WEBSITE BSE:0 NSE: Inc. Year: 1993 Industry: Finance - Investment My Bucket: Add Stock
Last updated: 15:46
No Notes Added Yet
Sundaram Finance Ltd is an India-based non-banking finance organisation. The Company is engaged in the business of financing industrial motors, vehicles, creation system and other motors within the retail phase. The Company's segments are Asset Financing and Others. It offers financing for commercial vehicles, automobiles and application motors, tractors and farm equipment, small and medium size enterprise (SMEs) finance and a variety of working capital products for financing diesel, tires, coverage in addition to working capital for SMEs. The ...Read More
Sundaram Finance Ltd is an India-based non-banking finance organisation. The Company is engaged in the business of financing industrial motors, vehicles, creation system and other motors within the retail phase. The Company's segments are Asset Financing and Others. It offers financing for commercial vehicles, automobiles and application motors, tractors and farm equipment, small and medium size enterprise (SMEs) finance and a variety of working capital products for financing diesel, tires, coverage in addition to working capital for SMEs. The Company thru its subsidiaries, gives domestic finance, loans against assets, mutual funds and investment management solutions and quite a number popular insurance services and products. The Company has a presence of over 600 branches. Its subsidiaries consist of Sundaram Finance Holdings Ltd, Sundaram Home Finance Ltd, Sundaram Asset Management Company Ltd and Sundaram Trustee Company Ltd, among others. ...Read Less
Our experts help you choose the right stocks based on performance, risk, and growth potential.
Market Cap ₹8950 Cr.
Stock P/E 116
P/B 1.5
Current Price ₹403
Book Value ₹ 267.2
Face Value 5
52W High ₹701.5
Dividend Yield 1.45%
52W Low ₹ 321
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 24 | 25 | 218 | 43 | 30 | 33 | 49 | 179 | 250 | 258 |
| Other Income | 2 | 2 | 0 | 1 | 2 | 0 | 2 | 2 | 4 | 2 |
| Total Income | 26 | 28 | 218 | 44 | 32 | 33 | 51 | 181 | 255 | 261 |
| Total Expenditure | 11 | 12 | 11 | 9 | 9 | 9 | 12 | 132 | 200 | 210 |
| Operating Profit | 15 | 16 | 207 | 35 | 23 | 24 | 39 | 49 | 55 | 51 |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 7 | 7 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 4 | 4 |
| Profit Before Tax | 14 | 15 | 206 | 34 | 22 | 23 | 38 | 41 | 44 | 40 |
| Provision for Tax | 5 | 3 | 31 | 10 | 8 | 6 | 17 | 20 | 16 | 15 |
| Profit After Tax | 9 | 11 | 176 | 25 | 14 | 17 | 21 | 21 | 28 | 25 |
| Adjustments | 82 | 91 | 94 | 86 | 75 | 88 | 86 | 136 | 72 | 78 |
| Profit After Adjustments | 91 | 102 | 269 | 110 | 89 | 106 | 107 | 157 | 100 | 103 |
| Adjusted Earnings Per Share | 4.1 | 4.6 | 12.1 | 5 | 4 | 4.8 | 4.8 | 7.1 | 4.5 | 4.6 |
