Sundaram Fin. Hold

₹249.2 -4 | 1.6%

WEBSITE BSE:0 NSE : 18 May, 12:49

Market Cap ₹5534 Cr.

Stock P/E 15.3

P/B 1.5

Current Price ₹249.2

Book Value ₹ 161.5

Face Value 5

52W High ₹282.4

Dividend Yield 1.61%

52W Low ₹ 84.5

Edit Ratio

Sundaram Fin. Hold Research see more...

Overview Inc. Year: 1993Industry: Finance - Investment

Sundaram Finance Ltd is an India-based non-banking finance organisation. The Company is engaged in the business of financing industrial motors, vehicles, creation system and other motors within the retail phase. The Company's segments are Asset Financing and Others. It offers financing for commercial vehicles, automobiles and application motors, tractors and farm equipment, small and medium size enterprise (SMEs) finance and a variety of working capital products for financing diesel, tires, coverage in addition to working capital for SMEs. The Company thru its subsidiaries, gives domestic finance, loans against assets, mutual funds and investment management solutions and quite a number popular insurance services and products. The Company has a presence of over 600 branches. Its subsidiaries consist of Sundaram Finance Holdings Ltd, Sundaram Home Finance Ltd, Sundaram Asset Management Company Ltd and Sundaram Trustee Company Ltd, among others.

Sundaram Fin. Hold Share Price

New

Volume

Price

Price: NSE50 DMA200 DMAVolume

Quarterly Price

Quarterly Monthly

Show Value Show %

Peer Comparison

Sundaram Fin. Hold Quarterly Results

#(Fig in Cr.)	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023
Operating Revenue	14	15	37	19	17	20	35	24	24	25
Other Income	-0	3	1	1	1	1	1	1	2	2
Total Income	14	17	38	20	17	21	36	25	26	28
Total Expenditure	19	13	19	12	13	10	10	14	11	12
Operating Profit	-4	4	19	8	4	11	25	11	15	16
Interest Expense	0	0	0	0	0	0	0	0	0	0
Depreciation	0	1	3	0	0	0	1	1	1	1
Profit Before Tax	-5	3	16	8	4	10	24	10	14	15
Provision for Tax	1	2	-1	3	4	4	4	13	5	3
Profit After Tax	-6	1	16	5	-0	7	20	-3	9	11
Adjustments	25	33	62	36	33	58	79	74	82	91
Profit After Adjustments	19	34	78	41	33	65	99	71	91	102
Adjusted Earnings Per Share	0.9	1.5	3.5	1.9	1.5	2.9	4.4	3.2	4.1	4.6

Sundaram Fin. Hold Profit & Loss

#(Fig in Cr.)	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	TTM
Operating Revenue	68	99	93	59	84	90	108
Other Income	3	3	6	6	4	4	6
Total Income	72	103	98	65	88	94	115
Total Expenditure	47	59	62	49	61	45	47
Operating Profit	24	43	36	16	27	49	67
Interest Expense	0	0	0	0	1	0	0
Depreciation	1	1	1	1	4	2	4
Profit Before Tax	23	42	35	14	22	47	63
Provision for Tax	5	12	5	5	5	15	25
Profit After Tax	18	30	29	10	17	32	37
Adjustments	112	107	49	64	146	206	326
Profit After Adjustments	130	137	78	74	163	238	363
Adjusted Earnings Per Share	8.6	9.1	5.2	4.9	7.3	10.7	16.3

Growth Rates

#	1 Year	3 Year	5 Year	10 Year
Sales CAGR	7%	-1%	6%	0%
Operating Profit CAGR	81%	11%	15%	0%
PAT CAGR	88%	3%	12%	0%

#	1 Year	3 Year	5 Year	10 Year
Share Price CAGR	191%	54%	27%	NA%
ROE Average	1%	1%	1%	1%
ROCE Average	1%	1%	1%	1%

Sundaram Fin. Hold Balance Sheet

#(Fig in Cr.)	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Shareholder's Funds	2812	2366	1857	2195	3002	3570
Minority's Interest	0	0	0	0	0	0
Borrowings	0	0	0	0	0	0
Current Liability	4	3	6	10	7	22
Other Liabilities & Provisions	124	84	59	101	87	43
Total Liabilities	2940	2453	1922	2306	3096	3635
Loans	0	0	0	0	0	0
Investments	2742	2236	1685	2191	2850	3103
Fixed Assets	6	6	9	10	7	22
Other Loans	3	4	5	6	5	10
Other Non Current Assets	3	4	4	2	1	1
Current Assets	185	204	219	97	231	479
Total Assets	2940	2453	1922	2306	3096	3635

