Debt Index Funds Low Risk Fund Manager: Mohit Sharma
Debt Index Funds Low Risk
The investment objective of the scheme is to track the Nifty SDL Plus PSU Bond Sep 2026 60:40 Index by investing in PSU Bonds and SDLs, maturing on or before September 2026, subject to tracking errors.
Expert-managed portfolios tailored to your financial goals.
Estimation is based on the past performance
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 2Y | 3Y | 4Y | 5Y | 10Y | ALL |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Fund returns | 0.41% | 1.26% | 2.72% | 4.18% | 6.63% | 7.22% | 7.17% | 6.08% | 0% | 0% | 5.76% |
| Category returns | -0.24% | 0.75% | 2.22% | 3.32% | 6.05% | 7.19% | 7.29% | 6.28% | 6.02% | 0% | N/A |
| Absolute returns | 0.41% | 1.26% | 2.72% | 4.18% | 6.63% | 14.97% | 23.1% | 26.67% | 0% | 0% | 28.79% |
| Rank within category | 19 | 20 | 27 | 18 | 41 | 47 | 61 | 15 | 4 | 1 | N/A |
| Total Schemes in Category | 104 | 103 | 103 | 99 | 97 | 79 | 77 | 18 | 3 | 0 | N/A |
| Index Funds | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Yearly returns | N/A | 2.07% | 6.82% | 7.7% | 7.45% | 1.26% |
| Q1 returns | N/A | 0.88% | 1.7% | 1.94% | 2.04% | 1.26% |
| Q2 returns | N/A | -2.19% | 1.9% | 1.84% | 2.35% | N/A |
| Q3 Returns | N/A | 1.52% | 1.33% | 2.1% | 1.42% | N/A |
| Q4 Returns | 0.73% | 1.9% | 1.73% | 1.61% | 1.44% | N/A |
Expense ratio: 0.36%
Inclusive of GST
Exit load
Nil
| Alpha | 0.0431656 |
| Beta | 0.2241 |
| Sharpe Ratio | 0.292589 |
| Sortino Ratio | 0.25252 |
| R-Squared | 0.5978 |
| Tracking Error | 0.5748 |
| Downside Risk | 0.1664 |
| Std. Deviation (Annualised) | 0.7228 |
| Index Funds | 1M | 3M | 6M | 9M | 1Y | 3Y | 5Y | 10Y | ALL | Fund Size (Cr) | Expense Ratio | Sharpe | Risk |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Nifty SDL Dec 2028 Index Fund - Regular Plan - Growth | -0.17% | 0.61% | 2.74% | 2.79% | 6.69% | 7.69% | 0% | 0% | 7.88% | 845.82 | 0.37 | 0.24 | Low to Moderate |
| Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund - Regular Plan - Growth | -0.49% | 0.6% | 2.18% | 3.02% | 6.27% | 7.63% | 0% | 0% | 7.64% | 321.19 | 0.39 | 0.24 | Low to Moderate |
| HDFC NIFTY G-Sec Apr 2029 Index Fund - Regular Plan - Growth | -0.89% | 0.23% | 1.67% | 2.96% | 6.07% | 7.55% | 0% | 0% | 7.86% | 170.76 | 0.36 | 0.24 | Low to Moderate |
| Aditya Birla Sun Life CRISIL IBX Gilt Apr 2029 Index Fund - Regular Plan - Growth | -0.91% | 0.21% | 1.66% | 2.91% | 6.01% | 7.54% | 0% | 0% | 7.89% | 619.61 | 0.38 | 0.25 | Low to Moderate |
| Bandhan CRISIL IBX 90:10 SDL Plus Gilt - April 2032 Index Fund - Regular Plan - Growth | -1.28% | 0.37% | 1.38% | 1.43% | 4.27% | 7.52% | 0% | 0% | 7.42% | 432.09 | 0.28 | 0.17 | Moderate |
| Invesco India Nifty G-sec Sep 2032 Index Fund - Regular Plan - Growth | -1.83% | -0.43% | 0.68% | 1.22% | 4.06% | 7.48% | 0% | 0% | 7.43% | 50.81 | 0.29 | 0.17 | Moderate |
| Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Regular Plan - Growth | -0.23% | 0.55% | 2.64% | 2.62% | 6.51% | 7.47% | 0% | 0% | 7.67% | 29.33 | 0.49 | 0.18 | Low to Moderate |
| ICICI Prudential Nifty SDL Sep 2027 Index Fund - Regular Plan - Growth | 0.26% | 1.25% | 2.83% | 4.05% | 7.06% | 7.46% | 0% | 0% | 6.44% | 1,496.96 | 0.29 | 0.30 | Low to Moderate |
