The Investment objective of the Scheme is to provide longterm capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors. However, there is no assurance that the investment objective of the Scheme will be achieved.
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NAV Performance
Historical Net Asset Value
-6.03% 1Y Return
≤ 1 year — Absolute; > 1 year — CAGR
Return Calculator
Estimation based on past performance
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Est. Returns
0
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₹ 0(0%)
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Returns and Rankings
Benchmark: Nifty India Consumption - TRI
Sector Funds
1M
3M
6M
9M
1Y
2Y
3Y
4Y
5Y
10Y
ALL
Fund returns
-3.64%
-3.38%
1.24%
0.28%
-6.03%
N/A
N/A
N/A
N/A
N/A
3.18%
Category returns
-4.22%
-3.89%
0.48%
-2.66%
-10.46%
-6.36%
6.06%
8.1%
7.67%
11.51%
N/A
Absolute returns
-3.64%
-3.38%
1.24%
0.28%
-6.03%
N/A
N/A
N/A
N/A
N/A
5.9%
Rank within category
6/25
8/25
9/25
6/24
5/20
N/A
N/A
N/A
N/A
N/A
N/A
≤ 1 year — Absolute; > 1 year — CAGR
Historical Data
Benchmark: Nifty India Consumption - TRI
Sector Funds
2024
2025
2026
Yearly returns
N/A
11.28%
-5.02%
Q1 returns
N/A
-4.79%
-13.99%
Q2 returns
N/A
12.89%
10.95%
Q3 returns
N/A
1.58%
0.09%
Q4 returns
N/A
1.92%
-0.56%
Expense Ratio, Exit Load & Tax
Expense Ratio: 2.72% (Inclusive of GST)
Exit Load
Nil for 10% of investments and 1% for remaining investments or or before 12M, Nil after 12M
Nitin holds a Bachelor's degree in Management Studies from Ramniranjan Jhunjhunwala College (2004) and a Master's degree in Finance from The Institute of Chartered Financial Analysts of India (ICFAI) (2010). With 20 years of overall experience, in Equity Research and Fund Management, Nitin has been a valuable member of Bank of India Investment Managers Private Limited for over two years. Throughout his career, he has also worked with prominent organizations such as Invesco Mutual Fund, IFCI Financial Services, B&K Securities, SKP Securities Ltd., and NDA Securities Ltd.
It is an Open ended scheme that primarily invests in Sector Funds.
The Investment objective of the Scheme is to provide longterm capital appreciation from an actively managed portfolio of equity and equity related securities of companies engaged in consumption and consumption related sector or allied sectors. However, there is no assurance that the investment objective of the Scheme will be achieved.
The scheme benchmark is the Nifty India Consumption - TRI.
It is classified as Very High Risk.
1-year: -6.03% | 3-year: N/A (scheme is younger than 3 years) | 5-year: N/A (scheme is younger than 5 years)
Top holdings include:
The NAV is around ₹10.59.
The fund's AUM is approximately ₹346 Cr.
The expense ratio for the Regular Plan is 2.72%.
Nil for 10% of investments and 1% for remaining investments or or before 12M, Nil after 12M.
Minimum SIP starts at ₹1000.
The minimum lump sum investment is ₹5000.
You can start a SIP through the Sharescart platform. Enter KYC details, choose the Regular Growth option, set SIP amount and frequency, and submit.
The fund manager: Nitin Gosar
This fund is suitable for investors with a Very High risk tolerance.
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Mandate Overview
Upto Maximum Amount of
Frequency
As On When Presented
Purpose
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Validity
From21 Oct 2026
To21 Oct 2056
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Bank of India Consumption Fund - Regular Plan - Growth
Very High Risk | Sector Funds | Equity
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Minimum SIP Amount: ₹1000
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Bank of India Consumption Fund - Regular Plan - Growth
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