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My Mudra Fincorp Overview

My Mudra Fincorp Limited is a financial services company based in India, primarily focusing on providing diverse financial solutions including personal loans, business loans, and loan advisory services. Established with the aim of empowering individuals and small businesses, My Mudra Fincorp emphasizes customer-centric approaches and innovative financial products. The company aims to enhance financial inclusion by catering to underserved segments of the market, offering accessible funding options. With a commitment to transparency and reliabil...Read More

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My Mudra Fincorp Key Financials

Market Cap ₹91 Cr.

Stock P/E 10.1

P/B 1.7

Current Price ₹80

Book Value ₹ 46.9

Face Value 10

52W High ₹119.1

Dividend Yield 0%

52W Low ₹ 60

My Mudra Fincorp Share Price

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Volume
Price

My Mudra Fincorp Quarterly Price

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My Mudra Fincorp Peer Comparison

My Mudra Fincorp Quarterly Results

#(Fig in Cr.)
Net Sales
Other Income
Total Income
Total Expenditure
Operating Profit
Interest
Depreciation
Exceptional Income / Expenses
Profit Before Tax
Provision for Tax
Profit After Tax
Adjustments
Profit After Adjustments
Adjusted Earnings Per Share

My Mudra Fincorp Profit & Loss

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Net Sales 28 53 71 80
Other Income 0 0 0 0
Total Income 28 54 71 81
Total Expenditure 27 48 60 67
Operating Profit 1 6 11 14
Interest 0 1 1 1
Depreciation 0 0 1 1
Exceptional Income / Expenses 0 0 0 0
Profit Before Tax 1 5 9 12
Provision for Tax 0 1 3 3
Profit After Tax 0 3 6 9
Adjustments 0 0 0 0
Profit After Adjustments 0 3 6 9
Adjusted Earnings Per Share 0.6 4.2 7.8 7.9

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 13% 42% 0% 0%
Operating Profit CAGR 27% 141% 0% 0%
PAT CAGR 50% 0% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 18% NA% NA% NA%
ROE Average 26% 44% 36% 36%
ROCE Average 31% 46% 38% 38%

My Mudra Fincorp Balance Sheet

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 4 8 16 53
Minority's Interest 0 0 0 0
Borrowings 1 1 3 2
Other Non-Current Liabilities 0 -0 -0 -0
Total Current Liabilities 4 5 11 6
Total Liabilities 9 15 30 61
Fixed Assets 1 1 2 4
Other Non-Current Assets 2 3 7 13
Total Current Assets 6 10 21 45
Total Assets 9 15 30 61

My Mudra Fincorp Cash Flow

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 0 0 1 2
Cash Flow from Operating Activities -0 1 1 2
Cash Flow from Investing Activities -0 -1 -4 -8
Cash Flow from Financing Activities 0 0 5 21
Net Cash Inflow / Outflow 0 0 1 15
Closing Cash & Cash Equivalent 0 1 2 17

My Mudra Fincorp Ratios

# Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 0.63 4.2 7.78 7.91
CEPS(Rs) 0.84 4.71 8.52 8.65
DPS(Rs) 0 0 0 0
Book NAV/Share(Rs) 5.85 10.22 19.87 46.89
Core EBITDA Margin(%) 4.18 10.73 15.17 16.86
EBIT Margin(%) 3.9 10.13 14.42 16.19
Pre Tax Margin(%) 2.46 9.09 12.85 15.07
PAT Margin (%) 1.65 6.49 9.04 11.21
Cash Profit Margin (%) 2.21 7.27 9.9 12.26
ROA(%) 5 28.74 28.65 19.73
ROE(%) 10.7 54.09 51.71 25.81
ROCE(%) 14.19 54.32 53.63 31.36
Receivable days 48.64 36.59 50.56 72.17
Inventory Days 0 0 0 0
Payable days 0 0 0 0
PER(x) 0 0 0 6.52
Price/Book(x) 0 0 0 1.1
Dividend Yield(%) 0 0 0 0
EV/Net Sales(x) 0.11 0.06 0.11 0.56
EV/Core EBITDA(x) 2.36 0.51 0.71 3.26
Net Sales Growth(%) 0 88.36 32.95 13.08
EBIT Growth(%) 0 389.78 89.17 27
PAT Growth(%) 0 639.97 85.32 40.22
EPS Growth(%) 0 570.99 85.32 1.67
Debt/Equity(x) 0.78 0.44 0.59 0.07
Current Ratio(x) 1.63 2.09 1.95 7.26
Quick Ratio(x) 1.63 2.09 1.95 7.26
Interest Cover(x) 2.72 9.69 9.18 14.47
Total Debt/Mcap(x) 0 0 0 0.06

My Mudra Fincorp Shareholding Pattern

# Sep 2024 Mar 2025 Sep 2025 Mar 2026
Promoter 57.83 57.83 57.89 57.89
FII 2.56 0.96 0 1.08
DII 1.69 0.26 0.6 0
Public 37.92 40.94 41.51 41.03
Others 0 0 0 0
Total 100 100 100 100

My Mudra Fincorp News

My Mudra Fincorp Pros & Cons

Pros

  • Company has a good return on equity (ROE) track record: 3 Years ROE 44%
  • Company has reduced debt.
  • Company is almost debt free.

Cons

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