Market Cap ₹706 Cr.
Stock P/E -41.7
P/B 2.5
Current Price ₹74.2
Book Value ₹ 29.6
Face Value 10
52W High ₹98
Dividend Yield 0%
52W Low ₹ 38.6
Niyogin Fintech Ltd, previously M3 Global Finance Ltd, is a non-deposit taking NBFC in micro, small, and medium establishments finance and is engaged in finance, investment activities and loans.
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 27 | 30 | 25 | 25 | 25 | 34 | 45 | 47 | 54 | 50 |
| Other Income | 1 | 2 | 3 | 1 | 2 | 3 | 1 | 0 | 0 | 1 |
| Total Income | 28 | 31 | 27 | 26 | 27 | 36 | 46 | 47 | 54 | 51 |
| Total Expenditure | 29 | 31 | 32 | 35 | 34 | 37 | 50 | 56 | 55 | 50 |
| Operating Profit | -1 | 0 | -5 | -8 | -7 | -1 | -4 | -8 | -2 | 1 |
| Interest Expense | 0 | -0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 |
| Depreciation | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Profit Before Tax | -3 | -1 | -6 | -10 | -9 | -3 | -7 | -11 | -5 | -3 |
| Provision for Tax | -0 | 0 | 0 | -0 | 0 | 0 | -1 | -1 | -0 | 1 |
| Profit After Tax | -2 | -1 | -6 | -10 | -9 | -3 | -7 | -10 | -5 | -4 |
| Adjustments | 0 | 0 | 2 | 4 | 3 | 1 | 2 | 3 | 1 | 2 |
| Profit After Adjustments | -2 | -1 | -4 | -6 | -5 | -2 | -5 | -7 | -3 | -2 |
| Adjusted Earnings Per Share | -0.2 | -0.1 | -0.4 | -0.6 | -0.6 | -0.3 | -0.5 | -0.7 | -0.3 | -0.2 |
| #(Fig in Cr.) | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM |
|---|---|---|---|---|---|
| Operating Revenue | 28 | 50 | 103 | 109 | 196 |
| Other Income | 0 | 1 | 4 | 9 | 2 |
| Total Income | 28 | 51 | 107 | 118 | 198 |
| Total Expenditure | 48 | 52 | 108 | 138 | 211 |
| Operating Profit | -20 | -2 | -1 | -20 | -13 |
| Interest Expense | 0 | 1 | 1 | 2 | 5 |
| Depreciation | 4 | 5 | 5 | 6 | 8 |
| Profit Before Tax | -25 | -7 | -8 | -28 | -26 |
| Provision for Tax | -0 | 0 | -0 | 0 | -1 |
| Profit After Tax | -25 | -7 | -8 | -28 | -26 |
| Adjustments | 1 | 0 | 2 | 11 | 8 |
| Profit After Adjustments | -24 | -7 | -6 | -18 | -17 |
| Adjusted Earnings Per Share | -2.8 | -0.7 | -0.6 | -1.9 | -1.7 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 6% | 57% | 0% | 0% |
| Operating Profit CAGR | 0% | 0% | 0% | 0% |
| PAT CAGR | 0% | 0% | 0% | 0% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 71% | 0% | 1% | NA% |
| ROE Average | -11% | -5% | -7% | -7% |
| ROCE Average | -9% | -5% | -6% | -6% |
| #(Fig in Cr.) | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|
| Shareholder's Funds | 241 | 285 | 286 | 273 |
| Minority's Interest | 1 | 27 | 25 | 15 |
| Borrowings | 0 | 0 | 0 | 0 |
| Current Liability | 7 | 55 | 51 | 57 |
| Other Liabilities & Provisions | 1 | 1 | 1 | 1 |
| Total Liabilities | 250 | 368 | 363 | 345 |
| Loans | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 |
| Fixed Assets | 14 | 125 | 101 | 111 |
| Other Loans | 128 | 50 | 63 | 81 |
| Other Non Current Assets | 0 | 0 | 0 | 0 |
| Current Assets | 109 | 194 | 199 | 152 |
