Market Cap ₹7298 Cr.
Stock P/E 17.7
P/B 1.8
Current Price ₹76.4
Book Value ₹ 43
Face Value 1
52W High ₹115
Dividend Yield 2.62%
52W Low ₹ 69
JM Financial Ltd is an incorporated and varied financial service. The Company is engaged in the holding company activities, advisors in equity and debt capital markets, management of capital markets transactions, mergers and acquisitions, advisory, non-public equity syndication, corporate finance advisory enterprise, and management and control of private equity funds. Its number one commercial enterprise includes investment banking, wealth management, and securities business (IWS) which comprises rate and fund-based activities for mortgage lending which encompass each wholesale mortgage lending and retail loan lending (domestic loans and training institutions lending). The fund-based activities section includes NBFC and asset reconstruction. Its alternative asset control segment includes handling funds of institutional and non-institutional traders raised below various schemes for investments.
Price goes above X
Price falls below X
PE goes above X
PE falls below X
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| #(Fig in Cr.) |
|---|
| Operating Revenue |
| Other Income |
| Total Income |
| Total Expenditure |
| Operating Profit |
| Interest Expense |
| Depreciation |
| Profit Before Tax |
| Provision for Tax |
| Profit After Tax |
| Adjustments |
| Profit After Adjustments |
| Adjusted Earnings Per Share |
| #(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Revenue | 11 | 21 | 30 | 35 | 47 | 299 | 164 | 264 | 347 | 561 | 336 | |
| Other Income | 45 | 66 | 75 | 123 | 116 | 128 | 122 | 47 | 28 | 59 | 156 | |
| Total Income | 56 | 87 | 105 | 158 | 164 | 427 | 286 | 311 | 374 | 620 | 492 | |
| Total Expenditure | 7 | 12 | 16 | 18 | 16 | 157 | 149 | 134 | 138 | 186 | 162 | |
| Operating Profit | 49 | 75 | 88 | 140 | 147 | 269 | 137 | 176 | 236 | 433 | 329 | |
| Interest Expense | 0 | 0 | 8 | 27 | 40 | 35 | 20 | 8 | 7 | 7 | 6 | |
| Depreciation | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 12 | 12 | 11 | 10 | |
| Profit Before Tax | 49 | 75 | 81 | 112 | 107 | 233 | 116 | 156 | 217 | 416 | 313 | |
| Provision for Tax | 4 | 4 | 2 | -0 | 0 | 41 | 4 | 29 | 42 | 88 | 40 | |
| Profit After Tax | 45 | 71 | 78 | 112 | 107 | 192 | 111 | 127 | 175 | 328 | 273 | |
| Adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Profit After Adjustments | 45 | 71 | 78 | 112 | 107 | 192 | 111 | 127 | 175 | 328 | 273 | |
| Adjusted Earnings Per Share | 0.6 | 0.9 | 1 | 1.4 | 1.3 | 2.3 | 1.3 | 1.5 | 1.8 | 3.4 | 2.9 |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Sales CAGR | -40% | 8% | 2% | 41% |
| Operating Profit CAGR | -24% | 23% | 4% | 21% |
| PAT CAGR | -17% | 29% | 7% | 20% |
| # | 1 Year | 3 Year | 5 Year | 10 Year |
|---|---|---|---|---|
| Share Price CAGR | 6% | -6% | -3% | 7% |
| ROE Average | 7% | 7% | 6% | 6% |
| ROCE Average | 8% | 9% | 8% | 7% |
| #(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Shareholder's Funds | 1619 | 1630 | 1643 | 1655 | 1726 | 2491 | 2482 | 2573 | 3503 | 3737 | 3817 |
| Minority's Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| Current Liability | 42 | 49 | 194 | 506 | 217 | 53 | 37 | 60 | 84 | 94 | 63 |
| Other Liabilities & Provisions | 111 | 111 | 111 | 111 | 111 | 134 | 137 | 209 | 203 | 205 | 202 |
| Total Liabilities | 1773 | 1791 | 1949 | 2272 | 2053 | 2679 | 2657 | 2843 | 3790 | 4037 | 4083 |
| Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1470 | 1313 | 1662 | 1757 | 1769 | 1986 | 2246 | 2371 | 2332 | 2237 | 2391 |
| Fixed Assets | 1 | 2 | 2 | 3 | 2 | 6 | 5 | 77 | 69 | 61 | 53 |
| Other Loans | 150 | 161 | 162 | 165 | 149 | 172 | 183 | 172 | 163 | 159 | 163 |
| Other Non Current Assets | 4 | 3 | 4 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| Current Assets | 147 | 312 | 119 | 345 | 131 | 516 | 222 | 223 | 1226 | 1580 | 1476 |
