Ad-Manum Fin.

₹77.9 3.7 | 5%

WEBSITE BSE:511359 NSE : AD-MANUM FIN 18 May, 12:50

Market Cap ₹58 Cr.

Stock P/E 7.6

P/B 0.9

Current Price ₹77.9

Book Value ₹ 88.5

Face Value 10

52W High ₹97.5

Dividend Yield 0%

52W Low ₹ 40.1

Edit Ratio

Ad-Manum Fin. Research see more...

Overview Inc. Year: 1986Industry: Finance - NBFC

Ad-Manum Fin. Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

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Peer Comparison

Ad-Manum Fin. Quarterly Results

#(Fig in Cr.)	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Operating Revenue	2	1	2	2	4	1	2	2	2	5
Other Income	0	0	0	0	0	0	0	0	0	2
Total Income	2	2	2	3	4	1	2	2	2	6
Total Expenditure	1	3	1	0	0	0	0	0	-0	1
Operating Profit	2	-1	1	3	4	1	1	2	3	5
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	1	-1	1	2	3	0	1	2	2	5
Provision for Tax	0	-1	0	1	0	0	0	0	1	1
Profit After Tax	1	-0	1	1	3	0	1	1	1	4
Adjustments	-0	-0	-0	0	0	0	0	0	-0	-0
Profit After Adjustments	1	-0	1	1	3	0	1	1	1	4
Adjusted Earnings Per Share	1.2	-0.4	0.8	1.9	3.7	0.4	1.1	1.8	1.9	5.5

Ad-Manum Fin. Profit & Loss

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	33	25	18	0	14	15	10	10	9	8	9	11
Other Income	0	0	0	0	0	0	0	0	0	1	1	2
Total Income	33	26	18	14	14	15	10	10	9	9	10	12
Total Expenditure	8	7	9	8	7	9	4	2	4	6	2	1
Operating Profit	26	18	9	6	6	6	6	8	5	3	8	11
Interest Expense	11	9	7	6	5	4	2	2	1	1	1	0
Depreciation	1	1	0	0	0	0	0	0	0	0	0	0
Profit Before Tax	13	7	1	0	1	2	-0	2	4	2	7	10
Provision for Tax	4	2	0	0	0	0	0	0	1	-0	2	2
Profit After Tax	8	5	1	0	1	2	-0	2	3	2	5	7
Adjustments	0	0	0	0	0	0	0	0	0	0	0	0
Profit After Adjustments	8	5	1	0	1	2	-0	2	3	2	5	7
Adjusted Earnings Per Share	11	6.8	1.3	0.3	1.2	2.1	-0.7	2.5	3.6	3.2	6.7	10.3

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	13%	-3%	-10%	-12%
Operating Profit CAGR	167%	0%	6%	-11%
PAT CAGR	150%	36%	20%	-5%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	50%	60%	32%	12%
ROE Average	8%	6%	4%	6%
ROCE Average	12%	7%	6%	9%

Ad-Manum Fin. Balance Sheet

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	40	44	44	45	46	47	47	49	54	57	62
Minority's Interest	0	0	0	0	0	0	0	0	0	0	0
Borrowings	7	10	9	9	8	3	24	48	12	9	7
Current Liability	79	58	42	30	25	20	1	1	2	1	3
Other Liabilities & Provisions	1	0	0	0	0	0	0	0	1	0	-0
Total Liabilities	127	112	95	84	79	71	72	99	68	66	72
Loans	0	0	0	0	0	0	0	0	0	0	0
Investments	0	0	1	1	1	1	1	2	4	3	4
Fixed Assets	5	4	4	4	3	3	3	2	2	2	0
Other Loans	0	0	0	1	1	1	2	3	3	2	2
Other Non Current Assets	0	0	0	0	0	0	0	0	0	0	0
Current Assets	122	107	91	79	74	66	66	92	58	58	65
Total Assets	127	112	95	84	79	71	72	99	68	66	72

