Debt Overnight Fund Low Risk Fund Managers: Deepak Agrawal, Sunil Pandey
Debt Overnight Fund Low Risk
The primary objective of the Scheme is to generate income through in income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent).
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Overnight Fund | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.45% | 1.25% | 2.59% | 3.96% | 5.4% | 5.97% | 6.21% | 6% | 5.43% | 0% | 5.06% |
| Category returns | 0.44% | 1.23% | 2.56% | 3.93% | 5.35% | 5.93% | 6.18% | 6% | 5.43% | 5.39% | N/A |
| Absolute returns | 0.45% | 1.25% | 2.59% | 3.96% | 5.39% | 12.3% | 19.84% | 26.29% | 30.29% | 0% | 42.91% |
| Rank within category | 12 | 11 | 13 | 14 | 10 | 9 | 13 | 14 | 15 | 4 | N/A |
| Total Schemes in Category | 37 | 37 | 37 | 36 | 35 | 34 | 32 | 28 | 27 | 3 | N/A |
| Overnight Fund | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Yearly returns | N/A | 3.28% | 3.07% | 4.59% | 6.59% | 6.63% | 5.74% | 1.35% |
| Q1 returns | N/A | 1.09% | 0.72% | 0.81% | 1.54% | 1.63% | 1.57% | 1.25% |
| Q2 returns | 1.44% | 0.69% | 0.76% | 0.97% | 1.6% | 1.62% | 1.4% | 0.1% |
| Q3 Returns | 1.34% | 0.74% | 0.75% | 1.25% | 1.6% | 1.61% | 1.33% | N/A |
| Q4 Returns | 1.2% | 0.72% | 0.8% | 1.48% | 1.69% | 1.61% | 1.32% | N/A |
Expense ratio: 0.16%
Inclusive of GST
Exit load
Nil
| Alpha | -0.0124368 |
| Beta | 0.8347 |
| Sharpe Ratio | -0.706352 |
| Sortino Ratio | -0.175427 |
| R-Squared | 0.8678 |
| Tracking Error | 0.0215 |
| Downside Risk | 0 |
| Std. Deviation (Annualised) | 0.1833 |
| Overnight Fund | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank of India Overnight Fund - Regular Plan - Growth | 0.46% | 1.27% | 2.65% | 4.06% | 5.54% | 6.35% | 5.58% | 0% | 5.15% | 36.67 | 0.10 | -0.48 | Low |
| Quant Overnight Fund - Regular Plan - Growth | 0.42% | 1.17% | 2.45% | 3.8% | 5.2% | 6.34% | 0% | 0% | 6.34% | 55.92 | 0.24 | -0.29 | Low |
| Axis Overnight Fund - Regular Plan - Growth | 0.45% | 1.26% | 2.62% | 4.01% | 5.46% | 6.28% | 5.51% | 0% | 5.11% | 7,849.19 | 0.10 | -0.59 | Low |
| UTI Overnight Fund - Regular Plan - Growth | 0.45% | 1.25% | 2.6% | 3.98% | 5.41% | 6.24% | 5.48% | 5.53% | 5.97% | 2,972.77 | 0.12 | -0.66 | Low |
| Invesco India Overnight Fund - Regular Plan - Growth | 0.45% | 1.25% | 2.59% | 3.97% | 5.4% | 6.24% | 5.46% | 0% | 5.01% | 331.70 | 0.12 | -0.66 | Low |
| Nippon India Overnight Fund - Regular Plan - Growth | 0.45% | 1.25% | 2.59% | 3.96% | 5.4% | 6.22% | 5.45% | 0% | 5.1% | 3,903.12 | 0.16 | -0.68 | Low |
| Franklin India Overnight Fund - Growth | 0.46% | 1.27% | 2.64% | 4.02% | 5.47% | 6.22% | 5.45% | 0% | 5% | 527.07 | 0.11 | -0.74 | Low |
| DSP Overnight Fund - Regular Plan - Growth | 0.45% | 1.25% | 2.59% | 3.96% | 5.4% | 6.22% | 5.46% | 0% | 5.12% | 2,254.63 | 0.13 | -0.67 | Low to Moderate |
| Baroda BNP Paribas Overnight Fund - Regular Plan - Growth | 0.44% | 1.24% | 2.59% | 3.96% | 5.4% | 6.22% | 5.46% | 0% | 5.06% | 389.24 | 0.13 | -0.69 | Low |
| Kotak Overnight Fund - Regular Plan - Growth Current | 0.45% | 1.25% | 2.59% | 3.96% | 5.4% | 6.21% | 5.43% | 0% | 5.06% | 5,066.85 | 0.16 | -0.71 | Low |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Cash & Cash Equivalents and Net Assets | 95.37% |
| Treasury Bills | 4.63% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| The Clearing Corporation of India Limited | Cash & Cash Equivalents and Net Assets | 63.49% | |
| AMC REPO CLEARING LTD | Cash & Cash Equivalents and Net Assets | 22.99% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 7.25% | |
| 364 DAYS TREASURY BILL 16/04/2026 | Treasury Bills | 1.97% | |
| Net Current Assets/(Liabilities) | Cash & Cash Equivalents and Net Assets | 1.65% | |
| 91 DAYS TREASURY BILL 23/04/2026 | Treasury Bills | 0.98% | |
| 364 DAYS TREASURY BILL 23/04/2026 | Treasury Bills | 0.98% | |
| 182 DAYS TREASURY BILL 09/04/2026 | Treasury Bills | 0.69% | |
| Total | 100.00% |
Mr. Deepak Agrawal's career has started from Kotak AMC when he joined the organization in December 2002, where he was initially in Research, Dealing and then moved into Fund Management from November 2006.
RETURNS
It is an Open ended scheme that primarily invests in Overnight Fund.
The primary objective of the Scheme is to generate income through in income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent).
The scheme benchmark is the Nifty 1D Rate Index
It is classified as Low Risk, suitable for investors with a Low risk appetite.
Returns Delivered by the funds are as follows:
1-year: 5.39%
3-year: 6.21%
5-year: 5.43%
Top holdings include names such as:
The NAV is around ₹1,429.08 (approx.) for the Kotak Overnight Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹5,067 Cr.
The expense ratio for the Regular Plan is 0.16.
Nil.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹1000. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Deepak Agrawal, Sunil Pandey
This fund is suitable for investors with a Low risk tolerance.
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