Indus Finance

₹17.3 0.8 | 5%

WEBSITE BSE:531841 NSE : INDUSFINL 18 May, 12:50

Market Cap ₹16 Cr.

Stock P/E 30.3

P/B 1.1

Current Price ₹17.3

Book Value ₹ 16

Face Value 10

52W High ₹27.6

Dividend Yield 0%

52W Low ₹ 0

Edit Ratio

Indus Finance Research see more...

Overview Inc. Year: 1992Industry: Finance - NBFC

Indus Finance Share Price

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Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Indus Finance Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	0	0	0	0	1	0	0	0	1
Other Income	0	0	0	0	0	0	0	0	0
Total Income	0	0	0	1	1	1	1	1	1
Total Expenditure	0	1	1	0	0	1	0	0	0
Operating Profit	-0	-0	-1	0	1	0	0	0	0
Interest Expense	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0
Profit Before Tax	-0	-0	-1	0	1	0	0	0	0
Provision for Tax	0	2	-0	0	0	0	0	0	0
Profit After Tax	-0	-2	-1	0	1	0	0	0	0
Adjustments	0	-0	0	0	0	0	0	0	0
Profit After Adjustments	-0	-2	-1	0	1	0	0	0	0
Adjusted Earnings Per Share	-0.3	-2.5	-0.8	0	0.9	0	0.3	0.2	0.1

Indus Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	5	4	4	3	2	1	1	2	4	1	2	1
Other Income	2	2	1	1	1	1	1	0	0	0	0	0
Total Income	7	6	5	5	3	2	2	3	4	1	3	4
Total Expenditure	1	1	1	2	3	2	2	2	2	2	2	1
Operating Profit	6	5	4	3	1	0	0	0	2	-1	1	0
Interest Expense	2	3	3	2	1	0	0	0	1	0	0	0
Depreciation	2	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	1	1	1	1	0	0	0	-0	1	-2	0	0
Provision for Tax	0	0	0	0	0	0	0	0	0	2	0	0
Profit After Tax	0	1	1	1	0	0	0	-0	0	-3	0	0
Adjustments	0	0	0	0	0	0	0	0	1	6	0	0
Profit After Adjustments	0	1	1	1	0	0	0	-0	2	2	0	0
Adjusted Earnings Per Share	0.5	0.8	0.8	0.7	0.1	0.1	0.2	-0.1	0.5	-3.7	0.4	0.6

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	100%	0%	15%	-9%
Operating Profit CAGR	0%	0%	0%	-16%
PAT CAGR	0%	0%	0%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	-40%	27%	5%	-10%
ROE Average	3%	-6%	-3%	0%
ROCE Average	4%	2%	2%	4%

Indus Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	16	16	16	17	17	17	15	13	13	22	19
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	36	29	31	16	14	13	13	8	6	8	5
Current Liability	1	1	1	1	0	0	0	0	0	0	0
Other Liabilities & Provisions	-0	-0	-0	-0	-0	-0	0	-1	-0	2	1
Total Liabilities	52	46	48	33	30	30	29	20	19	32	24
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	12	12	12	12	12	12	14	12	11	19	11
Fixed Assets	1	0	0	0	0	0	0	0	0	0	0
Other Loans	38	34	36	20	18	18	15	8	8	7	7
Other Non Current Assets	0	0	0	0	0	0	0	0	0	6	6
Current Assets	1	0	0	1	0	0	0	0	0	1	1
Total Assets	52	46	48	33	30	30	29	20	19	32	24

Indus Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	0	0	0	0	0	0	0	0	0	0	0
Cash Flow from Operating Activities	1	9	1	18	3	0	-0	-0	-0	-2	1
Cash Flow from Investing Activities	0	0	-0	0	-0	0	0	-0	-0	0	4
Cash Flow from Financing Activities	-1	-9	-2	-18	-3	-0	-0	0	0	2	-4
Net Cash Inflow / Outflow	0	-0	-0	-0	-0	0	-0	0	-0	0	-0
Closing Cash & Cash Equivalent	0	0	0	0	0	0	0	0	0	0	0

Indus Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.49	0.85	0.82	0.71	0.08	0.09	0.21	-0.14	0.54	-3.65	0.42
CEPS(Rs)	3.17	1.32	0.83	0.73	0.1	0.11	0.24	-0.12	0.55	-3.64	0.46
DPS(Rs)	0.35	0.5	0.4	0.4	0	0	0	0	0	0	0
Book NAV/Share(Rs)	17.31	17.52	17.58	17.96	17.92	18.01	16.51	13.72	14.18	16.93	13.78
Net Profit Margin	8.7	17.66	20.56	20.28	3.03	5.69	14.39	-5.59	14.09	-579.52	18.47
Operating Margin	42.87	85.58	101.32	92.51	33.26	10.12	21.96	8.53	44.01	-192.9	39.63
PBT Margin	11.24	26.66	31.29	28.46	4.97	8.29	20.72	-4.55	16.71	-258.91	20.96
ROA(%)	0.88	1.59	1.6	1.63	0.22	0.27	0.66	-0.53	2.53	-13.14	1.38
ROE(%)	2.82	4.86	4.66	4.02	0.43	0.49	1.22	-0.93	3.84	-23.47	2.76
ROCE(%)	4.39	7.75	7.97	7.52	2.47	0.48	1.02	0.81	7.78	-5.21	4.07
Price/Earnings(x)	157.94	62.88	25.86	13.99	186.27	151.54	64.01	0	15.08	0	0
Price/Book(x)	4.5	3.04	1.2	0.56	0.8	0.75	0.82	0.65	0.57	0.72	0
Dividend Yield(%)	0.45	0.94	1.89	4	0	0	0	0	0	0	0
EV/Net Sales(x)	20.55	17.78	13.8	7.72	11.45	17.79	18.98	6.96	3.82	33.65	6.48
EV/Core EBITDA(x)	17.89	15.49	13.57	8.3	33.64	155.07	80.26	73.35	8.62	-17.55	15.76
Interest Earned Growth(%)	-49.49	-15.44	-16.95	-11.4	-28.27	-38.33	-6.02	71.64	51.07	-83.42	264.67
Net Profit Growth	17.63	71.64	-3.32	-12.6	-89.3	16.01	137.68	-166.72	480.35	-782.18	111.62
EPS Growth(%)	17.64	71.64	-3.33	-12.59	-89.3	16.01	137.63	-166.71	480.45	-782.2	111.62
Interest Coverage(x) %	1.36	1.45	1.45	1.44	1.18	5.54	17.63	0.65	1.61	-2.92	2.12

Indus Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	74.61	74.61	74.61	74.61	74.61	74.61	74.61	74.61	74.61	74.61
FII	0	0	0	0	0	0	0	0	0	0
DII	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02
Public	25.36	25.36	25.36	25.36	25.36	25.36	25.36	25.36	25.36	25.36
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.69	0.69	0.69	0.69	0.69	0.69	0.69	0.69	0.69	0.69
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.23	0.23	0.23	0.23	0.23	0.23	0.23	0.23	0.23	0.23
Others	0	0	0	0	0	0	0	0	0	0
Total	0.93	0.93	0.93	0.93	0.93	0.93	0.93	0.93	0.93	0.93

Pros

Company has reduced debt.
Company is almost debt free.

Cons

Company has a low return on equity of -6% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.