Ceejay Finance

₹195.3 0 | 0%

WEBSITE BSE:530789 NSE : CEEJAY FINAN 18 May, 12:50

Market Cap ₹67 Cr.

Stock P/E 10.6

P/B 1

Current Price ₹195.3

Book Value ₹ 197.4

Face Value 10

52W High ₹245.6

Dividend Yield 0.61%

52W Low ₹ 117.5

Edit Ratio

Ceejay Finance Research see more...

Overview Inc. Year: 1993Industry: Finance - NBFC

Ceejay Finance Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

Show Value Show %

Peer Comparison

Ceejay Finance Quarterly Results

#(Fig in Cr.)	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	4	3	4	6	5	5	5	5	5	5
Other Income	0	0	0	-0	0	0	0	0	0	0
Total Income	4	3	4	6	5	5	5	5	5	5
Total Expenditure	1	2	2	3	2	2	2	2	2	2
Operating Profit	2	2	3	3	3	3	3	3	3	3
Interest Expense	0	1	1	1	1	1	1	1	1	1
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	2	1	2	2	2	2	2	2	2	2
Provision for Tax	0	0	1	1	1	0	0	1	1	0
Profit After Tax	1	1	1	1	2	2	2	2	2	1
Adjustments	-0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	1	1	1	1	2	2	2	2	2	1
Adjusted Earnings Per Share	4.3	2.5	4.1	3.5	5.1	4.6	4.7	5.4	4.4	3.9

Ceejay Finance Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	10	11	12	12	14	16	15	17	16	18	20	20
Other Income	0	0	0	0	0	0	1	0	1	0	1	0
Total Income	11	11	12	12	14	16	16	17	17	18	21	20
Total Expenditure	3	3	4	4	5	6	6	8	8	8	9	8
Operating Profit	8	8	8	8	10	11	9	9	8	10	12	12
Interest Expense	2	2	2	2	2	3	2	2	2	2	3	4
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	5	6	6	6	7	8	7	6	6	7	9	8
Provision for Tax	2	2	2	2	2	2	2	2	2	2	2	2
Profit After Tax	4	4	4	4	5	6	5	5	4	5	7	7
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	4	4	4	4	5	6	5	5	4	5	7	7
Adjusted Earnings Per Share	10.9	10.8	10.8	10.9	13.5	16.1	14	14	13	14.4	19.8	18.4

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	11%	6%	5%	7%
Operating Profit CAGR	20%	10%	2%	4%
PAT CAGR	40%	12%	3%	6%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	39%	40%	8%	27%
ROE Average	11%	10%	10%	13%
ROCE Average	14%	13%	12%	15%

Ceejay Finance Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	20	24	27	30	34	39	44	48	52	57	63
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Current Liability	23	21	23	21	29	31	29	32	20	26	31
Other Liabilities & Provisions	0	0	0	0	0	0	-1	-1	-1	-1	-1
Total Liabilities	43	45	50	50	63	70	72	79	71	82	94
Loans	0	9	10	13	19	20	66	74	66	77	88
Investments	0	0	0	0	0	0	0	0	0	0	0
Fixed Assets	1	1	1	1	1	1	1	1	1	1	1
Other Loans	9	0	0	0	1	0	0	0	0	0	0
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	33	34	38	36	42	49	4	3	4	4	4
Total Assets	43	45	50	50	63	70	72	79	71	82	94

Ceejay Finance Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	1	2	1	1	1	1	4	2	1	2	2
Cash Flow from Operating Activities	2	1	-1	4	-8	2	4	-1	14	-5	-4
Cash Flow from Investing Activities	0	0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Cash Flow from Financing Activities	-1	-2	2	-4	8	1	-5	-0	-14	5	4
Net Cash Inflow / Outflow	1	-1	0	-0	0	3	-1	-1	0	0	-1
Closing Cash & Cash Equivalent	2	1	1	1	1	4	2	1	2	2	1

Ceejay Finance Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	10.92	10.8	10.8	10.88	13.55	16.12	13.99	13.97	12.96	14.41	19.84
CEPS(Rs)	11.19	11.09	11.23	11.3	14.01	16.54	14.4	14.37	13.4	14.94	20.41
DPS(Rs)	1.4	1.4	1.4	1.5	1.5	2.5	1.5	1	1	1	1.2
Book NAV/Share(Rs)	59.11	68.27	77.31	86.33	99.88	114.2	126.34	138.67	151.02	164.62	183.51
Net Profit Margin	35.89	33.53	32.19	30.57	32.76	33.93	32.63	27.86	27.95	27.86	34.69
Operating Margin	73.39	69.46	67.08	62.87	65.93	65.3	60.43	50.78	51.63	52.41	61.7
PBT Margin	52.04	49.52	47.61	45.92	48.99	47.46	45.06	36.85	37.73	38.91	44.82
ROA(%)	8.88	8.47	7.9	7.49	8.23	8.33	6.78	6.4	5.97	6.48	7.77
ROE(%)	20.04	16.95	14.84	13.29	14.55	15.06	11.63	10.54	8.95	9.13	11.4
ROCE(%)	19.44	18.55	17.23	16.19	17.29	16.58	12.9	11.86	11.15	12.36	14.11
Price/Earnings(x)	1.48	1.76	4.87	3.51	4.59	10.45	7.11	3.51	5.95	7.56	5.06
Price/Book(x)	0.27	0.28	0.68	0.44	0.62	1.48	0.79	0.35	0.51	0.66	0.55
Dividend Yield(%)	8.64	7.37	2.66	3.93	2.41	1.48	1.51	2.04	1.3	0.92	1.2
EV/Net Sales(x)	2.29	2.2	3.26	2.43	3.28	5.04	3.95	2.6	2.68	3.33	3.1
EV/Core EBITDA(x)	3.08	3.12	4.77	3.79	4.9	7.62	6.43	5.03	5.1	6.22	4.94
Interest Earned Growth(%)	2.41	5.87	4.2	6.03	16.23	14.86	-9.76	17.02	-7.57	11.58	10.55
Net Profit Growth	31.32	-1.09	0.03	0.68	24.6	18.96	-13.24	-0.1	-7.27	11.24	37.66
EPS Growth(%)	31.32	-1.09	0.03	0.68	24.6	18.96	-13.24	-0.1	-7.27	11.24	37.66
Interest Coverage(x) %	3.44	3.48	3.45	3.71	3.89	3.66	3.93	3.65	3.72	3.88	3.66

Ceejay Finance Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	59.17	59.14	59.14	59.14	59.14	59.14	59.15	59.16	59.03	59.03
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	40.83	40.86	40.86	40.86	40.86	40.86	40.85	40.84	40.97	40.97
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.14
Others	0	0	0	0	0	0	0	0	0	0
Total	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35	0.35

Pros

Company is almost debt free.

Cons

Company has a low return on equity of 10% over the last 3 years.
The company has delivered a poor profit growth of 3% over past five years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.