| Axis CRISIL IBX SDL May 2027 Index Fund - Regular Plan - Growth | 0.23% | 1.31% | 2.92% | 4.24% | 7.04% | 7.46% | 0% | 0% | 6.24% | 2,045.15 | 0.29 | 0.31 | Low to Moderate |
| Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund - Regular Plan - Growth Current | 0.41% | 1.26% | 2.72% | 4.18% | 6.63% | 7.17% | 0% | 0% | 5.76% | 8,197.14 | 0.36 | 0.30 | Low |
| Instrument Allocation | Instrument | Assets % |
|---|---|---|
|
|
Corporate Debt | 36.66% |
| Government Securities | 57.74% | |
| Cash & Cash Equivalents and Net Assets | 5.60% |
| Sector Allocation | Sector | Assets % |
|---|---|---|
| Others | 100.00% |
| Name | Sector | Instrument | Assets % |
|---|---|---|---|
| 7.58% National Bank For Agriculture and Rural Development (31/07/2026) ** | Corporate Debt | 7.62% | |
| State Government Securities (28/09/2026) | Government Securities | 5.36% | |
| State Government Securities (13/07/2026) | Government Securities | 5.22% | |
| State Government Securities (11/08/2026) | Government Securities | 4.78% | |
| State Government Securities (14/09/2026) | Government Securities | 4.64% | |
| 7.44% Small Industries Development Bank of India (04/09/2026) | Corporate Debt | 3.85% | |
| 6.09% Power Finance Corporation Limited (27/08/2026) ** | Corporate Debt | 3.70% | |
| State Government Securities (15/06/2026) | Government Securities | 3.38% | |
| 7.77% Power Finance Corporation Limited (15/07/2026) ** | Corporate Debt | 3.06% | |
| Net Receivables / (Payables) | Cash & Cash Equivalents and Net Assets | 2.97% | |
| State Government Securities (13/07/2026) | Government Securities | 2.73% | |
| 7.51% REC Limited (31/07/2026) ** | Corporate Debt | 2.68% | |
| Clearing Corporation of India Limited | Cash & Cash Equivalents and Net Assets | 2.63% | |
| State Government Securities (14/09/2026) | Government Securities | 2.33% | |
| 7.50% National Bank For Agriculture and Rural Development (31/08/2026) | Corporate Debt | 1.87% | |
| 7.10% Export Import Bank of India (18/03/2026) ** | Corporate Debt | 1.83% | |
| 7.56% REC Limited (30/06/2026) ** | Corporate Debt | 1.83% | |
| State Government Securities (13/07/2026) | Government Securities | 1.81% | |
| 7.70% Power Finance Corporation Limited (15/09/2026) ** | Corporate Debt | 1.65% | |
| State Government Securities (15/06/2026) | Government Securities | 1.60% | |
| State Government Securities (13/07/2026) | Government Securities | 1.56% | |
| 7.64% REC Limited (30/06/2026) ** | Corporate Debt | 1.40% | |
| State Government Securities (14/09/2026) | Government Securities | 1.37% | |
| State Government Securities (19/09/2026) | Government Securities | 1.32% | |
| 7.55% Power Finance Corporation Limited (15/07/2026) ** | Corporate Debt | 1.22% | |
| State Government Securities (09/08/2026) | Government Securities | 1.13% | |
| 7.63% Power Finance Corporation Limited (14/08/2026) | Corporate Debt | 1.10% | |
| State Government Securities (15/06/2026) | Government Securities | 0.98% | |
| State Government Securities (28/09/2026) | Government Securities | 0.92% | |
| State Government Securities (25/05/2026) | Government Securities | 0.86% | |
| State Government Securities (09/03/2026) | Government Securities | 0.85% | |
| State Government Securities (13/07/2026) | Government Securities | 0.79% | |
| State Government Securities (15/06/2026) | Government Securities | 0.77% | |
| State Government Securities (29/06/2026) | Government Securities | 0.74% | |
