Debt Floating Rate Moderate Risk Fund Manager: Vikash Agarwal
Debt Floating Rate Moderate Risk
The primary objective of the scheme is to generate regular income through investment predominantly in floating rate and money market instruments and fixed rate debt instruments.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Floating Rate | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.15% | 0.96% | 2.04% | 3.45% | 6.02% | 7.38% | 7.42% | 6.76% | 6.26% | 7% | 7.43% |
| Category returns | 0.23% | 1.25% | 2.42% | 3.76% | 6.02% | 7.4% | 7.43% | 6.89% | 6.29% | 6.92% | N/A |
| Absolute returns | 0.15% | 0.96% | 2.04% | 3.45% | 6.02% | 15.32% | 24.04% | 29.97% | 35.49% | 96.72% | 370.64% |
| Rank within category | 9 | 11 | 11 | 10 | 6 | 8 | 8 | 9 | 8 | 4 | N/A |
| Total Schemes in Category | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 10 | 5 | N/A |
| Floating Rate | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Yearly returns | 9.04% | 5.95% | 5.84% | 9.02% | 11.31% | 3.73% | 3.77% | 7.17% | 8.23% | 7.92% | 0.97% |
| Q1 returns | 2% | 1.3% | 1.75% | 2.55% | 2.25% | 0.19% | 0.96% | 1.52% | 2.1% | 2.17% | 0.64% |
| Q2 returns | 2.14% | 2.12% | 0.05% | 1.83% | 4.32% | 1.37% | -0% | 2.18% | 1.75% | 2.77% | 0.33% |
| Q3 Returns | 2.68% | 1.97% | 1.32% | 2.3% | 1.55% | 1.46% | 1.16% | 1.76% | 2.42% | 1.34% | N/A |
| Q4 Returns | 1.92% | 0.44% | 2.61% | 2.05% | 2.76% | 0.67% | 1.6% | 1.53% | 1.71% | 1.42% | N/A |
Expense ratio: 0.64%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0596772 |
| Beta | 0.3052 |
| Sharpe Ratio | 0.265311 |
| Sortino Ratio | 0.321856 |
| R-Squared | 0.5648 |
| Tracking Error | 0.5496 |
| Downside Risk | 0.7315 |
| Std. Deviation (Annualised) | 1.0372 |
| Floating Rate | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DSP Floater Fund - Regular Plan - Growth | 0.19% | 0.94% | 1.9% | 3.36% | 5.34% | 7.74% | 6.31% | 0% | 6.43% | 350.01 | 0.53 | 0.30 | Moderate |
| HDFC Floating Rate Debt Fund - Growth | 0.34% | 1.24% | 2.55% | 4.03% | 6.46% | 7.67% | 6.59% | 7.18% | 7.74% | 16,415.30 | 0.53 | 0.42 | Moderate |
| ICICI Prudential Floating Interest Fund - Growth | 0.35% | 1.35% | 2.93% | 4.39% | 6.63% | 7.63% | 6.52% | 7.03% | 7.59% | 7,041.01 | 0.86 | 0.38 | Low to Moderate |
| Axis Floater Fund - Regular Plan - Growth | 0.29% | 1.26% | 2.12% | 3.13% | 4.77% | 7.63% | 0% | 0% | 6.58% | 147.28 | 0.49 | 0.16 | Moderate |
| Franklin India Floating Rate Fund - Growth | 0.1% | 1.48% | 2.73% | 3.84% | 6.28% | 7.62% | 6.31% | 6.27% | 5.98% | 287.04 | 0.94 | 0.31 | Moderate |
| Kotak Floating Rate Fund - Regular Plan - Growth | 0.13% | 1.03% | 2.36% | 3.98% | 6.6% | 7.53% | 6.46% | 0% | 6.84% | 3,250.18 | 0.63 | 0.38 | Moderate |
| SBI Floating Rate Debt Fund - Regular plan - Growth | -0.41% | 1.52% | 2.26% | 3.67% | 5.85% | 7.45% | 6.32% | 0% | 6.17% | 686.37 | 0.40 | 0.40 | Moderate |
| Nippon India Floater Fund - Growth Current | 0.15% | 0.96% | 2.04% | 3.45% | 6.02% | 7.42% | 6.26% | 7% | 7.43% | 7,542.12 | 0.64 | 0.27 | Moderate |
| Aditya Birla Sun Life Floating Rate Fund - Growth | 0.44% | 1.33% | 2.7% | 4.19% | 6.44% | 7.42% | 6.45% | 7.12% | 7.87% | 13,682.90 | 0.45 | 0.40 | Low to Moderate |
| Bandhan Floater Fund - Regular Plan - Growth | 0.49% | 1.33% | 2.37% | 3.58% | 5.9% | 7.2% | 5.99% | 0% | 5.92% | 255.01 | 0.77 | 0.18 | Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 4.55% |
| Corporate Debt | 60.96% | |
| Government Securities | 21.83% | |
| PTC & Securitized Debt | 8.16% | |
| Certificate of Deposit | 4.19% | |
| Alternative Investment Fund | 0.32% | |
| Derivatives-Options (Others) | 0.01% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| Net Current Assets | Cash & Cash Equivalents and Net Assets | 3.62% | |
| 7.57% Indian Railway Finance Corporation Limited** | Corporate Debt | 3.32% | |
| 6.54% Government of India | Government Securities | 2.86% | |
| 8.75% LIC Housing Finance Limited** | Corporate Debt | 2.85% | |
| 8.19% Summit Digitel Infrastructure Limited** | Corporate Debt | 2.66% | |
| Sundaram Home Finance Limited** | Corporate Debt | 2.60% | |
| 7.64% National Bank For Agriculture and Rural Development | Corporate Debt | 2.59% | |
