WEBSITE BSE:544305 NSE: MOBIKWIK Inc. Year: 2008 Industry: Fintech My Bucket: Add Stock
Last updated: 15:58
One Mobikwik Systems Ltd, operating under the brand name MobiKwik, is a prominent Indian fintech company founded in 2008 by Bipin Preet Singh and Upasana Taku. Headquartered in Gurugram, Haryana, the company offers a comprehensive suite of digital financial services, including mobile wallet payments, Buy Now Pay Later (BNPL) options, insurance, mutual funds, and co-branded credit cards. As of June 30, 2024, MobiKwik boasts over 161 million registered users and serves approximately 4.26 million merchants across India. MobiKwik\'s business model ...Read More
One Mobikwik Systems Ltd, operating under the brand name MobiKwik, is a prominent Indian fintech company founded in 2008 by Bipin Preet Singh and Upasana Taku. Headquartered in Gurugram, Haryana, the company offers a comprehensive suite of digital financial services, including mobile wallet payments, Buy Now Pay Later (BNPL) options, insurance, mutual funds, and co-branded credit cards. As of June 30, 2024, MobiKwik boasts over 161 million registered users and serves approximately 4.26 million merchants across India. MobiKwik\'s business model connects consumers and merchants through a two-sided payments network, facilitating seamless online and offline transactions. The platform offers services such as mobile recharges, bill payments, money transfers, and QR code-based payments. Additionally, MobiKwik provides digital credit products like MobiKwik ZIP and ZIP EMI, along with merchant solutions including cash advances and payment devices. ​ With a focus on financial inclusion and leveraging advanced data analytics, MobiKwik continues to expand its services, aiming to meet the evolving digital payment needs of India\'s diverse population. ...Read Less
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Market Cap ₹1592 Cr.
Stock P/E -13.1
P/B 3
Current Price ₹202.2
Book Value ₹ 67
Face Value 2
52W High ₹334
Dividend Yield 0%
52W Low ₹ 152
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 203 | 229 | 265 | 342 | 291 | 269 | 268 | 271 | 270 | 289 |
| Other Income | 3 | 2 | 7 | 4 | 3 | 5 | 11 | 10 | 9 | 8 |
| Total Income | 207 | 231 | 272 | 346 | 294 | 274 | 279 | 282 | 279 | 297 |
| Total Expenditure | 196 | 221 | 266 | 344 | 287 | 317 | 324 | 313 | 286 | 282 |
| Operating Profit | 11 | 11 | 6 | 2 | 7 | -43 | -46 | -31 | -6 | 15 |
| Interest | 5 | 5 | 5 | 7 | 7 | 7 | 7 | 8 | 7 | 7 |
| Depreciation | 1 | 1 | 1 | 2 | 3 | 3 | 4 | 3 | 3 | 4 |
| Exceptional Income / Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -12 | 0 |
| Profit Before Tax | 5 | 5 | -1 | -6 | -3 | -53 | -57 | -42 | -29 | 4 |
| Provision for Tax | 0 | -0 | 0 | 0 | 0 | 2 | -1 | 0 | 0 | 0 |
| Profit After Tax | 5 | 5 | -1 | -7 | -4 | -55 | -56 | -42 | -29 | 4 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit After Adjustments | 5 | 5 | -1 | -7 | -4 | -55 | -56 | -42 | -29 | 4 |
| Adjusted Earnings Per Share | 0.9 | 0.9 | -0.1 | -1.2 | -0.6 | -7.1 | -7.2 | -5.4 | -3.6 | 0.5 |
| #(Fig in Cr.) | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Net Sales | 148 | 356 | 289 | 527 | 539 | 875 | 1170 | 1098 |
| Other Income | 12 | 14 | 14 | 17 | 22 | 15 | 22 | 38 |
| Total Income | 160 | 370 | 302 | 543 | 561 | 890 | 1192 | 1137 |
| Total Expenditure | 302 | 454 | 346 | 568 | 507 | 820 | 1233 | 1205 |
| Operating Profit | -142 | -85 | -43 | -25 | 54 | 70 | -41 | -68 |
| Interest | 8 | 11 | 66 | 102 | 130 | 51 | 66 | 29 |
| Depreciation | 2 | 3 | 1 | 2 | 4 | 4 | 13 | 14 |
| Exceptional Income / Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -12 |
| Profit Before Tax | -151 | -98 | -110 | -128 | -81 | 14 | -120 | -124 |
| Provision for Tax | -3 | 2 | 1 | -0 | 3 | 0 | 2 | -1 |
| Profit After Tax | -148 | -100 | -111 | -128 | -84 | 14 | -122 | -123 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit After Adjustments | -148 | -100 | -111 | -128 | -84 | 14 | -122 | -123 |
| Adjusted Earnings Per Share | -73.6 | -49.7 | -55.4 | -22.4 | -14.7 | 2.5 | -15.6 | -15.7 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 34% | 30% | 27% | 0% |