Ad-Manum Fin. Cash Flow

#(Fig in Cr.)	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	2	10	1	1	1	1	0	1	0	8	3
Cash Flow from Operating Activities	27	17	21	0	0	-0	0	-24	46	-2	-2
Cash Flow from Investing Activities	-0	-0	-0	-0	-0	0	0	0	0	1	2
Cash Flow from Financing Activities	-19	-25	-21	0	0	0	0	24	-38	-4	-2
Net Cash Inflow / Outflow	9	-9	-1	0	0	-0	0	-1	8	-6	-3
Closing Cash & Cash Equivalent	10	1	1	1	1	0	1	0	8	3	0

Ad-Manum Fin. Ratios

#	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	11.02	6.8	1.29	0.34	1.15	2.06	-0.67	2.45	3.64	3.24	6.69
CEPS(Rs)	12.62	8.42	1.8	0.88	1.64	2.52	-0.32	2.71	3.88	3.46	6.87
DPS(Rs)	1	1	1	0	0	0	0	0	0	0	0
Book NAV/Share(Rs)	53.54	59.18	59.27	59.61	60.76	62.82	62.16	65.87	72.44	75.55	82.81
Net Profit Margin	25.04	20.12	5.41	0	6.38	10.47	-5.03	18.7	29.37	28.76	54.85
Operating Margin	72.76	62.3	47.28	44.9	43.83	39.2	22.23	45.08	52.27	35.52	84.99
PBT Margin	38.14	28.31	7.81	2.94	8.6	11.18	-0.46	21.93	38.25	23.52	72.76
ROA(%)	6.54	4.26	0.93	0.28	1.06	2.07	-0.7	2.16	3.27	3.62	7.29
ROE(%)	22.67	12.07	2.18	0.57	1.92	3.34	-1.06	3.84	5.26	4.38	8.45
ROCE(%)	19.99	13.85	8.43	7	7.37	7.82	3.13	5.27	5.95	4.58	11.57
Price/Earnings(x)	2.54	3.9	20.04	81.76	23.37	13.58	0	4.13	4.47	11.55	7.35
Price/Book(x)	0.52	0.45	0.44	0.47	0.44	0.45	0.35	0.15	0.22	0.5	0.59
Dividend Yield(%)	3.58	3.77	3.86	0	0	0	0	0	0	0	0
EV/Net Sales(x)	2.75	3.23	3.78	0	3.82	2.94	3.98	5.63	1.64	3.99	4.79
EV/Core EBITDA(x)	3.55	4.54	7.31	9.19	8.25	7.11	6.27	6.78	2.79	10.65	5.54
Interest Earned Growth(%)	24.6	-23.23	-29.32	-100	0	8.98	-32.88	-0.68	-5.65	-9.01	8.29
Net Profit Growth	60.58	-38.3	-80.99	-73.74	239.8	78.8	-132.26	468.97	48.14	-10.87	106.49
EPS Growth(%)	60.58	-38.3	-80.99	-73.74	239.81	78.81	-132.27	468.94	48.14	-10.87	106.49
Interest Coverage(x) %	2.1	1.83	1.2	1.07	1.24	1.4	0.98	1.95	3.73	2.96	6.95

Ad-Manum Fin. Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	70.36	70.36	70.36	70.45	70.46	70.46	70.46	70.46	74.45	74.45
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	29.64	29.64	29.64	29.55	29.54	29.54	29.54	29.54	25.55	25.55
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	0.53	0.53	0.53	0.53	0.53	0.53	0.53	0.53	0.56	0.56
FII	0	0	0	0	0	0	0	0	0	0
DII	0	0	0	0	0	0	0	0	0	0
Public	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.22	0.19	0.19
Others	0	0	0	0	0	0	0	0	0	0
Total	0.75	0.75	0.75	0.75	0.75	0.75	0.75	0.75	0.75	0.75

Pros

Stock is trading at 0.9 times its book value
Company has reduced debt.
Company is almost debt free.

Cons

Company has a low return on equity of 6% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.