WEBSITE BSE:540769 NSE: NIACL Inc. Year: 1919 Industry: Insurance My Bucket: Add Stock
Last updated: 15:57
The New India Assurance Co Ltd is an India-based authorities owned multinational general insurance organization. The Company operates in approximately 30 international locations. Its retail enterprise is obtainable through industrial and private lines of commercial enterprise and it also have variety of products in rural, social zone and micro coverage segments. It serves industries, consisting of petrochemical, oil and energy industries, power and steel plants, aviation fleets, satellites, projects and infrastructures, and small and medium cor...Read More
The New India Assurance Co Ltd is an India-based authorities owned multinational general insurance organization. The Company operates in approximately 30 international locations. Its retail enterprise is obtainable through industrial and private lines of commercial enterprise and it also have variety of products in rural, social zone and micro coverage segments. It serves industries, consisting of petrochemical, oil and energy industries, power and steel plants, aviation fleets, satellites, projects and infrastructures, and small and medium corporations (SMEs). The Company's merchandise encompass Personal Insurance, Commercial Insurance, Industrial Insurance, Liability Insurance and Social Insurance. The Company's subsidiaries consist of New India Assurance Co Ltd and Prestige Assurance Plc. ...Read Less
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Market Cap ₹27578 Cr.
Stock P/E 26.6
P/B 1.2
Current Price ₹167.3
Book Value ₹ 142.2
Face Value 5
52W High ₹214.8
Dividend Yield 1.08%
52W Low ₹ 117
Price goes above X
Price falls below X
PE goes above X
PE falls below X
₹ | |
| #(Fig in Cr.) | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 8245 | 8987 | 8983 | 8547 | 8567 | 9070 | 9352 | 9424 | 9455 | 9771 |
| Other Income | 2326 | 2379 | 2738 | 1873 | 2219 | 1641 | 2389 | 2497 | 3886 | 2464 |
| Total Income | 10571 | 11366 | 11721 | 10420 | 10787 | 10712 | 11741 | 11921 | 13342 | 12235 |
| Total Expenditure | 10813 | 10500 | 11252 | 10148 | 10646 | 10605 | 11239 | 11530 | 13319 | 11863 |
| Operating Profit | -242 | 866 | 470 | 272 | 141 | 107 | 502 | 391 | 23 | 372 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Exceptional Income / Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | -242 | 866 | 470 | 272 | 141 | 107 | 502 | 391 | 23 | 372 |
| Provision for Tax | -47 | 153 | 162 | 39 | 67 | -237 | 181 | -1 | 3 | -5 |
| Profit After Tax | -195 | 713 | 308 | 233 | 74 | 344 | 322 | 392 | 20 | 377 |
| Adjustments | 19 | 9 | 3 | 7 | 16 | 5 | 37 | 8 | 34 | 3 |
| Profit After Adjustments | -176 | 722 | 311 | 239 | 90 | 349 | 359 | 400 | 54 | 380 |
| Adjusted Earnings Per Share | -1.1 | 4.4 | 1.9 | 1.5 | 0.5 | 2.1 | 2.2 | 2.4 | 0.3 | 2.3 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 13354 | 15071 | 17935 | 19830 | 21612 | 23662 | 26376 | 29065 | 30425 | 34187 | 35537 | 38002 |
| Other Income | 2357 | 2684 | 3010 | 3536 | 3889 | 4681 | 4710 | 4744 | 7576 | 6583 | 5701 | 11236 |
| Total Income | 15711 | 17756 | 20945 | 23366 | 25501 | 28343 | 31087 | 33808 | 38001 | 40770 | 41238 | 49239 |