| Total Assets | 250 | 368 | 363 | 345 |
| #(Fig in Cr.) | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 1 | 29 | 68 | 37 |
| Cash Flow from Operating Activities | -104 | 110 | -70 | -58 |
| Cash Flow from Investing Activities | 112 | -118 | 39 | 87 |
| Cash Flow from Financing Activities | -1 | 47 | 0 | -3 |
| Net Cash Inflow / Outflow | 7 | 40 | -31 | 26 |
| Closing Cash & Cash Equivalent | 8 | 68 | 37 | 63 |
| # | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|
| Earnings Per Share (Rs) | -2.78 | -0.74 | -0.63 | -1.87 |
| CEPS(Rs) | -2.38 | -0.26 | -0.23 | -2.36 |
| DPS(Rs) | 0 | 0 | 0 | 0 |
| Book NAV/Share(Rs) | 27.29 | 29.65 | 29.16 | 27.21 |
| Net Profit Margin | -87.84 | -14.81 | -7.39 | -26.12 |
| Operating Margin | -87.22 | -13.24 | -6.55 | -24.21 |
| PBT Margin | -88.31 | -14.47 | -7.52 | -25.88 |
| ROA(%) | -9.79 | -2.4 | -2.08 | -8.02 |
| ROE(%) | -10.45 | -2.9 | -2.75 | -10.68 |
| ROCE(%) | -10.08 | -2.52 | -2.35 | -9.42 |
| Price/Earnings(x) | 0 | 0 | 0 | 0 |
| Price/Book(x) | 1.19 | 2.3 | 2.13 | 1.09 |
| Dividend Yield(%) | 0 | 0 | 0 | 0 |
| EV/Net Sales(x) | 8.38 | 10.76 | 4.83 | 1.76 |
| EV/Core EBITDA(x) | -11.55 | -333.14 | -369.53 | -9.47 |
| Interest Earned Growth(%) | 0 | 79.51 | 105.22 | 5.69 |
| Net Profit Growth | 0 | 69.73 | -2.42 | -273.48 |
| EPS Growth(%) | 0 | 73.38 | 14.98 | -197.46 |
| Interest Coverage(x) % | -80.14 | -10.71 | -6.77 | -14.51 |
| # | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 38.55 | 38.55 | 39.66 | 39.65 | 39.65 | 39.65 | 39.6 | 39.6 | 39.59 | 39.31 |
| FII | 15.32 | 14.95 | 14.87 | 14.21 | 14.21 | 14.21 | 12.13 | 17.24 | 16.55 | 16.29 |
| DII | 0 | 0 | 0 | 0 | 0 | 0 | 1.06 | 1.06 | 1.06 | 1.05 |
| Public | 46.13 | 46.51 | 45.48 | 46.14 | 46.15 | 46.15 | 47.2 | 42.1 | 42.8 | 43.35 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 3.63 | 3.63 | 3.74 | 3.74 | 3.74 | 3.74 | 3.74 | 3.74 | 3.74 | 3.74 |
| FII | 1.44 | 1.41 | 1.4 | 1.34 | 1.34 | 1.34 | 1.15 | 1.63 | 1.56 | 1.55 |
| DII | 0 | 0 | 0 | 0 | 0 | 0 | 0.1 | 0.1 | 0.1 | 0.1 |
| Public | 4.35 | 4.38 | 4.29 | 4.35 | 4.35 | 4.35 | 4.46 | 3.98 | 4.04 | 4.12 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 9.42 | 9.42 | 9.43 | 9.43 | 9.43 | 9.43 | 9.44 | 9.44 | 9.45 | 9.51 |
Pros
Cons
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Sell or Purchase Share (Tentative Price)
| Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
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| Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
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| Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
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| Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
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| Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
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