| #(Fig in Cr.) | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 68 | 99 | 93 | 59 | 84 | 90 | 291 | 155 | 736 |
| Other Income | 3 | 3 | 6 | 6 | 4 | 4 | 6 | 5 | 10 |
| Total Income | 72 | 103 | 98 | 65 | 88 | 94 | 297 | 160 | 748 |
| Total Expenditure | 47 | 59 | 62 | 49 | 61 | 45 | 48 | 39 | 554 |
| Operating Profit | 24 | 43 | 36 | 16 | 27 | 49 | 249 | 121 | 194 |
| Interest Expense | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 1 | 19 |
| Depreciation | 1 | 1 | 1 | 1 | 4 | 2 | 3 | 3 | 12 |
| Profit Before Tax | 23 | 42 | 35 | 14 | 22 | 47 | 245 | 117 | 163 |
| Provision for Tax | 5 | 12 | 5 | 5 | 5 | 15 | 53 | 40 | 68 |
| Profit After Tax | 18 | 30 | 29 | 10 | 17 | 32 | 192 | 77 | 95 |
| Adjustments | 112 | 107 | 49 | 64 | 146 | 206 | 341 | 335 | 372 |
| Profit After Adjustments | 130 | 137 | 78 | 74 | 163 | 238 | 533 | 412 | 467 |
| Adjusted Earnings Per Share | 8.6 | 9.1 | 5.2 | 4.9 | 7.3 | 10.7 | 24 | 18.6 | 21 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | -47% | 23% | 11% | 0% |
| Operating Profit CAGR | -51% | 65% | 27% | 0% |
| PAT CAGR | -60% | 65% | 22% | 0% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 22% | 68% | 40% | NA% |
| ROE Average | 1% | 2% | 2% | 1% |
| ROCE Average | 2% | 3% | 2% | 2% |
| #(Fig in Cr.) | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 2812 | 2366 | 1857 | 2195 | 3002 | 3570 | 4793 | 5607 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Liability | 4 | 3 | 6 | 10 | 7 | 22 | 21 | 23 |
| Other Liabilities & Provisions | 124 | 84 | 59 | 101 | 87 | 43 | 134 | 207 |
| Total Liabilities | 2940 | 2453 | 1922 | 2306 | 3096 | 3635 | 4948 | 5837 |
| Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 2742 | 2236 | 1685 | 2191 | 2850 | 3103 | 3997 | 4773 |
| Fixed Assets | 6 | 6 | 9 | 10 | 7 | 22 | 20 | 27 |
| Other Loans | 3 | 4 | 5 | 6 | 5 | 10 | 5 | 8 |
| Other Non Current Assets | 3 | 4 | 4 | 2 | 1 | 1 | 1 | 1 |
| Current Assets | 185 | 204 | 219 | 97 | 231 | 479 | 905 | 1006 |
| Total Assets | 2940 | 2453 | 1922 | 2306 | 3096 | 3635 | 4948 | 5837 |
| #(Fig in Cr.) | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 3 | 4 | 5 | 10 | 11 | 14 | 17 | 182 |
| Cash Flow from Operating Activities | 147 | 58 | 62 | 19 | 30 | 100 | 132 | 188 |
| Cash Flow from Investing Activities | -146 | -30 | -11 | -10 | -345 | -25 | 136 | -148 |
| Cash Flow from Financing Activities | -1 | -28 | -46 | -8 | 319 | -73 | -103 | -211 |
| Net Cash Inflow / Outflow | 1 | 1 | 5 | 1 | 3 | 2 | 165 | -171 |
| Closing Cash & Cash Equivalent | 4 | 5 | 10 | 11 | 14 | 17 | 182 | 15 |
| # | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 8.58 | 9.1 | 5.17 | 4.89 | 7.35 | 10.7 | 24 | 18.55 |
| CEPS(Rs) | 1.25 | 2.07 | 2.03 | 0.74 | 0.98 | 1.49 | 8.78 | 3.61 |
| DPS(Rs) | 1.5 | 1.75 | 1.25 | 0.5 | 2.75 | 4 | 7.7 | 5.85 |
