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Justo Realfintech Overview

Justo Realfintech Ltd. is a real-estate mandate and sales-management company that works with property developers to handle their entire sales, marketing, customer support and CRM process. Founded in 2019 and based in Maharashtra, the company acts as an asset-light service partner rather than a builder — helping developers price projects, plan sales strategies, generate leads, close deals, and assist buyers in financing and documentation. It operates mainly across Pune, Mumbai Metropolitan Region, Nashik, Aurangabad and Kolhapur. The company h...Read More

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Justo Realfintech Key Financials

Market Cap ₹184 Cr.

Stock P/E 12.1

P/B 1.6

Current Price ₹98.1

Book Value ₹ 61.4

Face Value 10

52W High ₹136.8

Dividend Yield 0%

52W Low ₹ 72

Justo Realfintech Share Price

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Volume
Price

Justo Realfintech Quarterly Price

Show Value Show %

Justo Realfintech Peer Comparison

Justo Realfintech Quarterly Results

#(Fig in Cr.)
Net Sales
Other Income
Total Income
Total Expenditure
Operating Profit
Interest
Depreciation
Exceptional Income / Expenses
Profit Before Tax
Provision for Tax
Profit After Tax
Adjustments
Profit After Adjustments
Adjusted Earnings Per Share

Justo Realfintech Profit & Loss

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
Net Sales 30 70 59 81
Other Income 0 0 0 0
Total Income 30 71 59 82
Total Expenditure 25 48 49 60
Operating Profit 5 23 11 22
Interest 0 1 1 1
Depreciation 0 0 0 0
Exceptional Income / Expenses 0 0 0 0
Profit Before Tax 5 22 9 20
Provision for Tax 1 6 2 5
Profit After Tax 4 15 7 15
Adjustments 0 0 0 0
Profit After Adjustments 4 15 7 15
Adjusted Earnings Per Share 3.3 13.7 6 11

Growth Rates

# 1 Year 3 Year 5 Year 10 Year
Sales CAGR 37% 39% 0% 0%
Operating Profit CAGR 100% 64% 0% 0%
PAT CAGR 114% 55% 0% 0%
# 1 Year 3 Year 5 Year 10 Year
Share Price CAGR NA% NA% NA% NA%
ROE Average 38% 62% 65% 65%
ROCE Average 44% 74% 72% 72%

Justo Realfintech Balance Sheet

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025
Shareholder's Funds 5 20 27 52
Minority's Interest 0 0 0 0
Borrowings 2 2 2 4
Other Non-Current Liabilities 0 0 0 0
Total Current Liabilities 7 10 13 19
Total Liabilities 14 33 42 76
Fixed Assets 1 1 1 1
Other Non-Current Assets 0 1 5 11
Total Current Assets 13 31 36 64
Total Assets 14 33 42 76

Justo Realfintech Cash Flow

#(Fig in Cr.) Mar 2022 Mar 2023 Mar 2024 Mar 2025
Opening Cash & Cash Equivalents 0 1 1 0
Cash Flow from Operating Activities 0 1 5 -9
Cash Flow from Investing Activities -1 -2 -4 -9
Cash Flow from Financing Activities 1 0 -1 25
Net Cash Inflow / Outflow 1 -1 -0 7
Closing Cash & Cash Equivalent 1 1 0 7

Justo Realfintech Ratios

# Mar 2022 Mar 2023 Mar 2024 Mar 2025
Earnings Per Share (Rs) 3.31 13.69 5.99 10.99
CEPS(Rs) 3.43 13.99 6.36 11.27
DPS(Rs) 0.06 0 0 0
Book NAV/Share(Rs) 4.53 18.23 24.22 37.88
Core EBITDA Margin(%) 18.01 31.91 17.82 26.63
EBIT Margin(%) 17.62 31.6 17.23 26.51
Pre Tax Margin(%) 16.37 30.63 15.23 25.15
PAT Margin (%) 12.27 21.72 11.27 18.7
Cash Profit Margin (%) 12.68 22.19 11.97 19.17
ROA(%) 25.94 65.31 18.04 25.84
ROE(%) 73.11 120.33 28.24 38.28
ROCE(%) 66.38 139.19 38.37 44.02
Receivable days 121.2 100.43 185.42 181.76
Inventory Days 0 0 0 0
Payable days 0 0 0 0
PER(x) 0 0 0 0
Price/Book(x) 0 0 0 0
Dividend Yield(%) 0 0 0 0
EV/Net Sales(x) 0.06 0.04 0.04 0.26
EV/Core EBITDA(x) 0.33 0.14 0.2 0.97
Net Sales Growth(%) 0 133.38 -15.7 37
EBIT Growth(%) 0 318.63 -54.03 110.8
PAT Growth(%) 0 313.14 -56.24 127.22
EPS Growth(%) 0 313.14 -56.24 83.45
Debt/Equity(x) 0.58 0.18 0.09 0.31
Current Ratio(x) 1.86 3.1 2.85 3.3
Quick Ratio(x) 1.86 3.1 2.85 3.3
Interest Cover(x) 14.16 32.5 8.6 19.39
Total Debt/Mcap(x) 0 0 0 0

Justo Realfintech Shareholding Pattern

# Aug 2025 Sep 2025 Mar 2026
Promoter 38.18 38.18 39.49
FII 1.09 1.09 0.16
DII 8.72 8.72 10.1
Public 52.01 52.01 50.25
Others 0 0 0
Total 100 100 100

Justo Realfintech News

Justo Realfintech Pros & Cons

Pros

  • Company has a good return on equity (ROE) track record: 3 Years ROE 62%
  • Company is almost debt free.

Cons

  • Promoter holding is low: 39.49%.
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