ISF

₹2 0 | 0%

WEBSITE BSE:526859 NSE : INTER ST.FIN 18 May, 12:50

Market Cap ₹19 Cr.

Stock P/E 408.2

P/B 1.3

Current Price ₹2

Book Value ₹ 1.5

Face Value 1

52W High ₹3

Dividend Yield 0%

52W Low ₹ 1.6

Edit Ratio

ISF Research see more...

Overview Inc. Year: 1988Industry: Finance - NBFC

ISF Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

ISF Quarterly Results

#(Fig in Cr.)	Mar 2021	Jun 2021	Dec 2021	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Net Sales	0	0	0	1	0	1	1	1
Other Income	0	0	0	0	0	0	0	0
Total Income	1	0	0	1	0	1	1	1
Total Expenditure	0	0	0	0	0	0	0	0
Operating Profit	0	0	0	0	-0	0	0	0
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Exceptional Income / Expenses	0	0	0	0	0	0	0	0
Profit Before Tax	0	0	0	0	-0	0	0	0
Provision for Tax	0	0	0	0	0	0	0	0
Profit After Tax	0	0	0	0	-0	0	0	0
Adjustments	0	-0	-0	0	0	0	0	0
Profit After Adjustments	0	0	0	0	-0	0	0	0
Adjusted Earnings Per Share	0	0	1.8	0	-0	0	0	0

ISF Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Net Sales	1	1	1	1	1	1	1	1	1	2	2	3
Other Income	0	0	0	0	0	0	0	0	1	0	0	0
Total Income	1	1	1	1	1	1	1	1	2	2	2	3
Total Expenditure	0	1	0	0	1	1	1	1	2	1	2	0
Operating Profit	1	0	0	0	0	0	0	0	1	1	0	0
Interest	1	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Exceptional Income / Expenses	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	0	0	0	0	0	0	0	1	1	0	0
Provision for Tax	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Tax	0	-0	0	0	0	0	0	0	0	1	0	0
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	-0	0	0	0	0	0	0	0	1	0	0
Adjusted Earnings Per Share	0	-0	0	0	0	0	0	0	0	0.1	0	0

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	0%	26%	15%	7%
Operating Profit CAGR	-100%	0%	0%	-100%
PAT CAGR	-100%	0%	0%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	2%	5%	42%	29%
ROE Average	0%	2%	1%	0%
ROCE Average	0%	4%	3%	3%

ISF Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	13	12	12	12	13	13	13	13	14	14	14
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Other Non-Current Liabilities	-0	0	0	0	0	0	0	0	0	0	0
Total Current Liabilities	5	4	3	4	4	4	3	2	1	1	2
Total Liabilities	17	16	16	16	17	17	17	16	14	15	16
Fixed Assets	1	0	0	0	0	0	0	0	0	0	0
Other Non-Current Assets	0	0	0	0	0	0	0	0	0	0	0
Total Current Assets	16	16	15	16	17	17	16	16	14	15	16
Total Assets	17	16	16	16	17	17	17	16	14	15	16

ISF Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	0	0	0	0	0	0	0	1
Cash Flow from Operating Activities	1	0	0	-0	-1	0	0	1	2	-0	-1
Cash Flow from Investing Activities	0	-0	0	0	0	0	0	0	0	0	0
Cash Flow from Financing Activities	-1	-0	-0	0	1	-0	-0	-1	-2	1	1
Net Cash Inflow / Outflow	-0	-0	0	0	-0	-0	0	-0	0	0	-0
Closing Cash & Cash Equivalent	0	0	0	0	0	0	0	0	0	1	0

