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Ashirwad Capital Overview

Ashirwad Capital Limited is an Indian non-banking financial company (NBFC) engaged in providing a range of financial services including loans, credit facilities, and investment solutions. The company primarily caters to retail customers and small businesses, offering products such as personal loans, business financing, and other credit-related services. Operating on a modest scale, Ashirwad Capital focuses on customer service, risk management, and regulatory compliance. Its performance is influenced by credit demand, asset quality, interest rat...Read More

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Ashirwad Capital Key Financials

Market Cap ₹26 Cr.

Stock P/E 30.6

P/B 1.3

Current Price ₹2.9

Book Value ₹ 2.3

Face Value 1

52W High ₹4.8

Dividend Yield 0%

52W Low ₹ 2.3

Ashirwad Capital Share Price

₹ | |

Volume
Price

Ashirwad Capital Quarterly Price

Show Value Show %

Ashirwad Capital Peer Comparison

Ashirwad Capital Quarterly Results

#(Fig in Cr.) Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025
Net Sales 0 1 0 0 0 0 0 0 1 0
Other Income 0 0 0 0 0 0 0 0 0 0
Total Income 1 1 0 0 1 0 0 0 1 0
Total Expenditure 0 0 0 0 0 0 0 0 0 0
Operating Profit 0 1 0 0 0 0 0 0 1 0
Interest 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0
Exceptional Income / Expenses 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 0 1 0 0 0 0 0 0 1 0
Provision for Tax 0 0 0 0 0 0 0 0 0 0
Profit After Tax 0 1 0 0 0 0 0 0 1 0
Adjustments 0 0 0 0 0 -0 0 0 0 0
Profit After Adjustments 0 1 0 0 0 0 0 0 1 0
Adjusted Earnings Per Share 0 0.1 0 0 0 0 0 0 0.1 0

Ashirwad Capital Profit & Loss

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Net Sales 1 0 0 1 1 0 1 1 1 2 1 1
Other Income 0 0 0 0 0 0 0 0 0 0 0 0
Total Income 1 0 1 1 1 0 1 1 1 2 1 1
Total Expenditure 0 1 0 0 0 0 0 0 0 0 0 0
Operating Profit 1 -0 1 1 1 0 1 1 1 2 1 1
Interest 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0
Exceptional Income / Expenses 0 0 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 1 -0 1 1 1 0 1 1 1 2 1 1
Provision for Tax 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Tax 1 -0 1 1 1 0 1 1 1 2 1 1
Adjustments 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 1 -0 1 1 1 0 1 1 1 2 1 1
Adjusted Earnings Per Share 0.1 -0 0.1 0.1 0.1 0 0.1 0.1 0.1 0.2 0.1 0.1

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR -50% 0% 0% 0%
Operating Profit CAGR -50% 0% 0% 0%
PAT CAGR -50% 0% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR -31% -1% 11% 9%
ROE Average 4% 7% 7% 7%
ROCE Average 5% 8% 8% 8%

Ashirwad Capital Balance Sheet

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 6 6 6 7 7 6 10 13 13 19 19
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Borrowings 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Liabilities 0 0 0 0 0 0 0 0 0 0 0
Total Current Liabilities 1 0 0 1 0 0 0 0 0 0 3
Total Liabilities 7 6 7 8 8 7 10 13 14 19 23
Fixed Assets 0 0 0 0 0 0 0 0 0 0 0
Other Non-Current Assets 7 5 6 7 6 5 10 12 12 16 22
Total Current Assets 0 1 1 1 2 2 0 1 2 3 1
Total Assets 7 6 7 8 8 7 10 13 14 19 23

Ashirwad Capital Cash Flow

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 0 0 0 1 0 1 1 0 1 0 0
Cash Flow from Operating Activities -1 2 -0 -0 -1 0 -0 -0 -2 -1 2
Cash Flow from Investing Activities 1 -2 1 -0 1 0 -1 1 1 1 -5
Cash Flow from Financing Activities 0 0 0 0 0 0 0 0 0 0 3
Net Cash Inflow / Outflow 0 0 0 -0 1 0 -1 1 -1 -0 -0
Closing Cash & Cash Equivalent 0 0 1 0 1 1 0 1 0 0 0

