Gowra Leasing & Fin

₹41.3 1.8 | 4.4%

WEBSITE BSE:530709 NSE : GOWRA LEASNG 18 May, 12:50

Market Cap ₹12 Cr.

Stock P/E 5.2

P/B 0.7

Current Price ₹41.3

Book Value ₹ 56.8

Face Value 10

52W High ₹51.6

Dividend Yield 0%

52W Low ₹ 18.6

Edit Ratio

Gowra Leasing & Fin Research see more...

Overview Inc. Year: 1993Industry: Finance - NBFC

Gowra Leasing & Fin Share Price

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Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Gowra Leasing & Fin Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	0	0	0	0	0	0	0	1	1	1
Other Income	0	0	0	0	0	0	0	1	0	0
Total Income	0	1	0	0	0	0	1	2	1	1
Total Expenditure	0	0	0	0	0	0	0	1	0	0
Operating Profit	0	1	0	-0	0	0	1	1	1	0
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	-0	0	0	0	0	0	0
Profit Before Tax	0	1	0	-0	0	0	1	1	1	0
Provision for Tax	0	0	0	-0	0	0	0	0	0	0
Profit After Tax	0	1	0	-0	0	0	0	1	1	0
Adjustments	0	0	-0	-0	0	0	0	-0	0	0
Profit After Adjustments	0	1	0	-0	0	0	0	1	1	0
Adjusted Earnings Per Share	0.5	1.7	0.6	-0.3	0.6	0.6	1.6	3.6	1.7	1.1

Gowra Leasing & Fin Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	2	1	1	1	1	1	1	1	1	1	2	3
Other Income	0	0	0	0	1	1	0	0	0	0	1	1
Total Income	2	1	1	1	2	2	1	1	2	2	2	5
Total Expenditure	2	1	1	1	1	1	1	1	1	1	1	1
Operating Profit	0	1	0	1	1	1	1	1	1	1	2	3
Interest Expense	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	0	1	0	1	1	1	1	1	1	1	2	3
Provision for Tax	0	0	0	0	0	0	0	0	0	0	1	0
Profit After Tax	0	0	0	1	1	1	1	1	1	1	1	2
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	0	0	0	1	1	1	1	1	1	1	1	2
Adjusted Earnings Per Share	0.6	1.3	0.9	1.9	3	2.7	1.8	2.1	2.5	2.5	3.4	8

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	100%	26%	15%	0%
Operating Profit CAGR	100%	26%	15%	0%
PAT CAGR	0%	0%	0%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	102%	34%	19%	9%
ROE Average	7%	6%	6%	5%
ROCE Average	10%	8%	7%	7%

Gowra Leasing & Fin Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	11	11	11	11	12	12	13	13	13	14	15
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	0	0	0	3	2	2	2	2	2	0	0
Other Liabilities & Provisions	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Total Liabilities	11	11	11	14	13	14	14	14	15	14	15
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	0	0	0	0	0	0	0	0	0	0	0
Fixed Assets	5	4	4	1	1	1	1	1	1	1	1
Other Loans	0	0	0	0	0	0	0	0	0	0	0
Other Non Current Assets	0	0	0	5	5	4	4	3	3	0	0
Current Assets	7	7	7	7	7	9	9	10	10	10	11
Total Assets	11	11	11	14	13	14	14	14	15	14	15

Gowra Leasing & Fin Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	1	2	0	1	0	1	2	0	1	0	0
Cash Flow from Operating Activities	5	-2	1	1	1	2	-2	1	-1	-0	0
Cash Flow from Investing Activities	-4	1	-0	3	0	-0	0	1	0	1	-0
Cash Flow from Financing Activities	-0	-0	-0	-5	-0	-0	-0	-0	-0	-0	0
Net Cash Inflow / Outflow	1	-2	1	-1	0	2	-2	1	-1	0	0
Closing Cash & Cash Equivalent	2	0	1	0	1	2	0	1	0	0	0

Gowra Leasing & Fin Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	0.56	1.34	0.89	1.91	3.04	2.66	1.85	2.07	2.46	2.53	3.44
CEPS(Rs)	0.59	1.35	0.9	1.92	3.06	2.69	1.87	2.09	2.47	2.54	3.44
DPS(Rs)	1	1	1	1	1	1	1	1	1	0	0
Book NAV/Share(Rs)	37.44	37.61	37.33	38.03	39.87	41.32	41.96	43.03	44.49	47.03	50.46
Net Profit Margin	7.19	30.5	20.01	44.38	71.68	79.11	47.21	51.09	51.68	60.66	63.4
Operating Margin	11.08	44.89	29.38	65.14	107.85	106.84	63.41	63.65	64.93	75.6	94.37
PBT Margin	11.01	44.67	29.01	64.77	107.83	106.65	62.87	63.51	64.68	73.55	94.18
ROA(%)	1.43	3.49	2.35	4.6	6.76	5.89	4.02	4.41	5.1	5.31	7.05
ROE(%)	1.49	3.56	2.38	5.06	7.8	6.55	4.44	4.87	5.62	5.54	7.05
ROCE(%)	2.3	5.24	3.5	7.43	11.74	8.85	5.96	6.07	7.03	6.88	10.49
Price/Earnings(x)	28.85	10.68	14.13	11.67	6.55	7.9	8.93	7.25	6.53	9	5.38
Price/Book(x)	0.43	0.38	0.34	0.59	0.5	0.51	0.39	0.35	0.36	0.48	0.37
Dividend Yield(%)	6.15	7.01	7.93	4.49	5.03	4.76	6.06	6.67	6.23	0	0
EV/Net Sales(x)	1.39	3.2	2.27	5.15	4.3	3.92	4.15	3.05	3.4	5.38	3.2
EV/Core EBITDA(x)	12.14	7.08	7.67	7.88	3.97	3.64	6.48	4.75	5.21	7.1	3.39
Interest Earned Growth(%)	8.07	-44.11	1.91	-3.67	-1.34	-20.71	16.45	3.46	17.45	-12.17	29.71
Net Profit Growth	-80.64	137.06	-33.14	113.61	59.35	-12.49	-30.5	11.95	18.81	3.1	35.57
EPS Growth(%)	-80.64	137.04	-33.14	113.63	59.35	-12.49	-30.5	11.95	18.81	3.1	35.57
Interest Coverage(x) %	152.57	204	77.93	175.2	5456.72	571.47	116.07	440.57	252.59	37.02	479.5

Gowra Leasing & Fin Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	60.43	60.43	60.94	60.94	60.81	60.68	60.68	60.59	60.72	60.72
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	39.57	39.57	39.06	39.06	39.19	39.32	39.32	39.41	39.28	39.28
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.18	0.18	0.18	0.18	0.18	0.18	0.18	0.18	0.18	0.18
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12	0.12
Others	0	0	0	0	0	0	0	0	0	0
Total	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3

Pros

Stock is trading at 0.7 times its book value
Company is almost debt free.

Cons

Company has a low return on equity of 6% over the last 3 years.
Earnings include an other income of Rs. 1 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.