| State Government Securities (15/06/2026) | Government Securities | 0.74% | |
| State Government Securities (28/09/2026) | Government Securities | 0.69% | |
| State Government Securities (28/09/2026) | Government Securities | 0.68% | |
| State Government Securities (14/09/2026) | Government Securities | 0.66% | |
| State Government Securities (09/08/2026) | Government Securities | 0.62% | |
| State Government Securities (15/06/2026) | Government Securities | 0.61% | |
| State Government Securities (20/07/2026) | Government Securities | 0.61% | |
| 7.64% Power Finance Corporation Limited (25/08/2026) ** | Corporate Debt | 0.61% | |
| 7.44% REC Limited (30/04/2026) ** | Corporate Debt | 0.61% | |
| 7.55% Small Industries Development Bank of India (22/09/2026) ** | Corporate Debt | 0.61% | |
| 7.13% Power Finance Corporation Limited (15/07/2026) ** | Corporate Debt | 0.61% | |
| 0% GOI - 22AUG26 STRIPS | Government Securities | 0.59% | |
| State Government Securities (14/09/2026) | Government Securities | 0.59% | |
| State Government Securities (29/06/2026) | Government Securities | 0.55% | |
| 9.46% Power Finance Corporation Limited (01/08/2026) ** | Corporate Debt | 0.55% | |
| State Government Securities (20/05/2026) | Government Securities | 0.55% | |
| State Government Securities (25/05/2026) | Government Securities | 0.55% | |
| 7.70% REC Limited (31/08/2026) | Corporate Debt | 0.55% | |
| State Government Securities (14/09/2026) | Government Securities | 0.49% | |
| State Government Securities (11/05/2026) | Government Securities | 0.45% | |
| State Government Securities (16/06/2026) | Government Securities | 0.43% | |
| State Government Securities (22/04/2026) | Government Securities | 0.38% | |
| 6.35% Power Finance Corporation Limited (30/06/2026) ** | Corporate Debt | 0.36% | |
| State Government Securities (28/09/2026) | Government Securities | 0.31% | |
| State Government Securities (28/08/2026) | Government Securities | 0.31% | |
| 7.56% Power Finance Corporation Limited (16/09/2026) ** | Corporate Debt | 0.31% | |
| Government of India (12/04/2026) | Government Securities | 0.29% | |
| State Government Securities (29/09/2026) | Government Securities | 0.29% | |
| State Government Securities (24/08/2026) | Government Securities | 0.28% | |
| State Government Securities (14/09/2026) | Government Securities | 0.28% | |
| GOI 19MAR26 G-SEC Strips | Government Securities | 0.25% | |
| 0% GOI - 19SEP26 STRIPS | Government Securities | 0.25% | |
| 0% GOI - 12SEP26 STRIPS | Government Securities | 0.24% | |
| 9.45% Power Finance Corporation Limited (01/09/2026) ** | Corporate Debt | 0.23% | |
| State Government Securities (11/05/2026) | Government Securities | 0.21% | |
| State Government Securities (09/08/2026) | Government Securities | 0.18% | |
| State Government Securities (09/08/2026) | Government Securities | 0.18% | |
| State Government Securities (09/08/2026) | Government Securities | 0.18% | |
| State Government Securities (29/06/2026) | Government Securities | 0.18% | |
| State Government Securities (15/06/2026) | Government Securities | 0.18% | |
| State Government Securities (31/03/2026) | Government Securities | 0.18% | |
| State Government Securities (25/05/2026) | Government Securities | 0.14% | |
