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Gyftr Overview

LKP Finance Limited (LFL) is a public limited company that was incorporated in 1984 and is engaged in various financial services such as merchant financing, foreign money changing, financial consulting, leasing and hire purchase, and stock broking. It is a part of the LKP Group, which also includes LKP Securities Limited, a leading online stock market trading platform. LFL is listed on the Bombay Stock Exchange (BSE) and has a market capitalization of Rs. 77.00 per share as of March 31, 2023. The company has a history of 39 years and eight mont...Read More

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Gyftr Key Financials

Market Cap ₹1566 Cr.

Stock P/E 860.9

P/B 3.8

Current Price ₹203.9

Book Value ₹ 54.3

Face Value 10

52W High ₹236

Dividend Yield 0%

52W Low ₹ 70.5

Gyftr Share Price

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Volume
Price

Gyftr Quarterly Price

Show Value Show %

Gyftr Peer Comparison

Gyftr Quarterly Results

#(Fig in Cr.) Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Dec 2025
Operating Revenue 0 21 26 20 23 21 19 -13 -13 90
Other Income 0 0 0 0 0 0 0 0 0 21
Total Income 0 22 26 20 23 21 19 -13 -13 112
Total Expenditure 2 2 1 -1 10 1 1 1 8 101
Operating Profit -2 20 24 21 13 20 18 -14 -21 11
Interest Expense 1 2 1 1 1 1 1 1 1 0
Depreciation 0 0 0 0 0 0 0 0 0 2
Profit Before Tax -3 18 23 20 12 19 17 -15 -19 8
Provision for Tax -1 4 4 5 2 5 0 -4 -1 3
Profit After Tax -3 15 20 15 10 14 17 -11 -18 6
Adjustments -0 0 0 0 0 0 -0 0 0 0
Profit After Adjustments -3 15 20 15 10 14 17 -11 -18 6
Adjusted Earnings Per Share -0.4 2.2 3 2.3 1.5 2 2.6 -1.6 -2.8 0.8

Gyftr Profit & Loss

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Operating Revenue 141 102 42 76 15 19 96 61 28 90 14 83
Other Income 2 4 2 3 30 0 1 7 0 1 0 21
Total Income 143 106 44 79 45 19 97 68 28 91 14 105
Total Expenditure 98 73 17 53 16 40 25 23 9 13 11 111
Operating Profit 45 32 27 26 29 -20 72 45 20 78 3 -6
Interest Expense 20 20 14 5 2 2 3 3 4 5 3 3
Depreciation 4 1 0 0 0 0 0 0 0 0 0 2
Profit Before Tax 21 11 12 21 26 -23 70 42 16 73 2 -9
Provision for Tax 4 3 2 1 6 0 9 5 2 14 1 -2
Profit After Tax 18 7 10 20 20 -23 61 37 14 59 2 -6
Adjustments 0 0 0 0 0 0 0 0 0 0 0 0
Profit After Adjustments 18 7 10 20 20 -23 61 37 14 59 2 -6
Adjusted Earnings Per Share 2.8 1.2 1.6 3 3 -3.4 9.2 5.5 2.1 9 0.3 -1

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR -84% -39% -6% -21%
Operating Profit CAGR -96% -59% 0% -24%
PAT CAGR -97% -62% 0% -20%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR 183% 139% 70% 30%
ROE Average 1% 8% 13% 9%
ROCE Average 1% 8% 14% 11%

Gyftr Balance Sheet

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 153 150 122 144 170 144 253 289 297 357 347
Minority's Interest 0 0 0 0 0 0 0 0 0 0 0
Borrowings 2 2 0 0 0 0 0 0 0 0 0
Current Liability 216 200 114 58 38 42 55 91 124 89 38
Other Liabilities & Provisions -3 -2 -0 -0 -7 -7 8 6 4 10 1
Total Liabilities 369 350 236 202 201 180 316 385 425 456 386
Loans 0 0 0 0 0 0 0 0 0 59 157
Investments 31 37 66 50 29 67 60 60 89 112 49
Fixed Assets 14 13 3 3 2 2 2 2 2 2 0
Other Loans 7 7 4 9 11 13 5 9 6 0 12
Other Non Current Assets 2 2 17 11 0 0 0 0 0 12 0
Current Assets 315 291 146 129 160 99 250 314 329 272 168
Total Assets 369 350 236 202 201 180 316 385 425 456 386

