WEBSITE BSE:541336 NSE: INDOSTAR Inc. Year: 2009 Industry: Finance - NBFC My Bucket: Add Stock
Last updated: 15:56
IndoStar Capital Finance Ltd, a NBFC, presents numerous financing offerings to corporates, small and medium enterprises, and person clients in India. The organisation operates via 4 segments: Large Corporate, SME, Commercial Vehicle, and Housing Finance. It offers corporate lending products, inclusive of secured company lending, real estate financing, capital market financing, specific scenario and acquisition financing, and debt capital marketplace solutions. The organization additionally provides SME lending merchandise for working capital, a...Read More
IndoStar Capital Finance Ltd, a NBFC, presents numerous financing offerings to corporates, small and medium enterprises, and person clients in India. The organisation operates via 4 segments: Large Corporate, SME, Commercial Vehicle, and Housing Finance. It offers corporate lending products, inclusive of secured company lending, real estate financing, capital market financing, specific scenario and acquisition financing, and debt capital marketplace solutions. The organization additionally provides SME lending merchandise for working capital, and commercial enterprise expansion or different monetary necessities; vehicle finance; and housing finance. The corporation incorporated in 2009 and is primarily based in Mumbai, India. IndoStar Capital Finance Ltd operates as a subsidiary of BCP V Multiple Holdings Pvt. Ltd. ...Read Less
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Market Cap ₹3160 Cr.
Stock P/E 60.2
P/B 0.7
Current Price ₹195.6
Book Value ₹ 276.1
Face Value 10
52W High ₹368.6
Dividend Yield 0%
52W Low ₹ 178.5
Price goes above X
Price falls below X
PE goes above X
PE falls below X
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| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 234 | 238 | 391 | 307 | 352 | 373 | 373 | 344 | 357 | 346 |
| Other Income | 0 | 1 | 3 | 2 | 0 | 0 | 2 | 0 | 0 | 0 |
| Total Income | 234 | 239 | 394 | 309 | 352 | 374 | 375 | 344 | 357 | 347 |
| Total Expenditure | 78 | 76 | 205 | 124 | 139 | 162 | 161 | 622 | 172 | 193 |
| Operating Profit | 157 | 163 | 189 | 185 | 214 | 212 | 214 | -279 | 185 | 153 |
| Interest Expense | 141 | 145 | 162 | 167 | 188 | 193 | 193 | 185 | 167 | 137 |
| Depreciation | 6 | 7 | 7 | 8 | 8 | 7 | 8 | 7 | 8 | 8 |
| Profit Before Tax | 10 | 10 | 19 | 11 | 18 | 11 | 13 | 705 | 11 | 8 |
| Provision for Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 169 | 0 | 0 |
| Profit After Tax | 10 | 10 | 19 | 11 | 18 | 11 | 13 | 535 | 10 | 8 |
| Adjustments | 15 | 7 | 16 | 14 | 14 | 16 | 24 | 10 | 0 | 0 |
| Profit After Adjustments | 25 | 17 | 35 | 25 | 32 | 28 | 36 | 546 | 10 | 8 |
| Adjusted Earnings Per Share | 1.8 | 1.2 | 2.6 | 1.8 | 2.3 | 2 | 2.7 | 39.9 | 0.8 | 0.5 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 528 | 644 | 719 | 789 | 1206 | 1597 | 1280 | 1163 | 1174 | 1103 | 1404 | 1420 |