| 8.37% State Government Securities | Government Securities | 2.41% | |
| 8.54% REC Limited** | Corporate Debt | 2.19% | |
| 7.45% Bharti Telecom Limited | Corporate Debt | 1.96% | |
| 7.79% Small Industries Dev Bank of India** | Corporate Debt | 1.66% | |
| Siddhivinayak Securitisation Trust** | PTC & Securitized Debt | 1.63% | |
| Radhakrishna Securitisation Trust** | PTC & Securitized Debt | 1.62% | |
| 7.45% Power Finance Corporation Limited | Corporate Debt | 1.59% | |
| India Universal Trust** | PTC & Securitized Debt | 1.55% | |
| 6.89% State Government Securities | Government Securities | 1.43% | |
| 7.27% State Government Securities | Government Securities | 1.40% | |
| Shivshakti Securitisation Trust** | PTC & Securitized Debt | 1.37% | |
| 8.18% Mahindra & Mahindra Financial Services Limited** | Corporate Debt | 1.33% | |
| 8.28% SMFG India Credit Company Limited** | Corporate Debt | 1.33% | |
| 8.05% Toyota Financial Services India Limited** | Corporate Debt | 1.33% | |
| 7.9% Aditya Birla Housing Finance Limited** | Corporate Debt | 1.33% | |
| 7.09% State Government Securities | Government Securities | 1.32% | |
| 7.75% Bharti Telecom Limited** | Corporate Debt | 1.32% | |
| 6.74% Small Industries Dev Bank of India | Corporate Debt | 1.30% | |
| 6.88% State Government Securities | Government Securities | 1.30% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 1.25% | |
| 7.61% Kotak Mahindra Investments Limited** | Corporate Debt | 1.25% | |
| 7.68% Indian Railway Finance Corporation Limited** | Corporate Debt | 1.13% | |
| 7.88% Poonawalla Fincorp Limited** | Corporate Debt | 1.12% | |
| 7.17% State Government Securities | Government Securities | 1.11% | |
| 8.14% State Government Securities | Government Securities | 1.09% | |
| 7.9% Sikka Ports and Terminals Limited** | Corporate Debt | 1.08% | |
| 7.47% Small Industries Dev Bank of India | Corporate Debt | 1.06% | |
| 8.7% REC Limited** | Corporate Debt | 1.02% | |
| India Universal Trust** | PTC & Securitized Debt | 1.02% | |
| 7.44% Small Industries Dev Bank of India | Corporate Debt | 0.99% | |
| 7.48% National Bank For Agriculture and Rural Development | Corporate Debt | 0.99% | |
| 7.53% Poonawalla Fincorp Limited** | Corporate Debt | 0.99% | |
| 7.38% Aditya Birla Capital Limited** | Corporate Debt | 0.99% | |
| 7.19% JIO Credit Limited** | Corporate Debt | 0.98% | |
| 6.82% Government of India | Government Securities | 0.97% | |
| 7.51% Small Industries Dev Bank of India** | Corporate Debt | 0.93% | |
| 8.2% Aditya Birla Housing Finance Limited** | Corporate Debt | 0.91% | |
| India Universal Trust** | PTC & Securitized Debt | 0.90% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 0.90% | |
| 7.89% Summit Digitel Infrastructure Limited** | Corporate Debt | 0.80% | |
| 7.4% Summit Digitel Infrastructure Limited** | Corporate Debt | 0.79% | |
| 8.32% State Government Securities | Government Securities | 0.76% | |
| 7.94% Aditya Birla Capital Limited** | Corporate Debt | 0.73% | |
| GOI Strips (MD 15/04/2029) | Government Securities | 0.71% | |
| 9% Power Finance Corporation Limited** | Corporate Debt | 0.68% | |
| 8.05% Tata Capital Housing Finance Limited** | Corporate Debt | 0.67% | |
| 8.25% Mahindra & Mahindra Financial Services Limited** | Corporate Debt | 0.67% | |
| 7.9% Jamnagar Utilities & Power Private Limited** | Corporate Debt | 0.67% | |
| 7.98% Bajaj Finance Limited** | Corporate Debt | 0.67% | |
| 8.25% Nomura Fixed Inc Securities Pvt Ltd** | Corporate Debt | 0.67% | |
| 7.87% IndiGrid Infrastructure Trust** | Corporate Debt | 0.66% | |
| 7.86% Aditya Birla Housing Finance Limited** | Corporate Debt | 0.66% | |
| 8.55% Nomura Capital India Pvt Limited** | Corporate Debt | 0.66% | |
| 7.4% Export Import Bank of India** | Corporate Debt | 0.66% | |
| 7.44% National Bank For Agriculture and Rural Development** | Corporate Debt | 0.66% | |
| 6.98% State Government Securities | Government Securities | 0.66% | |
| 7.22% Small Industries Dev Bank of India | Corporate Debt | 0.66% | |
| 6.90% GOI Strips (c)-MD(15/10/29) | Government Securities | 0.66% | |
| 6.64% Housing & Urban Development Corporation Limited** | Corporate Debt | 0.65% | |
