KJMC Financial Serv

₹69.5 1.7 | 2.5%

WEBSITE BSE:530235 NSE : KJMC FIN. 18 May, 12:50

Market Cap ₹33 Cr.

Stock P/E 38.5

P/B 0.3

Current Price ₹69.5

Book Value ₹ 275.6

Face Value 10

52W High ₹78.5

Dividend Yield 0%

52W Low ₹ 30.1

Edit Ratio

KJMC Financial Serv Research see more...

Overview Inc. Year: 1988Industry: Finance - NBFC

KJMC Financial Serv Share Price

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Price: NSE50 DMA200 DMAVolume

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Peer Comparison

KJMC Financial Serv Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Operating Revenue	1	1	0	1	1	1	1	1	1	1
Other Income	0	0	0	0	0	0	0	0	0	0
Total Income	1	1	0	1	1	1	1	1	1	1
Total Expenditure	1	1	1	1	1	1	1	0	1	1
Operating Profit	1	0	-0	1	0	-0	0	1	1	1
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	-0	-1	1	-0	-0	0	1	0	0
Provision for Tax	0	-0	-0	0	-0	0	0	0	0	0
Profit After Tax	0	0	-1	0	-0	-1	0	1	0	0
Adjustments	0	-0	-0	0	0	-0	0	-0	-0	-0
Profit After Adjustments	0	0	-1	0	-0	-1	0	1	0	0
Adjusted Earnings Per Share	0.5	0.3	-1.1	0.8	-0.6	-1.1	0	1.2	0.5	0

KJMC Financial Serv Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	0	1	1	2	3	7	2	2	2	4	3	4
Other Income	0	0	0	0	0	0	0	1	0	0	0	0
Total Income	1	1	1	2	3	7	3	2	2	4	3	4
Total Expenditure	0	1	1	1	2	5	2	2	3	3	3	3
Operating Profit	0	0	1	1	1	2	1	-0	-1	1	0	3
Interest Expense	0	0	0	0	0	1	1	1	1	1	1	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	0	0	1	0	1	-1	-2	-2	-0	-1	1
Provision for Tax	-0	-0	-0	-0	-0	0	0	-0	-0	0	0	0
Profit After Tax	0	0	0	1	0	1	-1	-2	-2	-1	-1	1
Adjustments	0	-0	-0	0	0	0	-0	0	0	-0	-0	0
Profit After Adjustments	0	0	0	1	0	1	-1	-2	-2	-1	-1	1
Adjusted Earnings Per Share	-0	0.2	0.6	1.4	1	1.3	-1.7	-3.4	-3.2	-1.1	-1.9	1.7

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	-25%	14%	-16%	0%
Operating Profit CAGR	-100%	0%	-100%	0%
PAT CAGR	0%	0%	NAN%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	112%	91%	28%	16%
ROE Average	-1%	-2%	-3%	0%
ROCE Average	0%	-0%	0%	2%

KJMC Financial Serv Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	12	13	14	15	15	16	27	27	71	85	84
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	3	3	1	1
Current Liability	3	3	2	2	11	12	12	11	2	4	8
Other Liabilities & Provisions	-0	0	-0	-0	-0	0	3	2	7	6	6
Total Liabilities	15	16	16	17	26	28	43	42	83	96	97
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	7	7	9	10	12	12	26	25	74	84	82
Fixed Assets	1	2	2	1	1	1	0	0	0	1	1
Other Loans	3	3	3	3	2	3	3	3	2	2	1
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	3	4	2	2	10	11	14	14	7	9	14
Total Assets	15	16	16	17	26	28	43	42	83	96	97

KJMC Financial Serv Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	0	0	0	0	7	7	0	0
Cash Flow from Operating Activities	0	-1	-3	-0	-1	-1	-0	-1	1	-1	-4
Cash Flow from Investing Activities	-1	0	0	0	-7	1	8	2	3	2	1
Cash Flow from Financing Activities	0	1	2	-0	8	0	-1	-0	-10	-0	3
Net Cash Inflow / Outflow	-0	0	-0	0	-0	0	7	0	-7	0	0
Closing Cash & Cash Equivalent	0	0	0	0	0	0	7	7	0	0	0

KJMC Financial Serv Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	-0	0.22	0.56	1.41	0.99	1.34	-1.73	-3.44	-3.2	-1.06	-1.93
CEPS(Rs)	0.45	0.54	1.07	1.71	1.16	1.2	-1.32	-2.85	-2.81	-0.83	-1.5
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	35.23	33.92	33.56	31.94	31.56	32.9	56.97	56.32	149.34	177.44	174.52
Net Profit Margin	30.29	12.86	16.27	27.48	15.75	7.28	-30.73	-92.16	-102.34	-14.07	-31.84
Operating Margin	30.68	21.87	22.83	35.86	25.49	26.26	32.32	-19.84	-69.6	22.36	3.63
PBT Margin	11.69	6.94	10.95	26.9	11.82	8.81	-29.56	-93.31	-131.52	-4.8	-22.71
ROA(%)	0.69	0.52	1.42	3.89	2.17	1.87	-2.04	-3.89	-2.44	-0.56	-0.95
ROE(%)	0.92	0.7	1.8	4.59	3.14	3.28	-3.35	-6.11	-3.12	-0.65	-1.09
ROCE(%)	0.7	0.88	2	5.05	3.53	6.83	2.26	-0.9	-1.81	0.98	0.12
Price/Earnings(x)	0	75.59	22.38	8.77	24.53	25.21	0	0	0	0	0
Price/Book(x)	0.54	0.48	0.37	0.39	0.77	1.03	0.39	0	0.1	0.16	0.16
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	28.63	15.5	5.41	3.4	7.45	4.03	6.68	6.06	7	4.9	7.3
EV/Core EBITDA(x)	67.33	39.11	14.74	8.14	25.92	14.82	18.47	-173.77	-12.31	19.36	68.76
Interest Earned Growth(%)	-37.89	85.17	123.21	65.99	27.82	136.82	-66.21	-23.45	-16.5	139.69	-19.76
Net Profit Growth	-58.85	-21.42	182.54	180.35	-26.76	9.53	-242.57	-129.59	7.27	67.05	-81.61
EPS Growth(%)	-100.48	9932.38	159.25	151.19	-29.96	35.71	-229.42	-98.54	7.05	66.89	-81.88
Interest Coverage(x) %	1.62	1.47	1.92	4	1.86	1.5	0.52	-0.27	-1.12	0.82	0.14

KJMC Financial Serv Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	73.8	73.8	73.8	73.8	73.8	73.8	73.8	73.8	74.4	74.4
FII	0	0	0	0	0	0	0	0	0	0
DII	1.37	1.37	1.37	1.37	1.37	1.37	1.37	1.37	1.37	1.37
Public	24.83	24.83	24.83	24.83	24.83	24.83	24.83	24.83	24.24	24.24
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.36	0.36
FII	0	0	0	0	0	0	0	0	0	0
DII	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Public	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12
Others	0	0	0	0	0	0	0	0	0	0
Total	0.48	0.48	0.48	0.48	0.48	0.48	0.48	0.48	0.48	0.48

Pros

Stock is trading at 0.3 times its book value
Company is almost debt free.

Cons

Company has a low return on equity of -2% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.