Debt Short Duration Moderate Risk Fund Manager: Mansi Sajeja
Debt Short Duration Moderate Risk
To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Short Duration | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -0.52% | 0.26% | 1.55% | 2.76% | 5.29% | 6.88% | 6.92% | 6.23% | 5.8% | 6.71% | 6.62% |
| Category returns | -0.47% | 0.27% | 1.51% | 2.63% | 5.07% | 6.7% | 6.76% | 6.14% | 5.9% | 6.44% | N/A |
| Absolute returns | -0.52% | 0.26% | 1.55% | 2.76% | 5.29% | 14.22% | 22.3% | 27.39% | 32.6% | 91.45% | 231.8% |
| Rank within category | 17 | 13 | 11 | 8 | 7 | 8 | 8 | 9 | 9 | 7 | N/A |
| Total Schemes in Category | 25 | 24 | 24 | 24 | 24 | 23 | 23 | 22 | 21 | 18 | N/A |
| Short Duration | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 9.9% | 5.74% | 5.98% | 9.48% | 9.85% | 2.77% | 3.53% | 6.73% | 7.72% | 7.76% | 0.28% |
| Q1 returns | 2.23% | 1.48% | 1.69% | 2.5% | 2.05% | -0.32% | 0.96% | 1.58% | 1.93% | 2.24% | 0.42% |
| Q2 returns | 2.06% | 1.88% | 0.33% | 1.78% | 3.99% | 1.15% | -0.23% | 1.9% | 1.65% | 2.68% | -0.14% |
| Q3 Returns | 2.97% | 1.65% | 1.29% | 2.81% | 1.07% | 1.43% | 1.11% | 1.49% | 2.34% | 1.27% | N/A |
| Q4 Returns | 2.3% | 0.62% | 2.56% | 2.06% | 2.43% | 0.49% | 1.66% | 1.59% | 1.59% | 1.36% | N/A |
Expense ratio: 0.85%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0484434 |
| Beta | 1.4922 |
| Sharpe Ratio | 0.162011 |
| Sortino Ratio | 0.218235 |
| R-Squared | 0.5995 |
| Tracking Error | 0.2121 |
| Downside Risk | 0.8198 |
| Std. Deviation (Annualised) | 1.0784 |
| Short Duration | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFC Short Term Debt Fund - Growth | -0.35% | 0.44% | 1.92% | 3.09% | 5.6% | 7.32% | 6.18% | 7.21% | 7.89% | 17,271.30 | 0.70 | 0.26 | Moderate |
| ICICI Prudential Short Term Fund - Growth | -0.37% | 0.39% | 1.97% | 3.26% | 5.72% | 7.27% | 6.34% | 7.25% | 7.78% | 22,852.20 | 1.06 | 0.29 | Moderate |
| Axis Short Duration Fund - Regular Plan - Growth | -0.47% | 0.35% | 1.74% | 3.01% | 5.62% | 7.15% | 6.01% | 6.96% | 7.44% | 11,859.70 | 0.91 | 0.22 | Moderate |
| Nippon India Short Duration Fund - Growth | -0.6% | 0.33% | 1.66% | 2.86% | 5.49% | 7.14% | 5.99% | 6.79% | 7.56% | 8,367.04 | 0.93 | 0.21 | Moderate |
| Aditya Birla Sun Life Short Term Fund - Growth | -0.45% | 0.24% | 1.78% | 2.94% | 5.3% | 7.02% | 6.1% | 7.08% | 7.2% | 9,386.17 | 0.99 | 0.19 | Moderate |
| Bandhan Short Duration Fund - Regular Plan - Growth | -0.22% | 0.57% | 1.83% | 2.71% | 5.3% | 6.99% | 5.73% | 6.7% | 7.27% | 8,611.82 | 0.83 | 0.16 | Low to Moderate |
| Sundaram Short Duration Fund - Growth | -0.36% | 0.46% | 1.71% | 2.85% | 5.24% | 6.92% | 5.89% | 5.62% | 6.86% | 200.63 | 0.72 | 0.16 | Low to Moderate |
| SBI Short Term Debt Fund - Regular Plan - Growth Current | -0.52% | 0.26% | 1.55% | 2.76% | 5.29% | 6.92% | 5.8% | 6.71% | 6.62% | 17,213.10 | 0.85 | 0.16 | Moderate |
| UTI Short Duration Fund - Regular Plan - Growth | -0.52% | 0.25% | 1.47% | 2.59% | 4.98% | 6.91% | 6.86% | 6.05% | 6.59% | 3,089.84 | 0.83 | 0.16 | Moderate |
| Bank of India Short Term Income Fund - Regular Plan - Growth | -0.56% | 0.17% | 1.31% | 2.53% | 4.72% | 6.84% | 10.02% | 5.35% | 6.03% | 279.29 | 1.00 | 0.12 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
PTC & Securitized Debt | 10.13% |