| Book NAV/Share(Rs) | 186.07 | 156.56 | 122.91 | 145.27 | 135.16 | 160.73 | 215.79 | 252.43 |
| Net Profit Margin | 26.18 | 30.38 | 31.65 | 16.26 | 20.61 | 34.84 | 65.96 | 49.91 |
| Operating Margin | 34.03 | 42.52 | 37.87 | 24.21 | 27.06 | 52.1 | 84.39 | 76.47 |
| PBT Margin | 33.74 | 42.27 | 37.57 | 23.95 | 26.06 | 51.62 | 83.98 | 75.76 |
| ROA(%) | 0.61 | 1.12 | 1.34 | 0.46 | 0.64 | 0.94 | 4.48 | 1.43 |
| ROE(%) | 0.64 | 1.17 | 1.39 | 0.48 | 0.67 | 0.96 | 4.6 | 1.48 |
| ROCE(%) | 0.83 | 1.63 | 1.66 | 0.71 | 0.87 | 1.43 | 5.88 | 2.27 |
| Price/Earnings(x) | 32.16 | 8.34 | 7.14 | 13.82 | 9.43 | 7.37 | 8.32 | 16.52 |
| Price/Book(x) | 1.48 | 0.48 | 0.3 | 0.46 | 0.51 | 0.49 | 0.93 | 1.21 |
| Dividend Yield(%) | 0.48 | 2.05 | 3.01 | 0.66 | 3.97 | 5.07 | 3.86 | 1.91 |
| EV/Net Sales(x) | 68.63 | 12.92 | 6.68 | 19.14 | 18.17 | 19.18 | 14.59 | 43.94 |
| EV/Core EBITDA(x) | 193.05 | 29.68 | 16.98 | 71.62 | 56.25 | 35.59 | 17.09 | 56.03 |
| Interest Earned Growth(%) | 0 | 45.6 | -6.94 | -35.81 | 41.23 | 7.79 | 222.11 | -46.94 |
| Net Profit Growth | 0 | 68.94 | -3.06 | -67.02 | 78.97 | 82.27 | 509.73 | -59.85 |
| EPS Growth(%) | 0 | 6.01 | -43.16 | -5.45 | 50.28 | 45.57 | 124.43 | -22.7 |
| Interest Coverage(x) % | 117.78 | 171.63 | 127.36 | 93.69 | 26.92 | 108.28 | 207.56 | 108.45 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 55.29 | 54.97 | 54.97 | 54.97 | 54.97 | 54.97 | 54.97 | 54.97 | 55.01 | 54.99 |
| FII | 0.29 | 0.23 | 0.79 | 1.04 | 1.02 | 1.01 | 1.43 | 2.6 | 3.15 | 3.2 |
| DII | 5.46 | 5.45 | 5.3 | 5.19 | 5.19 | 5.19 | 5.15 | 4.9 | 4.78 | 4.75 |
| Public | 38.96 | 39.35 | 38.94 | 38.8 | 38.82 | 38.83 | 38.45 | 37.53 | 37.06 | 37.05 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 12.28 | 12.21 | 12.21 | 12.21 | 12.21 | 12.21 | 12.21 | 12.21 | 12.22 | 12.21 |
| FII | 0.06 | 0.05 | 0.18 | 0.23 | 0.23 | 0.22 | 0.32 | 0.58 | 0.7 | 0.71 |
| DII | 1.21 | 1.21 | 1.18 | 1.15 | 1.15 | 1.15 | 1.14 | 1.09 | 1.06 | 1.06 |
| Public | 8.65 | 8.74 | 8.65 | 8.62 | 8.62 | 8.62 | 8.54 | 8.34 | 8.23 | 8.23 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 22.21 | 22.21 | 22.21 | 22.21 | 22.21 | 22.21 | 22.21 | 22.21 | 22.21 | 22.21 |
* The pros and cons are machine generated.
You May Also Know About
Looking to buy unlisted shares or need guidance on the investment process? Our expert Private Equity Advisors are here to assist you with accurate information, real-time pricing, and seamless execution.
Want to sell unlisted shares, liquidate your ESOPs, or understand the step-by-step process of liquidation? Connect with our Buying Team for smooth coordination, quick evaluations, and end-to-end support.
Planning to build or grow your portfolio? For Mutual Fund investments, PMS solutions, tailored portfolio creation, and overall wealth management, our dedicated Wealth Team is ready to guide you.
ChatGPT
Claude
Perplexity
