Debt Index Funds Low to Moderate Risk Fund Manager: Abhishek Bisen
Debt Index Funds Low to Moderate Risk
The investment objective of the scheme is to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL IBX AAA Financial Services Index - Sep 2027 which seeks to track the performance of AAA issuers from the financial services sector maturing near
target date of the index.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -0.03% | 0.81% | 2.13% | 3.77% | 6.66% | 0% | 0% | 0% | 0% | 0% | 7.46% |
| Category returns | -0.14% | 0.82% | 2.02% | 3.18% | 5.84% | 7.21% | 7.12% | 6.38% | 5.95% | 0% | N/A |
| Absolute returns | 0.17% | 1.01% | 2.32% | 3.96% | 6.66% | 0% | 0% | 0% | 0% | 0% | 12.13% |
| Rank within category | 60 | 65 | 58 | 46 | 10 | 80 | 78 | 19 | 4 | 1 | N/A |
| Total Schemes in Category | 105 | 103 | 103 | 100 | 97 | 79 | 77 | 18 | 3 | 0 | N/A |
| Index Funds | 2024 | 2025 | 2026 |
|---|---|---|---|
| Yearly returns | N/A | 8.27% | 1.02% |
| Q1 returns | N/A | 2.1% | 0.81% |
| Q2 returns | N/A | 2.76% | 0.21% |
| Q3 Returns | N/A | 1.67% | N/A |
| Q4 Returns | 1.99% | 1.51% | N/A |
Expense ratio: 0.4%
Inclusive of GST
Exit load
0.25% on or before 30D, Nil after 30D
| Alpha | 0.105646 |
| Beta | 0.301 |
| Sharpe Ratio | 0.244556 |
| Sortino Ratio | 0.309104 |
| R-Squared | 0.5508 |
| Tracking Error | 0.567 |
| Downside Risk | 0.3838 |
| Std. Deviation (Annualised) | 1.0601 |
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Invesco India Nifty G-sec Sep 2032 Index Fund - Regular Plan - Growth | -0.48% | 0.86% | 1.23% | 2.18% | 4.78% | 7.67% | 0% | 0% | 7.83% | 47.52 | 0.29 | 0.15 | Moderate |
| Bandhan CRISIL IBX Gilt April 2032 Index Fund - Regular Plan - Growth | -0.54% | 0.82% | 1.17% | 2.09% | 4.66% | 7.53% | 0% | 0% | 7.82% | 431.56 | 0.47 | 0.16 | Moderate |
| Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund - Regular Plan - Growth | -0.81% | 0.9% | 1.58% | 1.61% | 3.93% | 7.51% | 0% | 0% | 7.53% | 421.87 | 0.28 | 0.14 | Moderate |
| ICICI Prudential Nifty G-Sec Dec 2030 Index Fund - Regular Plan - Growth | -0.39% | 0.59% | 1.29% | 2.46% | 5.12% | 7.43% | 0% | 0% | 7.83% | 811.62 | 0.33 | 0.17 | Moderate |
| SBI CRISIL IBX Gilt Index - June 2036 Fund - Regular Plan - Growth | -0.85% | 0.48% | 1.08% | 1.34% | 3.14% | 7.43% | 0% | 0% | 7.89% | 2,628.61 | 0.50 | 0.13 | Moderate |
| SBI CRISIL IBX Gilt Index - April 2029 Fund - Regular Plan - Growth | -0% | 0.7% | 1.92% | 3.25% | 5.95% | 7.43% | 0% | 0% | 7.75% | 1,953.51 | 0.43 | 0.20 | Low to Moderate |
| Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund - Regular Plan - Growth | -0.71% | 0.2% | 1.57% | 2.54% | 5.71% | 7.37% | 0% | 0% | 7.48% | 316.79 | 0.39 | 0.22 | Low to Moderate |
| Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - Growth | -0.63% | 0.41% | 0.97% | 1.8% | 4.18% | 7.34% | 0% | 0% | 7.87% | 223.94 | 0.40 | 0.15 | Moderate |
| ICICI Prudential Nifty SDL Dec 2028 Index Fund - Regular Plan - Growth | -0.8% | 0.16% | 1.66% | 2.54% | 5.59% | 7.31% | 0% | 0% | 7.7% | 835.50 | 0.37 | 0.22 | Low to Moderate |
| Kotak CRISIL-IBX AAA Financial Services Index - Sep 2027 Fund - Regular Plan - Growth Current | -0.03% | 0.81% | 2.13% | 3.77% | 6.66% | 0% | 0% | 0% | 7.46% | 524.43 | 0.40 | 0.24 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 98.08% |
| Cash & Cash Equivalents and Net Assets | 1.92% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.7% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** | Corporate Debt | 12.42% | |
| 7.65% HDB FINANCIAL SERVICES LTD.** | Corporate Debt | 9.04% | |
| 8.35% AXIS Finance Ltd.** | Corporate Debt | 8.86% | |
| 8.17% ADITYA BIRLA HOUSING FINANCE LTD** | Corporate Debt | 8.62% | |
| 8.12% BAJAJ FINANCE LTD.** | Corporate Debt | 8.61% | |
| 8% TATA CAPITAL LTD.** | Corporate Debt | 7.65% | |
| 6.9% LIC HOUSING FINANCE LTD. | Corporate Debt | 7.55% | |
| 7.99% Kotak Mahindra Prime Ltd.** | Corporate Debt | 6.69% | |
| 7.9% Mahindra & Mahindra Financial Services Ltd.** | Corporate Debt | 5.33% | |
| 8.1% BAJAJ HOUSING FINANCE LTD.** | Corporate Debt | 4.79% | |
| 7.59% National Housing Bank** | Corporate Debt | 3.82% | |
| 7.9% LIC HOUSING FINANCE LTD.** | Corporate Debt | 2.87% | |
| 7.84% LIC HOUSING FINANCE LTD.** | Corporate Debt | 2.87% | |
| 7.59% National Housing Bank** | Corporate Debt | 2.87% | |
| 7.68% TATA CAPITAL LTD.** | Corporate Debt | 2.85% | |
| 7.8% TATA CAPITAL HOUSING FINANCE LTD.** | Corporate Debt | 1.91% | |
| Net Current Assets/(Liabilities) | Cash & Cash Equivalents and Net Assets | 1.81% | |
| 7.56% REC LTD** | Corporate Debt | 0.95% | |
| 8.24% L & T FINANCE LTD.** | Corporate Debt | 0.38% | |
| Triparty Repo | Cash & Cash Equivalents and Net Assets | 0.11% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Index Funds.
The investment objective of the scheme is to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL IBX AAA Financial Services Index - Sep 2027 which seeks to track the performance of AAA issuers from the financial services sector maturing near
target date of the index.
The scheme benchmark is the CRISIL IBX AAA Financial Services Index - Sep 2027
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.66%
3-year: 0%
5-year: 0%
Top holdings include names such as:
The NAV is around ₹11.21 (approx.) for the Kotak CRISIL-IBX AAA Financial Services Index - Sep 2027 Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹524 Cr.
The expense ratio for the Regular Plan is 0.4.
0.25% on or before 30D, Nil after 30D.
Minimum SIP starts at ₹100.
The minimum lump sum investment is ₹100. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Abhishek Bisen
This fund is suitable for investors with a Low to Moderate risk tolerance.
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