Ashirwad Capital Ratios

# Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.06 -0.05 0.07 0.1 0.08 0.03 0.06 0.11 0.08 0.17 0.09
CEPS(Rs) 0.06 -0.04 0.07 0.1 0.08 0.03 0.06 0.11 0.09 0.17 0.09
DPS(Rs) 0.04 0 0.02 0.04 0.04 0 0 0 0 0 0
Book NAV/Share(Rs) 0.68 0.63 0.68 0.72 0.8 0.7 1.07 1.4 1.47 2.1 2.16
Core EBITDA Margin(%) 83.14 -127.87 69.66 79.12 88.65 70.19 85.35 91.33 86.2 91.62 84.35
EBIT Margin(%) 85.05 -114.72 137.78 144.04 94.67 87.92 97.73 102.59 111.33 105.54 102.9
Pre Tax Margin(%) 85.05 -114.72 137.78 144.04 94.67 87.92 97.73 102.59 111.33 105.54 94.99
PAT Margin (%) 65.68 -115.11 125.62 128.81 74.66 76.63 92.98 90.77 99.45 94.36 81.55
Cash Profit Margin (%) 68.85 -110.58 128.54 130.28 75.69 78.99 94.33 91.49 100.43 94.79 82.23
ROA(%) 7.52 -6.36 9.38 12.99 9.26 4.07 6.87 8.62 5.71 9.37 4
ROE(%) 8.78 -7.11 10.07 14.57 10.27 4.32 7.26 8.91 5.86 9.62 4.4
ROCE(%) 11.37 -7.09 11.04 16.29 13.02 4.96 7.63 10.08 6.56 10.76 5.18
Receivable days 0 0 0 0 0 0 0 0 0 0 0
Inventory Days 0 0 0 0 0 0 0 0 0 0 0
Payable days 0 0 0 0 0 0 0 0 0 0 0
PER(x) 18.98 0 19.53 13.52 19.41 32.69 29.61 28.3 20.06 19.79 43.54
Price/Book(x) 1.65 2.19 1.9 1.9 1.89 1.52 1.78 2.22 1.15 1.62 1.89
Dividend Yield(%) 3.57 0 1.38 3.23 2.92 0 0 0 0 0 0
EV/Net Sales(x) 12.39 33.45 23.04 17.09 13.39 21.83 27.46 24.97 19.94 18.67 38.19
EV/Core EBITDA(x) 14.05 -30.36 16.38 11.75 13.99 24.18 27.71 24.17 17.76 17.62 36.87
Net Sales Growth(%) 136.23 -54.98 29.43 51.14 32.58 -59.76 62.9 76.37 -30.09 115 -37
EBIT Growth(%) 109.85 -160.72 255.45 58.01 -12.86 -62.63 81.08 85.14 -24.13 103.81 -38.58
PAT Growth(%) 107.64 -178.9 241.25 54.98 -23.16 -58.69 97.65 72.18 -23.4 103.99 -45.55
EPS Growth(%) 107.5 -178.92 241.22 54.97 -23.16 -58.69 97.64 72.18 -23.34 103.91 -45.55
Debt/Equity(x) 0 0 0 0 0 0 0 0 0 0 0.14
Current Ratio(x) 0.39 1.81 2.24 0.55 4.56 4.05 0.91 3.52 5.56 7.05 0.2
Quick Ratio(x) 0.39 1.81 2.24 0.55 4.56 4.05 0.91 3.52 5.56 7.05 0.2
Interest Cover(x) 0 0 0 0 0 0 0 0 0 0 13
Total Debt/Mcap(x) 0 0 0 0 0 0 0 0 0 0 0.08

Ashirwad Capital Shareholding Pattern

# Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Promoter 51 51 51 51 51 51 51 51 51 51
FII 0 0 0 0 0 0 0 0 0 0
DII 0.83 0 0 0 0 0 0 0 0 0
Public 48.17 49 49 49 49 49 49 49 49 49
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

Ashirwad Capital News

Ashirwad Capital Pros & Cons

Pros

  • Company is almost debt free.

Cons

  • Company has a low return on equity of 7% over the last 3 years.
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