| Government Securities | 16.25% | |
| Corporate Debt | 59.55% | |
| Certificate of Deposit | 9.39% | |
| Cash & Cash Equivalents and Net Assets | 2.30% | |
| Commercial Paper | 2.04% | |
| Alternative Investment Fund | 0.34% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) | PTC & Securitized Debt | 4.04% | |
| 7.31% State Government of Karnataka 2033 | Government Securities | 3.38% | |
| 8.32% State Government of Rajasthan 2029 | Government Securities | 3.19% | |
| 7.03% State Government of Tamil Nadu 2031 | Government Securities | 3.02% | |
| National Bank for Agriculture and Rural Development | Corporate Debt | 2.74% | |
| Union Bank of India | Certificate of Deposit | 2.73% | |
| IndiGrid Infrastructure Trust | Corporate Debt | 2.65% | |
| Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) | PTC & Securitized Debt | 2.53% | |
| Net Receivable / Payable | Cash & Cash Equivalents and Net Assets | 2.19% | |
| 7.17% CGL 2030 | Government Securities | 2.08% | |
| Mindspace Business Parks Reit | Corporate Debt | 2.06% | |
| Aditya Birla Housing Finance Ltd. | Corporate Debt | 2.06% | |
| Toyota Financial Services India Ltd. | Corporate Debt | 2.05% | |
| Small Industries Development Bank of India | Commercial Paper | 2.04% | |
| HDFC Bank Ltd. | Certificate of Deposit | 1.94% | |
| Jamnagar Utilities & Power Pvt. Ltd. | Corporate Debt | 1.89% | |
| SMFG India Credit Company Ltd. | Corporate Debt | 1.89% | |
| Godrej Industries Ltd. | Corporate Debt | 1.85% | |
| Mahindra Rural Housing Finance Ltd. | Corporate Debt | 1.72% | |
| Muthoot Finance Ltd. | Corporate Debt | 1.72% | |
| Bharti Telecom Ltd. | Corporate Debt | 1.59% | |
| 7.75% State Government of Tamil Nadu 2032 | Government Securities | 1.57% | |
| Mindspace Business Parks Reit | Corporate Debt | 1.52% | |
| Cholamandalam Investment & Finance Co. Ltd. | Corporate Debt | 1.47% | |
| Cube Highways Trust | Corporate Debt | 1.43% | |
| Toyota Financial Services India Ltd. | Corporate Debt | 1.41% | |
| Muthoot Finance Ltd. | Corporate Debt | 1.38% | |
| JSW Kalinga Steel Ltd. | Corporate Debt | 1.38% | |
| Muthoot Finance Ltd. | Corporate Debt | 1.37% | |
| Mindspace Business Parks Reit | Corporate Debt | 1.37% | |
| Anzen India Energy Yield Plus Trust | Corporate Debt | 1.36% | |
| HDB Financial Services Ltd. | Corporate Debt | 1.36% | |
| Bank of Baroda | Certificate of Deposit | 1.35% | |
| Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) | PTC & Securitized Debt | 1.34% | |
| India Universal Trust AL1 (Obligor - HDFC Bank Ltd.) | PTC & Securitized Debt | 1.28% | |
| Power Finance Corporation Ltd. | Corporate Debt | 1.24% | |
| National Bank for Agriculture and Rural Development | Corporate Debt | 1.20% | |
| HDB Financial Services Ltd. | Corporate Debt | 1.19% | |
| Aadhar Housing Finance Ltd. | Corporate Debt | 1.19% | |
| Interise Trust | Corporate Debt | 1.17% | |
| Mindspace Business Parks Reit | Corporate Debt | 1.03% | |
| National Bank for Agriculture and Rural Development | Corporate Debt | 1.03% | |
| IndiGrid Infrastructure Trust | Corporate Debt | 1.01% | |
| 7.68% State Government of Tamil Nadu 2030 | Government Securities | 1.00% | |
| Sustainable Energy Infra Trust | Corporate Debt | 1.00% | |
| HDFC Bank Ltd. | Certificate of Deposit | 0.96% | |