Gyftr Cash Flow

#(Fig in Cr.) Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 40 52 1 4 78 4 4 8 21 8 2
Cash Flow from Operating Activities -13 1 -8 58 -2 -14 -13 -14 11 51 -107
Cash Flow from Investing Activities 41 18 -5 8 -45 18 8 -5 -56 -10 158
Cash Flow from Financing Activities -17 -10 16 -45 -27 -4 9 31 32 -46 -33
Net Cash Inflow / Outflow 12 9 3 20 -74 0 4 13 -13 -5 18
Closing Cash & Cash Equivalent 52 61 4 25 4 4 8 21 8 2 20

Gyftr Ratios

# Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 2.77 1.15 1.56 3.01 3 -3.44 9.17 5.53 2.1 8.99 0.28
CEPS(Rs) 3.33 1.38 1.58 3.05 3.01 -3.44 9.18 5.54 2.11 9 0.28
DPS(Rs) 2.28 1.33 0.38 0.38 0.57 0.38 0.38 0.57 0.19 0.57 0
Book NAV/Share(Rs) 23.86 23.41 19.05 22 25.69 21.84 38.31 43.77 44.91 54.01 52.46
Net Profit Margin 12.58 7.26 24 25.77 136.51 -117.41 63.34 59.94 49.3 66.14 12.86
Operating Margin 29.17 30.35 63.58 34.23 197.22 -105.85 75.33 73.3 69.35 86.87 38.93
PBT Margin 15.11 10.48 29.48 27.5 180.85 -117.41 72.64 68.69 56.35 81.57 17.19
ROA(%) 5.12 2.06 3.42 8.98 9.83 -11.93 24.45 10.42 3.42 13.49 0.43
ROE(%) 11.62 4.87 7.35 14.79 12.63 -14.47 30.51 13.48 4.73 18.18 0.52
ROCE(%) 14.01 10.06 10.35 12.51 14.1 -10.61 30.09 13.34 4.94 18.17 1.34
Price/Earnings(x) 6.28 11.92 8.64 9.16 7.81 0 1.56 3.22 6.66 3.26 271.86
Price/Book(x) 0.73 0.59 0.71 1.25 0.91 0.49 0.37 0.41 0.31 0.54 1.43
Dividend Yield(%) 13.12 9.7 2.82 1.38 2.44 3.56 2.65 3.2 1.36 1.95 0
EV/Net Sales(x) 1.6 1.68 4.03 1.94 11.63 4.35 1.16 2.48 6.06 2.59 34.86
EV/Core EBITDA(x) 5.05 5.29 6.31 5.63 5.87 -4.12 1.53 3.38 8.72 2.97 145.38
Interest Earned Growth(%) 93.27 -27.97 -59.01 82.92 -80.99 33.47 394.52 -36.29 -53.87 219.41 -84.27
Net Profit Growth 604.4 -58.43 35.52 96.39 0.7 -214.79 366.77 -39.71 -62.06 328.51 -96.94
EPS Growth(%) 604.4 -58.43 35.52 92.86 -0.48 -214.79 366.77 -39.71 -62.06 328.51 -96.94
Interest Coverage(x) % 2.07 1.53 1.86 5.08 12.05 -9.16 28 15.92 5.33 16.4 1.79

Gyftr Shareholding Pattern

# Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Promoter 63.62 45.32 45.32 45.32 45.32 9.95 61.21 61.21 50.08 50.08
FII 0 3.3 5.62 7.2 7.2 4.42 2.56 2.61 4.98 4.43
DII 0 0.2 0 0 0 0 0 0.09 4.03 4.63
Public 36.38 51.18 49.06 47.48 47.48 85.63 36.23 36.09 40.91 40.86
Others 0 0 0 0 0 0 0 0 0 0
Total 100 100 100 100 100 100 100 100 100 100

Gyftr News

Gyftr Pros & Cons

Pros

  • Company is almost debt free.

Cons

  • Company has a low return on equity of 8% over the last 3 years.
  • Stock is trading at 3.8 times its book value.
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