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Regency Fincorp

₹13.4 -0.4 | 2.9%

Market Cap ₹51 Cr.

Stock P/E 18.8

P/B 1

Current Price ₹13.4

Book Value ₹ 12.8

Face Value 10

52W High ₹15.9

Dividend Yield 0%

52W Low ₹ 7.6

Regency Fincorp Research see more...

Overview Inc. Year: 1993Industry: Finance - Investment

Regency Fincorp Share Price

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Regency Fincorp Quarterly Results

#(Fig in Cr.) Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Operating Revenue 1 1 3 3 4 4 3 4 4 4
Other Income 0 0 0 0 0 0 0 0 0 0
Total Income 2 1 3 3 4 4 3 4 4 4
Total Expenditure 1 0 0 1 1 1 1 1 1 1
Operating Profit 1 1 2 3 3 3 3 3 3 3
Interest Expense 1 1 2 2 2 2 2 2 2 2
Depreciation 0 0 0 0 0 0 0 0 0 0
Profit Before Tax 0 0 0 0 1 0 0 1 1 1
Provision for Tax 0 0 0 0 0 0 0 0 0 0
Profit After Tax 0 0 0 0 0 0 0 0 1 1
Adjustments 0 0 -0 -0 0 -0 -0 -0 0 0
Profit After Adjustments 0 0 0 0 0 0 0 0 1 1
Adjusted Earnings Per Share 0.2 0.1 0.1 0.3 0.4 0.1 0.3 0.1 0.1 0.2

Regency Fincorp Profit & Loss

#(Fig in Cr.) Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
Operating Revenue 0 0 1 0 1 2 3 4 5 13 15 15
Other Income 0 0 0 0 0 1 0 2 0 0 1 0
Total Income 0 0 1 0 1 2 4 5 5 14 16 15
Total Expenditure 0 0 0 0 0 1 1 2 2 2 3 4
Operating Profit 0 0 0 0 0 1 3 3 4 11 12 12
Interest Expense 0 0 0 0 0 1 2 2 3 9 9 8
Depreciation 0 0 0 0 0 0 0 0 0 0 1 0
Profit Before Tax 0 0 0 0 0 0 1 1 1 1 3 3
Provision for Tax 0 0 0 0 0 0 0 0 0 0 1 0
Profit After Tax 0 0 0 0 0 0 0 0 1 1 2 2
Adjustments 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 0 0 0 0 0 0 0 0 1 1 2 2
Adjusted Earnings Per Share 0 0 0.6 0.3 0.4 0.5 0.5 0.5 0.5 0.9 0.5 0.7

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 15% 55% 50% 0%
Operating Profit CAGR 9% 59% 64% 0%
PAT CAGR 100% 0% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 68% 28% 1% NA%
ROE Average 6% 6% 6% 6%
ROCE Average 9% 9% 8% 8%

Regency Fincorp Balance Sheet

#(Fig in Cr.) Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Shareholder's Funds 3 3 3 3 5 6 9 9 13 14 51
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Borrowings 0 0 0 0 5 19 27 27 77 35 51
Current Liability 0 0 0 0 3 1 1 2 1 58 45
Other Liabilities & Provisions 0 0 0 0 0 0 0 0 0 0 0
Total Liabilities 3 3 3 3 13 26 37 39 91 106 147
Loans 0 0 0 0 0 0 0 0 0 0 0
Investments 3 0 0 0 0 0 0 1 1 0 0
Fixed Assets 0 0 0 0 0 1 1 2 2 3 6
Other Loans 0 0 0 1 6 23 33 35 85 100 125
Other Non Current Assets 0 0 0 0 0 0 0 0 0 0 0
Current Assets 0 3 3 3 7 2 3 2 3 4 16
Total Assets 3 3 3 3 13 26 37 39 91 106 147

Regency Fincorp Cash Flow

#(Fig in Cr.) Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Opening Cash & Cash Equivalents 0 0 0 0 0 2 1 2 1 1 2
Cash Flow from Operating Activities 0 -3 1 0 1 2 1 2 0 12 10
Cash Flow from Investing Activities 0 3 -0 0 -0 -1 -0 -1 -1 -15 -29
Cash Flow from Financing Activities 0 0 0 -1 1 -3 1 -2 1 4 31
Net Cash Inflow / Outflow 0 0 0 0 2 -1 1 -1 1 1 12
Closing Cash & Cash Equivalent 0 0 0 0 2 1 2 1 1 2 14

Regency Fincorp Ratios

# Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Earnings Per Share (Rs) 0 0.02 0.63 0.34 0.38 0.49 0.46 0.51 0.52 0.87 0.51
CEPS(Rs) 0.01 0.02 0.63 0.34 0.4 0.51 0.65 0.77 0.83 1.25 0.74
DPS(Rs) 0 0 0 0 0 0.1 0 0 0 0 0
Book NAV/Share(Rs) 4.44 4.46 5.09 5.43 5.79 8.61 10.53 11.06 11.92 12.79 12.84
Net Profit Margin 75.95 12.06 71.78 50.81 34.36 24.01 11.11 11.71 10.52 6.86 12.88
Operating Margin 95.95 14.91 93.38 72.89 62.93 89.09 72.26 84.97 66.78 79.01 75.49
PBT Margin 95.95 14.9 93.37 72.57 46.46 32.5 15.77 16.87 13.67 9.44 16.75
ROA(%) 0.07 0.33 12.69 6.3 2.83 1.86 1.19 1.1 0.85 0.94 1.55
ROE(%) 0.07 0.34 13.21 6.55 6.8 7.32 5 4.72 5.08 7.01 6.27
ROCE(%) 0.09 0.42 17.19 9.4 6.42 7.57 7.88 8.22 5.55 11.05 9.28
Price/Earnings(x) 0 0 0 32.19 48.65 25.68 34.29 11.42 10.27 9.12 22.06
Price/Book(x) 0 0 0 2.04 3.21 1.45 1.49 0.53 0.45 0.62 0.88
Dividend Yield(%) 0 0 0 0 0 0.4 0 0 0 0 0
EV/Net Sales(x) 1194.03 39.79 5.48 16.08 20.52 18.15 11.34 8.95 15.4 7.11 8.1
EV/Core EBITDA(x) 1244.45 266.83 5.87 22.05 31.77 20.12 14.75 9.83 21.04 8.67 10
Interest Earned Growth(%) 0 2900 603.2 -22.8 63.73 125.71 125.09 5.41 47.47 156.23 13.23
Net Profit Growth 539.11 376.4 4084.99 -45.35 10.73 57.71 4.12 11.16 32.4 67.04 112.66
EPS Growth(%) 539.11 376.4 4084.99 -45.35 10.73 27.47 -5.77 11.16 1.65 67.02 -40.55
Interest Coverage(x) % 0 1331.33 9732.77 228.76 3.82 1.57 1.28 1.25 1.26 1.14 1.29

Regency Fincorp Shareholding Pattern

# Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024
Promoter 24.98 24.98 24.98 24.98 24.98 24.98 24.98 23.17 23.18 23.19
FII 0 0 0 0 0 0 0 0 0 0
DII 0 0 0 0 0 0 0 0 0 0
Public 75.02 75.02 75.02 75.02 75.02 75.02 75.02 76.83 76.82 76.81
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

Pros

Cons

  • Promoter holding is low: 23.19%.
  • Company has a low return on equity of 6% over the last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Regency Fincorp News

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