| Total Assets | 1773 | 1791 | 1949 | 2272 | 2053 | 2679 | 2657 | 2843 | 3790 | 4037 | 4083 |
| #(Fig in Cr.) | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Opening Cash & Cash Equivalents | 114 | 114 | 216 | 32 | 9 | 16 | 31 | 7 | 15 | 10 | 80 |
| Cash Flow from Operating Activities | 5 | -85 | 19 | -221 | 257 | 179 | -37 | 151 | -352 | 203 | -265 |
| Cash Flow from Investing Activities | 70 | 241 | -275 | 16 | 101 | -472 | 152 | -88 | -382 | -25 | 400 |
| Cash Flow from Financing Activities | -75 | -53 | 72 | 182 | -360 | 309 | -139 | -56 | 729 | -108 | -208 |
| Net Cash Inflow / Outflow | 0 | 102 | -184 | -23 | -1 | 15 | -24 | 8 | -5 | 70 | -73 |
| Closing Cash & Cash Equivalent | 114 | 216 | 32 | 9 | 7 | 31 | 7 | 15 | 10 | 80 | 8 |
| # | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Per Share (Rs) | 0.6 | 0.94 | 1 | 1.42 | 1.34 | 2.29 | 1.33 | 1.51 | 1.84 | 3.44 | 2.86 |
| CEPS(Rs) | 0.6 | 0.95 | 1 | 1.43 | 1.35 | 2.31 | 1.35 | 1.66 | 1.96 | 3.55 | 2.97 |
| DPS(Rs) | 0.9 | 1 | 1.35 | 1.45 | 1.5 | 1.8 | 1 | 0.2 | 0.5 | 1.65 | 1.8 |
| Book NAV/Share(Rs) | 21.2 | 21.14 | 20.7 | 20.72 | 21.5 | 29.42 | 29.14 | 30.21 | 36.47 | 38.99 | 39.83 |
| Net Profit Margin | 403.87 | 339.23 | 264.25 | 320.05 | 225.75 | 64.17 | 67.88 | 48.21 | 50.57 | 58.47 | 81.26 |
| Operating Margin | 439.57 | 357.4 | 298.02 | 397.07 | 309.96 | 89.51 | 82.5 | 62.21 | 64.66 | 75.4 | 95.05 |
| PBT Margin | 439.31 | 356.97 | 272.36 | 319.65 | 226.19 | 77.88 | 70.57 | 59.25 | 62.58 | 74.19 | 93.23 |
| ROA(%) | 2.51 | 3.99 | 4.18 | 5.32 | 4.93 | 8.1 | 4.17 | 4.63 | 5.28 | 8.38 | 6.73 |
| ROE(%) | 2.79 | 4.45 | 4.85 | 6.89 | 6.38 | 9.19 | 4.53 | 5.1 | 5.83 | 9.11 | 7.26 |
| ROCE(%) | 2.99 | 4.61 | 5.19 | 7.24 | 7.3 | 12.09 | 5.44 | 6.5 | 7.37 | 11.67 | 8.46 |
| Price/Earnings(x) | 27.26 | 26.53 | 48.21 | 26.78 | 66.07 | 56.28 | 70.9 | 42.52 | 45.94 | 19.69 | 20.83 |
| Price/Book(x) | 0.77 | 1.18 | 2.32 | 1.84 | 4.13 | 4.38 | 3.22 | 2.13 | 2.32 | 1.74 | 1.5 |
| Dividend Yield(%) | 5.54 | 4.01 | 2.81 | 3.81 | 1.69 | 1.4 | 1.06 | 0.31 | 0.59 | 2.44 | 3.02 |
| EV/Net Sales(x) | 98.03 | 79.63 | 130.42 | 97.51 | 153.28 | 35.97 | 48.04 | 20.42 | 23.19 | 11.36 | 16.89 |
| EV/Core EBITDA(x) | 22.18 | 22.16 | 43.56 | 24.49 | 49.23 | 39.91 | 57.45 | 30.56 | 34.05 | 14.7 | 17.23 |
| Interest Earned Growth(%) | -53.94 | 88.76 | 41.12 | 18.66 | 34.79 | 531.84 | -45.11 | 61.05 | 31.22 | 61.77 | -40.05 |
| Net Profit Growth | 5.44 | 58.55 | 9.93 | 43.72 | -4.92 | 79.6 | -41.94 | 14.38 | 37.64 | 87.06 | -16.69 |
| EPS Growth(%) | 5.19 | 57.77 | 5.95 | 42.76 | -5.58 | 70.3 | -42.07 | 14.21 | 21.53 | 86.78 | -16.75 |
| Interest Coverage(x) % | 1676.13 | 838.27 | 11.61 | 5.13 | 3.7 | 7.7 | 6.92 | 21.03 | 30.95 | 62.52 | 52.11 |
| # | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 55.27 | 55.42 | 55.41 | 56.01 | 56.01 | 56.49 | 56.47 | 56.47 | 56.44 | 56.44 |
| FII | 21.41 | 21.83 | 21.13 | 20.9 | 22.14 | 21.24 | 20.72 | 18.81 | 17.93 | 18.18 |
| DII | 9.72 | 8.78 | 8.79 | 9.52 | 7.35 | 7.46 | 7.61 | 8.06 | 8.45 | 8.46 |
| Public | 13.6 | 13.97 | 14.67 | 13.57 | 14.5 | 14.81 | 15.19 | 16.66 | 17.18 | 16.92 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 |
| # | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Promoter | 52.73 | 52.87 | 52.88 | 53.48 | 53.48 | 53.93 | 53.93 | 53.93 | 53.93 | 53.93 |
| FII | 20.43 | 20.83 | 20.16 | 19.96 | 21.14 | 20.28 | 19.79 | 17.97 | 17.13 | 17.37 |
| DII | 9.27 | 8.38 | 8.39 | 9.09 | 7.02 | 7.12 | 7.27 | 7.7 | 8.08 | 8.09 |
| Public | 12.97 | 13.33 | 14 | 12.95 | 13.84 | 14.14 | 14.51 | 15.91 | 16.41 | 16.17 |
| Others | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 95.4 | 95.41 | 95.44 | 95.48 | 95.48 | 95.48 | 95.5 | 95.51 | 95.55 | 95.56 |
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| Companies | Open Date | Close Date | Issue Price | Cost of 1 Lot | GMP | Expected Listing | Listing Gain(%) | Listing Price | Current Price | Type | Exchange |
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