| Total Expenditure | 15661 | 18196 | 21475 | 22379 | 26934 | 27909 | 30369 | 35265 | 35798 | 41036 | 41673 | 47951 |
| Operating Profit | 50 | -440 | -529 | 987 | -1433 | 434 | 718 | -1456 | 2203 | -266 | -435 | 1288 |
| Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 53 | 55 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 59 | 51 | 0 |
| Exceptional Income / Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax | 1705 | 862 | 1163 | 2624 | 677 | 1666 | 2072 | 194 | 1293 | 1437 | 1087 | 1288 |
| Provision for Tax | 328 | 89 | 166 | 533 | 72 | 223 | 432 | -0 | 195 | 321 | 50 | 178 |
| Profit After Tax | 1377 | 772 | 997 | 2091 | 605 | 1442 | 1640 | 195 | 1097 | 1116 | 1037 | 1111 |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 82 |
| Profit After Adjustments | 1377 | 772 | 997 | 2091 | 605 | 1442 | 1640 | 195 | 1097 | 1116 | 1037 | 1193 |
| Adjusted Earnings Per Share | 0 | 4.8 | 6.2 | 12.7 | 3.7 | 8.8 | 10 | 1.2 | 6.7 | 6.8 | 6.3 | 7.2 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | 4% | 7% | 8% | 10% |
| Operating Profit CAGR | 0% | 0% | NAN% | NAN% |
| PAT CAGR | -7% | 75% | -6% | -3% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | -3% | 18% | 3% | NA% |
| ROE Average | 5% | 5% | 5% | 7% |
| ROCE Average | 5% | 6% | 6% | 9% |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 11702 | 11912 | 12679 | 16188 | 16556 | 18096 | 19764 | 19830 | 21173 | 21894 | 22803 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 31254 | 28508 | 33632 | 34053 | 34140 | 23443 | 33137 | 35432 | 34585 | 40320 | 39002 |
| Total Current Liabilities | 20004 | 23719 | 23846 | 25494 | 29857 | 35713 | 39569 | 41234 | 42466 | 45232 | 47966 |
| Total Liabilities | 62961 | 64139 | 70157 | 75734 | 80553 | 77252 | 92470 | 96496 | 98223 | 107446 | 109771 |
| Fixed Assets | 302 | 338 | 374 | 560 | 561 | 558 | 547 | 563 | 564 | 471 | 533 |
| Other Non-Current Assets | 45888 | 46005 | 52738 | 56855 | 60518 | 54329 | 68840 | 72749 | 75411 | 82765 | 81606 |
| Total Current Assets | 16770 | 17796 | 17045 | 18319 | 19475 | 22365 | 23084 | 23184 | 22248 | 24210 | 27632 |
| Total Assets | 62961 | 64139 | 70157 | 75734 | 80553 | 77252 | 92470 | 96496 | 98223 | 107446 | 109771 |
| #(Fig in Cr.) | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 9151 | 8437 | 7216 | 8126 | 9182 | 9709 | 11267 | 11787 | 12629 | 6573 | 8739 |
| Cash Flow from Operating Activities | 847 | -1605 | -124 | 425 | -1334 | -967 | 777 | -4052 | -5855 | -4672 | -3390 |
| Cash Flow from Investing Activities | -1124 | 552 | 1793 | -860 | 2290 | 2586 | -593 | 4893 | 5387 | 7181 | 4691 |
| Cash Flow from Financing Activities | -208 | -366 | -307 | 1125 | -476 | -300 | 77 | -6 | -65 | -326 | -343 |
| Net Cash Inflow / Outflow | -485 | -1418 | 1362 | 690 | 480 | 1320 | 261 | 836 | -534 | 2184 | 958 |
| Closing Cash & Cash Equivalent | 8446 | 7216 | 8126 | 9182 | 9709 | 11267 | 11787 | 12629 | 12410 | 8778 | 9973 |
| # | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 0 | 4.83 | 6.23 | 12.69 | 3.67 | 8.75 | 9.95 | 1.18 | 6.66 | 6.77 | 6.29 |
| CEPS(Rs) | 8.61 | 4.83 | 6.23 | 12.69 | 3.67 | 8.75 | 9.95 | 1.18 | 6.66 | 6.77 | 6.29 |
| DPS(Rs) | 7.5 | 1.56 | 1.94 | 4.38 | 1.5 | 0 | 0 | 0.3 | 1.93 | 2.06 | 1.8 |