| Operating Profit CAGR | -159% | 0% | 0% | 0% |
| PAT CAGR | -971% | 0% | 0% | 0% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | -27% | NA% | NA% | NA% |
| ROE Average | -39% | -29% | -67% | -48% |
| ROCE Average | -9% | 8% | -19% | -57% |
| #(Fig in Cr.) | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Shareholder's Funds | -2 | -31 | -20 | 217 | 143 | 163 | 589 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 13 | 1 | 0 | 0 | 22 | 42 | 0 |
| Other Non-Current Liabilities | 2 | 2 | -0 | 5 | 14 | 12 | 18 |
| Total Current Liabilities | 317 | 362 | 441 | 612 | 536 | 638 | 753 |
| Total Liabilities | 330 | 335 | 420 | 833 | 714 | 855 | 1361 |
| Fixed Assets | 12 | 5 | 1 | 9 | 15 | 16 | 25 |
| Other Non-Current Assets | 11 | 19 | 66 | 165 | 149 | 149 | 137 |
| Total Current Assets | 307 | 311 | 354 | 659 | 551 | 690 | 1198 |
| Total Assets | 330 | 335 | 420 | 833 | 714 | 855 | 1361 |
| #(Fig in Cr.) | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | -8 | -18 | -46 | 2 | -74 | -29 | -21 |
| Cash Flow from Operating Activities | -138 | -18 | -35 | -321 | 27 | -22 | -68 |
| Cash Flow from Investing Activities | 73 | 13 | 10 | -85 | -1 | 27 | -313 |
| Cash Flow from Financing Activities | 54 | -23 | 73 | 329 | 18 | 3 | 515 |
| Net Cash Inflow / Outflow | -10 | -28 | 49 | -76 | 44 | 8 | 133 |
| Closing Cash & Cash Equivalent | -18 | -46 | 2 | -74 | -29 | -21 | 112 |
| # | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | -73.62 | -49.71 | -55.37 | -22.41 | -14.66 | 2.46 | -15.64 |
| CEPS(Rs) | -72.87 | -48.37 | -54.72 | -22.04 | -13.91 | 3.22 | -13.99 |
| DPS(Rs) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | -9.45 | -34.99 | -34 | 30.3 | 15.72 | 18.25 | 66.76 |
| Core EBITDA Margin(%) | -103.47 | -27.78 | -19.8 | -7.84 | 5.94 | 6.24 | -5.37 |
| EBIT Margin(%) | -96.56 | -24.56 | -15.51 | -5.08 | 9.16 | 7.49 | -4.56 |
| Pre Tax Margin(%) | -101.83 | -27.57 | -38.21 | -24.39 | -14.95 | 1.61 | -10.22 |
| PAT Margin (%) | -99.66 | -28.09 | -38.57 | -24.34 | -15.54 | 1.61 | -10.39 |
| Cash Profit Margin (%) | -98.65 | -27.33 | -38.11 | -23.94 | -14.74 | 2.1 | -9.29 |
| ROA(%) | -44.84 | -30.07 | -29.48 | -20.44 | -10.83 | 1.79 | -10.97 |
| ROE(%) | 0 | 0 | 0 | -244.28 | -63.7 | 14.49 | -39.01 |
| ROCE(%) | -168.96 | -133.88 | -103.86 | -13.1 | 14.06 | 18.49 | -8.65 |
| Receivable days | 40.85 | 17.13 | 34.38 | 23.24 | 35.62 | 32.73 | 21.39 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable days | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PER(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Price/Book(x) | 0 | 0 | 0 | 0 | 0 | 0 | 4.57 |
| Dividend Yield(%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | -0.7 | -0.35 | -0.44 | -0.42 | -0.29 | -0.19 | 1.43 |
| EV/Core EBITDA(x) | 0.73 | 1.49 | 2.95 | 9 | -2.94 | -2.35 | -41.23 |
| Net Sales Growth(%) | 0 | 139.55 | -18.87 | 82.47 | 2.45 | 62.2 | 33.73 |
| EBIT Growth(%) | 0 | 39.09 | 48.75 | 40.27 | 284.74 | 32.74 | -181.42 |
| PAT Growth(%) | 0 | 32.47 | -11.39 | -15.15 | 34.6 | 116.8 | -963.19 |
| EPS Growth(%) | 0 | 32.47 | -11.39 | 59.53 | 34.6 | 116.8 | -735.42 |
| Debt/Equity(x) | -13.79 | -1.34 | -1.12 | 0.87 | 2.14 | 2.03 | 0.52 |
| Current Ratio(x) | 0.97 | 0.86 | 0.8 | 1.08 | 1.03 | 1.08 | 1.59 |
| Quick Ratio(x) | 0.97 | 0.86 | 0.8 | 1.08 | 1.03 | 1.08 | 1.59 |
| Interest Cover(x) | -18.33 | -8.15 | -0.68 | -0.26 | 0.38 | 1.27 | -0.81 |
| Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0.11 |
| # | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoter | 25.18 | 25.18 | 25.03 | 24.87 | 25.11 | 25.08 |
| FII | 4.83 | 3.9 | 7.08 | 3.74 | 3.18 | 4.25 |
| DII | 8.85 | 4.54 | 4.74 | 4.31 | 4.78 | 4.07 |
| Public | 61.13 | 66.38 | 63.15 | 67.07 | 66.94 | 66.6 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Promoter | 1.96 | 1.96 | 1.96 | 1.96 | 1.97 | 1.97 |
| FII | 0.38 | 0.3 | 0.55 | 0.29 | 0.25 | 0.33 |
| DII | 0.69 | 0.35 | 0.37 | 0.34 | 0.38 | 0.32 |
| Public | 4.75 | 5.16 | 4.94 | 5.28 | 5.27 | 5.24 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 7.77 | 7.77 | 7.82 | 7.87 | 7.87 | 7.87 |
* The pros and cons are machine generated.
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