Sundaram Fin. Hold Cash Flow

#(Fig in Cr.)	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Opening Cash & Cash Equivalents	3	4	5	10	11	14
Cash Flow from Operating Activities	147	58	62	19	30	100
Cash Flow from Investing Activities	-146	-30	-11	-10	-345	-25
Cash Flow from Financing Activities	-1	-28	-46	-8	319	-73
Net Cash Inflow / Outflow	1	1	5	1	3	2
Closing Cash & Cash Equivalent	4	5	10	11	14	17

Sundaram Fin. Hold Ratios

#	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Earnings Per Share (Rs)	8.58	9.1	5.17	4.89	7.35	10.7
CEPS(Rs)	1.25	2.07	2.03	0.74	0.98	1.49
DPS(Rs)	1.5	1.75	1.25	0.5	2.75	4
Book NAV/Share(Rs)	186.07	156.56	122.91	145.27	135.16	160.73
Net Profit Margin	26.18	30.38	31.65	16.26	20.61	34.84
Operating Margin	34.03	42.52	37.87	24.21	27.06	52.1
PBT Margin	33.74	42.27	37.57	23.95	26.06	51.62
ROA(%)	0.61	1.12	1.34	0.46	0.64	0.94
ROE(%)	0.64	1.17	1.39	0.48	0.67	0.96
ROCE(%)	0.83	1.63	1.66	0.71	0.87	1.43
Price/Earnings(x)	32.16	8.34	7.14	13.82	9.43	7.37
Price/Book(x)	1.48	0.48	0.3	0.46	0.51	0.49
Dividend Yield(%)	0.48	2.05	3.01	0.66	3.97	5.07
EV/Net Sales(x)	68.63	12.92	6.68	19.14	18.17	19.18
EV/Core EBITDA(x)	193.05	29.68	16.98	71.62	56.25	35.59
Interest Earned Growth(%)	0	45.6	-6.94	-35.81	41.23	7.79
Net Profit Growth	0	68.94	-3.06	-67.02	78.97	82.27
EPS Growth(%)	0	6.01	-43.16	-5.45	50.28	45.57
Interest Coverage(x) %	117.78	171.63	127.36	93.69	26.92	108.28

Sundaram Fin. Hold Shareholding Pattern

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	55.59	55.59	55.59	55.59	55.59	55.59	55.59	55.59	55.29	54.97
FII	0.21	0.19	0.19	0.18	0.23	0.19	0.19	0.22	0.29	0.23
DII	6.07	5.98	5.7	5.57	5.57	5.57	5.58	5.46	5.46	5.45
Public	38.13	38.24	38.52	38.67	38.61	38.65	38.65	38.72	38.96	39.35
Others	0	0	0	0	0	0	0	0	0	0
Total	100	100	100	100	100	100	100	100	100	100

#	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024
Promoter	12.35	12.35	12.35	12.35	12.35	12.35	12.35	12.35	12.28	12.21
FII	0.05	0.04	0.04	0.04	0.05	0.04	0.04	0.05	0.06	0.05
DII	1.35	1.33	1.27	1.24	1.24	1.24	1.24	1.21	1.21	1.21
Public	8.47	8.49	8.56	8.59	8.58	8.58	8.58	8.6	8.65	8.74
Others	0	0	0	0	0	0	0	0	0	0
Total	22.21	22.21	22.21	22.21	22.21	22.21	22.21	22.21	22.21	22.21

Pros

Debtor days have improved from 59.27 to 0days.
Company is almost debt free.

Cons

Company has a low return on equity of 1% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Sundaram Fin. Hold News

Top Unlisted Companies & InstaBuy Companies

Sell or Purchase Share (Tentative Price)

Current Price: 1900/-

SBI Mutual Fund

Current Price: 300/-

Orbis Financial

Current Price: 300/-

Orbis Financial

IPO

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Companies	Open Date	Close Date	Issue Price	Cost of 1 Lot	GMP	Expected Listing	Listing Gain(%)	Listing Price	Current Price	Type	Exchange

Sundaram Fin. Hold

Add Watchlist

Sundaram Fin. Hold Research see more...

Overview Inc. Year: 1993Industry: Finance - Investment

Sundaram Fin. Hold Share Price

Alert Data

Quarterly Price

Peer Comparison

Sundaram Fin. Hold Quarterly Results

Sundaram Fin. Hold Profit & Loss

Growth Rates

Sundaram Fin. Hold Balance Sheet

Sundaram Fin. Hold Cash Flow

Sundaram Fin. Hold Ratios

Sundaram Fin. Hold Shareholding Pattern

Sundaram Fin. Hold News

Top Unlisted Companies & InstaBuy Companies

SBI Mutual Fund

Orbis Financial

Orbis Financial

IPO

Stocx: India's #1 Marketplace to Find Your Winning Stock

Please Login!

Error!