| Other Income | 0 | 0 | 1 | 9 | 3 | 1 | 14 | 15 | 533 | 126 | 77 | 2 |
| Total Income | 528 | 644 | 720 | 798 | 1209 | 1599 | 1294 | 1177 | 1708 | 1229 | 1481 | 1423 |
| Total Expenditure | 43 | 61 | 83 | 156 | 248 | 1142 | 771 | 1499 | 849 | 551 | 657 | 1148 |
| Operating Profit | 485 | 583 | 637 | 643 | 961 | 457 | 523 | -321 | 858 | 678 | 824 | 273 |
| Interest Expense | 258 | 289 | 312 | 326 | 564 | 863 | 709 | 540 | 580 | 580 | 741 | 682 |
| Depreciation | 1 | 1 | 2 | 5 | 18 | 30 | 34 | 35 | 40 | 28 | 31 | 31 |
| Profit Before Tax | 226 | 293 | 323 | 312 | 379 | -437 | -219 | -896 | 239 | 70 | 53 | 737 |
| Provision for Tax | 77 | 102 | 112 | 112 | 138 | -112 | -5 | -160 | 13 | 0 | 0 | 169 |
| Profit After Tax | 149 | 192 | 211 | 200 | 241 | -325 | -214 | -737 | 225 | 70 | 52 | 566 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 46 | 68 | 34 |
| Profit After Adjustments | 149 | 192 | 211 | 200 | 241 | -325 | -214 | -737 | 225 | 116 | 121 | 600 |
| Adjusted Earnings Per Share | 0 | 0 | 0 | 0 | 26.1 | -35.1 | -17.3 | -58.4 | 16.5 | 8.5 | 8.9 | 43.9 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 27% | 6% | -3% | 10% |
| Operating Profit CAGR | 22% | 0% | 13% | 5% |
| PAT CAGR | -26% | 0% | 0% | -10% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | -38% | 15% | -9% | NA% |
| ROE Average | 2% | 4% | -4% | 3% |
| ROCE Average | 7% | 8% | 5% | 8% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 1285 | 1542 | 1903 | 2075 | 3006 | 2681 | 3698 | 2929 | 3112 | 3235 | 3635 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 1614 | 1759 | 1911 | 2960 | 6459 | 5355 | 4732 | 4342 | 3993 | 4553 | 3182 |
| Current Liability | 1253 | 1368 | 1641 | 2156 | 2833 | 2088 | 1649 | 2387 | 2011 | 3276 | 4118 |
| Other Liabilities & Provisions | 17 | 15 | 18 | -60 | -16 | -125 | -140 | -314 | -309 | -261 | -281 |
| Total Liabilities | 4170 | 4683 | 5472 | 7131 | 12283 | 9999 | 9939 | 9345 | 8806 | 10804 | 12939 |
| Loans | 2423 | 3088 | 3924 | 5900 | 10364 | 8293 | 7139 | 7707 | 6516 | 7810 | 7217 |
| Investments | 55 | 0 | 63 | 0 | 0 | 0 | 188 | 231 | 183 | 681 | 1023 |
| Fixed Assets | 1 | 3 | 9 | 56 | 370 | 421 | 387 | 399 | 390 | 394 | 378 |
| Other Loans | 0 | 2 | 3 | 5 | 9 | 7 | 10 | 45 | 276 | 356 | 61 |
| Other Non Current Assets | 15 | 9 | 6 | 8 | 0 | 0 | 0 | 0 | 0 | 414 | 371 |
| Current Assets | 1675 | 1580 | 1467 | 1161 | 1539 | 1278 | 2215 | 963 | 1441 | 1149 | 947 |
| Total Assets | 4170 | 4683 | 5472 | 7131 | 12283 | 9999 | 9939 | 9345 | 8806 | 10804 | 12939 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 427 | 212 | 352 | 57 | 128 | 1084 | 168 | 279 | 80 | 170 | 392 |
| Cash Flow from Operating Activities | -588 | -543 | -690 | -547 | -2091 | 1710 | 1068 | -1564 | 899 | -1719 | -1061 |
| Cash Flow from Investing Activities | -226 | 317 | -194 | -842 | 260 | -2272 | -992 | 1165 | -259 | 674 | -305 |
| Cash Flow from Financing Activities | 599 | 365 | 589 | 1459 | 2787 | -354 | 35 | 200 | -540 | 1267 | 1070 |
