	1
Adjusted Earnings Per Share	0.8	0.5	-0.1	0.3	-0.9	-0.5	0	-0.1	-0.3	0.8

Ladderup Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	10	10	10	7	18	16	15	34	16	11	10	11
Other Income	0	0	0	0	0	0	0	1	0	1	2	0
Total Income	10	10	10	7	18	16	16	35	17	12	11	12
Total Expenditure	8	8	9	5	4	6	12	27	13	8	11	9
Operating Profit	2	2	1	2	14	10	4	7	4	4	0	3
Interest Expense	0	0	0	0	1	1	2	4	1	0	1	0
Depreciation	0	0	0	0	0	0	0	1	0	0	1	0
Profit Before Tax	2	2	0	1	13	8	2	3	2	5	-1	2
Provision for Tax	0	-0	-0	0	0	0	0	1	1	1	-0	0
Profit After Tax	1	2	1	1	13	7	1	2	2	4	-1	1
Adjustments	-0	-0	-0	0	0	-0	-1	-1	-1	-1	0	-1
Profit After Adjustments	1	2	1	1	13	7	1	0	1	2	-1	1
Adjusted Earnings Per Share	1	1.4	0.4	0.9	10.2	5.5	0.4	0.1	0.5	1.8	-1	0.4

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-9%	-33%	-9%	0%
Operating Profit CAGR	-100%	-100%	-100%	-100%
PAT CAGR	-125%	NAN%	NAN%	NAN%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	77%	33%	6%	0%
ROE Average	-2%	2%	2%	6%
ROCE Average	-1%	4%	5%	7%

Ladderup Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	37	38	39	37	50	57	70	59	62	69	70
Minority's Interest	0	0	0	0	0	1	6	7	2	3	3
Borrowings	0	0	0	0	4	3	18	18	0	0	0
Current Liability	3	3	5	4	7	10	21	6	3	6	6
Other Liabilities & Provisions	-0	-0	-1	0	0	0	-1	-3	-5	-5	-5
Total Liabilities	40	41	43	41	62	71	114	87	63	74	75
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	20	21	26	26	33	38	47	27	37	45	47
Fixed Assets	1	1	1	0	0	0	31	32	2	4	6
Other Loans	3	6	6	1	4	10	6	6	7	6	7
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	15	14	11	14	24	22	30	21	16	19	15
Total Assets	40	41	43	41	62	71	114	87	63	74	75

Ladderup Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	3	1	0	1	0	0	5	4	3	2	2
Cash Flow from Operating Activities	-4	-1	-1	-1	-4	6	1	-3	3	6	5
Cash Flow from Investing Activities	1	1	1	0	-1	-1	-31	20	20	-8	-5
Cash Flow from Financing Activities	1	-0	1	1	5	-0	30	-18	-24	1	-1
Net Cash Inflow / Outflow	-2	-0	1	-1	0	5	-1	-1	-1	-1	-0
Closing Cash & Cash Equivalent	1	0	1	0	0	5	4	3	2	2	1

Ladderup Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	1.03	1.42	0.44	0.94	10.19	5.46	0.39	0.13	0.47	1.84	-1
CEPS(Rs)	1.26	1.58	0.68	0.96	10.19	5.78	1.07	1.62	1.6	3.01	-0.59
DPS(Rs)	0.5	0.5	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	28.53	29.36	29.91	28.62	38.96	44.43	54.75	45.79	48.46	53.98	54.15
Net Profit Margin	13.35	17.91	6.77	16.54	71.15	46.86	8.17	4.62	10.03	33.87	-13.58
Operating Margin	17.69	17.52	7.28	23.74	76.67	58.45	25.05	19.68	19.16	47.97	-7.92
PBT Margin	17.3	17.12	3.06	17.08	71.73	49.81	10.97	8.4	15.43	46.24	-13.92
ROA(%)	3.54	4.55	1.59	2.73	25.38	11.12	1.36	1.55	2.17	5.36	-1.76
ROE(%)	4.77	4.91	1.75	3.07	30.09	13.76	1.98	2.41	2.67	5.55	-1.89
ROCE(%)	5.1	4.71	1.79	4.05	28.33	14.38	4.43	7.2	4.37	7.68	-1.07
Price/Earnings(x)	14.13	21.08	38.73	14.74	2.57	6.68	70.03	226.38	27.9	13.26	0
Price/Book(x)	0.51	1.02	0.57	0.48	0.67	0.82	0.5	0.63	0.27	0.45	0.32
Dividend Yield(%)	3.42	1.67	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	1.81	3.81	2.47	2.97	2.32	3.41	4.35	1.59	0.96	2.96	2.14
EV/Core EBITDA(x)	9.08	19.55	26.14	11.91	3.02	5.57	16.9	7.5	3.97	8.02	65.48
Interest Earned Growth(%)	-13.38	-1.26	-3.28	-29.28	163.42	-14.34	-1.87	118.74	-52.23	-33.16	-10.44
Net Profit Growth	-19.13	32.51	-63.42	72.63	1033.43	-43.58	-82.89	23.57	3.8	125.71	-135.89
EPS Growth(%)	-57.15	37.21	-68.87	112.03	988.91	-46.43	-92.78	-67.77	266.85	295.75	-154.19
Interest Coverage(x) %	45.78	44.4	1.73	3.57	15.52	6.77	1.78	1.74	5.14	27.84	-1.32

Ladderup Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	56.85	56.85	56.85	56.85	56.85	56.85	56.85	56.85	56.85	56.85
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	43.15	43.15	43.15	43.15	43.15	43.15	43.15	43.15	43.15	43.15
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.73	0.73	0.73	0.73	0.73	0.73	0.73	0.73	0.73	0.73
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.55	0.55	0.55	0.55	0.55	0.55	0.55	0.55	0.55	0.55
Others	0	0	0	0	0	0	0	0	0	0
Total	1.29	1.29	1.29	1.29	1.29	1.29	1.29	1.29	1.29	1.29

Pros

Stock is trading at 0.5 times its book value
Company is almost debt free.

Cons

Company has a low return on equity of 2% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.