| 7.17% State Government Securities | Government Securities | 0.63% | |
| Canara Bank** | Certificate of Deposit | 0.63% | |
| 7.07% State Government Securities | Government Securities | 0.62% | |
| Canara Bank** | Certificate of Deposit | 0.62% | |
| HDFC Bank Limited | Certificate of Deposit | 0.62% | |
| 7.17% Government of India | Government Securities | 0.60% | |
| 7.96% Pipeline Infrastructure Private Limited** | Corporate Debt | 0.59% | |
| 7.96% Pipeline Infrastructure Private Limited** | Corporate Debt | 0.59% | |
| 8.85% Power Finance Corporation Limited** | Corporate Debt | 0.55% | |
| 8.36% Toyota Financial Services India Limited** | Corporate Debt | 0.53% | |
| 7.62% National Bank For Agriculture and Rural Development | Corporate Debt | 0.53% | |
| 7.04% State Government Securities | Government Securities | 0.53% | |
| 8.45% Indian Railway Finance Corporation Limited** | Corporate Debt | 0.50% | |
| 7.17% State Government Securities | Government Securities | 0.46% | |
| National Bank For Agriculture and Rural Development** | Certificate of Deposit | 0.44% | |
| 7.87% Summit Digitel Infrastructure Limited** | Corporate Debt | 0.40% | |
| 7.7% National Bank For Agriculture and Rural Development** | Corporate Debt | 0.40% | |
| 7.18% State Government Securities | Government Securities | 0.40% | |
| 8.08% State Government Securities | Government Securities | 0.34% | |
| 8.08% State Government Securities | Government Securities | 0.34% | |
| 8.6% REC Limited** | Corporate Debt | 0.34% | |
| 7.86% State Government Securities | Government Securities | 0.34% | |
| 8.05% Bajaj Housing Finance Limited** | Corporate Debt | 0.33% | |
| 7.7% Nuclear Power Corporation Of India Limited** | Corporate Debt | 0.33% | |
| 7.59% National Housing Bank** | Corporate Debt | 0.33% | |
| 7.45% Indian Railway Finance Corporation Limited** | Corporate Debt | 0.33% | |
| 7.49% Small Industries Dev Bank of India | Corporate Debt | 0.33% | |
| 7.18% State Government Securities | Government Securities | 0.33% | |
| 7.08% Indian Railway Finance Corporation Limited** | Corporate Debt | 0.33% | |
| 7.55% L&T Metro Rail (Hyderabad) Limited | Corporate Debt | 0.32% | |
| Corporate Debt Market Development Fund Class A2 | Alternative Investment Fund | 0.32% | |
| Small Industries Dev Bank of India** | Certificate of Deposit | 0.31% | |
| Union Bank of India** | Certificate of Deposit | 0.31% | |
| 7.63% State Government Securities | Government Securities | 0.27% | |
| 8% Tata Capital Housing Finance Limited** | Corporate Debt | 0.13% | |
| 7.17% State Government Securities | Government Securities | 0.13% | |
| National Highways Infra Trust** | Corporate Debt | 0.13% | |
| National Highways Infra Trust** | Corporate Debt | 0.12% | |
| 5.63% GOI Strips (MD 12/04/2026) | Government Securities | 0.08% | |
| India Universal Trust** | PTC & Securitized Debt | 0.07% | |
| 7.29% Kotak Mahindra Investments Limited** | Corporate Debt | 0.07% | |
| 7.13% State Government Securities | Government Securities | 0.06% | |
| Cash Margin - CCIL | Cash & Cash Equivalents and Net Assets | 0.03% | |
| 8.38% State Government Securities | Government Securities | 0.03% | |
| Interest Rate Swaps Pay Fix Receive Floating (26/08/2027) (FV 7500 Lacs) | Derivatives-Options (Others) | 0.01% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Floating Rate.
The primary objective of the scheme is to generate regular income through investment predominantly in floating rate and money market instruments and fixed rate debt instruments.
The scheme benchmark is the Nifty Short Duration Debt Index
It is classified as Moderate Risk, suitable for investors with a Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.02%
3-year: 7.44%
5-year: 6.26%
Top holdings include names such as:
The NAV is around ₹47.06 (approx.) for the Nippon India Floater Fund - Growth.
The fund’s AUM is approximately ₹7,542 Cr.
The expense ratio for the Regular Plan is 0.64.
Nil.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Vikash Agarwal
This fund is suitable for investors with a Moderate risk tolerance.
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