Debt Index Funds Low to Moderate Risk Fund Managers: Dhawal Dalal, Hetul Raval
Debt Index Funds Low to Moderate Risk
The investment objective of the scheme is to replicate CRISIL IBX AAA Financial Services - Jan 2028 Index by investing in AAA rated financial services corporate bond issuers maturing on or before January 2028, subject to tracking errors.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | -0.13% | 0.71% | 2.08% | 3.77% | 6.69% | 0% | 0% | 0% | 0% | 0% | 7.27% |
| Category returns | -0.14% | 0.82% | 2.02% | 3.18% | 5.84% | 7.21% | 7.12% | 6.38% | 5.95% | 0% | N/A |
| Absolute returns | 0.09% | 0.93% | 2.28% | 4.01% | 6.69% | 0% | 0% | 0% | 0% | 0% | 10.24% |
| Rank within category | 63 | 67 | 63 | 45 | 7 | 80 | 78 | 19 | 4 | 1 | N/A |
| Total Schemes in Category | 105 | 103 | 103 | 100 | 97 | 79 | 77 | 18 | 3 | 0 | N/A |
| Index Funds | 2024 | 2025 | 2026 |
|---|---|---|---|
| Yearly returns | N/A | 8.47% | 1% |
| Q1 returns | N/A | 2.17% | 0.76% |
| Q2 returns | N/A | 2.81% | 0.24% |
| Q3 Returns | N/A | 1.72% | N/A |
| Q4 Returns | N/A | 1.52% | N/A |
Expense ratio: 0.37%
Inclusive of GST
Exit load
0.10% upto 30D, Nil after 30D
| Alpha | 0.109386 |
| Beta | 0.3582 |
| Sharpe Ratio | 0.178355 |
| Sortino Ratio | 0.279497 |
| R-Squared | 0.6541 |
| Tracking Error | 0.5564 |
| Downside Risk | 0.4826 |
| Std. Deviation (Annualised) | 1.2302 |
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Invesco India Nifty G-sec Sep 2032 Index Fund - Regular Plan - Growth | -0.48% | 0.86% | 1.23% | 2.18% | 4.78% | 7.67% | 0% | 0% | 7.83% | 47.52 | 0.29 | 0.15 | Moderate |
| Bandhan CRISIL IBX Gilt April 2032 Index Fund - Regular Plan - Growth | -0.54% | 0.82% | 1.17% | 2.09% | 4.66% | 7.53% | 0% | 0% | 7.82% | 431.56 | 0.47 | 0.16 | Moderate |
| Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund - Regular Plan - Growth | -0.81% | 0.9% | 1.58% | 1.61% | 3.93% | 7.51% | 0% | 0% | 7.53% | 421.87 | 0.28 | 0.14 | Moderate |
| ICICI Prudential Nifty G-Sec Dec 2030 Index Fund - Regular Plan - Growth | -0.39% | 0.59% | 1.29% | 2.46% | 5.12% | 7.43% | 0% | 0% | 7.83% | 811.62 | 0.33 | 0.17 | Moderate |
| SBI CRISIL IBX Gilt Index - June 2036 Fund - Regular Plan - Growth | -0.85% | 0.48% | 1.08% | 1.34% | 3.14% | 7.43% | 0% | 0% | 7.89% | 2,628.61 | 0.50 | 0.13 | Moderate |
| SBI CRISIL IBX Gilt Index - April 2029 Fund - Regular Plan - Growth | -0% | 0.7% | 1.92% | 3.25% | 5.95% | 7.43% | 0% | 0% | 7.75% | 1,953.51 | 0.43 | 0.20 | Low to Moderate |
| Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund - Regular Plan - Growth | -0.71% | 0.2% | 1.57% | 2.54% | 5.71% | 7.37% | 0% | 0% | 7.48% | 316.79 | 0.39 | 0.22 | Low to Moderate |
| Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Regular Plan - Growth | -0.63% | 0.41% | 0.97% | 1.8% | 4.18% | 7.34% | 0% | 0% | 7.87% | 223.94 | 0.40 | 0.15 | Moderate |
| ICICI Prudential Nifty SDL Dec 2028 Index Fund - Regular Plan - Growth | -0.8% | 0.16% | 1.66% | 2.54% | 5.59% | 7.31% | 0% | 0% | 7.7% | 835.50 | 0.37 | 0.22 | Low to Moderate |
| Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund - Regular Plan - Growth Current | -0.13% | 0.71% | 2.08% | 3.77% | 6.69% | 0% | 0% | 0% | 7.27% | 102.44 | 0.37 | 0.18 | Low to Moderate |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 95.83% |
| Cash & Cash Equivalents and Net Assets | 4.17% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 8.3721% KOTAK MAH INVEST NCD R 20-08-27** | Corporate Debt | 9.83% | |
| 8.29% AXIS FIN SR 01 NCD R 19-08-27** | Corporate Debt | 9.80% | |
| 7.92% ADITYA BIRLA CAP NCD RED 27-12-27** | Corporate Debt | 9.77% | |
| 8.01% MAH & MAH FIN SR RED 24-12-2027** | Corporate Debt | 9.77% | |
| 7.712% TATA CAP HSG FIN SR D 14-01-2028** | Corporate Debt | 9.76% | |
| 7.7951% BAJAJ FIN LTD NCD RED 10-12-2027** | Corporate Debt | 9.75% | |
| 7.98% BAJAJ HOUSING FIN NCD RED 18-11-27** | Corporate Debt | 4.90% | |
| 7.74% PFC SR 172 NCD RED 29-01-2028** | Corporate Debt | 4.90% | |
| 7.70% RECL NCD SR156 RED 10-12-2027** | Corporate Debt | 4.90% | |
| 7.59%NATIONAL HOUSING BANK NCD 08-09-27** | Corporate Debt | 4.89% | |
| 7.62% NABARD NCD SR 23I RED 31-01-2028** | Corporate Debt | 4.89% | |
| 7.68% TATA CAPITAL LTD NCD 07-09-2027** | Corporate Debt | 4.87% | |
| 7.65% HDB FIN SERV NCD 10-09-27** | Corporate Debt | 4.87% | |
| Accrued Interest | Cash & Cash Equivalents and Net Assets | 3.00% | |
| 7.74% LIC HSG TR448 NCD 22-10-27** | Corporate Debt | 2.93% | |
| Clearing Corporation of India Ltd. | Cash & Cash Equivalents and Net Assets | 1.17% | |
| Net Receivables/(Payables) | Cash & Cash Equivalents and Net Assets | -0.01% | |
| Total | 100.00% |
Mr. Dhawal Dalal has over 15 Years of experience in fixed Income , Fund Management, Research and Trading. From jan 2012 he is a Exec. Vice president and Fund Manager of fixed Income. Prior to this he held senior positions in DSP BlackRock Investment Managers Pvt. Ltd. and Merrill Lynch Investment Managers
RETURNS
It is an Open ended scheme that primarily invests in Index Funds.
The investment objective of the scheme is to replicate CRISIL IBX AAA Financial Services - Jan 2028 Index by investing in AAA rated financial services corporate bond issuers maturing on or before January 2028, subject to tracking errors.
The scheme benchmark is the CRISIL-IBX AAA Financial Services Index - Jan 2028
It is classified as Low to Moderate Risk, suitable for investors with a Low to Moderate risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.69%
3-year: 0%
5-year: 0%
Top holdings include names such as:
The NAV is around ₹11.02 (approx.) for the Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹102 Cr.
The expense ratio for the Regular Plan is 0.37.
0.10% upto 30D, Nil after 30D.
Minimum SIP starts at ₹100.
The minimum lump sum investment is ₹100. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund managers: Dhawal Dalal, Hetul Raval
This fund is suitable for investors with a Low to Moderate risk tolerance.
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