| Book NAV/Share(Rs) | 0 | 71.72 | 77.86 | 96.55 | 99.35 | 99.3 | 112.46 | 115.35 | 125.99 | 132.85 | 138.37 |
| Core EBITDA Margin(%) | -17.28 | -20.73 | -19.73 | -12.85 | -24.63 | -17.95 | -15.14 | -21.33 | -17.66 | -20.04 | -17.27 |
| EBIT Margin(%) | 12.77 | 5.72 | 6.49 | 13.23 | 3.13 | 7.04 | 7.86 | 0.67 | 4.25 | 4.2 | 3.06 |
| Pre Tax Margin(%) | 12.77 | 5.72 | 6.49 | 13.23 | 3.13 | 7.04 | 7.86 | 0.67 | 4.25 | 4.2 | 3.06 |
| PAT Margin (%) | 10.31 | 5.12 | 5.56 | 10.54 | 2.8 | 6.1 | 6.22 | 0.67 | 3.61 | 3.27 | 2.92 |
| Cash Profit Margin (%) | 10.31 | 5.12 | 5.56 | 10.54 | 2.8 | 6.1 | 6.22 | 0.67 | 3.61 | 3.27 | 2.92 |
| ROA(%) | 4.36 | 2.36 | 2.96 | 5.53 | 1.55 | 4.28 | 4.9 | 0.5 | 2.77 | 2.63 | 2.31 |
| ROE(%) | 12.29 | 6.66 | 8.33 | 14.74 | 3.75 | 8.81 | 9.4 | 1.04 | 5.52 | 5.23 | 4.64 |
| ROCE(%) | 15.21 | 7.44 | 9.72 | 18.5 | 4.19 | 10.18 | 11.88 | 1.03 | 6.5 | 6.74 | 4.86 |
| Receivable days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Inventory Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Payable days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PER(x) | 0 | 0 | 0 | 27.84 | 51.97 | 12.82 | 15.51 | 94.53 | 14.57 | 33.59 | 24.57 |
| Price/Book(x) | 0 | 0 | 0 | 3.66 | 1.92 | 1.13 | 1.37 | 0.97 | 0.77 | 1.71 | 1.12 |
| Dividend Yield(%) | 0 | 0 | 0 | 1.24 | 0.79 | 0 | 0 | 0.27 | 1.99 | 0.91 | 1.16 |
| EV/Net Sales(x) | -0.62 | -0.47 | -0.44 | 2.47 | 1.01 | 0.31 | 0.52 | 0.2 | 0.12 | 0.68 | 0.22 |
| EV/Core EBITDA(x) | -163.62 | 15.94 | 14.97 | 49.68 | -15.16 | 16.65 | 19.02 | -3.96 | 1.62 | -87.06 | -17.84 |
| Net Sales Growth(%) | 21.46 | 12.86 | 19 | 10.57 | 8.98 | 9.49 | 11.47 | 10.19 | 4.68 | 12.36 | 3.95 |
| EBIT Growth(%) | 80.62 | -49.45 | 34.99 | 125.57 | -74.2 | 146 | 24.43 | -90.63 | 565.39 | 11.21 | -24.39 |
| PAT Growth(%) | 71.11 | -43.92 | 29.09 | 109.72 | -71.07 | 138.45 | 13.74 | -88.14 | 464.03 | 1.73 | -7.15 |
| EPS Growth(%) | 0 | -43.92 | 29.09 | 103.61 | -71.07 | 138.45 | 13.74 | -88.14 | 464.05 | 1.74 | -7.15 |
| Debt/Equity(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Ratio(x) | 0.59 | 0.54 | 0.51 | 0.5 | 0.47 | 0.46 | 0.43 | 0.41 | 0.38 | 0.39 | 0.42 |
| Quick Ratio(x) | 0.59 | 0.54 | 0.51 | 0.5 | 0.47 | 0.46 | 0.43 | 0.41 | 0.38 | 0.39 | 0.42 |
| Interest Cover(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt/Mcap(x) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 85.44 | 85.44 | 85.44 | 85.44 | 85.44 | 85.44 | 85.44 | 85.44 | 85.44 | 85.44 |
| FII | 0.77 | 0.82 | 0.8 | 0.87 | 0.84 | 0.91 | 1.01 | 1.01 | 1 | 1 |
| DII | 11.71 | 11.76 | 11.65 | 11.27 | 11.18 | 11.2 | 11.18 | 11.18 | 11.15 | 11.17 |
| Public | 2.08 | 1.99 | 2.12 | 2.42 | 2.54 | 2.45 | 2.37 | 2.38 | 2.41 | 2.39 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 140.8 | 140.8 | 140.8 | 140.8 | 140.8 | 140.8 | 140.8 | 140.8 | 140.8 | 140.8 |
| FII | 1.27 | 1.35 | 1.31 | 1.43 | 1.38 | 1.5 | 1.67 | 1.66 | 1.64 | 1.65 |
| DII | 19.31 | 19.37 | 19.2 | 18.58 | 18.43 | 18.46 | 18.43 | 18.43 | 18.38 | 18.41 |
| Public | 3.43 | 3.28 | 3.49 | 3.99 | 4.19 | 4.04 | 3.9 | 3.92 | 3.97 | 3.94 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 164.8 | 164.8 | 164.8 | 164.8 | 164.8 | 164.8 | 164.8 | 164.8 | 164.8 | 164.8 |
* The pros and cons are machine generated.
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