| India Universal Trust AL2 (Obligor - HDFC Bank Ltd.) | PTC & Securitized Debt | 0.94% | |
| Mahindra Rural Housing Finance Ltd. | Corporate Debt | 0.86% | |
| Aditya Birla Housing Finance Ltd. | Corporate Debt | 0.86% | |
| 6.48% CGL 2035 | Government Securities | 0.83% | |
| Mahindra Rural Housing Finance Ltd. | Corporate Debt | 0.78% | |
| Bharti Telecom Ltd. | Corporate Debt | 0.70% | |
| LIC Housing Finance Ltd. | Corporate Debt | 0.69% | |
| REC Ltd. | Corporate Debt | 0.69% | |
| HDB Financial Services Ltd. | Corporate Debt | 0.68% | |
| Small Industries Development Bank of India | Corporate Debt | 0.68% | |
| Godrej Seeds & Genetics Ltd. | Corporate Debt | 0.68% | |
| Bajaj Auto Credit Ltd. | Corporate Debt | 0.68% | |
| Godrej Seeds & Genetics Ltd. | Corporate Debt | 0.68% | |
| Mahindra Rural Housing Finance Ltd. | Corporate Debt | 0.68% | |
| Small Industries Development Bank of India | Certificate of Deposit | 0.64% | |
| HDFC Bank Ltd. | Certificate of Deposit | 0.64% | |
| National Bank for Agriculture and Rural Development | Certificate of Deposit | 0.64% | |
| Tata Housing Development Co. Ltd. | Corporate Debt | 0.58% | |
| 6.84% State Government of Tamil Nadu 2029 | Government Securities | 0.51% | |
| Punjab National Bank | Certificate of Deposit | 0.48% | |
| Godrej Seeds & Genetics Ltd. | Corporate Debt | 0.44% | |
| Godrej Seeds & Genetics Ltd. | Corporate Debt | 0.44% | |
| Godrej Seeds & Genetics Ltd. | Corporate Debt | 0.44% | |
| Godrej Seeds & Genetics Ltd. | Corporate Debt | 0.44% | |
| TVS Credit Services Ltd. | Corporate Debt | 0.35% | |
| Nexus Select Trust | Corporate Debt | 0.34% | |
| Tata Capital Housing Finance Ltd. | Corporate Debt | 0.34% | |
| Corporate Debt Market Development Fund-A2 | Alternative Investment Fund | 0.34% | |
| Phoenix Arc Pvt. Ltd. | Corporate Debt | 0.34% | |
| 6.86% State Government of Karnataka 2030 | Government Securities | 0.34% | |
| Power Finance Corporation Ltd. | Corporate Debt | 0.31% | |
| Torrent Power Ltd. | Corporate Debt | 0.24% | |
| 7.29% State Government of Chhattisgarh 2030 | Government Securities | 0.23% | |
| Tata Capital Housing Finance Ltd. | Corporate Debt | 0.17% | |
| Aditya Birla Capital Ltd. | Corporate Debt | 0.17% | |
| TREPS | Cash & Cash Equivalents and Net Assets | 0.11% | |
| 6.75% State Government of Rajasthan 2030 | Government Securities | 0.07% | |
| 7.66% State Government of Tamil Nadu 2033 | Government Securities | 0.01% | |
| GOI 15.06.2027 GOV | Government Securities | 0.01% | |
| 7.17% State Government of Tamil Nadu 2033 | Government Securities | 0.00% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Short Duration.
To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
The scheme benchmark is the CRISIL Short Duration Debt Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.29%
3-year: 6.93%
5-year: 5.8%
Top holdings include names such as:
The NAV is around ₹33.18 (approx.) for the SBI Short Term Debt Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹14,580 Cr.
The expense ratio for the Regular Plan is 0.85.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Mansi Sajeja
This fund is suitable for investors with a Moderate risk tolerance.
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