| 0% GOI - 12MAR26 STRIPS | Government Securities | 0.13% | |
| State Government Securities (14/09/2026) | Government Securities | 0.12% | |
| State Government Securities (09/08/2026) | Government Securities | 0.12% | |
| State Government Securities (24/08/2026) | Government Securities | 0.12% | |
| State Government Securities (22/04/2026) | Government Securities | 0.12% | |
| 7.77% REC Limited (30/09/2026) | Corporate Debt | 0.12% | |
| State Government Securities (09/03/2026) | Government Securities | 0.12% | |
| 7.37% Power Finance Corporation Limited (22/05/2026) | Corporate Debt | 0.12% | |
| State Government Securities (27/07/2026) | Government Securities | 0.11% | |
| 7.62% Export Import Bank of India (01/09/2026) ** | Corporate Debt | 0.10% | |
| State Government Securities (24/08/2026) | Government Securities | 0.10% | |
| State Government Securities (28/09/2026) | Government Securities | 0.06% | |
| State Government Securities (27/07/2026) | Government Securities | 0.06% | |
| Government of India (06/09/2026) | Government Securities | 0.06% | |
| State Government Securities (15/06/2026) | Government Securities | 0.06% | |
| State Government Securities (25/05/2026) | Government Securities | 0.06% | |
| State Government Securities (09/03/2026) | Government Securities | 0.06% | |
| 0% GOI - 17JUN26 STRIPS | Government Securities | 0.05% | |
| 9.09% Indian Railway Finance Corporation Limited (29/03/2026) ** | Corporate Debt | 0.04% | |
| State Government Securities (27/05/2026) | Government Securities | 0.04% | |
| State Government Securities (13/07/2026) | Government Securities | 0.02% | |
| 7.15% Power Finance Corporation Limited (08/09/2026) ** | Corporate Debt | 0.02% | |
| State Government Securities (24/08/2026) | Government Securities | 0.01% | |
| 0% GOI - 02JUL26 STRIPS | Government Securities | 0.01% | |
| Total | 100.00% |
RETURNS
It is an Open ended scheme that primarily invests in Index Funds.
The investment objective of the scheme is to track the Nifty SDL Plus PSU Bond Sep 2026 60:40 Index by investing in PSU Bonds and SDLs, maturing on or before September 2026, subject to tracking errors.
The scheme benchmark is the Nifty SDL Plus PSU Bond Sep 2026 60:40 Index
It is classified as Low Risk, suitable for investors with a Low risk appetite.
Returns Delivered by the funds are as follows:
1-year: 6.63%
3-year: 7.17%
5-year: 0%
Top holdings include names such as:
The NAV is around ₹12.88 (approx.) for the Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund - Regular Plan - Growth.
The fund’s AUM is approximately ₹8,197 Cr.
The expense ratio for the Regular Plan is 0.36.
Nil.
Minimum SIP starts at ₹500.
The minimum lump sum investment is ₹500. Often platforms may require higher in practice, but the statutory minimum remains the same.
You can start a SIP through:
Broker/agent platform like Sharescart.
Enter KYC details, choose the Regular Growth option, set SIP amount/frequency, and submit.
Yes. You can modify your SIP amount or frequency anytime online through the Sharescart platform.
You can redeem online via the Sharescart platform — choose the scheme, select the amount/units, and submit. Proceeds are credited to your bank account.
The fund manager: Mohit Sharma
This fund is suitable for investors with a Low risk tolerance.
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