| Net Cash Inflow / Outflow | -215 | 139 | -294 | 71 | 956 | -916 | 111 | -199 | 99 | 223 | -296 |
| Closing Cash & Cash Equivalent | 212 | 352 | 57 | 128 | 1084 | 168 | 279 | 80 | 180 | 392 | 96 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 0 | 0 | 0 | 0 | 26.1 | -35.11 | -17.3 | -58.42 | 16.55 | 8.51 | 8.86 |
| CEPS(Rs) | 21.9 | 26.2 | 27.14 | 26.06 | 28.08 | -31.86 | -14.6 | -51.52 | 19.45 | 7.19 | 6.11 |
| DPS(Rs) | 0 | 0 | 0 | 0 | 2 | 1 | 0 | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | 0 | 0 | 0 | 0 | 318.6 | 280.78 | 293.58 | 210.04 | 227.14 | 236.19 | 245.05 |
| Net Profit Margin | 28.22 | 29.76 | 29.31 | 25.39 | 19.97 | -20.32 | -16.73 | -63.35 | 19.17 | 6.37 | 3.74 |
| Operating Margin | 91.68 | 90.45 | 88.26 | 80.87 | 78.2 | 26.71 | 38.27 | -30.69 | 69.73 | 58.93 | 56.5 |
| PBT Margin | 42.81 | 45.53 | 44.91 | 39.61 | 31.45 | -27.34 | -17.1 | -77.09 | 20.32 | 6.37 | 3.74 |
| ROA(%) | 4.01 | 4.33 | 4.15 | 3.18 | 2.48 | -2.91 | -2.15 | -7.64 | 2.48 | 0.72 | 0.44 |
| ROE(%) | 12.31 | 13.56 | 12.24 | 10.22 | 9.71 | -11.73 | -6.88 | -22.69 | 7.57 | 2.23 | 1.6 |
| ROCE(%) | 14.05 | 13.87 | 12.93 | 10.48 | 9.94 | 3.9 | 5.02 | -3.78 | 9.14 | 6.64 | 7.43 |
| Price/Earnings(x) | 0 | 0 | 0 | 0 | 16.06 | 0 | 0 | 0 | 6.29 | 21.88 | 34.56 |
| Price/Book(x) | 0 | 0 | 0 | 0 | 1.32 | 0.89 | 1.06 | 1.01 | 0.46 | 0.79 | 1.25 |
| Dividend Yield(%) | 0 | 0 | 0 | 0 | 0.48 | 0.4 | 0 | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | 4.08 | 4.22 | 4.71 | 6.05 | 9.79 | 5.58 | 7.32 | 7.41 | 5.66 | 8.59 | 7.82 |
| EV/Core EBITDA(x) | 4.45 | 4.66 | 5.32 | 7.43 | 12.29 | 19.5 | 17.9 | -26.79 | 7.75 | 13.98 | 13.32 |
| Interest Earned Growth(%) | 33.83 | 21.96 | 11.69 | 9.68 | 52.82 | 32.5 | -19.89 | -9.15 | 1 | -6.08 | 27.31 |
| Net Profit Growth | 32.91 | 28.59 | 9.99 | -4.97 | 20.2 | -234.81 | 34.05 | -244 | 130.57 | -68.82 | -25.24 |
| EPS Growth(%) | 0 | 0 | 0 | 0 | 0 | -234.53 | 50.72 | -237.62 | 128.32 | -48.55 | 4.04 |
| Interest Coverage(x) % | 1.88 | 2.01 | 2.04 | 1.96 | 1.67 | 0.49 | 0.69 | -0.66 | 1.41 | 1.12 | 1.07 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 75 | 75 | 73.6 | 73.6 | 73.59 | 73.29 | 72.98 | 72.96 | 70.39 | 70.38 |
| FII | 1.33 | 1.49 | 2.12 | 2.26 | 2.43 | 2.68 | 3.1 | 2.9 | 2.27 | 2.59 |
| DII | 1.84 | 1.77 | 1.78 | 1.82 | 1.86 | 2.29 | 2.39 | 2.49 | 2.09 | 2.17 |
| Public | 21.83 | 21.74 | 22.5 | 22.32 | 22.12 | 21.74 | 21.53 | 21.65 | 25.25 | 24.86 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 10.21 | 10.21 | 10.01 | 10.01 | 10.01 | 9.97 | 9.97 | 9.97 | 11.37 | 11.37 |
| FII | 0.18 | 0.2 | 0.29 | 0.31 | 0.33 | 0.36 | 0.42 | 0.4 | 0.37 | 0.42 |
| DII | 0.25 | 0.24 | 0.24 | 0.25 | 0.25 | 0.31 | 0.33 | 0.34 | 0.34 | 0.35 |
| Public | 2.97 | 2.96 | 3.06 | 3.04 | 3.01 | 2.96 | 2.94 | 2.96 | 4.08 | 4.02 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 13.61 | 13.61 | 13.61 | 13.61 | 13.61 | 13.61 | 13.67 | 13.67 | 16.15 | 16.15 |
* The pros and cons are machine generated.
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