ISF Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0	-0.03	0	0	0	0	0	0	0.04	0.06	0
CEPS(Rs)	0	-0.03	0	0	0	0	0	0	0.04	0.06	0
DPS(Rs)	0	0	0	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	1.34	1.3	1.3	1.3	1.31	1.31	1.39	1.39	1.43	1.49	1.49
Core EBITDA Margin(%)	62.95	43.8	49.34	47.41	39.35	30.83	16.93	8.2	-36.04	56.5	-2.95
EBIT Margin(%)	59.32	40.63	46.31	46.72	38.94	30.52	17.11	10.21	45.25	56.61	4.37
Pre Tax Margin(%)	0.7	3.16	2.09	3.82	3.19	3.02	2.59	1.6	44.27	50.94	2.56
PAT Margin (%)	0.47	-34.94	1.37	2.63	2.2	1.94	1.92	1.16	25.36	36.04	0.43
Cash Profit Margin (%)	4.1	-31.78	4.52	3.39	2.79	2.25	1.92	1.16	25.36	36.04	0.43
ROA(%)	0.03	-1.86	0.07	0.14	0.14	0.14	0.17	0.1	2.29	3.97	0.05
ROE(%)	0.04	-2.48	0.09	0.18	0.19	0.19	0.22	0.12	2.57	4.25	0.05
ROCE(%)	3.43	2.25	2.33	2.54	2.54	2.26	1.55	0.89	4.16	6.36	0.46
Receivable days	220.29	222.13	235.71	209.56	151.71	105.62	81.28	0	0	0	0
Inventory Days	2459.66	2268.71	2086.64	1736.77	1360.91	884.2	332.21	0	0	0	0
Payable days	0	0	0	0	0	0	0	0	0	0	0
PER(x)	910.83	0	132.82	127.45	200	176	120	151.92	27.06	439.53	2586.11
Price/Book(x)	0.34	0.21	0.12	0.23	0.38	0.34	0.26	0.19	0.69	18.29	1.31
Dividend Yield(%)	0	0	0	0	0	0	0	0	0	0	0
EV/Net Sales(x)	8.02	6.54	5.57	6.98	7.77	5.97	4.3	3.44	7.07	158.68	12.24
EV/Core EBITDA(x)	12.74	14.93	11.25	14.7	19.64	19.37	25.12	33.66	15.62	280.29	280.36
Net Sales Growth(%)	-16.22	-10.33	-12.09	8.64	24.97	15.25	20.83	-5.32	-3.07	20.48	1.44
EBIT Growth(%)	-12.76	-38.57	0.2	9.6	4.16	-9.67	-32.26	-43.51	329.62	50.72	-92.18
PAT Growth(%)	-11.13	-6723.84	103.45	108.42	4.49	1.61	19.39	-42.64	2016.46	71.23	-98.78
EPS Growth(%)	-11.13	-6723.84	103.45	108.42	6.21	0	20	-42.95	2016.46	71.23	-98.78
Debt/Equity(x)	0.3	0.26	0.24	0.28	0.29	0.26	0.24	0.18	0.03	0.07	0.13
Current Ratio(x)	3.34	4.32	4.71	4.23	4.19	4.68	4.87	6.26	20.94	12.29	8.53
Quick Ratio(x)	2.07	3.01	3.45	3.22	3.23	4.13	4.69	6.27	21.27	12.29	8.53
Interest Cover(x)	1.01	1.08	1.05	1.09	1.09	1.11	1.18	1.19	46.17	9.98	2.41
Total Debt/Mcap(x)	0.88	1.27	2.12	1.21	0.75	0.76	0.93	0.96	0.04	0	0.1

ISF Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.9	0.9	0.9	0.9	0.9	0.64	0.64	0.64	0.64	0.64
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	99.1	99.1	99.1	99.1	99.1	99.36	99.36	99.36	99.36	99.36
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.09	0.09	0.09	0.09	0.09	0.06	0.06	0.06	0.06	0.06
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	9.41	9.41	9.41	9.41	9.41	9.44	9.44	9.44	9.44	9.44
Others	0	0	0	0	0	0	0	0	0	0
Total	9.5	9.5	9.5	9.5	9.5	9.5	9.5	9.5	9.5	9.5

Pros

Company is almost debt free.

Cons

Promoter holding is low: 0.64%.
Company has a low return on equity of 2% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.